编号：2015-09 证券代码：300380 证券简称：安硕信息 上海安硕信息技术股份有限公司投资者关系活动记录表 | --- | --- | --- | |----------------|----------------------------|--------------------------------------------------------------| | | | | | | | 特定对象调研 □分析师会议 | | | □媒体采访 □业绩说明会 | | | 投资者关系活动 | □ 新闻发布会 □路演活动 | | | 类别 | □现场参观 | | | | □ | 其他 （请文字说明其他活动内容） | | 参与单位名称及 | | 长信基金：沈瑞君；上投摩根：孟亮、李博、李佳嘉、许运凯、 | | 人员姓名 | | 王炫；银河证券：沈海兵、田杰华 | | 时间 | 2015 年 05 月 8 | 日下午 2 点 | | 地点 | 公司会议室 | | | 上市公司接待 | | 董事长：高鸣，董事会秘书：曹丰，咨询顾问：高赟 | | 人员姓名 | | | | 投资者关系活动 | | 问：请高总介绍下 ...

Group 1: Business Overview - The company primarily focuses on bank credit risk management software systems, accounting for approximately 70% of its revenue [2] - The market share in the banking sector is 75% among joint-stock banks and over 50% among city commercial banks [3] - The company has launched a small loan cloud service, with over 8,000 small loan companies in China, collectively holding a registered capital of 1 trillion RMB and loans of approximately 1.1 trillion RMB [3] Group 2: Financial Performance - Revenue from traditional business grew by 20% compared to the previous year, but profits declined due to high investment costs and rising labor expenses [4] - The company currently employs around 1,400 people, with a turnover rate of 20%, lower than the industry average of 30% [5] Group 3: Market Strategy and Challenges - The company is expanding its data services, including real estate data, litigation data, and public opinion information, and has established a corporate credit reporting company [3][4] - Although one-third of small loan companies in Shanghai are clients, the proportion of these companies purchasing cloud services remains low, indicating a need for further market development [3] Group 4: Future Outlook - New business segments are still in the investment and market introduction phases, with some generating revenue but not significantly impacting the overall income structure [5][6] - The company is cautious about potential regulatory changes in the internet finance sector but remains committed to innovation and compliance with economic principles [4][6]

证券代码：300380 证券简称：安硕信息 编号：2015-04 上海安硕信息技术股份有限公司投资者关系活动记录表 | --- | --- | --- | |----------------|------------------------------------|------------------------------------------------------| | | | | | | 特定对象调研 □分析师会议 | | | | □媒体采访 □业绩说明会 | | | 投资者关系活动 | □ 新闻发布会 □路演活动 | | | 类别 | □现场参观 | | | | □ 其他 （请文字说明其他活动内容） | | | 参与单位名称及 | 太平资产管理有限公司：詹瑶 | | | 人员姓名 | | | | 时间 | 2015 年 04 月 27 | 日上午 9 点半 | | 地点 | 公司会议室 | | | 上市公司接待 | 董事会秘书曹丰、证券事务代表萧珏 | | | 人员姓名 | | | | 投资者关系活动 | | 问：最近国家出台了一些关于资产证券化，注册制等政策， | | 主要内容介绍 | 对公司的 ...

Group 1: Company Overview - The company primarily develops bank credit management software systems, serving 9 joint-stock banks and over 80 city commercial banks, along with some rural commercial banks [2] - The risk management system was previously developed for foreign companies and a few domestic enterprises [2] - The company has started data services, including real estate data, business data, litigation data, and public opinion data [3] Group 2: New Business Initiatives - A credit reporting company was established last year, focusing on data collection and analysis, and is currently undergoing registration [3] - The company plans to establish two new entities: Xichang Anshuo Yimin Internet Financial Services Co., Ltd. and Zhixin Company, with the former focusing on liability export and asset output, and the latter on inclusive finance [3] Group 3: Inclusive Finance Model - The inclusive finance model is still in development, with no specific product launched yet [4] - The aim is to address high interest rates and financing difficulties in the market, potentially providing lower-cost solutions for funding needs [4] - The company seeks to reduce intermediary costs in the inclusive finance sector [4] Group 4: Strategic Partnerships and Market Position - The company’s investment in Liangshan Commercial Bank aims to support its internet finance business and leverage its expertise in bank credit risk management for performance growth [4] - The company views the current state of enterprise credit reporting in China as an opportunity, given the disparity between the country's economic status and credit reporting development [5] Group 5: Future Business Direction - The company plans to transition from software to service-oriented operations, maintaining traditional business as a foundation for stronger customer relationships [6] - There is an emphasis on data service integration, recognizing that no single company can possess all necessary data [6] - The potential for synergy between inclusive finance products and other banking services is acknowledged, although the timeline for product launch remains uncertain [6]

Group 1: Company Partnerships and Investments - The company terminated the investment intention with Hangzhou Yingfeng Software Technology Co., Ltd. due to disagreements on business arrangements and contract terms, while signing a new investment intention with Shanghai Kaiyu Information Technology Co., Ltd. [2][3] - The company is focusing on investing in startups that possess irreplaceable competitive advantages and can create synergies with the company [3][4] Group 2: Financial Performance and Projections - The company anticipates a certain degree of revenue growth compared to the previous year, although the exact figures are difficult to predict due to the complexity and seasonality of revenue recognition [4] - The company is investing in new business directions, leading to increased R&D and management expenses, which may affect profitability [4] Group 3: New Business Developments - The new business layout includes services such as micro-loan cloud services, credit reporting services, and data services [4][5] - The company aims to establish a credit reporting company that is trusted within the industry and holds a leading market share [5] Group 4: Competitive Landscape - The company has a user advantage in developing credit reporting services due to its extensive experience and talent pool in credit risk management solutions [5][6] - The presence of major players like Tencent and Alibaba in the credit reporting business poses challenges, as they have access to significant transaction data [5][6] Group 5: Future Growth and Staffing - The company plans to reduce the speed of personnel growth, focusing on optimizing personnel allocation and improving per capita output rather than increasing headcount [6]

Group 1: Business Overview - The company primarily engages in software development and services, credit and risk management, and data and business intelligence [2] - The company has recently obtained a license to enter the credit reporting industry, with new services in small loan cloud services, data services, and supply chain finance [2][3] Group 2: Data Services - Data services include litigation data, real estate data, business registration data, and public opinion data, with potential for data exchange and acquisition from various sources [3] - The core competitiveness of the data business lies in effectively utilizing limited data [3] Group 3: Internet Finance - Internet finance is viewed as a new model that adapts to user needs, rather than a simple combination of internet and finance [4] - The company focuses on asset-side internet finance, exploring various new models based on supply and demand [4] Group 4: Credit Reporting Business - The target users for credit reporting services include banks, quasi-banking institutions, corporate departments, and government entities [4] - The credit reporting market is currently small and will experience a long growth process before maturity, with development levels in China lagging behind similar income countries [4][5] Group 5: Challenges and Future Direction - Challenges in the credit reporting industry include data access restrictions and inadequate legal frameworks [5] - The company aims to maintain its professional advantages while expanding low marginal cost data and service businesses as primary profit sources [5]

编号：2015-02 证券代码：300380 证券简称：安硕信息 上海安硕信息技术股份有限公司投资者关系活动记录表 | --- | --- | --- | |----------------|-----------------------|-------------------------------------------------------------------------------------------| | | | | | | | 特定对象调研 □分析师会议 | | | □媒体采访 □业绩说明会 | | | 投资者关系活动 | □ | 新闻发布会 □路演活动 | | 类别 | □现场参观 | | | | □ | 其他 （请文字说明其他活动内容） | | 参与单位名称及 | | 广发基金周小萃，东方证券郑奇威、浦俊懿、张颖，海富通基 | | 人员姓名 | 安昀 , | 金吴庚辛、黄峰，华夏基金郑晓辉，南方基金彭砚，长信基金 上海域季资产邵喆阳，财通基金金梓才 | | 时间 | 2015 年 03 月 | 17 日 10 点 | | 地点 | 公司会议室 | | | 上市公司接待 | | 董事长 ...

Revenue and Profit - The company's revenue for Q3 2022 was ¥194,924,572.91, representing a 10.42% increase year-over-year, while the year-to-date revenue reached ¥483,226,964.95, up 15.35% compared to the same period last year[5] - Net profit attributable to shareholders for Q3 2022 was ¥1,350,816.33, a decrease of 48.48% year-over-year, while the year-to-date net profit was ¥2,711,876.14, an increase of 147.07%[5] - Total operating revenue for Q3 2022 reached ¥483.23 million, an increase of 15.3% compared to ¥418.91 million in the same period last year[22] - Net profit attributable to the parent company was ¥2.71 million, a significant improvement from a net loss of ¥5.76 million in the previous year[23] - The company reported a net loss of ¥8.12 million for the period, narrowing from a loss of ¥13.61 million in the same quarter last year[24] - The company’s total comprehensive loss for the period was ¥8.12 million, compared to a loss of ¥13.61 million in the same quarter last year[24] Cash Flow and Investments - The company's cash flow from operating activities showed a net outflow of ¥328,437,149.53 year-to-date, a decrease of 12.48% compared to the previous year[5] - Cash flow from operating activities generated ¥382.19 million, compared to ¥364.49 million in the same period last year, reflecting a growth of 4.8%[25] - Cash received from investment activities decreased by 39.69% year-over-year to ¥133,500,000.00, reflecting reduced purchases of bank wealth management products[12] - Cash received from investment income in the first three quarters was ¥546,551.59, a decrease of 68.81% compared to the same period last year, mainly due to a reduction in bank wealth management product purchases[13] - Total cash inflow from investment activities was 134,086,641.59 CNY, down from 223,272,869.59 CNY in the previous quarter[26] - The net cash flow from investment activities was 76,893,296.61 CNY, compared to 153,650,053.12 CNY in the previous quarter, reflecting a significant decrease[26] Assets and Liabilities - Total assets at the end of Q3 2022 were ¥1,028,315,680.76, reflecting a 24.46% increase from the end of the previous year[5] - Total current assets as of September 30, 2022, were ¥904,723,168.75, up from ¥694,717,803.87 at the beginning of the year[20] - Total liabilities increased to ¥543.71 million, up from ¥327.83 million year-on-year, indicating a rise of 65.8%[23] - Total equity decreased to ¥484.61 million from ¥498.36 million, a decline of 2.7% year-on-year[23] Shareholder Information - Total number of common shareholders at the end of the reporting period was 16,198[16] - The largest shareholder, Shanghai Anshuo Technology Development Co., Ltd., holds 30.13% of the shares, totaling 42,418,368 shares[16] Financial Expenses and Income - The company reported a significant increase in financial expenses, with a year-to-date total of ¥3,063,368.45, up 686.84% year-over-year, primarily due to increased bank loan interest[11] - Other income for the first three quarters was ¥10,374,237.96, an increase of 56.89% year-over-year, mainly from government subsidies[11] Cash Flow from Financing Activities - Cash received from borrowings was ¥282,627,581.27, an increase of 126.10% year-on-year, primarily to meet the company's operational development needs through new short-term borrowings[13] - Cash paid for debt repayment was ¥30,000,000.00, an increase of 200.00% compared to the same period last year, mainly due to an increase in bank loan repayments[13] - Cash inflow from financing activities totaled 282,627,581.27 CNY, an increase from 125,245,000.00 CNY in the previous quarter[26] - The net cash flow from financing activities was 240,342,071.84 CNY, compared to 85,984,672.81 CNY in the previous quarter, showing a substantial improvement[26] Asset Management - Accounts receivable increased by 119.88% year-to-date to ¥158,961,812.70, attributed to seasonal sales collection patterns[9] - Inventory at the end of Q3 2022 was ¥577,050,783.51, up 54.84% year-to-date, due to business expansion and ongoing projects[9] - The company recorded an asset impairment loss of ¥-8,547,395.81, an increase of 394.13% year-over-year, due to higher inventory provisions[12] Research and Development - Research and development expenses were ¥91.10 million, a decrease of 10.1% from ¥101.36 million in the previous year[23] Audit Information - The company did not conduct an audit for the third quarter report[27]

Financial Performance - The company's operating revenue for the reporting period was ¥288,302,392.04, an increase of 18.95% compared to the same period last year[21]. - The net profit attributable to shareholders was ¥1,361,059.81, a significant improvement of 116.23% from a loss of ¥8,383,740.05 in the previous year[21]. - The basic earnings per share for the reporting period were ¥0.0097, a 115.90% increase from -¥0.0610 in the previous year[21]. - The company's total revenue for the reporting period was 288,302,392 CNY, representing an 18.95% increase compared to the same period last year[44]. - The gross profit margin for the credit management segment was 37.46%, with a year-on-year increase of 1.91%[43]. - The revenue from the risk management segment was 30,246,316.1 CNY, showing a 3.09% increase year-on-year, but the gross profit margin decreased by 4.33% to 34.66%[45]. - The data warehouse and business intelligence segment achieved a gross profit margin of 50.13%, with a revenue increase of 30.58% compared to the previous year[43]. - The company reported a total comprehensive income of -¥5,925,793.84, compared to -¥15,769,272.05 in the first half of 2021, indicating a reduced loss[151]. - The company reported a total comprehensive income of CNY 3,308,942.62 for the first half of 2022, compared to CNY 2,420,341.71 in the previous year[155]. Cash Flow and Financial Position - The net cash flow from operating activities was -¥308,789,616.73, a decrease of 28.07% compared to -¥241,107,800.91 in the previous year[21]. - The company's total assets at the end of the reporting period were ¥981,583,084.62, reflecting an increase of 18.81% from ¥826,188,969.44 at the end of the previous year[21]. - The company's cash and cash equivalents decreased to CNY 97,848,555.26 from CNY 125,060,806.04, representing a decline of approximately 21.8%[141][142]. - The accounts receivable increased significantly to CNY 178,074,145.97 from CNY 72,293,737.60, marking a growth of around 146.5%[141][142]. - The total liabilities increased to CNY 494,782,985.81 from CNY 327,831,245.79, reflecting a growth of approximately 50.8%[144]. - The company's equity attributable to shareholders decreased slightly to CNY 474,462,833.64 from CNY 478,733,604.83, a decline of about 0.6%[144]. - The total cash inflow from financing activities was 209,124,800.40 CNY, compared to 100,000,000.00 CNY in the previous period, resulting in a net cash flow of 200,932,965.58 CNY[160]. Risk Management and Corporate Governance - The company emphasizes the importance of risk awareness regarding forward-looking statements in the report[3]. - The financial report is guaranteed to be true, accurate, and complete by the board of directors and senior management[3]. - The company has detailed potential risks and countermeasures in the report[3]. - The company faces risks from market competition, particularly from numerous participants in the financial software industry, which could impact its market position[70]. - The company has identified risks related to maintaining continuous technological innovation, as the demand for software products in the banking sector evolves rapidly[71]. - The company has established measures to prevent any conflicts of interest or competition from its major shareholders during their tenure and for six months thereafter[94]. Shareholder Commitments and Corporate Actions - The company reported a plan not to distribute cash dividends, issue bonus shares, or increase capital from reserves[4]. - The company has committed to not transferring or entrusting its shares for 16 months from the date of its IPO, with a limit on annual transfers not exceeding 25% of directly held shares during the tenure of key executives[91]. - Major shareholders confirmed no competition with the company and committed to ensuring no competitive activities during their shareholding period and six months thereafter[96]. - The company has received assurances from its major shareholders regarding the accuracy and completeness of its financial statements, which have not been audited[99]. Research and Development - Research and development expenses amounted to 60.58 million yuan, a decrease of 9.52% from the previous year[41]. - The company has accumulated significant expertise in credit risk management solutions, ensuring its products remain industry-leading[74]. - Research and development expenses accounted for 8.3% of total revenue, reflecting the company's commitment to innovation[166]. Market Expansion and Business Strategy - The company is focusing on innovation in credit risk management and big data services, which are expected to have better market prospects[33]. - The company plans to expand its market presence, particularly in Hong Kong and overseas, while optimizing its sales team and strategies to drive business growth[74]. - The company plans to enhance its market expansion strategies and invest in new technologies to improve future performance[156]. - The company is exploring potential mergers and acquisitions to enhance its competitive position in the market[166]. Social Responsibility and Sustainability - The report includes a section on corporate governance and social responsibility[15]. - The company has made donations of 12,000 yuan to support disabled individuals through the Tongling Red Cross[88]. - The company emphasizes green office practices and energy-saving measures to promote sustainability[88]. - The company has not faced any environmental penalties during the reporting period and is not classified as a key pollutant discharge unit[87].

Financial Performance - The company reported a revenue of RMB 300 million for the first half of 2022, representing a year-on-year increase of 15%[15]. - The net profit attributable to shareholders for the first half of 2022 was RMB 50 million, up 10% compared to the same period last year[15]. - The company's operating revenue for the reporting period was ¥288,302,392.04, representing an increase of 18.95% compared to the same period last year[21]. - The net profit attributable to shareholders was ¥1,361,059.81, a significant turnaround from a loss of ¥8,383,740.05 in the previous year, marking a 116.23% improvement[21]. - The company achieved a net profit attributable to shareholders of 1.3611 million yuan, an increase of 116.23% year-over-year; the net profit after deducting non-recurring gains and losses was -1.2472 million yuan, up 90.59% year-over-year; and operating revenue reached 288.3024 million yuan, growing by 18.95% year-over-year[34]. - The company reported a basic earnings per share of ¥0.0097, a 115.90% increase from the previous year[21]. - The total revenue for the first half of 2022 was 133,500,000, with a profit of 51,541,605[56]. - The company reported a net profit of CNY 3.31 million for the first half of 2022, up from CNY 2.42 million in the first half of 2021, representing an increase of 36.8%[153]. - The total comprehensive income for the first half of 2022 was CNY 3.31 million, compared to CNY 2.42 million in the first half of 2021, showing an increase of 36.8%[153]. - The company reported a profit distribution of CNY 186.45 million to shareholders, maintaining a consistent dividend policy[165]. Market Expansion and Strategy - Future outlook indicates a projected revenue growth of 20% for the second half of 2022, driven by market expansion strategies[15]. - Market expansion efforts include entering two new provinces, aiming to increase market share by 5%[15]. - The company plans to invest RMB 100 million in new product development and technology research in the next fiscal year[15]. - The company plans to expand its market presence through strategic partnerships and new product launches in the upcoming quarters[161]. - The company aims to explore new financial service models through its subsidiaries[64]. - The company is expanding its sales team and optimizing sales strategies to drive business growth faster than market demand, particularly in Hong Kong and overseas markets[73]. Research and Development - Research and development expenses amounted to 60.5835 million yuan, a decrease of 9.52% compared to the previous year, primarily due to the absence of stock incentive expenses in the current period[41]. - The company is focusing on innovation in big data services and has built an end-to-end ecosystem for data processing and financial technology solutions[30]. - The company aims to increase its R&D expenditure by 15% in the upcoming fiscal year to drive innovation[164]. - Research and development expenses increased by 4.2 million, highlighting a focus on innovation and technology advancement[162]. Risk Management - Risk management strategies have been updated to address potential market volatility and operational challenges[15]. - The company faces risks from market environment changes, including the impact of the COVID-19 pandemic and intensified competition in the financial software industry[69]. - The company has allocated CNY 28 million for special reserves, indicating a proactive approach to risk management[165]. Corporate Governance and Compliance - The company emphasizes the importance of maintaining accurate financial reporting and transparency in its operations[3]. - The company reported that there were no non-operating fund occupations by controlling shareholders or other related parties during the reporting period[100]. - The company confirmed its participation in joint operations and recognized assets and liabilities related to its share of interests in accordance with relevant accounting standards[186]. - The company has established measures to ensure that no shareholder will engage in activities that could harm the interests of the company and its shareholders[93]. - The commitments made by shareholders are valid during their tenure and for six months after they cease to be shareholders[96]. Financial Position - The total assets at the end of the reporting period reached ¥981,583,084.62, reflecting an 18.81% increase from the end of the previous year[21]. - The company's total assets increased to ¥981,583,084.62 as of June 30, 2022, compared to ¥826,188,969.44 at the beginning of the year, marking a growth of 18.83%[143]. - The total liabilities of the company were reported at CNY 1.2 billion, reflecting a manageable debt level[165]. - The company's equity attributable to shareholders decreased slightly to ¥474,462,833.64 from ¥478,733,604.83, a decline of 0.57%[143]. - The total current assets increased from 694,717,803.87 CNY to 856,522,731.20 CNY, reflecting a growth of about 23.3%[141]. Shareholder Information - The largest shareholder, Shanghai Anshuo Technology Development Co., Ltd., holds 30.13% of the shares, totaling 42,418,368 shares[128]. - The total number of ordinary shareholders at the end of the reporting period is 16,485[127]. - A total of 1,034,725 shares of the first category of restricted stock were repurchased and canceled due to unmet performance targets for 2021[81]. - The company completed the repurchase and cancellation of 213,975 restricted shares, reducing total share capital by 0.15%[122]. Cash Flow and Liquidity - The company's cash and cash equivalents decreased from 125,060,806.04 CNY at the beginning of the year to 97,848,555.26 CNY by June 30, 2022, a decline of approximately 21.8%[141]. - The company's operating cash flow for the first half of 2022 was -308,789,616.73 CNY, compared to -241,107,800.91 CNY in the same period of 2021, indicating a decline of approximately 28%[154]. - The cash inflow from sales of goods and services was 150,547,691.68 CNY in H1 2022, down from 194,977,720.93 CNY in H1 2021, a decline of approximately 23%[154]. Environmental and Social Responsibility - The company donated 12,000 yuan to the Tongling Red Cross to assist individuals with disabilities[87]. - The company emphasizes green office practices, including energy-saving measures and paperless operations[87]. Future Outlook - The company anticipates a recovery in revenue growth in the second half of 2022, driven by increased demand and market expansion efforts[161]. - The company plans to continue expanding its market presence and investing in new technologies in the upcoming quarters[168].