Group 1 - The stock price of Caixin Development as of August 13, 2025, is 2.95 yuan, down 0.02 yuan from the previous trading day, representing a decline of 0.67% [1] - The company operates in real estate development and is registered in Chongqing, categorized under enterprises related to the Western Development strategy [1] - On the evening of August 13, Caixin Development announced that its 11th Board of Directors held a temporary meeting, approving several proposals including financial assistance extension for its subsidiary Weihai Guoxing [1] Group 2 - The company will hold its first temporary shareholders' meeting of 2025 on August 29 to review related proposals [1] - On August 13, the net outflow of main funds for Caixin Development was 5.7993 million yuan, with a cumulative net outflow of 30.3843 million yuan over the past five days [1]

Core Viewpoint - The company has proposed amendments to its articles of association, which will be submitted for shareholder approval, specifically regarding the legal representative and responsibilities of the company [1][2][3]. Group 1: Amendments to Articles of Association - The amendment changes the legal representative from the President (General Manager) to the Chairman of the Board [2]. - The company will determine a new legal representative within thirty days following the resignation of the current one [2]. - The legal representative's civil activities on behalf of the company will have legal consequences for the company [2][3]. Group 2: Shareholder Responsibilities and Rights - Shareholders are liable for the company's debts only to the extent of their subscribed shares, while the company is liable for its debts with all its assets [3][4]. - The articles of association serve as a binding document for the organization and behavior of the company, shareholders, directors, supervisors, and senior management [3][4]. - Shareholders have the right to sue other shareholders, directors, supervisors, and senior management under the provisions of the articles of association [3][4]. Group 3: Capital and Share Issuance - The company’s shares will be issued at a par value of one yuan per share [5]. - The issuance of shares must adhere to principles of openness, fairness, and justice, ensuring equal rights for all shares of the same type [4][5]. - The company may not provide financial assistance for others to acquire its shares, except under specific circumstances approved by the shareholders [6][7]. Group 4: Shareholder Meetings and Voting - The company will hold annual shareholder meetings within six months after the end of the previous fiscal year [21]. - Shareholders holding 10% or more of the shares can request the convening of a temporary shareholder meeting [21][22]. - The company will provide a platform for electronic voting during shareholder meetings to facilitate participation [22][23].

Financial Assistance Extension Overview - The company is extending financial assistance to its minority shareholder, Weihai Poly Real Estate Co., Ltd., through its subsidiary, Weihai Guoxing Real Estate Co., Ltd. [1][2] - The financial assistance amounting to 4.5 million yuan is provided without any fees and has a maximum borrowing period of 12 months [2][3]. Financial Assistance and Extension Details - The total amount of financial assistance being extended is 81 million yuan, with an extension period until August 31, 2025, and an interest rate not exceeding 9% [3][4]. - The profit distribution from Weihai Guoxing's retained earnings amounts to 225 million yuan, with the company receiving 157.5 million yuan and Weihai Poly Real Estate receiving the remainder [3][4]. Company Financials and Risk Management - The company has provided a total of 183.08 million yuan in financial assistance, which constitutes 43.54% of its latest audited net assets, with overdue financial assistance amounting to 165.08 million yuan, or 39.26% of net assets [5][6]. - The board believes that the reasons for extending financial assistance are reasonable and that there is no possibility of default, indicating that risks are manageable [5].

Core Points - The company establishes a performance evaluation and compensation management system for non-independent directors and senior management to enhance talent development and utilization strategy [1][2] - The Compensation and Assessment Committee is responsible for reviewing and supervising the performance evaluation and compensation systems [2][3] - The committee consists of three directors, with at least two being independent directors, and is elected by the board [2][4] Group 1 - The Compensation and Assessment Committee has the authority to approve the company's performance evaluation and compensation management systems [9] - The committee is required to meet at least once a year and must notify all members three days prior to the meeting [4][5] - The committee can invite relevant directors and senior management to attend meetings as needed [4][5] Group 2 - The committee's decisions must comply with relevant laws and regulations, ensuring the protection of the company's and shareholders' rights [3][10] - The committee can hire external consultants for professional advice, with costs covered by the company [4][5] - The committee must maintain confidentiality regarding decisions until they are legally disclosed [9][12] Group 3 - The committee is tasked with evaluating the performance of non-independent directors and senior management based on various company documents and reports [12][13] - The committee members have the right to access necessary company information to perform their duties effectively [12][13] - The committee must document meeting proceedings, including attendance, discussions, and voting results [8][9]

Core Points - The article outlines the insider information management system of Caixin Real Estate Development Group Co., Ltd, emphasizing the importance of confidentiality and compliance with relevant laws and regulations [1][2][3] Group 1: Insider Information Management - The company establishes a system to manage insider information to ensure public disclosure is open, fair, and just [1] - The board of directors is responsible for managing insider information, with the chairman as the primary responsible person [1][2] - Insider information includes significant changes in business policies, major investments, and any information that could materially affect the company's stock price [2][3] Group 2: Scope of Insider Information - Insider information encompasses various aspects such as major operational changes, significant asset transactions exceeding 30% of total assets, and important contracts that could impact financial results [2][3] - The scope also includes changes in shareholding structures, major losses, and any legal issues that could affect the company [3][4] Group 3: Insider Information Recipients - Insider information recipients include company directors, senior management, and any personnel who may access insider information due to their roles [4][5] - Shareholders holding more than 5% of shares and their related parties are also classified as insider information recipients [4][5] Group 4: Record Keeping and Reporting - The company must maintain a record of insider information recipients and report this to the Shenzhen Stock Exchange within five trading days after the information is publicly disclosed [5][6] - The records should include detailed information about the recipients, including their relationship with the company and the nature of the information they received [6][7] Group 5: Confidentiality Obligations - Insider information recipients are required to sign confidentiality agreements and are prohibited from disclosing insider information or engaging in insider trading [10][11] - The company must ensure that all personnel understand their confidentiality obligations and the consequences of violations [11][12] Group 6: Compliance and Accountability - The board of directors is tasked with verifying the accuracy and completeness of insider information recipient records [12][13] - Any violations of confidentiality obligations may result in penalties, including legal action against responsible individuals [13][14]

财信地产发展集团股份有限公司 （经2025年8月13日召开的第十一届董事会第二十次临时会议审核修订） 第一节 总则 第一条 为了保护投资者的合法权益，规范财信地产发展集团股份有限公司 （以下简称"公司"）的对外担保及担保申请行为，有效防范公司对外担保风险， 确保公司资产安全，促进公司健康稳定发展，根据《中华人民共和国公司法》 （以 下简称"《公司法》"）、 《上市公司监管指引第 8 号—— 第三条 公司及子公司对外担保实行统一管理，未经公司批准，不得对外提 供担保，不得相互提供担保。 第四条 公司控股子公司对于向公司合并报表范围之外的主体提供担保的， 应视同公司提供担保，公司应按照本办法规定执行。 第二节 被担保单位资格 上市公司资金往来、对外担保的监管要求》《深圳证券交易所上市公司自律监管 指引第 1 号——主板上市公司规范运作》 《深圳证券交易所股票上市规则》 （以下 简称"《上市规则》"）及《财信地产发展集团股份有限公司章程》 （以下简称"《公 司章程》"）的有关规定，特制定本办法。 第二条 本办法所称对外担保（以下简称"担保"）是指公司为他人提供的担 保，包括公司对控股子公司的担保。公司及控股子公司的 ...

Core Points - The document outlines the procedures for the resignation of directors at Caixin Real Estate Development Group Co., Ltd, ensuring stability in corporate governance and protection of shareholder rights [1][2][3] - The resignation process includes the requirement for written resignation reports, the conditions under which directors must continue to fulfill their duties, and the timeline for disclosing resignations [2][3][4] - The responsibilities of departing directors regarding the handover of documents and compliance with ongoing obligations are clearly defined [4][5][6] Summary by Sections General Provisions - The document establishes rules for the resignation of directors to maintain governance stability and protect shareholder interests [1] - It applies to all directors, including independent directors, under various circumstances such as term expiration or voluntary resignation [1] Resignation Circumstances and Effectiveness - Directors can resign before their term ends by submitting a written resignation report, which becomes effective upon receipt by the company [2] - If a director resigns and the board's composition falls below legal requirements, the remaining directors must continue to fulfill their duties until a new director is appointed [2][3] Handover Procedures and Unresolved Matters - Departing directors must complete a handover of all relevant documents and responsibilities within ten working days of their resignation [4] - They are required to cooperate with the company in any follow-up audits related to significant matters during their tenure [4] Obligations of Departing Directors and Company Accountability - Departing directors remain bound by their fiduciary duties and confidentiality obligations even after leaving the company [4][5] - The company retains the right to seek compensation for losses caused by a director's unauthorized departure or misconduct during their tenure [4][5] Shareholding Management of Departing Directors - Departing directors must comply with regulations regarding the trading of company shares and must report their personal information to the company within two trading days of resignation [6] - They are prohibited from transferring shares within six months of leaving the company, with specific conditions outlined for shareholding changes [6] Miscellaneous Provisions - The document applies to senior management as well and will be executed in accordance with relevant laws and regulations [7] - The board of directors is responsible for interpreting and amending the document, which takes effect upon approval [7]

Core Viewpoint - The company has established a responsibility accountability system for annual report information disclosure to enhance the quality and transparency of financial reporting and ensure compliance with relevant laws and regulations [1][2]. Group 1: Purpose and Scope - The system aims to improve the company's operational standards and increase accountability for annual report disclosures [1]. - It applies to directors, senior management, subsidiary heads, controlling shareholders, and other personnel involved in annual report disclosures [2]. Group 2: Definition of Major Errors - Major errors in annual report disclosures include significant accounting errors in financial reports, major omissions, and discrepancies in performance forecasts [2][3]. - Specific conditions for major errors include violations of accounting laws, significant discrepancies in performance forecasts, and other failures to meet disclosure requirements [2][3][4]. Group 3: Principles of Accountability - The accountability system follows principles of objectivity, fairness, and proportionality between fault and responsibility [3]. - The company secretary is responsible for collecting and summarizing materials related to accountability and proposing handling plans to the board [3]. Group 4: Identification and Handling of Errors - Major accounting errors are defined as those that significantly affect users' judgments about the company's financial status [4]. - The company must hire a qualified accounting firm to audit any corrections to previously published financial reports [4][5]. Group 5: Responsibility Pursuit - Responsibility will be pursued for violations of laws and regulations that lead to significant errors in annual report disclosures [8]. - The company will consider the severity of the situation and the individual's role in determining the level of accountability [8][9]. Group 6: Forms of Accountability - Forms of accountability may include corrective actions, public criticism, economic penalties, and potential job-related consequences [10][11]. - The results of accountability will be included in the annual performance evaluations of relevant departments and personnel [10].

Core Viewpoint - The company aims to enhance investor relations management to improve communication with investors and increase overall corporate value while adhering to legal and regulatory requirements [1][2]. Group 1: Objectives of Investor Relations Management - The purpose of investor relations work includes promoting a positive relationship with investors, establishing a stable investor base, fostering a culture of respect for investors, maximizing overall company interests, and increasing transparency in information disclosure [2][3]. - The company emphasizes the importance of compliance, equality, proactivity, and honesty in its investor relations activities [3][4]. Group 2: Communication Channels and Content - The company will utilize multiple channels such as the official website, new media platforms, and investor education bases to communicate with investors [2][4]. - Key communication topics include the company's development strategy, legal disclosures, operational management information, environmental, social, and governance information, and handling investor requests [6][7]. Group 3: Responsibilities and Implementation - The chairman of the board is the primary responsible person for investor relations management, with the board secretary overseeing the activities [5][6]. - The investor relations team is tasked with planning and organizing various investor communication activities, addressing investor inquiries, and maintaining relevant communication channels [5][6]. Group 4: Compliance and Ethical Standards - Employees involved in investor relations must possess a comprehensive understanding of the company and its industry, along with good communication skills and integrity [6][7]. - The company must ensure that no undisclosed significant information is leaked during investor relations activities and must treat all investors fairly [7][8]. Group 5: Event Management and Reporting - The company is required to hold annual report briefings within fifteen trading days after the report is disclosed, covering industry status, development strategies, financial conditions, and other investor concerns [8][9]. - Any significant events or inquiries from investors must be documented and reported to ensure transparency and accountability [10][11].

第二条 财务负责人应在为公司提供年报审计的注册会计师（以下简称"年 审注册会计师"）进场审计前向审计委员会书面提交年度审计工作安排及其他相 关资料。 第三条 由审计委员会与年审注册会计师根据深圳证券交易所对公司年度报 告披露时间的要求，协商确定审计公司年度财务报告的时间。 第四条 审计委员会应在年审注册会计师进场前审阅公司编制的年度财务报 告，并形成书面意见。 财信地产发展集团股份有限公司 （经2025年8月13日召开的第十一届董事会第二十次临时会议审核修订） 为明确审计委员会在编制年度财务报告中的职责，进一步发挥审计委员会的 监督作用，维护审计的独立性，完善公司内部控制制度，根据中国证监会的有关 要求，以及《财信地产发展集团股份有限公司公司章程》和公司《董事会审计委 员会工作细则》的有关规定，特制定公司董事会审计委员会年报审计工作制度。 第一条 在会计年度结束后两个月内，公司财务负责人负责向审计委员会全 面汇报公司本年度的生产经营情况和重大事项的进展情况。同时，公司安排审计 委员会成员进行实地考察。上述事项应有书面记录，必要的文件应有当事人签字。 第八条 公司原则上不得在年报审计期间改聘会计师事务所，如确需 ...