Core Viewpoint - The China Securities Regulatory Commission has issued a plan to promote the high-quality development of public funds, which aims to increase the weight of fund performance assessments and guide public funds to align with benchmark index holdings, potentially reversing the long-term underweighting of bank stocks in public funds [1] Group 1: Valuation and Market Position - Ping An Bank's stock price has retraced 52% from its peak of 23.68 yuan in 2021, indicating a significant valuation bottoming process [2] - The bank's price-to-book ratio is currently at 0.51, marking a historical low at the 7.72% percentile over the past decade [3] - The bank's dividend yield has increased to 5.34%, positioning it among the leaders in its peer group [4] Group 2: Dividend Policy and Shareholder Returns - In 2024, Ping An Bank increased its total dividend by 13.2 billion yuan compared to 2023, with cash dividends accounting for 28.32% of net profit attributable to ordinary shareholders [10] - The bank's management has expressed a commitment to maintaining a high and stable dividend payout ratio to reward shareholders [10] Group 3: Risk Management and Strategic Adjustments - Ping An Bank has shifted from a scale-driven to a quality-driven approach, proactively reducing high-risk assets and improving asset quality [12][13] - As of March 2025, the bank's personal loan non-performing ratio was 1.32%, down 7 basis points from the end of 2024, with credit card non-performing ratios also declining [13] - The bank has actively written off 17.065 billion yuan in loans and recovered 9.425 billion yuan in non-performing assets in Q1 2025 [13] Group 4: Business Development and Growth Strategies - The bank is focusing on high-quality customer acquisition through refined management of deposits and wealth management, achieving a 12.5% year-on-year increase in wealth management fee income [14] - Ping An Bank has increased its corporate loan balance by 4.7% year-on-year, with significant new loan issuance in key industries [15] - The bank is also expanding its support for emerging industries, with a 32.7% year-on-year increase in new loans to these sectors [15] Group 5: Long-term Strategic Vision - The bank's dual focus on retail and corporate banking is seen as a strategic necessity for sustainable development, reflecting a balance between short-term challenges and long-term goals [16] - The ongoing reforms at Ping An Bank are viewed as a proactive response to industry cycles, aiming to establish a solid foundation for future growth [17]

Core Insights - Ping An Bank's Shanghai branch has integrated pension finance into its strategic business framework, focusing on enhancing pension financial services and exploring high-quality pension solutions [1][2] - The bank organized a series of public welfare activities themed "Ping An Heart Orange Benefit: Respect for the Elderly," celebrating its 27th anniversary and demonstrating corporate social responsibility [1] - The activities reached various locations in Shanghai, including communities, elderly canteens, nursing homes, and senior universities, combining financial services with humanistic care [1] Summary by Categories Pension Financial Services - The bank aims to expand the coverage of "age-friendly" financial services, innovate service models, and optimize service processes to enhance customer satisfaction among elderly clients [2] - Ping An Bank emphasizes that pension finance is not only about fund management but also reflects the well-being of the populace [2] Community Engagement and Activities - During the public welfare campaign, the bank's branches organized 116 various salon activities, serving over 8,000 elderly clients, which received positive social feedback and high praise from elderly customers and the community [1] - Activities included health lectures, cultural performances, spring outings, poetry recitals, choir competitions, anti-fraud knowledge salons, and movie screenings, aimed at providing warmth and care to the elderly [1]

Group 1 - Ping An Bank successfully led the issuance of BOE Technology Group's 2025 second phase of technology innovation bonds, with a scale of 1 billion yuan and a maturity of 10 years at a coupon rate of 2.23%, receiving 3.15 times oversubscription from the market [1][3] - The funds raised will be specifically used for technology upgrades in the semiconductor display field, aligning with BOE's focus on high-generation production line construction and core technology breakthroughs [3] - The issuance is part of a broader initiative by the People's Bank of China and the China Securities Regulatory Commission to support technology innovation bonds, aiming to guide social capital towards key areas of technological innovation [1][3] Group 2 - In 2024, BOE is projected to achieve approximately 198.5 billion yuan in operating revenue, maintaining its position as the global leader in core product shipments in the semiconductor display industry [3] - The overall market for technology innovation bonds in China is expanding, with the issuance volume surpassing 1.2 trillion yuan in 2024, reflecting a year-on-year increase of 58% [3] - Ping An Bank aims to deepen its technology financial services, focusing on strategic emerging industries such as semiconductors, artificial intelligence, and biomedicine, to attract more long-term capital into the forefront of technological innovation [3]

Group 1 - The People's Bank of China and the China Securities Regulatory Commission jointly announced measures to support the issuance of technology innovation bonds, with Ping An Bank's Beijing branch leading the underwriting of BOE Technology Group's 1 billion yuan (approximately 0.15 billion USD) bond project [1] - The bond has a 10-year term and a coupon rate of 2.23%, with a strong market response resulting in 3.15 times oversubscription [1] - The funds raised will be specifically used for technological upgrades in the semiconductor display sector, reinforcing BOE's position as a global leader [1] Group 2 - BOE Technology Group, established in April 1993, is a leading IoT innovation enterprise with a business structure centered on semiconductor displays and a strong global market presence [2] - The company is expected to see a 108.97% year-on-year increase in net profit attributable to shareholders in 2024, indicating strong cash flow and risk resilience [2] - The raised funds will focus on "hard technology" to support high-generation production line construction and core technology breakthroughs, accelerating the domestic substitution process [2]

京东方成立于1993年4月，是一家领先的物联网创新企业，为信息交互和人类健康提供智慧端口产品和 专业服务，形成了以半导体显示为核心，物联网创新、传感器及解决方案、MLED、智慧医工融合发展 的"1+4+N+生态链"业务架构，核心产品出货量稳居全球第一。2024年京东方归属于上市公司股东的净 利润同比增长108.97%，现金流充裕，抗风险能力强。本次募集资金聚焦"硬科技"，支持高世代产线建 设与核心技术攻关，加速国产替代进程。在交易商协会的指导下，平安银行全程提供专业服务，帮助京 东方参与首批科技创新债发行，并依托交易商协会"绿色通道"，显著提升发行效率。 此次京东方科创债的成功发行，是平安银行服务实体经济、践行科技金融的缩影。平安银行通过为企业 精准匹配债券市场创新产品，助力发行人精准对接市场投资机构，有效降低企业融资成本，并为投资者 提供低风险、高成长性的优质标的。未来，平安银行将继续聚焦国家战略领域，推动更多长期资本流向 科技创新前沿，为培育新质生产力、实现高水平科技自立自强贡献金融力量！ 5月13日，平安银行牵头承销京东方科技集团股份有限公司（以下简称"京东方"）的25京东方集 MTN002(科创债)项 ...

由平安银行上海分行主办的"千企万户大走访"之"进平安论发展，小微企业下午茶"首期活动日前在沪举办。本次活动特邀7家外贸及科创企业代表等20余位嘉宾代表，解读最新政策，倾听中小微 平安银行上海分行行长助理顾春晓表示，2025年一季度，该行已走访小微企业、个体工商户超千户，通过"科创贷"等特色金融产品，实现审批效率大幅提升，最快T+1日即可完成贷款发放。尤 记者了解到，尽管近年来科创企业融资环境有所改善，但融资难、融资贵问题依然存在，尤其是中小企业受行业"内卷"、下游需求不足等因素影响，经营压力显著增加。此外，2025年在美国关 针对企业诉求，平安银行上海分行未来将紧密围绕企业需求，在监管指导下进一步完善金融服务体系，创新金融产品，切实提升小微企业的融资可得性与便利性，一是编制《外贸小企业金融服务 未来，平安银行上海分行将始终秉持"金融为民"初心，以更高站位、更实举措、更优服务，助力民营经济高质量发展，为区域经济腾飞注入澎湃动力。（经济日报记者 唐一路） ...

证券代码：000001 证券简称：平安银行 公告编号：2025-025 优先股代码：140002 优先股简称：平银优 01 平安银行股份有限公司 关于召开 2024 年年度股东大会的通知 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假记载、误导 性陈述或重大遗漏。 一、召开会议的基本情况 （五）现场会议召开地点：深圳市深南东路 5047 号本公司六楼多功能会议 厅。 （六）召开方式：本次股东大会采取现场投票与网络投票相结合的方式。本 公司将通过深圳证券交易所交易系统和深圳证券交易所互联网投票系统 （http://wltp.cninfo.com.cn）向本公司股东提供网络形式的投票平台，股东可以 在相应的网络投票时间内通过上述任一系统行使表决权。 （七）投票规则：本公司股东只能选择现场投票、深圳证券交易所交易系统 投票、深圳证券交易所互联网投票系统投票中的一种方式表决，同一表决权出现 重复表决的，以第一次有效表决结果为准。 1 （八）出席对象 （一）股东大会届次：平安银行股份有限公司 2024 年年度股东大会。 （二）召集人：平安银行股份有限公司第十二届董事会。 （三）会议召开的合法合规性说 ...

平安银行股份有限公司 平安银行股份有限公司 2024 年年度股东大会议程 2024 年年度股东大会文件 召开方式：现场投票与网络投票相结合 现场会议时间：2025 年 5 月 23 日下午 14:30 现场会议地点：深圳市深南东路 5047 号本公司六楼多功能会议厅 现场登记时间：2025 年 5 月 23 日下午 12:00-14:15 现场登记地点：深圳市深南东路 5047 号本公司六楼多功能会议厅 | 序号 | 议程 | | --- | --- | | 1 | 主持人宣布会议开始 | | 2 | 介绍参加会议的领导、来宾，宣布出席本次现场会议的股东人数、代表股份数及会议议程 | | 3 | 议案介绍 | | | 议案一：《平安银行股份有限公司 年度董事会工作报告》 2024 | | | 议案二：《平安银行股份有限公司 2024 年度监事会工作报告》 | | | 议案三：《平安银行股份有限公司 2024 年年度报告》及《平安银行股份有限公司 2024 年年 度报告摘要》 | | | 议案四：《平安银行股份有限公司 年度财务决算报告和 年度财务预算报告》 2024 2025 | | | 议案五：《平安银行股 ...

证券代码：000001 证券简称：平安银行 公告编号：2025-024 优先股代码：140002 优先股简称：平银优 01 平安银行股份有限公司董事会决议公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假记载、误导 性陈述或重大遗漏。 具体内容请见本行于同日在巨潮资讯网（www.cninfo.com.cn）披露的《平安 银行股份有限公司关于召开 2024 年年度股东大会的通知》。 特此公告。 平安银行股份有限公司董事会 2025 年 4 月 30 日 平安银行股份有限公司（以下简称本行）第十二届董事会第四十次会议以书 面传签方式召开。会议通知以书面方式于 2025 年 4 月 25 日向各董事发出，表决 截止时间为 2025 年 4 月 29 日。本次会议的召开符合有关法律、法规、规章和本 行章程的规定。会议应到董事 13 人（包括独立董事 5 人），董事长谢永林，董 事冀光恒、郭晓涛、付欣、蔡方方、郭建、项有志、杨志群、杨军、艾春荣、吴 志攀、刘峰和潘敏共 13 人参加了会议。 本次会议审议通过了《关于召开平安银行股份有限公司 2024 年年度股东大 会的议案》。 同意于2025年5月 ...

平安银行积极践行"农业+科技+金融"创新模式，通过评估珍西农业的专利发明和科技创新能力，为其 提供了200万科创贷贷款。借助平安银行的贷款支持，珍西农业迅速采购了一批先进的农机农具，包括 高效施肥机、智能灌溉设备和现代化果园管理工具，大幅提升了春耕生产的效率和质量。 贷款发放后，当地乡政府向平安银行发来感谢信，对平安银行与珍西农业的合作表示高度赞赏。信中指 出，"平安银行与珍西农业的合作是金融助力乡村振兴的典型案例。" 日前，国家金融监督管理总局办公厅印发《关于扎实做好2025年"三农"金融工作的通知》（简称《"三 农"金融工作通知》），要求持续提升金融服务"三农"质效，支持巩固拓展脱贫攻坚成果。 平安银行一直重视"三农"金融工作，通过不断创新金融产品、丰富服务方式等措施，支持农业科技型企 业发展，加大金融支持"三农"力度。截至3月份，平安银行涉农贷款余额为1181亿元，较年初增长38.86 亿，增速3.28%。未来，平安银行将持续按照《"三农"金融工作通知》中关于"加大金融投入"的要求， 积极落实国家政策，大力践行五篇大文章，促进乡村振兴。 "科创贷"促进农业新质生产力发展 在重庆市奉节县平安乡，重庆珍西农 ...