证券代码：000001 证券简称：平安银行 公告编号：2024-055 优先股代码：140002 优先股简称：平银优 01 平安银行股份有限公司董事会决议公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假记载、误导 性陈述或重大遗漏。 平安银行股份有限公司（以下简称"本行"）第十二届董事会第三十四次会 议通知以书面方式于 2024 年 12 月 22 日向各董事发出。会议于 2024 年 12 月 26 日在本行召开。本次会议的召开符合有关法律、法规、规章和本行公司章程的规 定。会议应到董事 13 人（包括独立董事 5 人），董事长谢永林，董事冀光恒、 郭晓涛、蔡方方、付欣、郭建、项有志、杨志群、杨军、艾春荣、吴志攀、刘峰 和潘敏共 13 人到现场或通过视频、电话等方式参加了会议。 本行第十一届监事会监事长叶望春，监事车国宝、王春汉、韩小京、孙永桢 和邓红到现场或通过电话列席了会议。 会议由本行董事长谢永林主持。会议审议通过了如下议案： 本议案同意票 13 票，反对票 0 票，弃权票 0 票。 三、审议通过了《平安银行股份有限公司 2024 年组织绩效考核互联网贷款 指标考评指引》。 本 ...

李磊： 鼎晖投资成立于2 0 0 2年，是国内做PE投资最早的团队之一。现在资金在管规模 1 3 00亿左右，6个业务线。鼎晖从PE业务起家，最初以少数股权投资为主，10多年前开 始逐步转型，逐渐加大并购型交易的比重。我们过去几年做了1 4单并购型交易，将近 2 0 0亿投资，辐射的交易规模达到1300亿，是国内较早拓展到并购型交易的投资机构。 并购机遇出现。 报道 I 投资界PEdaily 2 0 24年12月1 0 - 11日，由中共重庆市委金融委员会办公室指导，清科创业、投资界主 办，重庆渝富控股集团联合主办的"第二十四届中国股权投资年度大会"走进西部金融中 心重庆。作为股权投资行业晴雨表，本次大会将以"万象耕新"为主题，回顾行业风云， 重塑格局策略，探索价值发现，持续为中国股权投资行业注入力量。 本场 《并购市场拐点已来，VC/PE机构如何参与》 投资界龙门阵，由清科集团管理合 伙人、清科创投主管合伙人 袁润兵 主持，对话嘉宾为： 路威凯腾 董事总经理 艾天 鼎晖投资 董事总经理 李磊 德弘资本 董事总经理 王玮 信宸资本 管理合伙人 信跃升 以下为对话实录， 经投资界（ID:peda il y 2 ...

Market Overview - The Shanghai Composite Index rose by 0.59% on December 10, with 23 out of the 28 sectors in the Shenwan classification experiencing gains, led by retail and beauty sectors with increases of 2.54% and 2.25% respectively [1] - The banking sector also saw an increase of 1.13% [1] - The sectors that faced declines included utilities and oil & petrochemicals, which fell by 0.74% and 0.47% respectively [1] Capital Flow Analysis - The main capital flow showed a net outflow of 33.974 billion yuan across the two markets, with only four sectors experiencing net inflows [1] - The food and beverage sector had the highest net inflow, totaling 2.14% in growth and 2.364 billion yuan in net inflow [1] - The retail sector followed with a growth of 2.54% and a net inflow of 1.652 billion yuan [1] Banking Sector Details - The banking sector recorded a net inflow of 450 million yuan, with 33 out of 42 listed banks seeing an increase in their stock prices [2] - Among the banks, Ping An Bank led with a net inflow of 211 million yuan, followed by China Merchants Bank and Jiangsu Bank with inflows of 137 million yuan and 115 million yuan respectively [2] - Conversely, six banks experienced net outflows exceeding 30 million yuan, with Industrial Bank, Chongqing Rural Commercial Bank, and Xiamen Bank leading in outflows of 177 million yuan, 46.6338 million yuan, and 45.2926 million yuan respectively [2]

Group 1: Asset Quality and Risk Management - As of September 2024, the non-performing loan (NPL) ratio is 1.06%, unchanged from the end of the previous year, with a provision coverage ratio indicating good risk absorption capacity [2] - The bank wrote off loans totaling 47.7 billion yuan, recovering a total of 22.885 billion yuan in non-performing assets, of which 82.0% was recovered in cash [2] - The bank will continue to strengthen control measures and maintain a good risk absorption level in response to macroeconomic changes [2] Group 2: Retail Deposits and Growth - As of September 2024, the personal deposit balance reached 1,270.968 billion yuan, a year-on-year increase of 5.2% [2] - The bank's bulk business contributed to a customer deposit balance of 340.374 billion yuan, growing by 13.8% compared to the end of the previous year [2] - Daily average personal deposit balance for the month was 1,255.252 billion yuan, an increase from the same period last year [2] Group 3: Retail Loans and Strategic Focus - The bank is adjusting its loan structure to focus on mid-to-low risk customer segments, enhancing localized operations [4] - The bank aims to improve its product system and promote mid-risk, mid-return products to create new growth momentum [4] - The strategy includes optimizing loan processes and providing tailored services to meet diverse financial needs [4] Group 4: Credit Card Business Development - As of September 2024, the number of credit card accounts reached 50.5501 million, with total consumption amounting to 1,760.913 billion yuan, and online consumption share increased by 5.5 percentage points year-on-year [4] - The bank is enhancing its credit card offerings and customer engagement through various promotional activities and product enhancements [4] Group 5: Financial Performance and Outlook - The bank's net interest margin is under pressure due to market interest rate declines and insufficient effective credit demand [4] - The bank plans to actively adjust its asset-liability structure and improve pricing management to alleviate net interest margin pressure [4] - The profit distribution plan for 2024-2026 indicates a cash distribution of 10% to 35% of the distributable profit for each year [4]

Group 1: Loan Quality and Risk Management - As of September 2023, the corporate loan non-performing ratio is 0.66%, an increase of 0.03 percentage points from the end of the previous year, indicating stable asset quality management [1] - The retail loan non-performing ratio is 1.43%, up 0.06 percentage points from the end of the previous year, reflecting a gradual recovery in repayment ability among some personal customers [1] - The bank continues to enhance its risk management policies and monitoring systems to maintain overall asset quality stability [1] Group 2: Capital Adequacy and Dividend Outlook - As of September 2023, the core Tier 1 capital adequacy ratio is 9.33%, meeting regulatory requirements [1] - The bank plans to distribute 10% to 35% of its distributable profits in cash to shareholders from 2024 to 2026 [1] Group 3: Business Development and Product Offerings - The bank's digital financial platform signed 1,622 corporate clients by the end of September 2023, a growth of 68.6% year-on-year [4] - Supply chain financing amounted to 11,321.06 billion yuan in the first nine months of 2023, a year-on-year increase of 22.8% [4] - The bank provided bill financing services to 30,652 corporate clients, with bill discount financing clients numbering 21,627, and direct discount business volume reaching 9,588.46 billion yuan, up 46.1% year-on-year [4] Group 4: Focus Areas for Corporate Lending - From January to September 2023, new loans issued to four major infrastructure sectors totaled 3,176.03 billion yuan, a year-on-year increase of 38.0% [4] - New loans issued to emerging industries reached 1,577.58 billion yuan during the same period, reflecting a growth of 47.3% [4]

证券代码：000001 证券简称：平安银行 公告编号：2024-054 优先股代码：140002 优先股简称：平银优 01 平安银行股份有限公司董事会决议公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假记载、误导 性陈述或重大遗漏。 平安银行股份有限公司（以下简称"本行"）第十二届董事会第三十三次会 议以书面传签方式召开。会议通知以书面方式于 2024 年 12 月 3 日向各董事发 出，表决截止时间为 2024 年 12 月 6 日。本次会议的召开符合有关法律、法规、 规章和本行章程的规定。会议应到董事 13 人（包括独立董事 5 人），董事长谢 永林，董事冀光恒、郭晓涛、蔡方方、付欣、郭建、项有志、杨志群、杨军、艾 春荣、吴志攀、刘峰和潘敏共 13 人参加了会议。 本次会议审议通过了如下议案： 一、审议通过了《关于修订<平安银行股份有限公司消费者权益保护工作实 施纲要>的议案》。 本行董事会战略发展与消费者权益保护委员会已审议通过本议案。 本议案同意票 13 票，反对票 0 票，弃权票 0 票。 本行董事会审计委员会已审议通过本议案。 本议案同意票 13 票，反对票 0 票，弃权票 ...

Core Viewpoint - Ping An Bank's Shanghai branch is leveraging technology and inclusive finance to support small and micro enterprises, contributing to the local economy's stability and growth [1][6]. Group 1: Financial Support for Small Enterprises - As of October 2024, the balance of inclusive small micro loans under 10 million yuan reached 27.684 billion yuan, with nearly 14,000 small enterprise loan accounts [1]. - The bank is actively implementing a "thousand enterprises and ten thousand households" outreach initiative, aiming to visit 5,000 small micro clients and provide loans totaling 10 billion yuan by the end of the year [2][3]. Group 2: Service Improvement Initiatives - The bank is enhancing the quality of inclusive financial services by establishing a green approval channel and simplifying the loan application process, promising responses within three working days and loan confirmations within 15 working days [3]. - A new "4+1" product system has been introduced to meet the diverse financing needs of small enterprises, including standardized products like mortgage loans, guarantee loans, credit loans, and innovation loans [4]. Group 3: Future Plans and Strategic Goals - The Shanghai branch plans to continue leveraging group advantages to provide tailored financial services, including credit, wealth management, insurance, and settlement services, while increasing support for small and micro enterprises [5].

Executive Compensation for 2023 - The remaining pre-tax compensation for 2023 for Ji Guangheng, Director and President, is RMB 792,600[1] - The remaining pre-tax compensation for 2023 for Xiang Youzhi, Director, Vice President, and CFO, is RMB 1,962,800[1] - The remaining pre-tax compensation for 2023 for Yang Zhiqun, Director and Vice President, is RMB 2,699,500[1] - The remaining pre-tax compensation for 2023 for Sun Yongzhen, Employee Supervisor, is RMB 1,369,400[1] - The remaining pre-tax compensation for 2023 for Deng Hong, Employee Supervisor, is RMB 1,100,100[1] - The remaining pre-tax compensation for 2023 for Zhou Qiang, Board Secretary, is RMB 1,702,000[1] - The remaining pre-tax compensation for 2023 for Hu Yuefei, former Director and President, is RMB 2,468,700[1] - The remaining pre-tax compensation for 2023 for Guo Shibang, former Director and Vice President, is RMB 1,367,000[1] - The remaining pre-tax compensation for 2023 for Ju Weiping, former Vice President, is RMB 1,513,000[1] Performance-Based Compensation Policy - Performance-based compensation for senior management will be deferred and paid over the next 3 years[1]

财联社12月4日讯（记者 郭子硕） 又一理财公司出现管理层人事变动。 财联社记者今日获悉，平安理财有限责任公司（下称"平安理财"）董事会11月18日收到胡跃飞的书面辞 职报告。胡跃飞因年龄原因，申请辞去公司董事长、非执行董事，以及董事会战略发展与消费者权益保 护委员会主席、提名与薪酬委员会主席职务。至此，这名拥有40余年银行从业经验、超龄服役的平安银 行"老将"正式告别平安银行系统，为职业生涯画上圆满的句号。 据财联社记者不完全统计，年内至少有工银理财、信银理财、农银理财、渤银理财、上银理财、徽银理 财、汇华理财、民生理财、青银理财、中银理财、交银理财在内13家理财公司的董事长、总裁一岗出现 人员变动。 在平安银行系统任职超过30年 胡跃飞是银行老将，自1980年在人行参加工作至今，拥有40余年银行从业经历。相较于平安理财董事长 一职，胡跃飞更为市场熟悉的身份其实是原平安银行行长。算上胡跃飞在平安银行的前身深圳发展银行 的工作经历，他在平安银行系统履职超过30年。 1990 年，胡跃飞加入平安的前身深圳发展银行，历任支行行长、分行行长、总行行长助理和副行长， 并于2016年12月起，胡跃飞任平安银行党委副书记 ...

Group 1: Financial Performance - The average interest rate for deposits decreased to 2.13% in the first nine months of 2024, down by 7 basis points compared to the same period last year [1] - The non-performing loan (NPL) ratio stood at 1.06% as of September, with a provision coverage ratio of 251% [1] - The total amount of non-performing loans reached 3,125 billion CNY, an increase of 3.0% from the end of the previous year [1] Group 2: Retail and Wealth Management - Retail loan balance increased by 3.0% year-on-year, with mortgage loans at 3,125 billion CNY [1] - Credit card receivables decreased to 4,531 billion CNY, down 12.5% from the end of the previous year [1] - Wealth management assets under management (AUM) reached 19,502 billion CNY, with 1.42 million wealth clients, including 190,000 private banking clients, a growth of 3.8% year-on-year [2] Group 3: Future Outlook and Strategy - The bank plans to distribute 10% to 35% of the annual distributable profit as cash dividends from 2024 to 2026 [2] - Focus areas for corporate loans include industry finance, technology finance, supply chain finance, cross-border finance, and inclusive finance [2] - The bank aims to optimize its deposit structure and cost management to support sustainable growth [1]