Core Viewpoint - The city commercial bank sector experienced a decline of 0.67% on December 26, with Xiamen Bank leading the drop, while the Shanghai Composite Index rose by 0.1% and the Shenzhen Component Index increased by 0.54% [1] Group 1: Market Performance - The closing price of Xiamen Bank was 7.56, reflecting a decrease of 2.45% with a trading volume of 139,200 shares and a transaction amount of 106 million yuan [2] - Other notable banks included Guizhou Bank at 5.90 (-1.17%), Ningbo Bank at 28.00 (-1.10%), and Chongqing Bank at 10.85 (-0.91%) [2] - The overall city commercial bank sector saw a net outflow of 59.97 million yuan from main funds, while retail funds experienced a net outflow of 80.69 million yuan [2] Group 2: Fund Flow Analysis - Hangzhou Bank had a main fund net inflow of 11.5 million yuan, but retail funds saw a net outflow of 76.27 million yuan [3] - Ningbo Bank recorded a main fund net inflow of 56.33 million yuan, while retail funds had a net outflow of 6.51 million yuan [3] - The overall trend indicates that while some banks attracted main fund inflows, retail investors were largely withdrawing their investments [3]

Market Performance - The city commercial bank sector increased by 0.07% compared to the previous trading day, with Shanghai Bank leading the gains [1] - The Shanghai Composite Index closed at 3959.62, up 0.47%, while the Shenzhen Component Index closed at 13531.41, up 0.33% [1] Individual Stock Performance - Shanghai Bank (601229) closed at 9.96, up 0.61% with a trading volume of 291,300 shares and a transaction value of 290 million [1] - Other notable performers include: - Changsha Bank (601577) at 9.76, up 0.41% [1] - Xi'an Bank (600928) at 3.76, up 0.27% [1] - Hangzhou Bank (600926) at 15.36, up 0.26% [1] - Beijing Bank (601169) at 5.51, up 0.18% [1] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 111 million from institutional investors, while retail investors saw a net inflow of 121 million [2] - The overall capital flow indicates a mixed sentiment, with institutional investors withdrawing funds while retail investors are increasing their positions [2] Detailed Capital Flow by Bank - Hangzhou Bank (600926) had a net inflow of 38.46 million from institutional investors, but a net outflow of 43.46 million from speculative funds [3] - Beijing Bank (601169) saw a net inflow of 23.41 million from institutional investors, with a net outflow of 18.77 million from speculative funds [3] - Guizhou Bank (601997) had a significant net inflow of 22.19 million from institutional investors, but a net outflow of 36.07 million from retail investors [3]

Group 1 - The core viewpoint of the news is that Guiyang Bank's stock performance and financial metrics indicate a mixed outlook, with a slight increase in stock price but a decline in revenue and net profit year-on-year [1][2]. Group 2 - On December 24, Guiyang Bank's stock rose by 0.50%, with a trading volume of 88.25 million yuan. The margin trading data shows a net margin buy of -1.62 million yuan for the day, with a total margin balance of 1.797 billion yuan [1]. - As of October 31, the number of shareholders of Guiyang Bank increased by 1.59% to 68,100, while the average circulating shares per person decreased by 1.56% to 53,714 shares [2]. - For the period from January to September 2025, Guiyang Bank reported an operating income of 9.435 billion yuan, a year-on-year decrease of 13.73%, and a net profit attributable to shareholders of 3.915 billion yuan, down 1.39% year-on-year [2]. - Since its A-share listing, Guiyang Bank has distributed a total of 8.684 billion yuan in dividends, with 3.217 billion yuan distributed in the last three years [3]. - As of September 30, 2025, Hong Kong Central Clearing Limited was the fourth largest circulating shareholder, holding 103 million shares, a decrease of 51.846 million shares from the previous period [3].

【深圳商报讯】（首席记者 谢惠茜）12月23日，国家金融监督管理总局遵义监管分局行政处罚信息公 开表显示，贵阳银行习水支行因"违规收取小微企业贷款承诺费"被罚款20万元；时任贵阳银行习水支行 行长李伟同样被警告。与此同时，贵阳银行正安支行因"贷款项目资本金未真实入账"被罚款30万元；时 任贵阳银行正安支行行长冯在稳同样因"贷款项目资本金未真实入账"被警告。 这并非贵阳银行近期第一次收到监管罚单。11月25日披露的行政处罚信息公开表显示，因"贷款三查不 到位"，贵阳银行黔西南分行被罚款60万元。时任贵阳银行黔西南分行行长助理易麒麟被警告并罚款5万 元，时任贵阳银行兴仁支行行长杨春被警告。 据记者不完全统计，贵阳银行今年以来已累计收到监管处罚10起，总处罚金额达240万元，其中，分支 机构处罚共8起，涉及黔西南分行、龙里支行、福泉支行、黔南分行、习水支行、正安支行等；共6名责 任人被警告或罚款，其中2人被同时处以警告与罚款。 据悉，贵阳银行2024年时曾单日收到5张罚单，涉及员工职务侵占、内控薄弱等，引发市场对该行内控 机制有效性的关注。 ...

麒麟被警告并罚款5万元，时任贵阳银行兴仁支行行长杨春被警告，显示基层信贷风控体系存在系统性 漏洞。 一天内贵阳银行又收到几张罚单！12月23日，据国家金融监督管理总局遵义监管分局行政处罚信息公开 表显示，贵阳银行习水支行因"违规收取小微企业贷款承诺费"被罚款20万元；时任贵阳银行习水支行行 长李伟同样因此被警告。与此同时，贵阳银行正安支行因"贷款项目资本金未真实入账"被罚款30万元； 时任贵阳银行正安支行行长冯在稳同样因"贷款项目资本金未真实入账"被警告。 | 序 | 当事人名称 | 行政处罚决 | 主要违法违 | 行政处 | 作出决 | | --- | --- | --- | --- | --- | --- | | 를 | | 定书文号 | 规行为 | 罚内容 | 定机关 | | 1 | 贵阳银行股 份有限公司 | 遵金罚决字 (2025) 31 | | 罚款20 | | | | | | | 万元 | | | | 习水支行 | 를 | 违规收取小 | | | | | 李伟(时任 贵阳银行股 | 遵金罚决字 | 微企业贷款 承诺费 | 警告 | | | 2 | 份有限公司 | (2025) 32 | | | ...

经济观察网12月23日，国家金融监督管理总局贵州监管局披露，贵阳银行（601997）习水支行因违规收 取小微企业贷款承诺费被罚款20万元，时任贵阳银行习水支行行长李伟被警告；贵阳银行正安支行因贷 款项目资本金未真实入账被罚款30万元，时任贵阳银行正安支行行长冯在稳被警告 ...

Core Viewpoint - Guiyang Bank has approved a credit line of 6.884 billion yuan to its affiliate, Guiyin Financial Leasing Co., Ltd., for interbank business purposes, with a validity period of one year from the date of board approval [1] Group 1 - Guiyang Bank's sixth board meeting for the year 2025 has passed a resolution regarding the credit line [1] - The approved credit line for Guiyin Financial Leasing is set at 6.884 billion yuan [1] - The credit line is intended for interbank business activities [1]

截至发稿，贵阳银行市值为218亿元。 每经头条（nbdtoutiao）——新能源重卡爆单了，11月销量同比增长178%！两班倒都供不应求，客户直 接进厂催单，这情景十年难遇 （记者 曾健辉） 每经AI快讯，贵阳银行（SH 601997，收盘价：5.95元）12月22日晚间发布公告称，公司第六届2025年 度第四次董事会会议于2025年12月22日在公司总行401会议室以现场方式召开。会议审议了《关于对贵 阳贵银金融租赁有限责任公司关联授信的议案》等文件。 2025年1至6月份，贵阳银行的营业收入构成为：个人和公司贷款及垫款（产品）占比116.07%，利息收 入占比65.16%，非利息收入占比5.08%，手续费及佣金收入占比0.29%。 ...

贵阳银行股份有限公司投资者关系管理办法 （2025 年修订） 第一章 总 则 第一条 为了进一步规范和加强贵阳银行股份有限公司（以下简 称本行）与投资者及潜在投资者（以下统称投资者）之间的信息沟通， 促进投资者对本行的了解，建立本行与投资者的良性互动关系，根据 《中华人民共和国公司法》《中华人民共和国证券法》、中国证券监督 管理委员会（以下简称中国证监会）《上市公司投资者关系管理工作 指引》、《上海证券交易所股票上市规则》《上海证券交易所上市公司 自律监管指引第 1 号——规范运作》等法律、法规、规范性文件以及 本行章程等有关规定，结合本行实际情况，制定本办法。 第二条 本办法所指投资者关系管理，是指本行通过便利股东权 利行使、信息披露、互动交流和诉求处理等工作，加强与投资者之间 的沟通，增进投资者对本行的了解和认同，以提升本行公司治理水平 和企业整体价值，实现尊重投资者、回报投资者、保护投资者目的的 相关活动。 第三条 投资者关系管理的主要对象包括：投资者，证券、银行 等监管部门及相关政府机构，证券分析师、行业分析师、研究员及基 金经理等，证券公司、证券经纪人等企业融资顾问，财经媒体及行业 媒体等，其他相关 ...

贵阳银行股份有限公司内幕信息及知情人管理制度 （2025 年修订） 第一章 总 则 第一条 为了进一步规范贵阳银行股份有限公司（以下简称本行 或公司）内幕信息管理，加强本行内幕信息保密工作，维护信息披露 的公平原则，根据《中华人民共和国公司法》《中华人民共和国证券 法》（以下简称《证券法》）、中国证券监督管理委员会（以下简称 中国证监会）《上市公司信息披露管理办法》《上市公司监管指引第 5 号——上市公司内幕信息知情人登记管理制度》、《上海证券交易 所上市公司自律监管指引第 2 号——信息披露事务管理》（以下简称 《指引》）、《上海证券交易所股票上市规则》等法律、法规、规范 性文件及《贵阳银行股份有限公司章程》（以下简称《公司章程》）、 《贵阳银行股份有限公司信息披露事务管理制度》（以下简称《信息 披露事务管理制度》）等有关规定，结合本行实际情况，制定本制度。 第二条 本行董事会是内幕信息的管理机构，董事长为主要责任 人，董事会秘书为内幕信息管理工作负责人。董事会办公室具体负责 本行内幕信息的日常管理工作。 第二章 内幕信息的定义与范围 第三条 本制度所称内幕信息是指《证券法》及相关法律法规规 定的，涉及本行 ...