Financial Performance - Operating income for Q1 2024 was CNY 3,645,357, a decrease of 2.51% compared to CNY 3,739,272 in Q1 2023[6] - Net profit attributable to shareholders was CNY 1,548,500, down 3.65% from CNY 1,607,119 in the same period last year[6] - The basic earnings per share attributable to ordinary shareholders was CNY 0.42, a decrease of 4.55% from CNY 0.44 in Q1 2023[6] - Total profit amounted to RMB 1,663,602 thousand, down from RMB 1,797,652 thousand in the same period last year[26] - Net profit for Q1 2024 was RMB 1,564,142 thousand, compared to RMB 1,627,570 thousand in Q1 2023[26] - Total comprehensive income for Q1 2024 reached RMB 1,913,400 thousand, compared to RMB 1,716,924 thousand in Q1 2023[26] Cash Flow - Net cash flow from operating activities increased by 57.32% to CNY 19,055,131, compared to CNY 12,112,600 in Q1 2023[6] - The total cash inflow from operating activities was RMB 33,175,149 thousand, compared to RMB 34,231,103 thousand in the same period last year[27] - The net cash flow from financing activities was RMB 9,013,502 thousand, a recovery from a net outflow of RMB 6,171,056 thousand in Q1 2023[27] - The total cash and cash equivalents at the end of Q1 2024 reached RMB 46,001,929 thousand, compared to RMB 15,008,363 thousand at the end of Q1 2023[27] - The net increase in deposits from customers and other financial institutions was RMB 2,057,994 thousand, significantly lower than RMB 22,770,619 thousand in Q1 2023[27] Assets and Liabilities - Total assets as of March 31, 2024, reached CNY 723,944,485, reflecting a 5.21% increase from CNY 688,068,214 at the end of 2023[6] - The total liabilities increased to RMB 658,497,496 thousand from RMB 624,534,625 thousand, reflecting a rise of about 5.4%[25] - The bank's total equity increased to RMB 65,446,989 thousand from RMB 63,533,589 thousand, showing a growth of about 3.0%[25] Deposits and Loans - Total deposits reached CNY 405,218,494 thousand, an increase from CNY 400,219,873 thousand in the previous year[10] - The bank's total loans reached CNY 330,502,150 thousand, an increase from CNY 324,040,615 thousand, reflecting a growth in lending activities[16] - Retail savings time deposits increased to CNY 161,288,961 thousand, up from CNY 145,526,473 thousand, reflecting a growth of 10.5%[10] Investment and Income - The bank's investment income rose by 101.55% to CNY 448,572 compared to CNY 222,563 in Q1 2023[9] - The bank's net fee and commission income was RMB 128,855 thousand, slightly down from RMB 139,767 thousand in the previous year[26] - Net interest income decreased to RMB 2,880,020 thousand from RMB 3,426,702 thousand year-over-year[26] Risk and Asset Quality - Non-performing loan ratio increased to 1.63% from 1.59% in the previous quarter, indicating a slight deterioration in asset quality[13] - The coverage ratio for loan loss provisions improved to 247.28% from 244.50%, indicating a stronger buffer against potential loan losses[13] - The bank is focused on risk management and asset quality control, particularly in key sectors and industries[23] Regulatory and Capital Position - The capital adequacy ratio improved slightly to 14.51% from 14.45% year-on-year, demonstrating a stable capital position[11] - The bank's leverage ratio was reported at 8.52%, maintaining a healthy balance between capital and total assets[14] - Capital adequacy ratio was 14.51%, with a Tier 1 capital ratio of 13.16% and a core Tier 1 capital ratio of 12.11%, all meeting regulatory requirements[23] Future Outlook - The bank plans to expand its market presence and enhance its digital banking services in the upcoming quarters[25] - Ongoing research and development efforts are focused on new financial products to meet evolving customer needs[25]

非经营性资金占用及其他关联资金往来情况的专项说明 2023年度 贵阳银行股份有限公司 按照《上市公司监管指引第8号——上市公司资金往来、对外担保的监管要求》的 要求，贵阳银行股份有限公司编制了后附的2023年度非经营性资金占用及其他关联资金 往来情况汇总表（以下简称"汇总表"）。 如实编制和对外披露汇总表，并确保其真实性、合法性、完整性是贵阳银行股份有 限公司的责任。我们对汇总表所载资料与我们审计贵阳银行股份有限公司2023年度财务 报表时所复核的会计资料和经审计的财务报表的相关内容进行了核对，在所有重大方面 没有发现不一致之处。除了对贵阳银行股份有限公司2023年度财务报表出具审计报告而 执行的审计程序外，我们并未对汇总表所载资料执行额外的审计程序。 为了更好地理解贵阳银行股份有限公司2023年度非经营性资金占用及其他关联资 金往来情况，汇总表应当与经审计的财务报表一并阅读。 非经营性资金占用及其他关联资金往来情况的专项说明 安永华明（2024）专字第70028745_B02号 贵阳银行股份有限公司 贵阳银行股份有限公司董事会： 我们审计了贵阳银行股份有限公司的2023年度财务报表，包括2023年12月31 ...

贵阳银行股份有限公司 BANK OF GUIYANG CO.,LTD. 2023 年度社会责任报告 （股票代码：601997） 二〇二四年四月 报告时间范围：2023 年 1 月 1 日至 2023 年 12 月 31 日。 报告发布周期：本报告为年度报告。 （二）报告编制依据 本报告参照国家金融监督管理总局《关于加强银行业金融机构社 会责任的意见》《银行保险机构公司治理准则》、中国证监会《上市 公司治理准则》、上海证券交易所《上海证券交易所上市公司自律监 管指引第 1 号——规范运作》以及中国银行业协会《中国银行业金融 机构企业社会责任指引》等相关要求进行编写。 （三）报告数据说明 报告中的财务数据来自于本行 2023 年年度报告。除特别注明外， 本报告中所涉及的计价货币为"人民币"，所称"截至报告期末"均 为"截至 2023 年 12 月 31 日"。 （四）报告保证方法 贵阳银行董事会及全体董事保证本报告内容不存在任何虚假记 报告说明 （一）报告范围 报告组织范围：报告覆盖贵阳银行股份有限公司总行及分支机 构，以及控股子公司广元市贵商村镇银行股份有限公司（以下简称"广 元市贵商村镇银行"）和贵阳贵银金融 ...

Financial Performance - The total operating income for 2023 was RMB 15,096,125, a decrease of 3.50% compared to RMB 15,642,966 in 2022[14]. - The operating profit for 2023 was RMB 5,956,075, down 12.53% from RMB 6,809,066 in the previous year[14]. - The total profit for 2023 was RMB 5,986,033, reflecting an 11.90% decrease from RMB 6,794,812 in 2022[14]. - The net profit attributable to shareholders of the parent company was RMB 5,561,921, an 8.92% decline from RMB 6,106,642 in 2022[14]. - The net profit attributable to shareholders of the parent company after deducting non-recurring gains and losses was RMB 5,453,130, a decrease of 9.65% compared to RMB 6,035,277 in the previous year[14]. - Basic earnings per share attributable to ordinary shareholders of the parent company decreased by 9.38% to 1.45 RMB, down from 1.60 RMB[15]. - The company reported a net profit attributable to shareholders of RMB 5,561.92 million, down 8.92% year-on-year[102]. - Operating expenses increased to RMB 9,140.05 million, an increase of RMB 306.15 million or 3.45% year-on-year[104]. - The company increased its credit impairment losses, totaling RMB 4,897.64 million, up from RMB 4,284.97 million in the previous year[104]. Dividends and Shareholder Returns - The board proposed a cash dividend of RMB 2.90 per 10 shares, totaling RMB 1,060,297,442.04 to be distributed to shareholders[2]. - The company plans to issue dividends for preferred shares on November 22, 2023, reflecting ongoing shareholder returns[16]. Risk Management - The company has faced various risks including credit risk, liquidity risk, and market risk, and has implemented measures to manage these risks effectively[3]. - The bank's risk management strategy has shifted towards proactive prevention, with regular monitoring and compliance checks in place[63]. - The bank has implemented a comprehensive risk management framework, focusing on operational, compliance, and information technology risks, ensuring overall risk is manageable[156]. - Credit risk management strategies have been continuously improved, with a steady growth in credit assets and stable asset quality, reflecting a proactive approach to credit risk prevention and governance[148]. - The bank has established a liquidity risk management framework, ensuring the ability to maintain a minimum survival period of 30 days under stress scenarios, with all liquidity regulatory indicators meeting or exceeding requirements[150]. Asset and Loan Management - The total amount of loans and advances increased by 13.58% to 324.04 billion RMB, compared to 285.29 billion RMB in the previous year[15]. - The non-performing loan ratio rose to 1.59%, an increase of 0.14 percentage points from 1.45% in the previous year[15]. - The total loan amount reached CNY 324.04 billion, with a non-performing loan (NPL) balance of CNY 5.165 billion, resulting in a NPL ratio of 1.59%, an increase of 0.14 percentage points from the beginning of the year[124]. - The bank's corporate loans in the real estate sector amounted to CNY 37.09 billion, representing 11.45% of total loans, reflecting support for housing rental and urban renewal initiatives[90]. - The bank's mortgage loans constituted 29.51% of the total loan balance as of December 31, 2023[94]. Capital Adequacy and Financial Stability - The capital adequacy ratio improved to 15.03%, up by 0.87 percentage points from 14.16%[15]. - The core Tier 1 capital adequacy ratio is 11.84%, up from 11.68% year-on-year[21]. - The total capital adequacy ratio increased to 15.03%, compared to 14.16% in the previous year, demonstrating enhanced financial stability[161]. - The bank's tier 1 capital adequacy ratio improved to 12.90%, up from 12.02% year-on-year, indicating a stronger capital position[161]. Digital Transformation and Innovation - The company aims to enhance its digital transformation and risk management strategies to support sustainable growth[29]. - The bank is committed to digital transformation, enhancing its organizational structure and operational models to support business innovation[31]. - The bank's digital transformation efforts include the launch of several online financial products such as "Shuangxin Tong" and "Cheng e Loan PLUS," aimed at enhancing customer financial service satisfaction[72]. - The bank invested CNY 314.20 million in information technology, accounting for 2.08% of operating revenue, with CNY 29.99 million allocated for innovative research and applications, representing 9.54% of total tech investment[70]. Governance and Management - The bank's governance structure is based on a modern framework that emphasizes party leadership and effective decision-making, continuously improving governance capabilities[78]. - The company is focused on capital management planning and shareholder return planning as part of its strategic initiatives[182]. - The company has a strong emphasis on compliance with regulatory requirements, as seen in the pending approvals for new executive appointments[188]. - The bank's governance practices align with the regulations set by the China Securities Regulatory Commission, ensuring no significant discrepancies[174]. Market Position and Growth Strategy - The bank aims to enhance its financial services in key areas such as technology finance, green finance, and inclusive finance, focusing on improving credit structure and efficiency[168]. - The bank's strategic plan for 2021-2025 includes a commitment to high-quality development and risk management, with a goal to become a leading commercial bank in the western region of China[169]. - The bank is exploring potential mergers and acquisitions to strengthen its market position and diversify its service offerings[194]. - The bank plans to expand its market presence by opening 30 new branches in 2024, aiming for a 25% increase in customer base[194].

证券代码：601997 证券简称：贵阳银行 公告编号：2024-020 优先股代码：360031 优先股简称：贵银优 1 贵阳银行股份有限公司 关于召开 2023 年年度股东大会的通知 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 重要内容提示： 股东大会召开日期：2024年5月17日 本次股东大会采用的网络投票系统：上海证券交易所股东大会 网络投票系统 一、召开会议的基本情况 (一)股东大会类型和届次 2023 年年度股东大会 (二)股东大会召集人：董事会 融商务区东区 1-6 栋贵阳银行总行 401 会议室 (五)网络投票的系统、起止日期和投票时间 网络投票系统：上海证券交易所股东大会网络投票系统 (三)投票方式：本次股东大会所采用的表决方式是现场投票和网 络投票相结合的方式 (四)现场会议召开的日期、时间和地点 召开的日期时间：2024 年 5 月 17 日 9 点 30 分 召开地点：贵州省贵阳市观山湖区长岭北路中天•会展城 B 区金 1 网络投票起止时间：自 2024 年 5 月 17 日 至 2024 年 5 ...

贵阳银行股份有限公司董事会 根据《上市公司独立董事管理办法》《上海证券交易所上市公司 自律监管指引第 1 号——规范运作》等有关规定，贵阳银行股份有 限公司（以下简称"公司"）董事会就在任独立董事柳永明、罗荣华、 唐雪松、朱乾宇、沈朝晖的独立性情况进行评估并出具如下专项意见： 2024 年 4 月 26 日 贵阳银行股份有限公司董事会 关于独立董事独立性情况的专项意见 经核查上述独立董事的任职经历以及其提交的独立性自查报告， 上述人员未在公司担任除独立董事、董事会专门委员会委员或主任委 员以外的其他职务，与公司以及公司的主要股东之间不存在利害关系 或其他可能影响其进行独立客观判断的关系，符合《上市公司独立董 事管理办法》《上海证券交易所上市公司自律监管指引第 1 号——规 范运作》等法律法规及《公司章程》中关于独立董事独立性的相关任 职要求，不存在可能影响其独立性的情形。 ...

证券代码：601997 证券简称：贵阳银行 公告编号：2024-015 优先股代码：360031 优先股简称：贵银优 1 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 贵阳银行股份有限公司第五届监事会 2024 年度第二次会议决议公告 贵阳银行股份有限公司(以下简称"公司")于 2024 年 4 月 16 日以 直接送达或电子邮件方式向全体监事发出关于召开第五届监事会 2024 年度第二次会议的通知，会议于 2024 年 4 月 26 日在公司总行 4604 会 议室以现场方式召开。本次会议应出席监事 5 名，亲自出席监事 4 名。 因身体原因，张文婷监事委托孟海滨监事长表决。会议由孟海滨监事长 主持。会议的召开符合《中华人民共和国公司法》《中华人民共和国证 券法》等法律、行政法规、部门规章、规范性文件及《贵阳银行股份有 限公司章程》（以下简称"《公司章程》"）的有关规定。会议所形成的决 议合法、有效。 会议对如下议案进行了审议并表决： 一、审议通过了《关于贵阳银行股份有限公司第五届监事会 2023 年度工作报告的议案》 ...

贵阳银行股份有限公司关于 2023 年度会计师事务所 履职情况的评估报告 贵阳银行股份有限公司（以下简称"本行"）聘请安永华明会计 师事务所（特殊普通合伙）（以下简称"安永华明"）作为本行 2023 年度外部审计机构。根据《国有企业、上市公司选聘会计师事务所管 理办法》（财会〔2023〕4 号）的要求，对安永华明 2023 年度的审 计工作履职情况进行了评估，具体情况如下： 一、会计师事务所基本情况 安永华明于 1992 年 9 月成立，2012 年 8 月完成本土化转制，从 一家中外合作的有限责任制事务所转制为特殊普通合伙制事务所。安 永华明总部设在北京，注册地址为北京市东城区东长安街 1 号东方广 场安永大楼 17 层 01-12 室。截至 2023 年末拥有合伙人 245 人，首席 合伙人为毛鞍宁先生，拥有执业注册会计师近 1,800 人，其中拥有证 券相关业务服务经验的执业注册会计师超过 1,500 人。安永华明 2022 年度业务总收入人民币 59.06 亿元，其中，审计业务收入人民币 56.69 亿元（含证券业务收入人民币 24.97 亿元）。2022 年度 A 股上市公司 年报审计客户共计 13 ...

关于 2024 年度存款类关联交易预计额度的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 重要内容提示： 证券代码：601997 证券简称：贵阳银行 公告编号：2024-019 优先股代码：360031 优先股简称：贵银优 1 贵阳银行股份有限公司 2024 年 4 月 26 日,贵阳银行股份有限公司（以下简称"公司" 或"本行"）第五届董事会 2024 年度第二次会议审议通过了《关于贵 阳银行股份有限公司 2024 年度存款类关联交易预计额度的议案》，关 联董事回避表决。 该日常关联交易事项对公司持续经营能力、损益及资产状况不 构成重要影响。 一、关联交易的基本情况 (一) 关联交易履行的审议程序 根据《银行保险机构关联交易管理办法》的相关规定，银行机构 与关联方发生的存款类业务应纳入国家金融监督管理总局口径下关 联交易管理。 2024 年 4 月 26 日，公司第五届董事会 2024 年度第二次会议审 -1- 议通过了《关于贵阳银行股份有限公司 2024 年度存款类关联交易预 计额度的议案》，同意公司制定的 20 ...

证券代码：601997 证券简称：贵阳银行 公告编号：2024-014 优先股代码：360031 优先股简称：贵银优 1 贵阳银行股份有限公司第五届董事会 2024 年度第二次会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 贵阳银行股份有限公司(以下简称"公司")于 2024 年 4 月 16 日 以直接送达或电子邮件方式向全体董事发出关于召开第五届董事会 2024 年度第二次会议的通知，会议于 2024 年 4 月 26 日在公司总行 401 会议室以现场方式召开。本次会议应出席董事 12 名，亲自出席 董事 11 名。因工作原因，盛军董事、武剑董事、唐小松董事、唐雪 松独立董事、朱乾宇独立董事和沈朝晖独立董事以视频连线方式出席, 张清芬董事委托邓勇董事表决。会议由张正海董事长主持，监事会成 员及高级管理人员列席了会议。会议的召开符合《中华人民共和国公 司法》《中华人民共和国证券法》等法律、行政法规、部门规章、规 范性文件及《贵阳银行股份有限公司章程》（以下简称"《公司章程》"） 的有关规定。会议所形成的决议 ...