Core Points - The article outlines the insider information management system of Caixin Real Estate Development Group Co., Ltd, emphasizing the importance of confidentiality and compliance with relevant laws and regulations [1][2][3] Group 1: Insider Information Management - The company establishes a system to manage insider information to ensure public disclosure is open, fair, and just [1] - The board of directors is responsible for managing insider information, with the chairman as the primary responsible person [1][2] - Insider information includes significant changes in business policies, major investments, and any information that could materially affect the company's stock price [2][3] Group 2: Scope of Insider Information - Insider information encompasses various aspects such as major operational changes, significant asset transactions exceeding 30% of total assets, and important contracts that could impact financial results [2][3] - The scope also includes changes in shareholding structures, major losses, and any legal issues that could affect the company [3][4] Group 3: Insider Information Recipients - Insider information recipients include company directors, senior management, and any personnel who may access insider information due to their roles [4][5] - Shareholders holding more than 5% of shares and their related parties are also classified as insider information recipients [4][5] Group 4: Record Keeping and Reporting - The company must maintain a record of insider information recipients and report this to the Shenzhen Stock Exchange within five trading days after the information is publicly disclosed [5][6] - The records should include detailed information about the recipients, including their relationship with the company and the nature of the information they received [6][7] Group 5: Confidentiality Obligations - Insider information recipients are required to sign confidentiality agreements and are prohibited from disclosing insider information or engaging in insider trading [10][11] - The company must ensure that all personnel understand their confidentiality obligations and the consequences of violations [11][12] Group 6: Compliance and Accountability - The board of directors is tasked with verifying the accuracy and completeness of insider information recipient records [12][13] - Any violations of confidentiality obligations may result in penalties, including legal action against responsible individuals [13][14]

财信地产发展集团股份有限公司 （经2025年8月13日召开的第十一届董事会第二十次临时会议审核修订） 第一节 总则 第一条 为了保护投资者的合法权益，规范财信地产发展集团股份有限公司 （以下简称"公司"）的对外担保及担保申请行为，有效防范公司对外担保风险， 确保公司资产安全，促进公司健康稳定发展，根据《中华人民共和国公司法》 （以 下简称"《公司法》"）、 《上市公司监管指引第 8 号—— 第三条 公司及子公司对外担保实行统一管理，未经公司批准，不得对外提 供担保，不得相互提供担保。 第四条 公司控股子公司对于向公司合并报表范围之外的主体提供担保的， 应视同公司提供担保，公司应按照本办法规定执行。 第二节 被担保单位资格 上市公司资金往来、对外担保的监管要求》《深圳证券交易所上市公司自律监管 指引第 1 号——主板上市公司规范运作》 《深圳证券交易所股票上市规则》 （以下 简称"《上市规则》"）及《财信地产发展集团股份有限公司章程》 （以下简称"《公 司章程》"）的有关规定，特制定本办法。 第二条 本办法所称对外担保（以下简称"担保"）是指公司为他人提供的担 保，包括公司对控股子公司的担保。公司及控股子公司的 ...

Core Points - The document outlines the procedures for the resignation of directors at Caixin Real Estate Development Group Co., Ltd, ensuring stability in corporate governance and protection of shareholder rights [1][2][3] - The resignation process includes the requirement for written resignation reports, the conditions under which directors must continue to fulfill their duties, and the timeline for disclosing resignations [2][3][4] - The responsibilities of departing directors regarding the handover of documents and compliance with ongoing obligations are clearly defined [4][5][6] Summary by Sections General Provisions - The document establishes rules for the resignation of directors to maintain governance stability and protect shareholder interests [1] - It applies to all directors, including independent directors, under various circumstances such as term expiration or voluntary resignation [1] Resignation Circumstances and Effectiveness - Directors can resign before their term ends by submitting a written resignation report, which becomes effective upon receipt by the company [2] - If a director resigns and the board's composition falls below legal requirements, the remaining directors must continue to fulfill their duties until a new director is appointed [2][3] Handover Procedures and Unresolved Matters - Departing directors must complete a handover of all relevant documents and responsibilities within ten working days of their resignation [4] - They are required to cooperate with the company in any follow-up audits related to significant matters during their tenure [4] Obligations of Departing Directors and Company Accountability - Departing directors remain bound by their fiduciary duties and confidentiality obligations even after leaving the company [4][5] - The company retains the right to seek compensation for losses caused by a director's unauthorized departure or misconduct during their tenure [4][5] Shareholding Management of Departing Directors - Departing directors must comply with regulations regarding the trading of company shares and must report their personal information to the company within two trading days of resignation [6] - They are prohibited from transferring shares within six months of leaving the company, with specific conditions outlined for shareholding changes [6] Miscellaneous Provisions - The document applies to senior management as well and will be executed in accordance with relevant laws and regulations [7] - The board of directors is responsible for interpreting and amending the document, which takes effect upon approval [7]

Core Viewpoint - The company has established a responsibility accountability system for annual report information disclosure to enhance the quality and transparency of financial reporting and ensure compliance with relevant laws and regulations [1][2]. Group 1: Purpose and Scope - The system aims to improve the company's operational standards and increase accountability for annual report disclosures [1]. - It applies to directors, senior management, subsidiary heads, controlling shareholders, and other personnel involved in annual report disclosures [2]. Group 2: Definition of Major Errors - Major errors in annual report disclosures include significant accounting errors in financial reports, major omissions, and discrepancies in performance forecasts [2][3]. - Specific conditions for major errors include violations of accounting laws, significant discrepancies in performance forecasts, and other failures to meet disclosure requirements [2][3][4]. Group 3: Principles of Accountability - The accountability system follows principles of objectivity, fairness, and proportionality between fault and responsibility [3]. - The company secretary is responsible for collecting and summarizing materials related to accountability and proposing handling plans to the board [3]. Group 4: Identification and Handling of Errors - Major accounting errors are defined as those that significantly affect users' judgments about the company's financial status [4]. - The company must hire a qualified accounting firm to audit any corrections to previously published financial reports [4][5]. Group 5: Responsibility Pursuit - Responsibility will be pursued for violations of laws and regulations that lead to significant errors in annual report disclosures [8]. - The company will consider the severity of the situation and the individual's role in determining the level of accountability [8][9]. Group 6: Forms of Accountability - Forms of accountability may include corrective actions, public criticism, economic penalties, and potential job-related consequences [10][11]. - The results of accountability will be included in the annual performance evaluations of relevant departments and personnel [10].

Core Viewpoint - The company aims to enhance investor relations management to improve communication with investors and increase overall corporate value while adhering to legal and regulatory requirements [1][2]. Group 1: Objectives of Investor Relations Management - The purpose of investor relations work includes promoting a positive relationship with investors, establishing a stable investor base, fostering a culture of respect for investors, maximizing overall company interests, and increasing transparency in information disclosure [2][3]. - The company emphasizes the importance of compliance, equality, proactivity, and honesty in its investor relations activities [3][4]. Group 2: Communication Channels and Content - The company will utilize multiple channels such as the official website, new media platforms, and investor education bases to communicate with investors [2][4]. - Key communication topics include the company's development strategy, legal disclosures, operational management information, environmental, social, and governance information, and handling investor requests [6][7]. Group 3: Responsibilities and Implementation - The chairman of the board is the primary responsible person for investor relations management, with the board secretary overseeing the activities [5][6]. - The investor relations team is tasked with planning and organizing various investor communication activities, addressing investor inquiries, and maintaining relevant communication channels [5][6]. Group 4: Compliance and Ethical Standards - Employees involved in investor relations must possess a comprehensive understanding of the company and its industry, along with good communication skills and integrity [6][7]. - The company must ensure that no undisclosed significant information is leaked during investor relations activities and must treat all investors fairly [7][8]. Group 5: Event Management and Reporting - The company is required to hold annual report briefings within fifteen trading days after the report is disclosed, covering industry status, development strategies, financial conditions, and other investor concerns [8][9]. - Any significant events or inquiries from investors must be documented and reported to ensure transparency and accountability [10][11].

第二条 财务负责人应在为公司提供年报审计的注册会计师（以下简称"年 审注册会计师"）进场审计前向审计委员会书面提交年度审计工作安排及其他相 关资料。 第三条 由审计委员会与年审注册会计师根据深圳证券交易所对公司年度报 告披露时间的要求，协商确定审计公司年度财务报告的时间。 第四条 审计委员会应在年审注册会计师进场前审阅公司编制的年度财务报 告，并形成书面意见。 财信地产发展集团股份有限公司 （经2025年8月13日召开的第十一届董事会第二十次临时会议审核修订） 为明确审计委员会在编制年度财务报告中的职责，进一步发挥审计委员会的 监督作用，维护审计的独立性，完善公司内部控制制度，根据中国证监会的有关 要求，以及《财信地产发展集团股份有限公司公司章程》和公司《董事会审计委 员会工作细则》的有关规定，特制定公司董事会审计委员会年报审计工作制度。 第一条 在会计年度结束后两个月内，公司财务负责人负责向审计委员会全 面汇报公司本年度的生产经营情况和重大事项的进展情况。同时，公司安排审计 委员会成员进行实地考察。上述事项应有书面记录，必要的文件应有当事人签字。 第八条 公司原则上不得在年报审计期间改聘会计师事务所，如确需 ...

Core Points - The company establishes an internal control system to enhance its internal control capabilities and improve the supervision of the board over the management team [1] - The Audit Committee is a specialized body under the board of directors, responsible for communication, supervision, and verification of internal and external audits [1][2] - The Audit Committee consists of three directors, including at least two independent directors, with one being a professional accountant [2] Group 1: Responsibilities and Authority - The Audit Committee supervises and evaluates the work of external and internal audit institutions [8] - It reviews the company's financial reports and provides opinions on them [8] - The committee is responsible for coordinating communication between management, internal audit departments, and external audit institutions [8][9] Group 2: Meeting Procedures - The Audit Committee must hold meetings at least quarterly, with notifications sent three days in advance [16] - Meetings can be conducted in various formats, including in-person, video, or telephonic [19] - A quorum requires the presence of at least two-thirds of the committee members [23] Group 3: Voting and Decision-Making - Each committee member has one vote, and decisions require a majority agreement from all members [28] - The committee can invite relevant personnel to meetings for additional insights, but non-members do not have voting rights [30] - Meeting records must include details such as date, attendees, agenda, and voting results [38] Group 4: Confidentiality and Compliance - Members must maintain confidentiality regarding decisions until officially disclosed [40] - The committee has the right to review various financial documents and reports to ensure compliance and transparency [46][15]

财信地产发展集团股份有限公司 （经2025年8月13日召开的第十一届董事会第二十次临时会议审核修订） 第一章 总则 第一条 为进一步提高财信地产发展集团股份有限公司（以下简称"公司"） 治理水平，规范公司董事会秘书的任职与离职管理、工作职责、履职环境和问责 机制等，根据《中华人民共和国公司法》 （一）具有良好的职业道德、个人品质和诚信记录； 《中华人民共和国证券法》 《深圳证券交 易所股票上市规则》等法律、法规、规范性文件规定以及《财信地产发展集团股 份有限公司章程》（以下简称"《公司章程》"）的相关规定，结合公司实际情况， 特制定本细则。 第二条 公司设立董事会秘书一名，董事会秘书为公司高级管理人员，对公 司和董事会负责，应忠实、勤勉地履行职责，不得利用职权谋取不正当利益、损 害公司利益或者推卸应对公司承担的管理责任。 董事会秘书应遵守对公司的忠实义务，基于公司利益履行职责，不得为公司 实际控制人、股东、员工、本人或者其他第三方的利益而损害公司的利益。 董事会秘书应积极履行对公司的勤勉义务，从公司最佳利益出发，对公司待 决策事项的利益和风险做出审慎决策，不得仅以对公司业务不熟悉或者对相关事 项不了解为由主张 ...

Core Points - The document outlines the management procedures for the shares held by the board members and senior management of the company, emphasizing compliance with relevant laws and regulations [1][2][4] - It specifies the restrictions on trading company shares by directors and senior management, particularly during sensitive periods and under certain conditions [5][6][8] Shareholding Management - The company’s board members and senior management must comply with regulations from the China Securities Regulatory Commission and the Shenzhen Stock Exchange regarding their shareholdings [4][5] - Additional restrictions may apply to the transfer of shares held by directors and senior management, especially in cases of public or private share issuance and equity incentive plans [6][7] Share Trading Management - Directors and senior management are prohibited from trading company shares during specific periods, such as 15 days before the annual or semi-annual report announcements [5][6] - They must notify the board secretary in writing before executing any trading plans, who will then verify compliance with disclosure and significant event regulations [5][9] Information Reporting - Directors and senior management are required to report their personal and family members' shareholding information to the Shenzhen Stock Exchange within specified timeframes [9][10] - Any changes in shareholdings must be disclosed within two trading days, including details such as the number of shares held before and after the transaction [10][11] Accountability - The company reserves the right to demand resignation from directors or senior management who violate share trading regulations and cause harm to the company [22] - Serious violations of laws or regulations regarding share trading will be reported to regulatory authorities for penalties [23]

财信地产发展集团股份有限公司 （需经公司 2025 年第一次临时股东大会审议通过） 为确保财信地产发展集团股份有限公司（以下简称"公司"）董事会的工作 效率和公正、科学决策，根据《中华人民共和国公司法》 （以下简称"《公司法》"）、 《中华人民共和国证券法》《上市公司独立董事管理办法》《上市公司治理准则》 《深圳证券交易所股票上市规则》等法律、法规、中国证监会规定、深圳证券交 易所业务规则及《财信地产发展集团股份有限章程》（以下简称"《公司章程》"） 等规定，特制定本规则。 第一条 公司董事会由七名董事组成，设董事长一人，公司董事会对股东会 负责，董事长是公司的法定代表人。 第二条 董事会成员中包括三名独立董事。 第三条 董事的产生和任期：董事由股东会选举和更换，可在任期届满前由 股东会解除其职务，每届任期不超过三年，董事任期届满，可以连选连任。股东 会可在任期届满前由股东会解除其职务。 第四条 独立董事的产生和任期：独立董事将按照《上市公司独立董事管理 办法》的规定由股东会选举产生，报深圳证券交易所对其任职资格和独立性进行 审查。每届任期与公司其他董事任期相同，任期届满，可连选连任，但是连任时 间不得超过六 ...