深圳市新国都股份有限公司 证券投资管理制度 第一章 总则 第一条 为依法规范深圳市新国都股份有限公司（ 以下简称公司）证券投资 行为，加强对证券投资的管理，防范投资风险，健全和完善公司证券投资管理机 制，提高资金使用效率和效益，根据（ 深圳证券交易所创业板股票上市规则》 深 圳证券交易所上市公司自律监管指引第 2 号——创业板上市公司规范运作》 深 圳证券交易所上市公司自律监管指引第 7 号——交易与关联交易》等有关法律法 规，结合（ 深圳市新国都股份有限公司章程》 以下简称（ 公司章程》）和公司 实际情况，特制定本制度。 第二条 本制度所称证券投资，包括新股配售或者申购、证券回购、股票及 存托凭证投资、债券投资（ 含证券投资基金、以证券投资为目的的基金或资管产 品）以及深圳证券交易所认定的其他投资行为。以下情形不适用本制度： 一）作为公司或其控股子公司主营业务的证券投资行为； 二）固定收益类或者承诺保本的投资行为； 三）参与其他上市公司的配股或者行使优先认购权利； 四）购买其他上市公司股份超过总股本的 10%，且拟持有三年以上的证券 投资； 第二章 基本原则 第四条 公司从事证券投资，应当遵循合法、审慎、安 ...

深圳市新国都股份有限公司 2024 年度独立董事述职报告 ——陈京琳 本人作为深圳市新国都股份有限公司（以下简称公司）的独立董事，《中华 人民共和国证券法》、《中华人民共和国公司法》、《上市公司独立董事管理办法》、 《深圳证券交易所创业板股票上市规则》、《深圳证券交易所上市公司自律监管 指引第 2 号——创业板上市公司规范运作》以及《公司章程》、《独立董事工作 制度》等相关的规定，忠实、勤勉、诚信地履行独立董事的职责，积极出席相 关会议，对重大事项客观独立地发表意见，切实维护公司整体利益和全体股东 特别是中小股东的合法权益，充分发挥独立董事的监督作用。现将 2024 年度履 行独立董事职责的工作情况汇报如下： 一、基本情况 独立董事陈京琳：男，1972 年生，中国国籍，无境外居留权，硕士研究生 学历，毕业于中欧国际工商学院，1996 年至今任职于广东华商律师事务所，担 任高级合伙人律师。2023 年 5 月起担任公司第六届董事会独立董事。 本人未在公司担任除独立董事外的其他任何职务，不属于在公司或者其附 属企业任职人员的直系亲属和主要社会关系；本人未在公司主要股东公司担任 任何职务，不属于在公司主要股东公司或 ...

深圳市新国都股份有限公司 财务管理制度 财务管理制度 二〇二五年三月 深圳市新国都股份有限公司 财务管理制度 第一章 总则 深圳市新国都股份有限公司 第三条 本制度适用于公司、分公司及下属全资、控股子公司（以下简称子公司）的财 务管理工作，各分、子公司可根据本制度，结合自身情况制定实施细则。 第二章 财务管理体制及机构设置 第四条 公司财务管理工作实行统一管理、分级负责原则，财务管理体系中各层级、各 岗位必须严格执行岗位责任制，坚守职业道德，按照相应的职责和权限履行财务管理职责， 承担相应的责任。 第五条 公司股东会、董事会依据《公司章程》规定的职责权限，负责审议批准或实施 财务管理与会计核算工作中的有关重大事项。公司监事会依据《公司法》等法律法规及《公 司章程》对财务会计工作进行监督。公司财务管理工作在董事会领导下由总经理组织实施， 公司财务负责人对董事会和总经理负责。 第六条 计划财务中心财务总监为公司主管会计工作负责人，负责和组织公司各项财 务管理工作。财务总监由公司总经理提名，董事会聘任。 第七条 公司设置计划财务中心，在财务总监的领导下开展工作。计划财务中心应当按 照财务岗位职责进行分工，明确各岗位 ...

数据四舍五入，查看更多财务数据>> 二、前10名无限售条件股东持股情况 一、主要会计数据和财务指标 前十大流通股东累计持有： 10149.51万股，累计占流通股比： 23.4%，较上期变化： 395.13万股。 | 报告期指标 | 2024年年报 | 2023年年报 | 本年比上年增减(%) | 2022年年报 | | --- | --- | --- | --- | --- | | 基本每股收益（元） | 0.4200 | 1.4400 | -70.83 | 0.0900 | | 每股净资产（元） | 7.4 | 7.74 | -4.39 | 5.54 | | 每股公积金(元) | 3.84 | 3.67 | 4.63 | 2.44 | | 每股未分配利润(元) | 2.22 | 2.80 | -20.71 | 1.86 | | 每股经营现金流(元) | - | - | - | - | | 营业收入(亿元) | 31.48 | 38.01 | -17.18 | 43.17 | | 净利润(亿元) | 2.34 | 7.55 | -69.01 | 0.45 | | 净资产收益率(%) | 5.55 | 21.9 ...

Financial Performance - The company's operating revenue for 2024 was ¥3,147,544,135.47, representing a decrease of 17.20% compared to ¥3,801,264,921.04 in 2023[21] - The net profit attributable to shareholders for 2024 was ¥234,207,546.49, a significant decline of 68.98% from ¥755,043,091.00 in 2023[21] - The net profit after deducting non-recurring gains and losses was ¥492,324,126.78, down 29.63% from ¥699,669,332.23 in the previous year[21] - The basic earnings per share for 2024 decreased to ¥0.42, a drop of 70.83% from ¥1.44 in 2023[21] - The cash flow from operating activities was ¥716,432,424.17, down 36.78% from ¥1,133,295,738.90 in the previous year[21] - The weighted average return on net assets for 2024 was 5.55%, a decrease of 16.43% compared to 21.98% in 2023[21] - The company achieved a total revenue of 3.148 billion yuan, a year-on-year decrease of 17.20%[54] - The gross profit margin increased by 1.76 percentage points to 40.56% compared to the same period last year[54] - The net profit attributable to shareholders was 234 million yuan, down 68.98% year-on-year[54] Assets and Liabilities - The total assets at the end of 2024 were ¥5,691,137,889.20, an increase of 4.06% from ¥5,468,848,631.11 at the end of 2023[21] - The net assets attributable to shareholders decreased by 2.52% to ¥4,197,388,135.19 from ¥4,305,682,382.37 in 2023[21] - The total number of bank cards issued in China reached 9.913 billion, representing a year-on-year growth of 1.29%[35] - The total transaction volume of bank cards in China was 5,642.29 billion transactions, amounting to 99.253 trillion CNY, with a transaction volume decrease of 8.53% year-on-year[35] Cash Flow and Investments - Operating cash inflow for 2024 was ¥4,107,922,642.46, a decrease of 11.84% compared to ¥4,659,491,556.68 in 2023[80] - The net cash flow from operating activities dropped by 36.78% to ¥716,432,424.17, primarily due to a decline in revenue and tax adjustments related to a subsidiary[80] - The company reported a significant increase in investment activity cash inflow, which rose to ¥3,182,493,689.01, a 21,649.24% increase from the previous year[80] Market and Industry Trends - The company is actively involved in the digital payment sector, which is becoming increasingly important as a foundational infrastructure for the economy[32] - The digital RMB pilot program has opened 180 million personal wallets, with a cumulative transaction amount of 7.3 trillion CNY in pilot areas[35] - The mobile payment transactions in 2024 totaled 21.10 billion, with a year-on-year increase of 13.95%, amounting to 56.37 trillion yuan, which grew by 1.51%[102] - The global payment industry is projected to reach $3.1 trillion in revenue by 2028, with a steady growth rate of 5% over the next five years[102] Corporate Strategy and Governance - The company plans to address the significant decline in performance and improve profitability, as discussed in the management analysis section of the report[3] - The company has established a market value management system to enhance its core competitiveness and protect the interests of investors, particularly small and medium-sized shareholders[125] - The company has improved its corporate governance structure in compliance with relevant laws and regulations, ensuring equal treatment of all shareholders and facilitating their participation in decision-making[128] - The company has implemented measures to prevent fund occupation by controlling shareholders and related parties, ensuring operational independence[133] Research and Development - The company has achieved significant R&D milestones, including 193 patents and 507 software copyrights, enhancing its core competitiveness[50] - The company has invested in AI technology, focusing on general-purpose AI applications and has launched AI "digital employee" products to enhance operational efficiency[46] - The company is actively investing in AI technology, with successful commercialization of AIGC application products in overseas markets[66] Employee and Management - The total number of employees at the end of the reporting period is 1,571, with 1,462 from major subsidiaries and 109 from the parent company[165] - The company has a structured approach to training, including internal and external training programs to enhance employee skills and performance[168] - The company has a diverse management team with various educational backgrounds and professional qualifications[143][144] Shareholder Returns - The company approved a cash dividend of RMB 6.70 per 10 shares for the 2023 fiscal year, totaling RMB 113,413,324.60, which represents 100% of the distributable profit[171] - For the first half of 2024, the company plans to distribute a cash dividend of RMB 2.00 per 10 shares, based on a total share capital of 567,066,623 shares[172] - The total distributable profit for the year is RMB 492,729,576.51, with the cash dividend amounting to 100% of the total profit distribution[173] Compliance and Risk Management - The company has not reported any major internal control deficiencies during the reporting period[181] - The internal control audit report indicates that the company maintained effective financial reporting internal controls as of December 31, 2024, with a standard unqualified opinion[184] - The company has not faced any significant defects in non-financial reporting during the reporting period[184] Social Responsibility and Environmental Commitment - The company emphasizes its commitment to social responsibility, focusing on electronic payment technology and continuous innovation to enhance core competitiveness[188] - The company has taken measures to reduce carbon emissions, with specific details available in the ESG report to be released on March 29, 2025[186] - The company is actively involved in poverty alleviation and rural revitalization efforts, with details to be provided in the upcoming ESG report[189]

证券代码：300130 证券简称：新国都 公告编号：2025-003 深圳市新国都股份有限公司 关于签署投资协议暨对外投资的进展公告 本公司及董事会全体成员保证信息披露内容的真实、准确、完整，没有虚 假记载、误导性陈述或者重大遗漏。 一、 基本情况 深圳市新国都股份有限公司（以下简称公司）于 2024 年 11 月 27 日召开了 第六届董事会第十三次会议和第六届监事会第十次会议，审议通过了《关于签署 投资协议暨对外投资的议案》，公司董事会同意公司以自有或自筹资金投资建设 "新国都集团智能制造与人工智能总部基地项目"（以下简称本次项目），并同 意授权公司管理层与东莞滨海湾新区管理委员会签署《新国都集团智能制造与人 工智能总部基地项目投资协议》；同时公司董事会授权公司管理层根据项目的实 际情况办理本次投资具体事宜（包括但不限于签署项目相关协议、办理项目开工、 施工及竣工手续等）。具体内容详见公司于 2024 年 11 月 27 日在中国证监会指 定创业板信息披露网站巨潮资讯网披露的《关于签署投资协议暨对外投资的公告》 （公告编号：2024-065）。 二、对外投资进展情况 近日，公司在广东省东莞市设立了全资子公 ...

证券代码：300130 证券简称：新国都 公告编号：2025-002 深圳市新国都股份有限公司 关于为控股子公司综合授信额度提供担保的进展公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚 假记载、误导性陈述或者重大遗漏。 一、担保情况概述 深圳市新国都股份有限公司（以下简称公司、新国都）于 2024 年 3 月 27 日 召开第六届董事会第六次会议、2024 年 6 月 5 日召开 2023 年年度股东大会，审 议通过了《关于 2024 年度公司及子公司申请综合授信额度并提供担保的议案》， 同意公司及子公司为子公司提供合计不超过人民币 45 亿元（或等值外币）的担 保额度，子公司为公司提供合计不超过人民币 10 亿元（或等值外币）的担保额 度。其中，深圳市新国都支付技术有限公司（以下简称新国都支付）年度担保额 度为人民币 190,000 万元，嘉联支付有限公司（以下简称嘉联支付）年度担保额 度为人民币 151,000 万元。公司提供担保的期限为自该议案经 2023 年年度股东 大会审批通过之日起一年，并授权公司及各子公司总经理办理在此额度内的授信 及担保事项相关事宜。具体内容详见公司于 ...

Investment Rating - The report maintains a "Buy" rating for the company, indicating a forecasted investment return exceeding the market benchmark by more than 15% over the next 6-12 months [6]. Core Views - The company is expected to face short-term profit impacts due to tax-related issues, but there is a long-term optimistic outlook for performance recovery in the industry [1]. - The company anticipates a significant decline in net profit for 2024, with estimates ranging from 200 to 300 million yuan, representing a year-on-year decrease of 73.51% to 60.27% [1]. - The company is actively expanding its cross-border payment and overseas acquiring business, with a focus on enhancing payment hardware exports to high-end markets [2]. - The introduction of AI "digital employees" and investments in AI and smart manufacturing are seen as key growth drivers for the company [3]. Summary by Sections Financial Performance - The company forecasts a revenue decline for 2024 to approximately 3.39 billion yuan, a decrease of 10.71% year-on-year, with a projected recovery to 3.96 billion yuan in 2025 [5]. - The net profit for 2024 is expected to be between 287 million and 838 million yuan, reflecting a significant drop of 61.95% year-on-year, with a recovery anticipated in 2025 [5][4]. Business Segments - Domestic acquiring business is expected to process approximately 14.7 trillion yuan in transaction volume for 2024, showing a slight decline but with improved gross margins [2]. - The company has successfully obtained a Hong Kong MSO license, enhancing its global payment capabilities and expanding its cross-border payment services [2]. Investment and Growth Strategy - The company plans to invest 1.2 billion yuan in establishing an AI and smart manufacturing headquarters, indicating confidence in future growth and a strategic focus on technology [3]. - The report highlights the potential for revenue growth in both domestic and international acquiring businesses, with expectations for increased fee rates and improved gross margins [4].

Investment Rating - The report maintains a "Buy" rating for the company, indicating a forecasted investment return exceeding the market benchmark by more than 15% over the next 6-12 months [6]. Core Views - The company is expected to face short-term profit impacts due to tax-related issues, but there is a long-term optimistic outlook for performance recovery in the industry [1]. - The company anticipates a significant decline in net profit for 2024, with estimates ranging from 200 to 300 million yuan, representing a year-on-year decrease of 73.51% to 60.27% [1]. - The company is actively expanding its cross-border payment and overseas acquiring business, with a focus on enhancing payment hardware exports to high-end markets [2]. - The introduction of AI-driven digital employee products and investments in smart manufacturing and AI headquarters reflect the company's commitment to innovation and long-term growth [3]. Summary by Sections Financial Forecasts - Revenue projections for 2024 and 2025 have been revised down to 3.394 billion yuan and 3.963 billion yuan, respectively, reflecting a decrease of 28% and 30% from previous estimates [4]. - The net profit forecast for 2024 and 2025 has been adjusted to 287 million yuan and 838 million yuan, indicating a reduction of 70% and 33% from earlier predictions [4]. - The company is expected to achieve a revenue of 4.544 billion yuan by 2026, with a corresponding net profit of 1.002 billion yuan [4]. Business Segments - Domestic acquiring business is expected to maintain stable transaction volumes, with a total processing volume of approximately 14.7 trillion yuan in 2024, despite a slight decline compared to the previous year [2]. - The payment hardware segment is focusing on international markets, particularly in Europe and Japan, where revenue has shown year-on-year growth [2]. - The launch of the PayKKa brand for cross-border payments has expanded the company's global payment capabilities, supporting over 10 major currencies and establishing local accounts in multiple regions [2]. Profitability and Valuation - The company's gross margin is projected to improve, with estimates of 40.6% for 2024 and 41.2% for 2025 [12]. - The price-to-earnings (P/E) ratio is expected to be 40x for 2024, decreasing to 14x in 2025 and further to 12x in 2026, indicating a potential for valuation improvement as earnings recover [4][12]. - The report highlights a significant increase in the company's return on equity (ROE), projected at 16.79% for 2025 and 17.35% for 2026 [12].

Financial Performance - The company expects net profit attributable to shareholders to be between CNY 200 million and CNY 300 million, a decrease of 60.27% to 73.51% compared to the previous year's profit of CNY 755.04 million[3]. - The net profit after deducting non-recurring gains and losses is projected to be between CNY 440 million and CNY 540 million, down by 22.82% to 37.11% from last year's CNY 699.67 million[3]. - Non-recurring losses are expected to impact net profit attributable to shareholders by approximately CNY 240 million, primarily due to tax-related fees and penalties[7]. Transaction Volume - The company processed approximately CNY 1.47 trillion in transaction volume in 2024, showing a slight decline compared to the previous year, but maintaining overall stability in monthly transaction volume[5]. Profitability and Revenue - The company achieved a significant improvement in gross profit margin despite a decline in revenue from acquiring and value-added services[6]. - The company plans to recognize an impairment of goodwill for its subsidiary, estimated between CNY 100 million and CNY 120 million, due to reduced procurement expectations from major clients[7]. Business Expansion and Innovation - The company successfully obtained the Hong Kong MSO license and launched its cross-border payment brand PayKKa, supporting over 10 global mainstream currencies and 150+ currencies for collection[6]. - The company continues to invest in artificial intelligence, with its AI "digital employee" product achieving commercialization[6]. - The company is focusing on expanding its hardware business in high-end markets such as Europe and Japan, with revenue growth reported in these regions[6]. Investor Guidance - The company emphasizes the importance of cautious decision-making for investors, as detailed financial data will be disclosed in the 2024 annual report[9].