证券代码： 300130 证券简称：新国都 深圳市新国都股份有限公司 投资者关系活动记录表 编号：2021002 | --- | --- | --- | --- | --- | |--------------|---------------------------------------------|------------------------------------------------------|------------------------|--------------| | | | | | | | 投资者关系活 | □特定对象调研 | □分析师会议 | | | | 动类别 | □媒体采访 □业绩说明会 □新闻发布会 □路演活动 | | | | | | □现场参观 | | | | | | | | | | | 参与单位名称 | √其他 2021 通过"全景·路演天下"（ | 深圳辖区上市公司投资者网上集体接待日 | http://rs.p5w.net | ）参与本次 | | 及人员姓名 | | 投资者网上集体接待日活动的广大投资者 | | | | 时间 | 2021 年 11 月 30 日 | ...

Group 1: Financial Performance - In Q3 2022, the company achieved a revenue of 1.168 billion CNY, a 5.51% increase compared to Q2 2022, and a net profit of approximately 112 million CNY, up 7.69% from Q2 2022 [4] - For the first half of 2022, the subsidiary Jialian Payment reported a revenue of approximately 1.653 billion CNY, representing a year-on-year growth of 58.87% [5] - The total transaction volume processed by Jialian Payment reached approximately 13.4 trillion CNY, a 64.05% increase from the previous year [5] Group 2: Market Expansion and Product Development - The company’s electronic payment products' overseas exports grew by over 60% compared to the same period last year [8] - The newly launched smart terminal device N86 has achieved good sales performance, supporting various payment methods including digital RMB [4] - The company is actively researching cross-border payment services, planning to expand into markets in Europe and the United States [7][9] Group 3: Regulatory and Compliance Issues - Jialian Payment's payment business license renewal is currently under review, with the company maintaining close communication with regulatory authorities [6] - The company has not received any updates from regulatory bodies regarding the renewal status, and it is committed to addressing compliance issues [6][9] Group 4: Strategic Initiatives and Future Outlook - The company emphasizes the integration of various business segments to enhance overall profitability and risk resilience [7] - Future plans include leveraging technology such as AI and big data to innovate in the electronic payment sector and support clients in digital transformation [7] - The company aims to maintain a focus on sustainable growth and high-quality development to improve its market valuation [9]

1 证券代码：300130 证券简称：新国都 公告编号：2022-065 深圳市新国都股份有限公司 关于参加深圳辖区上市公司 2022 年投资者 网上集体接待日活动的公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚 假记载、误导性陈述或者重大遗漏。 为进一步加强与投资者的互动交流，深圳市新国都股份有限公司（以下简称 "公司"）将参加由深圳证监局指导、深圳上市公司协会与深圳市全景网络有限 公司联合举办的"2022 深圳辖区上市公司投资者集体接待日活动"，现将相关事 项公告如下： 本次活动将采取网络远程的方式举行，投资者可登录"全景路演"网站 （http://rs.p5w.net），或关注微信公众号：全景财经，或下载全景路演 APP 参 与本次互动交流，活动时间为 2022 年 11 月 9 日（周三）16:30-17:30。 届时公司高管将在线就公司业绩、公司治理、发展战略、经营状况、融资计 划、股权激励和可持续发展等投资者关心的问题，与投资者进行沟通与交流， 欢迎广大投资者踊跃参与！ 特此公告。 深圳市新国都股份有限公司 董事会 2022 年 11 月 4 日 ...

Financial Performance - The company's revenue for Q3 2022 reached ¥1,167,556,600.27, representing a 21.12% increase year-over-year[7] - Net profit attributable to shareholders was ¥111,551,298.63, up 78.33% compared to the same period last year[7] - The net profit after deducting non-recurring gains and losses was ¥106,094,813.72, reflecting a significant increase of 150.92% year-over-year[7] - Basic earnings per share for the period were ¥0.22, a 144.44% increase year-over-year[7] - Net profit increased by 95.93% to CNY 305,800,681.27, driven by growth in transaction services and overseas electronic payment products[14] - The company's net profit for Q3 2022 was CNY 305,800,681.27, a significant increase from CNY 156,072,585.91 in the same period last year, representing an increase of approximately 95.7%[34] - Operating profit for the quarter reached CNY 316,658,944.25, compared to CNY 164,878,485.44 in Q3 2021, marking an increase of about 92.0%[34] - The company reported a total comprehensive income of CNY 307,856,737.44 for the quarter, compared to CNY 155,918,754.53 in Q3 2021, an increase of approximately 97.4%[37] Assets and Liabilities - Total assets at the end of the reporting period amounted to ¥4,384,479,795.67, a 15.43% increase from the end of the previous year[7] - The company's total assets increased to CNY 4,384,479,795.67, compared to CNY 3,798,355,662.82 in the previous year, marking a growth of about 15%[30] - Current assets rose to CNY 3,284,383,984.89, up from CNY 2,687,394,766.52, indicating an increase of approximately 22%[27] - Non-current assets totaled CNY 1,100,095,810.78, slightly down from CNY 1,110,960,896.30, showing a decrease of about 1%[27] - The company's total liabilities increased to CNY 1,316,605,657.48 from CNY 1,253,602,731.28, reflecting a growth of approximately 5%[30] - Shareholders' equity rose to CNY 3,067,874,138.19, compared to CNY 2,544,752,931.54, representing an increase of around 21%[30] Cash Flow - The company reported a net cash flow from operating activities of -¥144,225,984.31, which is a decline of 276.01% compared to the previous year[7] - Operating cash flow net amount decreased by 276.01% to -CNY 144,225,984.31, primarily due to increased payments for procurement and channel costs[14] - Cash and cash equivalents increased by 123.81% to CNY 27,831,688.66, mainly due to an increase in equity incentive exercise funds[14] - The cash inflow from operating activities included CNY 3,862,949,637.11 from sales of goods and services, up from CNY 2,915,232,927.00 in the previous year, reflecting a growth of approximately 32.4%[38] - The company reported a total cash outflow from operating activities of $4.09 billion, compared to $2.92 billion in the previous period[41] - Cash outflow from investing activities totaled $14.65 million, compared to $619.48 million in the prior period, resulting in a net cash flow from investing activities of -$11.01 million[41] - Cash inflow from financing activities was $252.31 million, significantly higher than $5.77 million in the previous period, leading to a net cash flow from financing activities of $154.84 million[41] Expenses - Sales expenses for the quarter were ¥192,784,141.45, up 32.46% from the previous year, primarily due to increased personnel costs and bonuses[12] - The company reported a 40.17% increase in income tax expenses to CNY 11,053,509.23, attributed to an increase in deferred income tax expenses[14] - Research and development expenses increased to CNY 210,678,260.07 from CNY 183,239,694.24, reflecting a rise of approximately 15.0% year-over-year[34] - Financial expenses showed a significant decrease, with net financial costs of CNY -41,049,314.52 compared to CNY -1,478,450.27 in the previous year[34] Shareholder Information - Total number of common shareholders at the end of the reporting period was 33,028[15] - Major shareholder Liu Xiang holds 27.34% of shares, totaling 137,946,987 shares[15] Government Support and Other Income - The company received government subsidies totaling ¥27,719,565.88 during the quarter, contributing to its financial performance[8] - Other income rose by 156.76% to CNY 935,923.13, mainly from compensation received from customers and suppliers[14] - The company recorded other income of CNY 83,836,882.08, an increase from CNY 78,034,624.32 year-over-year[34] Future Outlook - The company plans to expand its market presence and invest in new product development to drive future growth[29] - Research and development efforts are focused on enhancing technology and product offerings to meet evolving market demands[29]

Financial Performance - The company's operating revenue for the first half of 2022 was CNY 2,123,041,440.49, representing a 31.79% increase compared to CNY 1,610,906,162.85 in the same period last year[28]. - The net profit attributable to shareholders of the listed company reached CNY 194,573,361.02, a significant increase of 108.90% from CNY 93,140,131.64 in the previous year[28]. - The net profit after deducting non-recurring gains and losses was CNY 148,188,556.11, up 152.19% from CNY 58,761,555.15 year-on-year[28]. - The net cash flow from operating activities was CNY 71,823,861.73, an increase of 169.23% compared to CNY 26,677,105.59 in the same period last year[28]. - The total assets at the end of the reporting period were CNY 4,307,351,267.50, reflecting a 13.40% increase from CNY 3,798,355,662.82 at the end of the previous year[28]. - The net assets attributable to shareholders of the listed company were CNY 2,826,085,127.62, which is an 11.90% increase from CNY 2,525,578,184.24 at the end of the previous year[28]. - The basic earnings per share were CNY 0.40, up 110.53% from CNY 0.19 in the same period last year[28]. - The diluted earnings per share were also CNY 0.40, reflecting the same percentage increase of 110.53% compared to CNY 0.19 last year[28]. - The weighted average return on equity was 7.26%, an increase of 3.40% from 3.86% in the previous year[28]. Research and Development - The company invested 135 million yuan in R&D and 127 million yuan in sales expenses, representing year-on-year growth of approximately 10.16% and 48.43% respectively[39]. - R&D investment accounted for approximately 9.62% of New Guodu Payment's total revenue, focusing on biometric recognition, digital RMB, and smart medical insurance technologies[55]. - The company plans to enhance its research and development capabilities by recruiting high-end talent to better align with market trends and customer needs[113]. Subsidiary Performance - The subsidiary, Jialian Payment, processed a transaction volume of approximately 13.4 trillion yuan, a year-on-year increase of 64.05%[45]. - Jialian Payment's revenue was about 1.653 billion yuan, reflecting a year-on-year growth of 58.87%[45]. - New Guodu Payment achieved revenue of approximately 390 million yuan, with overseas market sales reaching about 263 million yuan, a year-on-year increase of approximately 20.92%[54]. - Zhongzheng Intelligent achieved revenue of 71.96 million yuan, representing a year-on-year growth of 14.85%[58]. - Gongxin Chengfeng reported revenue of approximately 43.2 million yuan, with a year-on-year increase of 11.6%[61]. Market Expansion and Strategy - The company is actively developing digital RMB "hard wallet" products and has completed product design and technical development[62]. - The company is expanding its overseas business in biometric recognition and identity authentication, establishing a dedicated overseas product line[58]. - New Guodu Payment is focusing on the digital economy's new opportunities, aiming to provide high-quality solutions for small and micro businesses[51]. - The company has expanded its global marketing service network, covering over 300 cities in China and more than 80 countries worldwide, enhancing its international brand recognition and customer satisfaction[74]. - The company is actively expanding its overseas customer base and maintaining core customer relationships to address potential risks in foreign markets[121]. Risk Management - The company faces risks from intensified market competition, particularly in the third-party payment industry, where average fees are declining, necessitating ongoing innovation and cost control[109]. - Financial risks associated with mergers and acquisitions have increased, requiring enhanced financial management and risk control measures to mitigate potential valuation and integration challenges[110]. - The company emphasizes compliance with industry regulations to mitigate risks associated with policy changes in the electronic payment sector[108]. - The company has implemented measures to mitigate foreign exchange risks, including forward foreign exchange contracts and derivatives[121]. Corporate Governance and Social Responsibility - The company has established a mechanism to protect shareholder rights, ensuring equal treatment and facilitating the exercise of rights for all shareholders[139]. - The company emphasizes social responsibility, focusing on sustainable development and creating value for stakeholders[139]. - The company has achieved ISO certifications for occupational health and safety, environmental management, and information security, enhancing its operational standards[145]. - A zero-tolerance policy for unethical business practices is enforced, ensuring fair treatment of suppliers and maintaining integrity in business operations[148]. Shareholder Engagement - The company has maintained a transparent communication process with shareholders, including online voting and dedicated sessions for small shareholders during meetings[139]. - The company has implemented a cash dividend policy, ensuring reasonable profit distribution to return value to investors[140]. - The company will not distribute cash dividends or issue bonus shares for the half-year period[128]. Guarantees and Financial Obligations - The total approved guarantee amount for subsidiaries is 450,000, with actual guarantees amounting to 22,917.76 during the reporting period[192]. - The company has not provided any external guarantees during the reporting period[158]. - The company has not engaged in any significant related party transactions during the reporting period[165].

Financial Performance - The company's operating revenue for Q1 2022 was ¥1,015,768,223.26, representing a 44.06% increase compared to ¥705,089,911.21 in the same period last year[4] - Net profit attributable to shareholders was ¥91,197,275.21, up 72.09% from ¥52,995,444.81 year-on-year[4] - The net profit after deducting non-recurring gains and losses was ¥70,857,144.23, an increase of 87.94% compared to ¥37,701,672.51 in the previous year[4] - Basic and diluted earnings per share increased to ¥0.19, a rise of 72.73% from ¥0.11 in the previous year[4] - The net profit for the first quarter of 2022 was CNY 91,010,560.94, an increase from CNY 52,782,056.14 in the same period last year, representing a growth of approximately 72.5%[36] - The total comprehensive income for the first quarter was CNY 90,863,135.36, compared to CNY 52,785,662.97 in the previous year, indicating a year-over-year increase of about 72.2%[36] Cash Flow - The company's cash flow from operating activities decreased by 36.77% to ¥50,895,077.86 from ¥80,489,319.79 in the same period last year[4] - Cash inflow from operating activities was CNY 1,265,743,652.64, significantly higher than CNY 835,893,312.58 in the previous year, marking an increase of approximately 51.5%[37] - Cash outflow from operating activities totaled CNY 1,214,848,574.78, compared to CNY 755,403,992.79 in the same period last year, which is an increase of about 60.7%[37] - The net cash flow from operating activities was CNY 50,895,077.86, down from CNY 80,489,319.79 in the previous year, indicating a decrease of approximately 36.7%[40] - The company reported cash inflow from investment activities of CNY 3,075,881.25, a decrease from CNY 210,386,862.06 in the previous year[40] - The net cash flow from investment activities was CNY -2,246,638.13, compared to CNY -362,440,756.90 in the same period last year, showing an improvement[40] - The net cash flow from financing activities was CNY -65,882,128.70, compared to CNY -13,733,787.26 in the previous year, indicating a larger outflow[40] - The ending cash and cash equivalents balance was CNY 1,379,194,467.13, up from CNY 1,065,500,772.06 at the end of the previous year[40] Assets and Liabilities - Total assets at the end of the reporting period were ¥4,104,918,432.11, an increase of 8.07% from ¥3,798,355,662.82 at the end of the previous year[4] - Total liabilities increased to ¥1,463,112,294.03, up 16.7% from ¥1,253,602,731.28[30] - The company reported a decrease in long-term receivables to ¥2,772,826.77 from ¥3,829,002.99, a decline of 27.6%[24] Shareholder Information - The total number of common shareholders at the end of the reporting period is 38,685[12] - Liu Xiang holds 28.20% of shares, totaling 137,946,987 shares[12] - Jiang Han holds 7.46% of shares, totaling 36,478,805 shares[12] - The company has a total of 133,824,929 restricted shares at the beginning of the period, with no shares released or added during the period[19] - Liu Xiang's restricted shares remain at 103,460,240, locked due to executive restrictions[16] Inventory and Contract Liabilities - The company reported a significant increase in inventory, which rose by 48.47% to ¥374,655,777.39, attributed to increased stock of materials and goods[8] - Contract liabilities surged by 112.96% to ¥82,359,729.69, primarily due to an increase in advance payments for overseas sales[8] Operating Costs and Expenses - Operating costs for Q1 2022 were ¥940,693,127.11, up 39.0% from ¥675,968,440.27 in Q1 2021[30] - The company's net profit margin for Q1 2022 was impacted by increased operating expenses, with R&D expenses at ¥65,574,111.70, up 12.4% from ¥58,282,643.71[30]

Financial Performance - The company reported a total revenue of 1.2 billion RMB for the year 2021, representing a year-on-year increase of 15%[21] - The net profit attributable to shareholders was 200 million RMB, an increase of 10% compared to the previous year[21] - The company's operating revenue for 2021 was ¥3,611,738,606.63, representing a 37.21% increase compared to ¥2,632,361,743.29 in 2020[5] - The net profit attributable to shareholders for 2021 was ¥200,668,144.65, a significant increase of 131.98% from ¥86,503,945.29 in 2020[5] - The net profit attributable to shareholders after deducting non-recurring gains and losses was ¥116,672,762.42, up 197.59% from ¥39,205,726.66 in 2020[5] - The company's gross profit for the year was 787 million yuan, with a year-on-year growth of 10.75%[67] - The company's digital service revenue accounted for approximately 3.69% of total revenue, showing a growing trend in profitability contribution[73] - The revenue from value-added services reached CNY 2.37 billion, making up 65.68% of total revenue, with a significant year-on-year growth of 44.71%[87] - The overseas sales revenue of electronic payment terminals nearly doubled compared to the previous year, with a growth rate of 88.30%[75] User Growth and Market Expansion - User data showed a growth in active users to 5 million, up from 4 million in 2020, marking a 25% increase[21] - The company plans to expand its market presence in Southeast Asia, targeting a 30% increase in revenue from this region by 2023[21] - The company plans to strengthen its overseas sales channels and local teams to enhance its international market strategy[75] - The company has established a strategic presence in overseas markets, with significant acquisitions and expansions since 2015, enhancing its international competitiveness[176] Research and Development - The company has allocated 100 million RMB for research and development in new technologies, aiming for a 20% improvement in product efficiency[21] - The company invested approximately 8.25% of its total revenue in research and development during 2021[76] - The number of R&D personnel increased by 28.40% from 507 in 2020 to 651 in 2021, with a notable rise in the proportion of personnel holding bachelor's degrees[108] - Research and development expenses rose by 13.73% year-on-year, reaching CNY 246,559,878.85[104] - The company is actively developing new products and solutions for the financial industry, including biometric and AI technologies[80] Product Development and Technology - New product development includes the launch of an advanced payment terminal, expected to increase market share by 5% in the next fiscal year[21] - The company is leveraging new technologies such as cloud computing and artificial intelligence to enhance its product offerings and service capabilities[58] - The company has completed the certification of several new products, including a multifunctional self-service cash register and a high-end handheld mobile POS, aimed at expanding its product line and market reach[105] - The company is focusing on developing a self-controlled solution for financial payment terminals, which is expected to enhance the security of its payment terminal products[105] Risks and Challenges - Risks highlighted include intensified market competition and potential impacts from global economic fluctuations[21] - The company faces risks from intensified market competition, particularly in the third-party payment sector, and must continue to innovate and control operational costs to maintain its market position[189] - The ongoing COVID-19 pandemic has caused significant impacts on the company's business, with potential delays or cancellations in overseas operations due to future outbreaks[196] - The company recognizes the potential financial risks associated with mergers and acquisitions and is enhancing its financial management and risk control systems[190] Strategic Initiatives - The board has decided not to distribute cash dividends for the year, focusing on reinvestment into business growth[21] - The company is exploring potential mergers and acquisitions to enhance its technological capabilities and market reach[21] - The company aims to optimize its industrial structure and improve operational efficiency through strategic equity transfers and subsidiary management[151] - The company will continue to execute its business development strategy of integrating the electronic payment industry chain and innovating profit models, focusing on the electronic payment sector and related fields[181] Market Trends - The payment service industry in China is experiencing a recovery, with transaction volumes increasing by 49.82%, 31.12%, and 21.50% in the first three quarters of 2021[45] - The global payment industry is expected to grow from $15 trillion in 2020 to $21 trillion by 2025, with a compound annual growth rate of 7.3%[165] - The Asia-Pacific region is leading the growth in non-cash transactions, with a compound annual growth rate of 28% from 2020 to 2025[167] - The digital RMB pilot program has expanded significantly, with over 808.51 million scenarios and 2.61 billion personal wallets opened by the end of 2021[45] Financial Position - The total assets at the end of 2021 were ¥3,798,355,662.82, reflecting a 12.51% increase from ¥3,376,142,629.91 at the end of 2020[5] - The net assets attributable to shareholders at the end of 2021 were ¥2,525,578,184.24, a 4.07% increase from ¥2,426,729,873.74 at the end of 2020[5] - The company's cash flow from operating activities for 2021 was ¥233,266,243.51, a decrease of 32.39% compared to ¥345,025,710.66 in 2020[5] - Cash and cash equivalents increased to ¥1,752,327,340.46, accounting for 46.13% of total assets, a slight decrease of 0.01% compared to the beginning of the year[119]

1 证券代码：300130 证券简称：新国都 公告编号：2021-074 深圳市新国都股份有限公司 关于参加 2021 深圳辖区"沟通传递价值，交流创造良好生态" 上市公司投资者网上集体接待日活动的公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚 假记载、误导性陈述或者重大遗漏。 为进一步加强与投资者的互动交流工作，深圳市新国都股份有限公司（以下 简称"公司"）将参加由深圳上市公司协会、深圳市全景网络有限公司共同举办 的"沟通传递价值，交流创造良好生态"——2021 深圳辖区上市公司投资者网 上集体接待日活动，现将有关事项公告如下： 本次集体接待日活动将在深圳市全景网络有限公司提供的网上平台，采取网 络远程的方式举行，投资者可以登录"全景•路演天下"网站（http://rs.p5w.net/） 或关注微信公众号：全景财经，参与公司本次投资者集体接待日活动，活动时间 为 2021 年 11 月 30 日 14:00 至 17:00，其中当日 15:30 至 17:00 为公司与投资 者网上互动环节。 届时公司董事长兼总经理刘祥先生、财务总监兼董事会秘书郭桥易先生将通 过网络文字交流形式与投 ...

Financial Performance - The company's operating revenue for Q3 2021 reached ¥963,941,402.12, an increase of 51.58% compared to the same period last year[4] - The net profit attributable to shareholders for Q3 2021 was ¥62,554,237.26, up 47.90% year-on-year[4] - The net profit attributable to shareholders after deducting non-recurring gains and losses was ¥42,282,492.43, reflecting a 12.70% increase compared to the previous year[4] - The company reported a 40.37% increase in total operating revenue for the first nine months of 2021, totaling ¥2,574,847,564.97[10] - The company achieved an operating revenue of approximately ¥2.575 billion for the first three quarters, marking a year-over-year growth of 40.37%[18] - The gross profit for the same period was approximately ¥569 million, reflecting a 16.78% increase year-over-year[18] - The net profit attributable to shareholders was ¥156 million, with a year-over-year growth of 13% when excluding the impact of year-end bonuses[18] - Total operating revenue for the third quarter of 2021 reached ¥2,574,847,564.97, an increase of 40.4% compared to ¥1,834,274,966.03 in the same period of 2020[28] Assets and Liabilities - Total assets as of the end of Q3 2021 amounted to ¥3,730,248,315.03, representing a 10.49% increase from the end of the previous year[4] - The company's total liabilities increased significantly, with accounts payable rising to ¥353,520,485.85, a 50.74% increase year-on-year[10] - The company's total assets as of September 30, 2021, were ¥3,730,248,315.03, compared to ¥3,376,142,629.91 at the end of 2020, representing a growth of 10.5%[27] - The total liabilities increased to ¥1,236,997,811.28, compared to ¥949,716,641.26 in the previous year, reflecting a rise of 30.3%[27] - The company's equity attributable to shareholders reached ¥2,476,339,413.14, an increase from ¥2,426,729,873.74, showing a growth of 2.0%[27] Cash Flow - The company's cash flow from operating activities for the year-to-date was ¥81,941,523.80, down 50.43% compared to the same period last year[4] - The company reported a net cash flow from operating activities of ¥81,941,523.80, a decrease of 50.43% compared to the previous period due to increased expenses related to procurement and business subsidies[13] - The net cash flow from investing activities was -¥38,068,247.58, a decline of 124.00% year-over-year, primarily due to the absence of significant cash inflows from the disposal of subsidiary equity[13] - The net increase in cash and cash equivalents was -¥116,883,315.96, representing a 174.98% decrease, attributed to reduced cash inflows from subsidiary disposals and increased procurement expenses[13] - The total cash inflow from operating activities is 2,999,669,769.48, an increase from 2,024,817,804.87, showing a growth of about 48.2%[38] - Cash outflow from operating activities totals 2,917,728,245.68, compared to 1,859,498,408.90 in the previous period, which is an increase of approximately 56.8%[38] - The net cash flow from operating activities is 81,941,523.80, down from 165,319,395.97, indicating a decrease of about 50.5%[38] - The cash inflow from investment activities is 581,412,470.83, compared to 404,024,442.30 in the previous period, representing an increase of approximately 43.8%[38] - The cash outflow from investment activities is 619,480,718.41, up from 245,396,177.51, indicating a significant increase of about 152.1%[38] Research and Development - Research and development expenses for the year-to-date reached ¥183,239,694.24, a 36.22% increase compared to the same period last year[10] - Research and development expenses increased to ¥183,239,694.24, compared to ¥134,521,716.58 in the previous year, marking a rise of 36.2%[28] - The company invested significantly in new product development, launching the "Medical Insurance Business Comprehensive Service Terminal" which has passed certification[18] - Research and sales expenses increased by approximately ¥48.72 million and ¥41.07 million, representing year-over-year growth of 36% and 39% respectively[18] Market and Strategic Initiatives - The subsidiary JiaLian Payment processed a transaction volume of approximately ¥1.348 trillion, a 52% increase year-over-year, with operating revenue growth of about 41%[18] - The company plans to explore new opportunities in the electronic payment industry leveraging AI and big data technologies[18] Profitability and Margins - The company reported a net profit margin improvement, with net profit for the period expected to increase due to higher revenue and controlled costs[28] - The net profit for the current period is 156,072,585.91, a decrease from 166,224,566.97 in the previous period, representing a decline of approximately 6.9%[31] - The total profit for the current period is 163,958,341.65, down from 178,407,362.67, indicating a decrease of about 8.6%[31] - Operating profit for the current period is 164,878,485.44, compared to 189,632,493.93 in the previous period, reflecting a decline of approximately 13.1%[31] Cash and Equivalents - The cash and cash equivalents decreased to ¥1,513,939,449.99 from ¥1,596,431,665.33, a decline of 5.2%[24] - The cash and cash equivalents at the end of the period decreased to $1.24 billion from $1.36 billion at the beginning of the period, reflecting a net decrease of $116.88 million[41] Compliance and Standards - The company adopted the new leasing standards starting January 1, 2021, which resulted in adjustments to the financial statements without affecting retained earnings[48] - The company reported a total of $64.09 million in adjustments related to the new leasing standards, impacting both assets and liabilities[48] Receivables - The company maintained a stable level of receivables, with accounts receivable at approximately $403.11 million[42] Product Development and Market Expansion - The company has not disclosed any new product developments or market expansion strategies in the current report[50]

Financial Performance - The company's operating revenue for the first half of 2021 was CNY 1,610,906,162.85, representing a 34.43% increase compared to CNY 1,198,341,003.71 in the same period last year[27]. - The net profit attributable to shareholders of the listed company was CNY 93,140,131.64, a decrease of 25.70% from CNY 125,358,659.79 in the previous year[27]. - The net profit after deducting non-recurring gains and losses was CNY 58,761,555.15, down 36.04% from CNY 91,866,260.35 in the same period last year[27]. - The net cash flow from operating activities was CNY 26,677,105.59, a significant decline of 82.17% compared to CNY 149,583,077.13 in the previous year[27]. - The total assets at the end of the reporting period were CNY 3,690,187,960.50, an increase of 9.30% from CNY 3,376,142,629.91 at the end of the previous year[27]. - The net assets attributable to shareholders of the listed company were CNY 2,404,921,823.96, a slight decrease of 0.90% from CNY 2,426,729,873.74 at the end of the previous year[27]. - The basic earnings per share were CNY 0.19, down 26.92% from CNY 0.26 in the same period last year[27]. - The diluted earnings per share were also CNY 0.19, reflecting the same percentage decrease of 26.92% compared to CNY 0.26 in the previous year[27]. - The weighted average return on equity was 3.86%, down from 5.12% in the same period last year, a decrease of 1.26%[27]. Revenue Growth and Business Segments - The gross profit for the same period was approximately 355 million yuan, reflecting a year-on-year growth of 12.79%[38]. - The net profit attributable to shareholders was 93.14 million yuan, with significant impacts from increased R&D and sales expenses totaling approximately 39.05 million yuan and 19.88 million yuan, respectively, representing year-on-year increases of 46.79% and 30.40%[38]. - The company’s subsidiary, JiaLian Payment, processed a transaction volume of approximately 814.14 billion yuan, a 40.89% increase compared to the previous year[39]. - JiaLian Payment's revenue for the first half of the year was about 1.04 billion yuan, showing a year-on-year growth of 31.01%[41]. - The revenue from digital scene services and financial technology services reached approximately 55.73 million yuan, accounting for about 5.36% of JiaLian Payment's total revenue[46]. - New Guodu Payment achieved revenue of approximately 517 million yuan, a year-on-year increase of 49.99%, with international market sales reaching about 214 million yuan, growing approximately 113%[48]. - Zhongzheng Intelligent reported revenue of approximately 62.66 million yuan, a year-on-year increase of 49.59%, with successful applications in various sectors including finance and public services[52]. - Gongxin Chengfeng achieved revenue of approximately 38.71 million yuan, a year-on-year increase of 78.44%, expanding its client base and diversifying its service offerings[54]. Research and Development - The company's R&D investment increased by 46.79% to ¥122,528,432.49, driven by higher bonuses for R&D personnel and new product testing costs[70]. - R&D investment for New Guodu Payment accounted for about 8.97% of total revenue, focusing on new technologies such as biometric recognition and digital currency payments[48]. - The company is increasing R&D investment in emerging technologies to better capture future market opportunities[103]. Strategic Initiatives and Innovations - The company launched the "Medical Insurance Business Comprehensive Service Terminal (Class III) MR980," which successfully passed certification during the reporting period[38]. - The newly developed "Aggregation Rights Platform" served over 100,000 merchants, processing approximately 20 billion yuan in transaction amounts[42]. - The company is actively developing digital RMB "hard wallet" products and has completed preliminary technical adjustments and system tests with banking institutions[55]. - The company has launched AI-driven products "FaceMagic" and "VidAvatar" in overseas markets, accumulating over 500,000 registered users within two months[60]. - The company plans to continue leveraging its experience in the electronic payment sector to explore new opportunities around AI technology and big data[38]. Financial Management and Risks - The company faces regulatory risks in the electronic payment industry due to increased scrutiny and compliance requirements[99]. - The company has increased financial risks associated with mergers and acquisitions, impacting financial management and post-investment oversight[99]. - The company plans to enhance its financial management team and establish a stricter risk control system to mitigate acquisition pricing risks and financing risks[100]. - The company acknowledges the risk of slower-than-expected strategic transformation and is preparing for long-term investments in emerging business development[104]. Corporate Governance and Shareholder Matters - The company plans not to distribute cash dividends or issue bonus shares[7]. - The company held its first extraordinary shareholders' meeting on April 1, 2021, with a participation rate of 28.36%[114]. - The company has a clear profit distribution policy, ensuring timely disclosure of cash dividend policies in annual reports[128]. - The company has not identified any related party transactions among the major shareholders[200]. Environmental and Social Responsibility - The company has not received any administrative penalties related to environmental issues during the reporting period[126]. - The company is not classified as a key pollutant enterprise, focusing on environmental protection and sustainable development[136]. - The company has actively engaged in social responsibility initiatives, including the "Together to Build Dreams for the Future" charity event in Tibet, providing assistance to local communities[138]. Legal and Compliance - There were no significant lawsuits or arbitration matters during the reporting period, indicating a stable legal standing[148]. - The company has not reported any penalties or corrective actions during the reporting period, reflecting compliance with regulations[149].