证券代码：601997 证券简称：贵阳银行 公告编号：2025-053 优先股代码：360031 优先股简称：贵银优 1 贵阳银行股份有限公司关于公司章程修订 获得监管机构核准及不再设立监事会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 贵阳银行股份有限公司（以下简称公司）于 2025 年 7 月 25 日召 开 2025 年第二次临时股东大会，审议通过了《关于修订<贵阳银行股 份有限公司章程>的议案》。 特此公告。 贵阳银行股份有限公司董事会 2025 年 12 月 5 日 近日，公司收到《国家金融监督管理总局贵州监管局关于贵阳银 行修改公司章程的批复》（贵金复〔2025〕167 号），修改后的公司 章程已获得核准。修改后的公司章程全文请参见上海证券交易所网站 （www.sse.com.cn）。 自公司章程修改获监管机构核准生效之日起，公司不再设立监事 会及其各专门委员会，由董事会审计委员会行使《中华人民共和国公 司法》和监管制度规定的监事会职权。 ...

在今年8月23家金融机构"定向"承接消费贷贴息政策之后，地方银行也将迎来政策红利。 12月4日，成都银行、成都农商行分别发布公告称，根据四川省相关政策，个人客户提用省内经办机构 发放且实际用于四川省内消费的贷款部分，可获得贴息，该贴息政策实施期限为2025年10月1日至2026 年3月31日。 12月4日，成都银行公告指出，本行将通过系统识别或人工审核方式对授权账户的交易信息进行识别核 验，贴息协议生效后，本行开始识别客户在政策执行期间使用个人消费贷款进行消费的交易信息，并对 其中符合财政贴息要求的消费交易进行识别认定，按照政策规定予以贴息。 从贴息的范围来看，多家银行公布的政策中具体贴息范围都包括单笔5万元以下消费以及单笔5万元以上 的汽车、教育、健康医疗等重点领域消费。 贴息标准方面，四川及贵州两省年贴息比例1%（按符合条件的实际用于消费的个人消费贷款本金计 算），最高不超过合同利率的50%。 在补贴额度方面，贵州银行和贵阳银行个人消费贷款累计贴息上限为3000元，单笔5万元以下个人消费 贷款贴息累计上限为1000元，叠加大额消费贴息后总额不得突破3000元上限；成都银行及成都农商行个 人消费贷款累计贴息 ...

他同时指出，从市场趋势看，长期限、高利率的存款产品可能将日益成为市场中难以轻易获取的"稀缺资源"，对追求稳健的投资者来说，需要主动调整和应 对。 中小银行客户经理纷纷"借势"营销 "我们银行还有5年期，请联系我了解详情！"随着六大国有银行集体下架5年期大额存单，部分中小银行客户经理将其视为一个营销窗口，在社交媒体上介绍 起自家长期存款产品。 《每日经济新闻》记者（以下简称"每经记者"）注意到，在国有大行引领的5年期大额存单"下架潮"中，中小银行策略出现显著分化，部分选择跟进，部 分"接棒"成为供应主力，部分则以特色存款"迂回"满足客户需求。 据观察，目前年利率超过2%的大额存单已极为罕见且一单难求，少数在售银行普遍设置了更高门槛或面临"秒光"抢购，个别银行的大额存单产品起售门槛 甚至已达千万元级。面对大额存单的额度和利率约束，也有不少银行积极推出利率相近的"特色存款"产品作为"平替"，以较低起存金额吸引更广泛的客户。 对此，北京财富管理行业协会特约研究员杨海平认为，不同类型银行在市场份额、客户基础、服务网络布局等方面存在差异，部分银行基于其特定的资产端 布局或客户结构，往往更有能力也更有意愿维持长期限存款产品 ...

息烽发展村镇银行成立于2011年6月15日，现注册资本为6亿元，贵阳银行持股比例为37.4%。截至2025年6月末，息烽发展村镇银行资产总额为4.22亿元，存 款余额为2.93亿元，贷款余额为1.45亿元。不过，2025年上半年，息烽发展村镇银行净亏损为331.99万元。 贵阳银行2025年前三季度报告显示，前三季度实现营业收入94.35亿元，同比下降13.73%；实现归母净利润39.15亿元，同比下降1.39%。截至9月末，该行资 产总额为7465.89亿元，存款总额为4350.27亿元，贷款总额为3457.41亿元。 11 月 26 日，贵阳银行股份有限公司（以下简称 "贵阳银行"）召开 2025 年第三次临时股东大会，核心审议《关于拟收购息烽发展村镇银行有限责任公司设 立分支机构的议案》。该议案最终以多数票获通过，但却遭到19.0713%股东反对，特别是5%以下股东反对票的比例高达27.2325%。 | 股东 | 同意 | | 反对 | | 穿权 | | | --- | --- | --- | --- | --- | --- | --- | | 类型 | 票数 | 比例(%) | 票数 | 比例(%) ...

Group 1 - The city commercial bank sector increased by 0.43% on December 2, with Jiangsu Bank leading the gains [1] - The Shanghai Composite Index closed at 3897.71, down 0.42%, while the Shenzhen Component Index closed at 13056.7, down 0.68% [1] - Jiangsu Bank's closing price was 10.95, reflecting a 1.67% increase, with a trading volume of 1.7435 million shares and a transaction value of 1.897 billion [1] Group 2 - The city commercial bank sector experienced a net outflow of 316 million from institutional funds, while retail investors saw a net inflow of 421 million [2][3] - The trading data for various banks showed mixed performance, with Ningbo Bank declining by 0.69% and Guizhou Bank remaining unchanged [2] - Shanghai Bank had a net outflow of 46.6477 million from institutional funds, while retail investors contributed a net inflow of 2.33839 million [3]

Market Performance - The city commercial bank sector increased by 1.5% on December 1, with Xiamen Bank leading the gains [1] - The Shanghai Composite Index closed at 3914.01, up 0.65%, while the Shenzhen Component Index closed at 13146.72, up 1.25% [1] Individual Bank Performance - Xiamen Bank's closing price was 7.52, with a rise of 5.17% and a trading volume of 366,500 shares, amounting to 272 million yuan [1] - Qilu Bank closed at 6.12, up 3.38%, with a trading volume of 1.26 million shares, totaling 768 million yuan [1] - Nanjing Bank's closing price was 11.85, increasing by 2.42%, with a trading volume of 647,000 shares, amounting to 760 million yuan [1] - Shanghai Bank closed at 10.06, up 1.82%, with a trading volume of 591,800 shares, totaling 593 million yuan [1] - Chengdu Bank's closing price was 17.17, increasing by 1.78%, with a trading volume of 466,800 shares, amounting to 797 million yuan [1] Fund Flow Analysis - The city commercial bank sector experienced a net outflow of 278 million yuan from institutional investors, while retail investors saw a net inflow of 240 million yuan [1] - The table shows various banks' net fund flows, indicating mixed results among different institutions [2]

长江商报记者 徐佳 因收购亏损的村镇银行，贵阳银行(601997.SH)遭中小股东质疑。 11月26日晚间，贵阳银行披露股东大会决议。在当日召开的2025年第三次临时股东大会中，该行四大议 案获表决通过。 但其中，贵阳银行拟收购息烽发展村镇银行有限责任公司(以下简称"息烽发展村镇银行")设立分支机构 的议案却遭到19.0713%股东反对，特别是5%以下股东反对票的比例高达27.2325%。 按照贵阳银行的计划，该行本次收购息烽发展村镇银行主要是为积极响应国家战略与最新政策，进一步 增强对区域经济发展的金融服务能力。 长江商报记者注意到，作为贵阳银行的参股公司，息烽发展村镇银行在2025年上半年净亏损331.99万 元。 中小股东的质疑，与贵阳银行近年来业绩表现疲软不无关系。2025年前三季度，贵阳银行实现营业收入 94.35亿元，同比减少13.73%；归属于该行股东的净利润(以下简称"归母净利润")39.15亿元，同比减少 1.39%。其中，该行利息净收入76.06亿元，同比减少10.65亿元，降幅达到12.3%。 尽管四项议案均获通过，但其中关于收购息烽发展村镇银行并设立分支机构的议案却遭遇较高比例的反 对 ...

11月26日晚间，贵阳银行披露股东大会决议。在当日召开的2025年第三次临时股东大会中，该行四大议 案获表决通过。 按照贵阳银行的计划，该行本次收购息烽发展村镇银行主要是为积极响应国家战略与最新政策，进一步 增强对区域经济发展的金融服务能力。 长江商报消息●长江商报记者 徐佳 因收购亏损的村镇银行，贵阳银行（601997.SH）遭中小股东质疑。 但其中，贵阳银行拟收购息烽发展村镇银行有限责任公司（以下简称"息烽发展村镇银行"）设立分支机 构的议案却遭到19.0713%股东反对，特别是5%以下股东反对票的比例高达27.2325%。 长江商报记者注意到，作为贵阳银行的参股公司，息烽发展村镇银行在2025年上半年净亏损331.99万 元。 中小股东的质疑，与贵阳银行近年来业绩表现疲软不无关系。2025年前三季度，贵阳银行实现营业收入 94.35亿元，同比减少13.73%；归属于该行股东的净利润（以下简称"归母净利润"）39.15亿元，同比减 少1.39%。其中，该行利息净收入76.06亿元，同比减少10.65亿元，降幅达到12.3%。 值得一提的是，11月25日，贵阳银行黔西南分行因贷款三查不到位，被黔西南金融监管 ...

Core Viewpoint - The city commercial bank sector experienced a decline of 0.62% on November 28, with Shanghai Bank leading the drop, while the overall stock market showed slight gains [1][2]. Market Performance - The Shanghai Composite Index closed at 3888.6, up 0.34% - The Shenzhen Component Index closed at 12984.08, up 0.85% [1]. Individual Stock Performance - Chongqing Bank: Closed at 11.20, up 0.72%, with a trading volume of 84,100 shares and a turnover of 94.08 million yuan - Xiamen Bank: Closed at 7.15, up 0.56%, with a trading volume of 156,600 shares and a turnover of 112 million yuan - Hangzhou Bank: Closed at 15.59, up 0.13%, with a trading volume of 295,600 shares and a turnover of 461 million yuan - Zhengzhou Bank: Closed at 2.00, unchanged, with a trading volume of 667,700 shares and a turnover of 13.3 million yuan - Nanjing Bank: Closed at 11.57, down 0.09%, with a trading volume of 333,200 shares and a turnover of 38.6 million yuan - Qingdao Bank: Closed at 4.84, down 0.41%, with a trading volume of 332,000 shares and a turnover of 16 million yuan - Changsha Bank: Closed at 9.64, down 0.41%, with a trading volume of 124,200 shares and a turnover of 12 million yuan - Lanzhou Bank: Closed at 2.36, down 0.42%, with a trading volume of 408,600 shares and a turnover of 96.46 million yuan - Xi'an Bank: Closed at 3.83, down 0.52%, with a trading volume of 182,100 shares and a turnover of 6.97 million yuan - Ningbo Bank: Closed at 28.37, down 0.56%, with a trading volume of 195,600 shares and a turnover of 557 million yuan [1][2]. Capital Flow Analysis - The city commercial bank sector saw a net outflow of 379 million yuan from institutional investors, while retail investors contributed a net inflow of 86.74 million yuan [2][3]. - The following stocks had notable capital flows: - Hangzhou Bank: Net inflow of 9.48 million yuan from institutional investors - Qilu Bank: Net inflow of 6.55 million yuan from institutional investors - Suzhou Bank: Net inflow of 6.07 million yuan from institutional investors - Qingdao Bank: Net inflow of 3.22 million yuan from institutional investors - Lanzhou Bank: Net inflow of 2.34 million yuan from institutional investors - Zhengzhou Bank: Net outflow of 0.96 million yuan from institutional investors - Guizhou Bank: Net outflow of 1.41 million yuan from institutional investors - Xi'an Bank: Net outflow of 2.69 million yuan from institutional investors - Nanjing Bank: Net outflow of 9.30 million yuan from institutional investors - Chongqing Bank: Net outflow of 9.87 million yuan from institutional investors [3].

Core Insights - The city commercial bank sector experienced a rise of 0.69% on November 27, with Qingdao Bank leading the gains [1] - The Shanghai Composite Index closed at 3875.26, up 0.29%, while the Shenzhen Component Index closed at 12875.19, down 0.25% [1] Stock Performance Summary - Qingdao Bank (002948) closed at 4.86, up 1.25% with a trading volume of 462,800 shares and a transaction value of 224 million [1] - Hangzhou Bank (600926) closed at 15.57, up 1.24% with a trading volume of 269,400 shares and a transaction value of 417 million [1] - Jiangsu Bank (616009) closed at 10.83, up 1.21% with a trading volume of 1,097,800 shares and a transaction value of 1.179 billion [1] - Chengdu Bank (601838) closed at 17.01, up 1.13% with a trading volume of 394,100 shares and a transaction value of 667 million [1] - Shanghai Bank (601229) closed at 10.01, up 1.11% with a trading volume of 447,500 shares and a transaction value of 445 million [1] - Xiamen Bank (601187) closed at 7.11, up 0.85% with a trading volume of 101,900 shares and a transaction value of 72.116 million [1] - Nanjing Bank (6000009) closed at 11.58, up 0.78% with a trading volume of 294,200 shares and a transaction value of 339 million [1] - Xi'an Bank (600928) closed at 3.85, up 0.52% with a trading volume of 220,500 shares and a transaction value of 84.754 million [1] - Changsha Bank (601577) closed at 9.68, up 0.52% with a trading volume of 137,900 shares and a transaction value of 133 million [1] - Qilu Bank (601665) closed at 5.97, up 0.34% with a trading volume of 401,600 shares and a transaction value of 239 million [1] Capital Flow Analysis - The city commercial bank sector saw a net inflow of 72.7685 million from institutional investors, while retail investors experienced a net inflow of 16.4028 million [2] - The sector faced a net outflow of 89.1713 million from speculative funds [2] Individual Stock Capital Flow - Jiangsu Bank (600919) had a net inflow of 75.1851 million from institutional investors, while it faced a net outflow of 38.3807 million from speculative funds [3] - Shanghai Bank (601229) saw a net inflow of 33.6962 million from institutional investors, with a net outflow of 37.6450 million from speculative funds [3] - Qilu Bank (601665) had a net inflow of 23.2129 million from institutional investors, while it faced a net outflow of 7.1943 million from speculative funds [3] - Chengdu Bank (601838) experienced a net inflow of 21.6104 million from institutional investors, with a significant net outflow of 68.9418 million from speculative funds [3] - Hangzhou Bank (600926) had a net inflow of 17.6667 million from institutional investors, while it faced a net outflow of 41.0399 million from speculative funds [3]