贵阳银行股份有限公司内幕信息及知情人管理制度 （2025 年修订） 第一章 总 则 第一条 为了进一步规范贵阳银行股份有限公司（以下简称本行 或公司）内幕信息管理，加强本行内幕信息保密工作，维护信息披露 的公平原则，根据《中华人民共和国公司法》《中华人民共和国证券 法》（以下简称《证券法》）、中国证券监督管理委员会（以下简称 中国证监会）《上市公司信息披露管理办法》《上市公司监管指引第 5 号——上市公司内幕信息知情人登记管理制度》、《上海证券交易 所上市公司自律监管指引第 2 号——信息披露事务管理》（以下简称 《指引》）、《上海证券交易所股票上市规则》等法律、法规、规范 性文件及《贵阳银行股份有限公司章程》（以下简称《公司章程》）、 《贵阳银行股份有限公司信息披露事务管理制度》（以下简称《信息 披露事务管理制度》）等有关规定，结合本行实际情况，制定本制度。 第二条 本行董事会是内幕信息的管理机构，董事长为主要责任 人，董事会秘书为内幕信息管理工作负责人。董事会办公室具体负责 本行内幕信息的日常管理工作。 第二章 内幕信息的定义与范围 第三条 本制度所称内幕信息是指《证券法》及相关法律法规规 定的，涉及本行 ...

证券代码：601997 证券简称：贵阳银行 公告编号：2025-058 优先股代码：360031 优先股简称：贵银优 1 贵阳银行股份有限公司 关联交易事项的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 重要内容提示： 交易内容： 贵阳银行股份有限公司（以下简称公司）第六届董事会 2025 年 度第四次会议审议通过了《关于对贵阳贵银金融租赁有限责任公司关 联授信的议案》，拟授予贵阳贵银金融租赁有限责任公司（以下简称 贵银金租）同业授信 68.84 亿元，授信有效期为董事会审议通过之日 起一年，授信用途为同业业务。 公司本次与贵银金租发生的关联交易构成国家金融监督管理 总局口径重大关联交易，本次关联交易应提交董事会审议并及时公告， 无需提交股东大会审议。 本次关联交易属于公司日常业务中的正常同业业务，对公司的 正常经营活动及财务状况不构成重大影响。 一、关联交易概述 公司拟授予贵银金租同业授信 68.84 亿元，授信有效期为董事会 1 审议通过之日起一年，授信用途为同业业务。 二、关联方介绍和关联关系 贵银金租是原中国 ...

证券代码：601997 证券简称：贵阳银行 公告编号：2025-057 优先股代码：360031 优先股简称：贵银优 1 贵阳银行股份有限公司第六届董事会 2025 年度第四次会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 贵阳银行股份有限公司(以下简称公司)于 2025 年 12 月 12 日以 直接送达或电子邮件方式向全体董事发出关于召开第六届董事会 2025 年度第四次会议的通知，会议于 2025 年 12 月 22 日在公司总行 401 会议室以现场方式召开。本次会议应出席董事 10 名，亲自出席 董事 10 名。会议由张正海董事长主持，高级管理人员列席了会议。 会议的召开符合《中华人民共和国公司法》《中华人民共和国证券法》 等法律、行政法规、部门规章、规范性文件及《公司章程》的有关规 定。会议所形成的决议合法、有效。 会议对如下议案进行了审议并表决： 一、审议通过了《关于审议<贵阳银行股份有限公司 2026 年度机 构发展规划>的议案》 表决结果：赞成 10 票，反对 0 票，弃权 0 票。 四、审议 ...

Core Viewpoint - The consumer loan interest subsidy policy is being implemented at the local level, with provinces like Sichuan, Chongqing, and Guizhou initiating provincial subsidy programs, marking a further refinement of the national policy [2][10]. Group 1: Policy Implementation - Sichuan, Chongqing, and Guizhou have launched provincial subsidy programs for consumer loans, including local small and medium-sized banks as processing institutions [3][11]. - The subsidy period for Sichuan is from October 1, 2025, to March 31, 2026, while Chongqing's period is from September 1, 2025, to August 31, 2026, and Guizhou's is from September 1, 2025, to December 31, 2025 [3][11]. - The core standard for the subsidy is a 1% annual interest subsidy rate, not exceeding 50% of the loan contract interest rate, consistent with national standards [5][13]. Group 2: Market Impact - The inclusion of local policies is expected to create a structural impact, leading to a policy overlay effect that lowers consumer credit interest rates and stimulates demand [4][12]. - This policy shift breaks the initial trend where national subsidies primarily benefited large national banks, providing local banks with competitive tools and preventing excessive market concentration [5][13]. - The initiative encourages financial institutions to innovate products based on regional consumption characteristics, leading to a more diverse and balanced financial support network for consumption [5][13]. Group 3: Future Outlook - The Ministry of Commerce and other regulatory bodies have emphasized the need for collaboration among financial policies to guide credit funds towards key consumption areas [6][14]. - Experts predict that more provinces, especially economically significant ones, will adopt similar policies, with a focus on green and digital consumption [6][14]. - There is a strong motivation for regions with weak consumption recovery or those looking to enhance local commercial vitality to implement similar measures, creating a synergistic effect between national and local subsidies [6][14]. Group 4: Challenges for Local Banks - Local banks face both opportunities and challenges from this policy, as it provides a short-term growth window but also highlights their limitations in customer base, risk control technology, and product capabilities compared to larger banks [7][15]. - The policy's benefits may be temporary, and local banks must enhance their digital operations and service capabilities to retain customers after the policy period ends [7][15]. - Recommendations for local banks include leveraging policy benefits for rapid digital upgrades, building a "credit + scenario" ecosystem, and strengthening risk control and unique capabilities to avoid dependency on subsidies [7][15].

重要内容提示： 证券代码：601997 证券简称：贵阳银行 公告编号：2025-056 优先股代码：360031 优先股简称：贵银优 1 贵阳银行股份有限公司 关于股东权益变动的提示性公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 贵阳银行股份有限公司（以下简称公司）于 2025 年 12 月 16 日收到股东贵阳市工业投资有限公司（以下简称贵阳工投）的告知函， 贵阳工投股东贵阳产业发展控股集团有限公司、贵阳市外贸发展集团 有限公司及贵阳市矿产能源投资集团有限公司已与贵州省产业发展 有限公司签署《贵阳市工业投资有限公司股权转让协议》，将其所持 有的贵阳工投合计82.6529%股权转让至贵州省产业发展有限公司（以 下简称本次股权转让）。本次股权转让完成工商变更登记后，贵阳工 投实际控制人将发生变动，从而导致贵阳工投与公司第一大股东贵阳 市国有资产投资管理公司（以下简称贵阳国资）一致行动关系发生变 化。 同日，公司收到第一大股东贵阳国资的告知函，本次股权转让 将导致其一致行动人构成发生变化，贵阳国资与其一致行动人合计持 股 ...

人民财讯12月12日电，贵阳银行（601997）12月12日发布公告，近日，该行收到贵阳市工业投资有限公 司(以下简称"贵阳工投")来函，获悉贵阳工投原质押给渤海国际信托股份有限公司的7500万股无限售流 通股已解除质押，并办理了相关手续。据悉，贵阳工投持有贵阳银行股份约1.54亿股，占公司总股本 4.208%；截至公告披露日，贵阳工投及其一致行动人合计持有公司股份7.31亿股，占该行总股本 19.9984%。本次贵阳工投解除质押后，暂无被质押股份；贵阳工投与其一致行动人剩余被质押股份合 计2.795亿股，占其合计持有该行股份数的38.2317%。 ...

证券代码：601997 证券简称：贵阳银行 公告编号：2025-055 优先股代码:360031 优先股简称：贵银优 1 贵阳银行股份有限公司 关于股东股份解除质押的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 重要内容提示: 贵阳市工业投资有限公司（以下简称贵阳工投）持有贵阳银行 股份有限公司（以下简称公司）股份153,853,380股，占公司总股本 4.2080%；截至本公告披露日，贵阳工投及其一致行动人合计持有公 司股份731,182,992股，占公司总股本19.9984%。本次贵阳工投解除 质押后，暂无被质押股份；贵阳工投与其一致行动人剩余被质押股份 合计279,543,600股，占其合计持有公司股份数的38.2317%。 近日，公司收到贵阳工投来函，获悉贵阳工投原质押给渤海国际 信托股份有限公司的75,000,000股无限售流通股已解除质押，并办理 了相关手续。具体股份解除质押情况如下： | 股东名称 | 贵阳工投 | | --- | --- | | 本次解质股份（股） | 75,000,000 | | 占 ...

贵阳银行公告称，近日收到股东贵阳工投来函，其质押给渤海国际信托的7500万股无限售流通股于2025 年12月11日解除质押，占其所持股份比例48.7477%，占公司总股本2.0513%。贵阳工投持有公司股份 1.54亿股，占总股本4.2080%；解除质押后暂无被质押股份。截至公告披露日，贵阳工投及其一致行动 人合计持股7.31亿股，占总股本19.9984%，剩余被质押股份2.80亿股，占其合计持股数的38.2317%。 ...

Core Viewpoint - Guiyang Bank has received official approval from the Guizhou Regulatory Bureau of the National Financial Supervision Administration for amendments to its articles of association, marking a significant change in its corporate governance structure by eliminating the supervisory board [2][4]. Group 1 - The core change involves the cancellation of the supervisory board, indicating a major adjustment in the company's governance structure [2]. - The amendments were approved during the second extraordinary general meeting of shareholders held on July 25, 2025, and have now obtained legal validity [4]. - Following the approval, the functions previously held by the supervisory board will be transferred to the audit committee under the board of directors, in accordance with the Company Law of the People's Republic of China and regulatory requirements [4].

Core Viewpoint - The expansion of personal consumption loan interest subsidy policies by regional banks in Guizhou, Sichuan, and Chongqing aims to stimulate local consumption and enhance the competitiveness of regional financial institutions [1][6]. Group 1: Implementation of Subsidy Policies - Regional banks such as Guiyang Bank, Guizhou Bank, and Chengdu Bank have announced the implementation of personal consumption loan interest subsidies, expanding the original 23 financial institutions to include more local banks [1][2]. - The subsidy policies are in response to national calls to boost local consumption, with other provinces expected to follow suit [1][6]. Group 2: Specifics of Subsidy Programs - In Guizhou, the subsidy period is from December 1, 2025, to December 31, 2025, with a maximum subsidy of 3,000 yuan for eligible borrowers [2][4]. - In Chongqing, the subsidy applies to personal consumption loans issued from September 1, 2025, to August 31, 2026, with three local banks included as loan issuers [3][4]. - Chengdu Bank and Chengdu Rural Commercial Bank have set a subsidy cap of 1,500 yuan for borrowers during their policy period [5]. Group 3: Variations in Subsidy Standards - The annual subsidy rate for personal consumption loans in Guizhou and Chongqing is set at 1%, but the maximum subsidy amounts differ, with Guizhou and Chongqing allowing up to 3,000 yuan per borrower [4]. - Chengdu's subsidy cap is lower, at 1,500 yuan, indicating regional differences in subsidy implementation [5]. Group 4: Future Prospects and Market Impact - The introduction of these subsidy policies is expected to create a "national subsidy + local subsidy" synergy, enhancing regional banks' market competitiveness and stimulating local consumption [6][7]. - The policies are seen as a short-term growth opportunity for banks, but long-term sustainability may be challenged due to differences in customer base and risk management capabilities compared to larger banks [7].