Core Viewpoint - Guizhou Bank held its third meeting of the sixth supervisory board on August 25, 2025, to review various reports and proposals, all of which were approved unanimously by the supervisors [1][2][3][4]. Summary by Categories Meeting Details - The meeting was attended by all five supervisors, and it was conducted in accordance with relevant laws and the company's articles of association [1]. Resolutions Passed - The following proposals were reviewed and approved: 1. Half-year report and summary [2] 2. Comprehensive risk management report for the first half of the year [2] 3. Interest rate risk management report for the bank's books for the first half of the year [2] 4. Consumer rights protection execution report for the first half of the year [2] 5. Third pillar information disclosure report for the first half of the year [2] 6. Important model and key parameter updates for expected credit loss method for the second half of the year [3] 7. Revision of reputation risk management regulations [3] 8. Revision of anti-money laundering management regulations [3] 9. Formulation of annual recovery plan [4] 10. Formulation of annual disposal plan [4] 11. Approval of preferred stock dividend distribution plan, with a cash dividend of RMB 4.56 per share, totaling RMB 228 million [4].

Group 1 - The core point of the article is that Guiyang Bank held its third board meeting for the year 2025 on August 25, 2025, to review the consumer rights protection report for the first half of 2025 [1] - For the first half of 2025, Guiyang Bank's revenue composition shows that personal and corporate loans and advances accounted for 116.07%, interest income made up 65.16%, non-interest income was 5.08%, and fee and commission income represented 0.29% [1] - As of the report date, Guiyang Bank's market capitalization is 23.6 billion yuan [1] Group 2 - The A-share market has seen trading volumes exceed 2 trillion yuan for eight consecutive days, indicating a robust trading environment [1] - Major brokerage firms are actively recruiting for the autumn season, with 25 job positions available, highlighting the industry's demand for talent [1]

Core Viewpoint - Guiyang Bank aims to become a leading city commercial bank in the western region and a key supporter of new development in Guizhou, focusing on political and people-oriented financial work while leveraging digital transformation and distinctive operations to maintain competitive advantages and achieve balanced growth in scale, efficiency, and quality [1][2]. Financial Performance - In the first half of 2025, Guiyang Bank reported operating income of 6.501 billion yuan and net profit attributable to shareholders of 2.474 billion yuan, with total assets reaching 740 billion yuan, solidifying its position as the largest legal financial institution in Guizhou [1][2]. - The bank's total assets increased to 741.54 billion yuan by the end of June, a growth of 35.87 billion yuan or 5.08% from the beginning of the year [2]. Business Operations - Guiyang Bank's loan total reached 343.46 billion yuan, with a slight increase of 4.32 billion yuan or 1.27%, while deposits totaled 433.77 billion yuan, up 14.56 billion yuan or 3.47% [2]. - The bank has focused on supporting key areas of the local economy, with loans in new industrialization, urbanization, agricultural modernization, and tourism reaching 165.31 billion yuan, an increase of 4.46 billion yuan [3]. Risk Management - As of June, the non-performing loan ratio stood at 1.70%, better than the average for city commercial banks nationwide, with a capital adequacy ratio of 14.97% [4]. Digital Transformation - Guiyang Bank has deepened its digital transformation strategy, establishing a digital financial management department and launching a new mobile banking app, enhancing customer engagement and deposit growth [5][6]. - By the end of June, savings deposits reached 230.67 billion yuan, an increase of 16.12 billion yuan or 7.52%, with savings deposits contributing 53.18% of total deposits, up 2 percentage points [6]. Retail and Consumer Loans - The bank has optimized its consumer loan products, with "Shuangkuai Loan" increasing by 38% to 5.598 billion yuan [7]. - The personal housing loan balance reached 22.473 billion yuan, with an increase of 602 million yuan [7]. Comprehensive Financial Services - Guiyang Bank has enhanced its service offerings by restructuring its corporate business lines and developing a comprehensive financial service system, focusing on diverse customer needs [8][9]. - The bank has issued direct financing products totaling 24.85 billion yuan and provided financing support of 1.449 billion yuan through its "Shuangrong Chain" service model [9]. Strategic Development - The bank is actively developing green finance, with green loan balances reaching 34.242 billion yuan, and is expanding its offerings in technology and pension finance [10].

Core Viewpoint - Guiyang Bank reported a decline in both operating income and net profit for the first half of 2025, primarily due to reduced interest income from lending and decreased fair value gains from trading financial assets [1][2] Financial Performance - The bank achieved operating income of 6.501 billion yuan, a year-on-year decrease of 12.22% - Net profit attributable to shareholders was 2.474 billion yuan, down 7.20% year-on-year - Basic earnings per share were 0.68 yuan, with a weighted average return on equity of 7.92% (annualized) and a total asset return of 0.70% (annualized) [1] Business Scale - As of the end of the reporting period, total assets reached 741.536 billion yuan, an increase of 35.867 billion yuan or 5.08% since the beginning of the year - Total loans amounted to 343.461 billion yuan, up 4.319 billion yuan or 1.27% - Total deposits were 433.770 billion yuan, increasing by 14.562 billion yuan or 3.47% [2] Deposit Composition - Corporate deposits stood at 193.876 billion yuan, while savings deposits reached 230.665 billion yuan, with savings deposits increasing by 16.124 billion yuan or 7.52% - Savings deposits accounted for 53.18% of total deposits, up 2 percentage points from the beginning of the year [2] Asset Quality - The non-performing loan ratio was 1.70%, an increase of 0.12 percentage points from the beginning of the year - The bank reported a provision coverage ratio of 238.64% and a loan-to-deposit ratio of 4.05% [2] Capital Adequacy - Capital adequacy ratio was 14.97%, with a tier 1 capital adequacy ratio of 13.77% and a core tier 1 capital adequacy ratio of 12.73%, all meeting regulatory requirements [2]

人民财讯8月25日电，贵阳银行（601997）8月25日晚间披露2025年半年报，上半年实现营业收入65.01 亿元，同比下降12.22%；归母净利润24.74亿元，同比下降7.2%；基本每股收益0.68元。营业收入和净 利润同比下降主要原因，一是该行持续向实体经济让利，叠加LPR利率下行带动新发放信贷资产利率下 降，以及存量资产利率调降、资产结构调整等因素，利息收入同比减少；二是受债券市场波动影响，交 易性金融资产公允价值变动收益同比减少。 ...

会议对如下议案进行了审议并表决： 证券代码：601997 证券简称：贵阳银行 公告编号：2025-036 优先股代码：360031 优先股简称：贵银优 1 贵阳银行股份有限公司第六届监事会 2025 年度第三次会议决议公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 贵阳银行股份有限公司(以下简称公司) 于 2025 年 8 月 15 日以直 接送达或电子邮件方式向全体监事发出关于召开第六届监事会 2025 年 度第三次会议的通知，会议于 2025 年 8 月 25 日在公司总行 407 会议室 以现场方式召开。本次会议应出席监事 5 名，亲自出席监事 5 名。会议 由孟海滨监事长主持。会议的召开符合《中华人民共和国公司法》《中 华人民共和国证券法》等法律、行政法规、部门规章、规范性文件及《贵 阳银行股份有限公司章程》（以下简称《公司章程》）的有关规定。会议 所形成的决议合法、有效。 一、审议通过了《关于审议<贵阳银行股份有限公司 2025 年半年度 报告及摘要>的议案》 监事会认为： 1.公司 2025 年半年度报告的 ...

贵阳银行股份有限公司第六届董事会 2025 年度第三次会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 贵阳银行股份有限公司(以下简称公司) 于 2025 年 8 月 15 日以 直接送达或电子邮件方式向全体董事发出关于召开第六届董事会 2025 年度第三次会议的通知，会议于 2025 年 8 月 25 日在公司总行 401 会议室以现场方式召开。本次会议应出席董事 10 名，亲自出席 董事 9 名，因工作原因，罗荣华独立董事和沈朝晖独立董事以视频连 线方式出席，张清芬董事委托周业俊董事表决。会议由张正海董事长 主持，监事会成员及高级管理人员列席了会议。会议的召开符合《中 华人民共和国公司法》《中华人民共和国证券法》等法律、行政法规、 部门规章、规范性文件及《贵阳银行股份有限公司章程》的有关规定。 会议所形成的决议合法、有效。 会议对如下议案进行了审议并表决： 一、审议通过了《关于审议<贵阳银行股份有限公司 2025 年半 年度报告及摘要>的议案》 表决结果：10 票赞成，0 票反对，0 票弃权。 -1- 本议案 ...

贵阳银行股份有限公司 BANK OF GUIYANG CO.,LTD. 2025 年半年度报告 （股票代码：601997） 二〇二五年八月 贵阳银行股份有限公司 2025 年半年度报告 重要提示 一、 公司董事会、监事会及董事、监事和高级管理人员保证半 年度报告内容的真实性、准确性、完整性，不存在虚假记载、误导性 陈述或重大遗漏，并承担个别及连带的法律责任。 二、公司第六届董事会2025年度第三次会议于2025年8月25日审 议通过了2025年半年度报告及摘要，会议应出席董事10名，亲自出席 董事9名，因工作原因，张清芬董事委托周业俊董事表决。 三、本半年度报告未经审计，但经天健会计师事务所（特殊普通 合伙）根据中国注册会计师审阅准则审阅。 四、公司董事长张正海先生、行长盛军先生、主管会计工作的负 责人李松芸先生、会计机构负责人李云先生保证半年度报告中财务报 告的真实、准确、完整。 五、报告期利润分配情况 公司2025年中期不进行利润分配或资本公积转增股本。 险、操作风险、合规风险、信息科技风险、声誉风险和银行账簿利率 风险等，公司已经采取措施，有效管理和控制各类经营风险，具体内 容详见"管理层讨论与分析"中 ...

Core Viewpoint - Guiyang Bank reported a net profit of 2.47 billion RMB for the first half of the year [1] Financial Performance - The net profit for the first half of the year stands at 2.47 billion RMB, indicating the bank's financial health and operational efficiency [1]

Market Performance - On August 25, the city commercial bank sector rose by 0.63% compared to the previous trading day, with Ningbo Bank leading the gains [1] - The Shanghai Composite Index closed at 3883.56, up 1.51%, while the Shenzhen Component Index closed at 12441.07, up 2.26% [1] Individual Stock Performance - Ningbo Bank (002142) closed at 28.58, with a gain of 2.36% and a trading volume of 555,800 shares, amounting to a transaction value of 1.58 billion [1] - Other notable performers included Fengyang Bank (601997) with a 1.73% increase, Zhengzhou Bank (002936) up by 1.43%, and Beijing Bank (601169) rising by 1.29% [1] - Jiangsu Bank (616009) was the only stock in the city commercial bank sector to decline, falling by 0.72% [2] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 219 million in main funds, while retail investors saw a net inflow of 264 million [2] - The capital flow for individual stocks showed that Qilu Bank (601665) had a net inflow of 77.03 million from main funds, while Beijing Bank (601169) had a net inflow of 41.70 million [3] - Conversely, several banks like Qingdao Bank (002948) and Zhengzhou Bank (002936) experienced net outflows from main and speculative funds [3]