Core Viewpoint - Newland Digital Technology Co., Ltd. reported a revenue increase of 15.17% year-on-year for the first three quarters of 2025, indicating strong growth in its business operations [1][2]. Financial Performance - The company's revenue for the first three quarters reached 5.987 billion yuan, with a net profit attributable to shareholders of 918 million yuan, reflecting a year-on-year growth of 12.15% [1]. - The basic earnings per share (EPS) stood at 0.91 yuan, with a weighted average return on equity (ROE) of 12.92% [2]. - The gross profit margin for the first three quarters was 35.74%, down 2.29 percentage points year-on-year, while the net profit margin was 17.13%, a decrease of 0.58 percentage points compared to the previous year [2]. Quarterly Insights - In Q3 2025, the gross profit margin was 35.71%, showing a slight year-on-year decline of 0.25 percentage points but a quarter-on-quarter increase of 2.79 percentage points [2]. - The net profit margin for Q3 was 16.64%, down 0.57 percentage points year-on-year but up 1.17 percentage points from the previous quarter [2]. Expense Analysis - Total operating expenses for the period were 1.039 billion yuan, an increase of 12.47 million yuan year-on-year, with an expense ratio of 17.35%, down 2.39 percentage points from the previous year [2]. - Sales expenses increased by 22.87% year-on-year, while management expenses decreased by 2.37%, R&D expenses grew by 0.24%, and financial expenses saw a significant reduction of 59.50% [2]. Shareholder Information - As of the end of Q3 2025, the total number of shareholders was 66,000, an increase of 3,639 or 5.83% from the end of the previous half [2]. - The average market value per shareholder decreased from 535,600 yuan at the end of the previous half to 453,500 yuan, a decline of 15.32% [2]. Company Overview - Newland Digital Technology Co., Ltd. was established on June 28, 1999, and went public on August 7, 2000. The company is primarily engaged in the manufacturing, sales, and leasing of electronic computers and their peripherals [3]. - The main revenue sources include electronic payment products and information recognition products (49.30%), merchant operations and value-added services (37.65%), and industry applications and software development (12.92%) [3]. - The company operates within the computer equipment sector and is associated with concepts such as Huawei Harmony, mobile payments, digital currency, Huawei Kunpeng, and AI models [3].

经审核，监事会认为董事会编制和审议的公司 2025 年第三季度报告的程序符 合法律、行政法规及中国证监会的规定，报告内容真实、准确、完整地反映了上 市公司的实际情况，不存在任何虚假记载、误导性陈述或者重大遗漏。 证券代码：000997 证券简称：新大陆 公告编号：2025-066 新大陆数字技术股份有限公司 第九届监事会第六次会议决议公告 本公司及其监事会全体成员保证信息披露内容的真实、准确、完整，没有虚假记载、误 导性陈述或重大遗漏。 新大陆数字技术股份有限公司（以下简称"公司"）第九届监事会第六次会 议通知于 2025 年 10 月 17 日以书面形式发出，会议于 2025 年 10 月 28 日在公司 会议室召开。应到监事 3 人，实到监事 3 人。会议由监事会主席林整榕先生主持。 会议的召集和召开符合《公司法》和《公司章程》的有关规定。 本次会议经过认真审议，通过了以下议案： 一、审议通过《公司 2025 年第三季度报告》，表决结果为：同意 3 票，反对 0 票，弃权 0 票。 特此公告。 新大陆数字技术股份有限公司 监 事 会 2025 年 10 月 29 日 ...

证券代码：000997 证券简称：新大陆 公告编号：2025-065 新大陆数字技术股份有限公司 第九届董事会第十四次会议决议公告 一、审议通过《2025 年第三季度报告》，表决结果为：同意 5 票，反对 0 票， 弃权 0 票。 具体内容详见同日披露于《中国证券报》、《证券时报》、《上海证券报》 及巨潮资讯网的《2025 年第三季度报告》（公告编号：2025-067）。 特此公告。 新大陆数字技术股份有限公司 董 事 会 2025 年 10 月 29 日 本公司及董事会全体成员保证信息披露内容的真实、准确、完整，没有虚假记载、误导 性陈述或重大遗漏。 2025 年 10 月 17 日，新大陆数字技术股份有限公司（以下简称"公司"）董 事会以书面形式向各位董事发出召开公司第九届董事会第十四次会议的通知，并 于 2025 年 10 月 28 日在公司会议室以现场和通讯相结合的方式召开了此次会议。 会议应到董事 5 人（其中独立董事 2 名），实到 5 人。会议由董事长王晶女士主 持，公司监事及高级管理人员列席了此次会议。会议的召集和召开程序符合《公 司法》和《公司章程》的有关规定。 本次会议经过认真审议并通过如 ...

Financial Performance - Total revenue for Q3 2025 reached ¥2,224,451,920.62, an increase of 14.86% year-on-year[4] - Net profit attributable to shareholders was ¥322,858,618.04, up 11.75% compared to the same period last year[4] - The company achieved a net profit of ¥337,855,285.42 after deducting non-recurring gains and losses, reflecting a growth of 29.77% year-on-year for Q3[4] - Total operating revenue for the period reached ¥6,244,211,472.45, an increase of 12% compared to ¥5,573,189,426.32 in the previous period[18] - Net profit attributable to shareholders of the parent company was ¥918,215,937.14, up from ¥818,755,381.88, reflecting a growth of approximately 12.2%[19] - Basic earnings per share for Q3 was ¥0.3216, representing a 12.76% increase year-on-year[4] - Basic earnings per share rose to ¥0.9113 from ¥0.8082, showing an increase of about 12.8%[19] Assets and Liabilities - Total assets at the end of the reporting period were ¥13,826,608,918.82, an increase of 8.84% from the end of the previous year[4] - Total assets increased to ¥13,826,608,918.82 from ¥12,703,530,497.81, marking a growth of about 8.8%[17] - The company's total liabilities rose to ¥6,189,475,238.12, compared to ¥5,445,891,306.95, indicating an increase of approximately 13.6%[17] - Total current assets increased to ¥10,932,248,468.93 from ¥8,603,354,162.29, representing a growth of approximately 27.0%[15] Cash Flow - Cash flow from operating activities decreased by 48.38% year-on-year, amounting to ¥133,611,128.38[4] - Cash flow from operating activities amounted to ¥5,778,646,440.29, up from ¥4,846,077,273.28, representing a growth of about 19.2%[20] - Net cash inflow from operating activities was CNY 133,611,128.38, a decrease of 48.3% compared to CNY 258,860,355.70 in the previous period[21] - Cash inflow from investment activities totaled CNY 1,984,432,281.54, up 46.5% from CNY 1,353,551,005.78 in the prior period[21] - Cash inflow from financing activities was CNY 1,342,541,772.34, down 6.9% from CNY 1,442,222,218.08 in the last period[21] Shareholder Information - Total number of common shareholders at the end of the reporting period is 66,036[11] - Newland Technology Group Co., Ltd. holds 30.49% of shares, totaling 308,879,440 shares, with 37,500,000 shares pledged[11] - The top ten unrestricted shareholders hold a total of 408,000,000 shares, representing a significant portion of the company's equity[12] - The company has no preferred shareholders or significant changes in shareholder structure reported[13] Investments and Expenses - Research and development expenses were ¥467,242,371.41, slightly up from ¥466,122,183.80, indicating a continued investment in innovation[18] - The company reported a financial expense of -¥119,204,810.90, compared to -¥74,734,582.90 in the previous period, indicating a higher cost of financing[18] Market and Product Development - The total payment service transaction volume reached ¥16.2 trillion for the first three quarters, with Q3 alone nearing ¥570 billion, marking an increase of over 18% year-on-year[7] - The company’s overseas payment device revenue grew by over 26% year-on-year, driven by expansion in emerging markets[7] - The company launched AI marketing products, with over 150,000 merchants currently trialing the service[7] - The company plans to accelerate its cross-border payment and overseas acquiring business to become a leading global provider of offline digital business services[7] Other Financial Metrics - Cash and cash equivalents rose to ¥4,376,590,900.95 from ¥4,204,952,920.54, an increase of about 4.1%[15] - Accounts receivable increased to ¥1,771,397,496.47 from ¥1,509,205,703.03, reflecting a growth of approximately 17.4%[15] - Inventory increased to ¥1,089,465,566.40 from ¥958,011,687.84, showing a rise of about 13.7%[15] - Non-current assets total ¥1,823,080,000.00, with a slight decrease from the previous period[15] - Deferred income tax assets increased to ¥205,221,111.88 from ¥188,388,825.32, reflecting a growth of approximately 8.8%[16]

Core Points - Newland Digital Technology Co., Ltd. has seen its stock price increase by 7.4% over the last three days, closing at 28.02 CNY per share with a market capitalization of 28.387 billion CNY [1] - The company's main business segments include electronic payment products and information reading products (49.30%), merchant operations and value-added services (37.65%), and industry applications and software development (12.92%) [1][2] Fund Holdings - Nord Fund's Nord Xing New Trend A (016772) holds 22,500 shares of Newland, unchanged from the previous period, representing 3.61% of the fund's net value [2] - The fund has gained approximately 16,400 CNY today and 43,400 CNY during the three-day stock price increase [2] Fund Manager Performance - The fund manager, Xie Yi, has a tenure of 10 years and 115 days, with a total fund size of 309 million CNY and a best return of 125.72% during his tenure [3] - Co-manager Zhou Jiansheng has been in position for 3 years and 108 days, managing 1.965 billion CNY with a best return of 91.43% [3]

Core Points - Newland Digital Technology Co., Ltd. has seen a stock price increase of 41.06% year-to-date, with a recent trading price of 27.84 CNY per share as of October 28 [1] - The company reported a revenue of 4.02 billion CNY for the first half of 2025, reflecting a year-on-year growth of 10.54%, and a net profit of 595 million CNY, up 12.36% year-on-year [2] - The main business revenue composition includes electronic payment products and information reading products (49.30%), merchant operations and value-added services (37.65%), and industry applications and software development (12.92%) [2] Financial Performance - As of October 28, Newland's market capitalization stands at 28.205 billion CNY, with a trading volume of 175 million CNY and a turnover rate of 0.63% [1] - The company has experienced a net inflow of main funds amounting to 20.65 million CNY, with significant buying from large orders totaling 54.20 million CNY [1] - The company has distributed a total of 2.694 billion CNY in dividends since its A-share listing, with 1.062 billion CNY distributed in the last three years [2] Shareholder Structure - As of June 30, 2025, the top ten circulating shareholders include Hong Kong Central Clearing Limited as the second-largest shareholder, holding 24.39 million shares, an increase of 11.51 million shares from the previous period [3] - The Southern CSI 500 ETF ranks as the fourth-largest circulating shareholder with 10.76 million shares, showing an increase of 0.26 million shares [3] - The average number of circulating shares per shareholder is 15,255, which has increased by 5.40% compared to the previous period [2]

Group 1 - The core viewpoint of the news highlights the performance of the financial technology sector, with the China Securities Financial Technology Theme Index rising by 0.45% and notable increases in individual stocks such as Tax Friend Co., Ltd. rising by 10.00% [3] - The Financial Technology ETF (516860) has shown a 0.59% increase, marking its fourth consecutive rise, with a latest price of 1.53 yuan and a weekly cumulative increase of 3.68% as of October 27, 2025 [3] - The Shanghai Composite Index has surpassed 4000 points, achieving a 19% increase year-to-date, with historical data indicating that the index has only been above this level in 2007, 2008, and 2015 [3] Group 2 - The National Foreign Exchange Administration has introduced nine new policy measures focusing on trade facilitation, including expanding the pilot scope for cross-border trade and optimizing foreign exchange settlement for new trade entities [4] - China Galaxy Securities emphasizes that expanding financial institutional openness is essential for responding to complex international environments and is a necessary choice for constructing a new development pattern [4] Group 3 - The Financial Technology ETF has seen a significant growth in scale, increasing by 92.32 million yuan over the past week, ranking second among comparable funds [5] - The ETF's shares have also grown by 25 million shares in the same period, ranking first among comparable funds [5] - The ETF has experienced continuous net inflows over the past three days, with a peak single-day net inflow of 22.83 million yuan, totaling 53.99 million yuan in net inflows [5] - The China Securities Financial Technology Theme Index includes companies involved in financial technology, with the top ten weighted stocks accounting for 55.55% of the index [5]

近日，公司完成了相关工商变更登记手续及备案手续，并取得了福建省市场 监督管理局换发的营业执照，本次变更后的《营业执照》基本信息如下： 名称：新大陆数字技术股份有限公司 统一社会信用代码：91350000154586155B 类型：股份有限公司（上市） 法定代表人：王晶 证券代码：000997 证券简称：新大陆 公告编号：2025-063 新大陆数字技术股份有限公司 关于注销前次回购股份完成工商变更登记的公告 本公司及董事会全体成员保证信息披露内容的真实、准确、完整，没有虚假记载、误导 性陈述或重大遗漏。 新大陆数字技术股份有限公司（以下简称"公司"）于 2024 年 12 月 3 日召 开了 2024 年第一次临时股东大会，审议通过了《关于注销部分回购股份暨减少注 册资本的议案》、《关于修订公司章程的议案》，同意注销回购股份 18,965,022 股，将公司注册资本由 103,206.2937 万元变更为 101,309.7915 万元，并修订《公 司章程》中的相关条款。公司于 2025 年 9 月 10 日在中国证券登记结算有限责任 公司深圳分公司完成回购注销相关事宜。上述具体内容详见公司披露于巨潮资讯 网 ...

证券代码：000997 证券简称：新大陆 公告编号：2025-064 新大陆数字技术股份有限公司 关于召开2025年第一次临时股东会的提示性公告 公司及董事会全体成员保证信息披露内容的真实、准确、完整，没有虚假记载、误导性陈 述或重大遗漏。 新大陆数字技术股份有限公司（以下简称"公司"）兹定于 2025 年 10 月 30 日召开公司 2025 年第一次临时股东会，公司已在《中国证券报》、《证券时报》、 《上海证券报》和巨潮资讯网（www.cninfo.com.cn）上披露了《关于召开 2025 年 第一次临时股东会的通知》（公告编号：2025-062）。为确保公司股东充分了解本 次股东会有关信息，根据有关规定，现发布关于召开股东会提示性公告如下： 一、召开会议的基本情况 1、股东会届次：2025 年第一次临时股东会； 2、召集人：公司第九届董事会； 3、会议召开的合法、合规性：本次股东会的召开符合《中华人民共和国公司 法》、《上市公司股东会规则》等有关法律、行政法规、部门规章、规范性文件和 《公司章程》的规定； 6、会议的股权登记日：2025 年 10 月 23 日（星期四）； 7、出席对象： 4、会议召开 ...

Core Insights - The financing leasing industry is at a transformative crossroads in 2025, facing challenges such as asset scarcity and narrowing interest margins, which limit growth and efficiency [2] - The industry is transitioning into an "AI-driven era," with companies like Wuxi Caizheng Leasing Co., which has assets exceeding 53 billion yuan, leading the way in adopting AI for operational transformation [3][4] - The shift from a "funding provider" to an "asset operator" is essential for companies to thrive in the evolving landscape [3][6] Industry Challenges - Traditional financing leasing relies heavily on human resources and interest margins, leading to intense competition and operational inefficiencies [2][5] - The prevalent debt-centric mindset has resulted in homogenized competition, compressing profit margins and concentrating risks on client credit rather than asset management [5][6] Strategic Shifts - Companies are recognizing the need to delve deeper into asset operations and move towards a more industrialized and internationalized understanding of financing leasing [6] - AI is seen as a critical tool for enhancing operational efficiency, automating processes, and improving risk management through real-time data analysis [6][7] AI Implementation - The introduction of AI involves three core functions: processing vast amounts of heterogeneous asset data, automating internal processes, and enhancing risk management through real-time monitoring [6][7][8] - The integration of AI is not merely about technology but requires a deep embedding into existing workflows and addressing data sensitivity and compliance [8][11] Future Vision - The "Intelligent Agent Square" platform aims to evolve from an internal management tool to an open ecosystem that connects various stakeholders in the leasing industry [10][11] - The ultimate goal is to transform financing relationships into comprehensive, long-term partnerships that extend beyond mere funding [10][17] Competitive Advantage - By leveraging AI, companies can transition from being mere service providers to becoming essential operational advisors for their clients, addressing broader business challenges [19][20] - The focus on creating a strategic asset from accumulated operational data opens new avenues for value creation and industry collaboration [19][20] Conclusion - The journey towards AI integration in the financing leasing sector is ongoing, with companies like Wuxi Caizheng Leasing setting benchmarks for others to follow [20] - The transformation is driven by a fundamental desire to break through traditional value ceilings and redefine business models in the industry [20]