Financial Performance - The company's operating revenue for Q1 2024 was ¥209,206,106.86, a decrease of 23.06% compared to the same period last year[4] - The net profit attributable to shareholders was a loss of ¥31,388,588.94, representing a decline of 2,669.50% year-over-year[4] - Basic and diluted earnings per share both decreased to -¥0.0444, a drop of 2,711.76% year-over-year[4] - The net loss attributable to the parent company for Q1 2024 was CNY -30,282,468.46, compared to a profit of CNY 4,928,015.65 in the previous year[29] - Operating profit turned negative at $30,743,118.72, contrasting with a positive operating profit of $1,170,819.65 in the same period last year[42] - The total profit before tax was reported at -$30,758,298.41, compared to a profit of $1,013,454.31 in the previous year[42] Cash Flow and Liquidity - The net cash flow from operating activities was negative at ¥51,616,201.38, a significant increase in loss of 1,336.50% compared to the previous year[4] - Cash inflow from operating activities was CNY 225,794,492.84, down from CNY 267,942,176.04, a decrease of 15.7%[29] - The net cash flow from operating activities was -$51.62 million, a significant decline compared to -$3.59 million in the previous period, indicating a worsening operational cash flow situation[30] - The company reported a net cash flow from financing activities of -$34.76 million, contrasting with a positive cash flow of $24.13 million in the previous period[30] Assets and Liabilities - Total assets at the end of the reporting period were ¥1,239,207,520.74, down 13.15% from the end of the previous year[4] - The total liabilities decreased to CNY 601,066,228.88 from CNY 758,408,675.55, a decline of 20.7%[26] - Total assets decreased from $1.43 billion to $1.24 billion, reflecting a reduction of approximately 14%[38] - The total liabilities decreased from $747.49 million to $590.62 million, showing a reduction of about 21%[38] Shareholder Equity - Shareholders' equity attributable to the parent company decreased to ¥638,141,291.86, a reduction of 4.53% compared to the previous year[4] - The total equity attributable to shareholders decreased to CNY 638,141,291.86 from CNY 668,423,760.32, a decline of 4.5%[26] Expenses and Investments - The company incurred a total of $35,092,089.19 in selling expenses, a decrease from $36,799,872.14 year-over-year[42] - Research and development expenses increased slightly to $14,670,696.96 from $14,104,852.76, reflecting ongoing investment in innovation[42] - Financial expenses rose to $1,825,562.27, compared to $1,530,978.51 in the previous year, with interest expenses at $3,416,481.73[42] - The company reported an investment loss of $9,528,618.81, worsening from a loss of $5,262,295.77 in the prior year[42] Other Financial Metrics - The company reported non-recurring gains and losses totaling ¥312,405.51 for the period[5] - The company experienced a significant increase in asset impairment losses, which rose by 2,262.01% year-over-year[17] - Total revenue from other comprehensive income attributable to the parent company was $1,106,120.48, down from $3,706,432.62 in the previous year[42] - The company’s long-term equity investments decreased from $275.48 million to $266.93 million, a decline of about 3%[38] - The company’s intangible assets increased from $58.06 million to $63.01 million, reflecting a growth of approximately 8.2%[38] Shareholder Information - The total number of common shareholders at the end of the reporting period was 49,675, with the largest shareholder holding 15.32%[32] Audit Status - The company’s cash flow statement for the first quarter remains unaudited, indicating a need for further financial scrutiny[49]

Financial Performance - The actual net profit (net profit attributable to the parent company after deducting non-recurring gains and losses) for 2023 is 28.72 million yuan[35]. - The performance commitment for the years 2022 to 2024 is to achieve a net profit of no less than 30 million yuan each year, or a cumulative net profit of 90 million yuan over the three years[35]. - The performance completion rate for 2022 is 95.19%, and for 2023, it is 95.74%; as of the end of 2023, the cumulative performance completion rate is 63.64%[35]. - The company reported a net loss of CNY 358.74 million, with retained earnings decreasing by 6.35% compared to the previous year[46]. - The net profit for the main business in 2023 was a loss of 70.1043 million yuan, primarily due to revenue declines in financial information technology and mobile information services[176]. - The net profit attributable to shareholders for 2023 was -¥117,392,447.02, showing an improvement of 3.54% from -¥121,567,582.90 in 2022[197]. - The basic earnings per share for 2023 was -¥0.1661, an improvement of 3.54% from -¥0.1720 in 2022[197]. - The diluted earnings per share also stood at -¥0.1661, reflecting the same percentage change as basic earnings per share[197]. - The weighted average return on net assets was -16.18%, a decline of 2.18 percentage points from -13.99% in 2022[197]. Cash Flow and Investments - Operating cash outflow decreased by CNY 112.52 million, a decline of 10.03%, mainly due to reduced cash payments for goods by the company and its subsidiaries[38]. - Investment cash outflow decreased by CNY 85.05 million, a decline of 55.04%, primarily due to a reduction in cash management using idle raised funds[39]. - Financing cash inflow increased by CNY 237.09 million, a growth of 65.75%, mainly due to an increase in short-term loans and the recovery of bank acceptance bill deposits[40]. - Cash and cash equivalents increased to CNY 496.13 million, representing 34.77% of total assets, up from 21.31% at the beginning of the year, attributed to increased short-term loans and bank guarantees[44]. - Net cash flow from operating activities increased significantly to ¥128,342,665.52, a rise of 388.88% compared to ¥26,252,484.90 in 2022[197]. - The net increase in cash and cash equivalents for 2023 was CNY 62,367,135.71, a turnaround from a decrease of CNY 129,787,276.67 in 2022, representing a 148.05% improvement[169]. - Investment cash inflow decreased to CNY 41,254,452.26, down 78.46% from CNY 191,492,464.88 in 2022[170]. - Net cash flow from investing activities was negative CNY 28,231,385.32, a decline of 176.40% from CNY 36,952,380.11 in 2022[170]. - Financing cash inflow increased to CNY 597,699,377.08, a growth of 65.75% from CNY 360,609,205.39 in 2022[172]. - Net cash flow from financing activities improved to negative CNY 35,384,070.33, an 81.92% improvement from negative CNY 195,698,062.18 in 2022[172]. Shareholder Information - The company reported a total of 8,697,175 shares held by Chen Xiangjun, making him one of the major shareholders[67]. - Hong Kong Shanghai HSBC Bank Limited holds 6,516,000 shares, representing 0.92% of the total share capital[68]. - UBS AG has 3,017,989 shares, accounting for 0.43% of the total share capital[68]. - China Life Insurance Company Limited has newly entered as a shareholder with 12,317,006 shares, representing 1.74% of the total share capital[68]. - The company’s major shareholders have seen changes, with Zhang Xuejun holding 15.32% and Chen Xiangjun holding 7.00% of the shares[86]. - The company’s actual controllers, including Zhang Xuejun, Chen Xiangjun, and Li Jun, are recognized as acting in concert[89]. - The company did not engage in any repurchase transactions among the top ten shareholders during the reporting period[88]. Corporate Governance and Compliance - The company has not engaged in any non-operating fund occupation by controlling shareholders or other related parties during the reporting period[36]. - The company has complied with relevant laws and regulations in its information disclosure practices, enhancing transparency and credibility[10]. - The company has not reported any significant internal control deficiencies during the reporting period[3]. - The company has not conducted any major litigation or arbitration matters during the reporting period[30]. - The audit opinion for the financial report is a standard unqualified opinion, signed on April 15, 2024[101]. - The company’s management is responsible for assessing its ability to continue as a going concern and has not indicated any plans for liquidation or cessation of operations[129]. - The company’s internal controls are designed to ensure that financial statements are free from material misstatement due to fraud or error[146]. - The company’s governance layer is responsible for overseeing the financial reporting process to ensure the integrity of financial statements[147]. Business Operations and Strategy - The company has implemented a talent strategy and training programs to enhance employee skills and satisfaction[10]. - The company plans to actively develop innovative businesses including data elements, artificial intelligence, industry models, and 5G rich media messaging, aligning with industry trends[176]. - The company is focusing on new product development and market expansion strategies to enhance future performance[197]. - The company plans to explore potential mergers and acquisitions to strengthen its market position and drive growth[197]. - The company has experienced continuous losses over the past three years, primarily due to industry competition and a declining global economic environment[176]. - The software and information technology services industry, particularly in financial technology, is supported by national policies, with no significant risk of overcapacity or technological obsolescence[176]. - The company maintains its core competitiveness in technology, industry experience, and customer resources, with no significant adverse changes reported in its main business[176]. Revenue and Business Segments - The total operating revenue for Yinzhijie Company in 2023 was CNY 1,015.15 million, with mobile information services contributing CNY 489.52 million (48.22%), e-commerce business contributing CNY 375.83 million (37.02%), and financial technology business contributing CNY 149.80 million (14.76%)[102][103]. - In 2023, the company's total operating revenue decreased by 9.06%, with financial information technology business down by 5.12% and mobile information services down by 17.23%, while e-commerce business grew by 2.42%[176]. - The company capitalized CNY 19.40 million of its total R&D expenditure of CNY 72.88 million in 2023, resulting in a capitalization rate of 26.61%[125]. - The company did not engage in any securities investments during the reporting period[134]. - The company did not engage in poverty alleviation or rural revitalization work during the reporting period[11]. - The company did not engage in any asset or equity acquisitions or sales during the reporting period[47].

证券代码：300085 证券简称：银之杰 公告编号：2024-007 深圳市银之杰科技股份有限公司 第六届董事会第七次会议决议公告 本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 一、董事会会议召开情况 1.深圳市银之杰科技股份有限公司（以下简称"公司"）第六届董事会第七次 会议通知于 2024 年 4 月 5 日以电子邮件方式向公司全体董事、监事发出，并经电话 确认送达。 2.本次董事会会议于 2024 年 4 月 15 日在深圳市福田区天安数码城天祥大厦 AB 座 10A 公司会议室以现场表决结合通讯表决方式召开。 3.本次董事会会议应出席董事 8 人，实际出席会议的董事 8 人，缺席会议的董 事 0 人。 4.本次董事会会议由董事长陈向军主持。 5.本次董事会会议的召开符合《中华人民共和国公司法》和《深圳市银之杰科 技股份有限公司章程》的规定。 二、董事会会议审议情况 1.会议以 8 票同意，0 票反对，0 票弃权的结果，审议通过了《2023 年度总经 理工作报告》。 2.会议以 8 票同意，0 票反对，0 票弃权的结果，审议通过了《2023 年度董事 ...

证券代码：300085 证券简称：银之杰 公告编号：2024-008 深圳市银之杰科技股份有限公司 第六届监事会第六次会议决议公告 本公司及监事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 一、监事会会议召开情况 1.深圳市银之杰科技股份有限公司（以下简称"公司"）第六届监事会第六次 会议通知于 2024 年 4 月 5 日以电子邮件方式向公司全体监事发出，并经电话确认送 达。 2. 本次监事会会议于 2024 年 4 月 15 日在深圳市福田区天安数码城天祥大厦 AB 座 10A 公司会议室以现场表决结合通讯表决方式召开。 3. 本次监事会会议应出席监事 3 人，实际出席会议的监事 3 人，缺席会议的监 事 0 人。董事会秘书刘奕列席了会议。 4.本次监事会会议的召开符合《中华人民共和国公司法》和《深圳市银之杰科 技股份有限公司章程》的规定。 监事会经认真审核，认为董事会编制和审核公司 2023 年年度报告的程序符合法 律、法规和中国证监会的有关规定，报告内容真实、准确、完整地反映了公司 2023 年度经营的实际情况，不存在任何虚假记载、误导性陈述或者重大遗漏。 本项 ...

深圳市银之杰科技股份有限公司 关于独立董事独立性情况的专项意见 根据《上市公司独立董事管理办法》《上市公司自律监管指引第 2 号——创业板 上市公司规范运作》的规定，独立董事应当每年对独立性情况进行自查，并将自查 情况提交董事会。董事会应当每年对在任独立董事独立性情况进行评估并出具专项 意见，与年度报告同时披露。基于此，深圳市银之杰科技股份有限公司（以下简称 "公司"）董事会，就公司在任独立董事朱厚佳、陈歆玮、何剑的独立性情况进行评 估并出具如下专项意见： 二○二四年四月十七日 1 经核查独立董事朱厚佳、陈歆玮、何剑的任职经历以及签署的相关自查文件， 上述人员未在公司担任除独立董事以外的任何职务，也未在公司主要股东公司担任 任何职务，与公司及公司主要股东之间不存在利害关系或其他可能妨碍其进行独立 客观判断的关系，不存在影响独立董事独立性的情况，符合《上市公司独立董事管 理办法》《上市公司自律监管指引第 2 号——创业板上市公司规范运作》中关于独立 董事独立性的相关要求。 深圳市银之杰科技股份有限公司董事会 ...

深圳市银之杰科技股份有限公司 审计报告 大华审字【2024】0011002602 号 大 华 会 计 师 事 务 所 (特 殊 普 通 合 伙 ) Da Hua Certified PublicAccountants（Special General Partnership） 深圳市银之杰科技股份有限公司 审计报告及财务报表 （2023 年 1 月 1 日至 2023 年 12 月 31 日止） | | 目 | 录 | 页 次 | | --- | --- | --- | --- | | 一、 | 审计报告 | | 1-7 | | 二、 | 已审财务报表 | | | | | 合并资产负债表 | | 1-2 | | | 合并利润表 | | 3 | | | 合并现金流量表 | | 4 | | | 合并股东权益变动表 | | 5-6 | | | 母公司资产负债表 | | 7-8 | | | 母公司利润表 | | 9 | | | 母公司现金流量表 | | 10 | | | 母公司股东权益变动表 | | 11-12 | | | 财务报表附注 | | 1-96 | 大华会计师事务所（特殊普通合伙） 北京市海淀区西四环中路 1 ...

证券代码：300085 证券简称：银之杰 公告编号：2024-018 关于举行2023年度业绩网上说明会的通知 事会秘书刘奕先生，财务总监张春雷先生，独立董事朱厚佳先生，欢迎广大投资者 积极参与。 本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 深圳市银之杰科技股份有限公司（以下简称"公司"）2023 年年度报告已于 2024 年 4 月 17 日公布，为便于广大投资者进一步了解公司 2023 年年度经营情况， 公司定于 2024 年 5 月 8 日（星期三）下午 15:00 至 17:00 时在"约调研"小程序举 行 2023 年度网上业绩说明会。本次网上业绩说明会将采用网络远程的方式举行，投 资者可登陆"约调研"小程序参与互动交流。为广泛听取投资者的意见和建议，提 前向投资者征集问题，提问通道自发出公告之日起开放。 参与方式一：在微信小程序中搜索"约调研"； 参与方式二：微信扫一扫以下二维码： 投资者依据提示，授权登入"约调研"小程序，即可参与交流。 出席本次网上说明会的人员有：公司董事长陈向军先生，总经理李军先生，董 深圳市银之杰科技股份有限公司 二〇二 ...

深圳市银之杰科技股份有限公司 独立董事2023年度述职报告 （朱厚佳） 在任职期间，本人任职符合《上市公司独立董事管理办法》第六条规定的独立 性要求，不存在影响独立性的情况。 二、独立董事年度履职概况 1、出席董事会和股东大会会议情况 本人作为公司的独立董事，在召开会议前主动了解并获取作出决策前所需要的 情况和资料，详细了解公司运作和经营情况，为董事会、股东大会的重要决策做了 充分的准备工作。会议上，对全部议案进行认真审议，以谨慎的态度行使表决权， 维护公司整体利益和中小股东的权益。本人认为公司董事会、股东大会的召集召开 符合法定程序，重大经营决策和其他重大事项均履行了相关程序，合法有效。 我作为深圳市银之杰科技股份有限公司（以下简称"公司"）第六届董事会独立 董事，在 2023 年度严格按照《公司法》、《证券法》、《上市公司独立董事管理办法》 等相关法律、法规、规章的规定和要求履行独立董事的职务，认真行使公司所赋予 的权利，及时了解公司的生产经营信息，全面关注公司的发展状况，积极出席公司 召开的相关会议，对公司董事会审议的相关事项发表了独立客观的意见，忠实勤勉 履行职责，充分发挥独立董事的独立性和专业性作用 ...

深圳市银之杰科技股份有限公司 独立董事2023年度述职报告 （刘宏） 各位股东和股东代表： 我作为深圳市银之杰科技股份有限公司（以下简称"公司"）第五届董事会独立 董事，在 2023 年 1 月 1 日至 2023 年 5 月 22 日任职期间，严格按照《公司法》、《证 券法》、《上市公司独立董事管理办法》等相关法律、法规、规章的规定和要求履行 独立董事的职务，认真行使公司所赋予的权利，及时了解公司的生产经营信息，全 面关注公司的发展状况，积极出席公司召开的相关会议，对公司董事会审议的相关 事项发表了独立客观的意见，忠实勤勉履行职责，充分发挥独立董事的独立性和专 业性作用，切实维护了公司整体利益，维护了全体股东尤其是中小股东的合法权益。 现将本人 2023 年度履行独立董事职责情况汇报如下： 一、独立董事的基本情况 刘宏，中国籍，1967 年出生，本科学历。曾任中兴通讯股份有限公司销售经理， 深圳中兴力维技术有限公司大区经理、销售体系副总经理，2013 年 6 月至 2017 年 12 月任北京世纪瑞尔技术股份有限公司董事、总经理。2014 年 6 月至今任北京瑞祺 皓迪技术股份有限公司董事长。2016 年 ...

二、业绩承诺情况 根据 2022 年 2 月 28 日公司与控股子公司安科优选之少数股东深圳市弘顺投资 咨询合伙企业(有限合伙)、叶仟安、深圳市铭科电子商务管理企业（有限合伙）签 署的《资产收购协议》，深圳市弘顺投资咨询合伙企业(有限合伙)、叶仟安、深圳 市铭科电子商务管理企业（有限合伙）关于安科优选的业绩承诺如下： 标的公司 2022 年-2024 年每年净利润数不低于 3,000 万元，或者 2022 年-2024 年三年累计净利润 9,000 万元。核算承诺净利润的完成以实际净利润依据，实际净 利润为合并报表口径下扣除非经常性损益后归属母公司所有者的净利润。实际净利 2023年度业绩承诺完成情况的专项说明 本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 一、交易基本情况 2022 年 2 月 28 日，深圳市银之杰科技股份有限公司（以下简称"公司"）第 五届董事会第十二次会议审议通过了《关于收购控股子公司少数股东股权的议案》， 同意公司以自有资金 6,539.40 万元（实际交易价格根据业绩承诺期的业绩完成情况 确定）收购控股子公司安科优选（深圳）技术有 ...