证券代码：300674 证券简称：宇信科技 公告编号：2025-067 北京宇信科技集团股份有限公司 2025年员工持股计划第一次持有人会议决议公告 本公司及董事会全体成员保证公告内容真实、准确和完整，不存在任何 虚假记载、误导性陈述或者重大遗漏。 一、持有人会议召开情况 1、审议通过《关于设立北京宇信科技集团股份有限公司2025年员工持股计 划管理委员会的议案》 为保证北京宇信科技集团股份有限公司 2025 年员工持股计划的顺利进行， 保障持有人的合法权益，根据《北京宇信科技集团股份有限公司 2025 年员工持 股计划管理办法》等相关规定，同意设立本员工持股计划管理委员会，作为本员 工持股计划的日常监督管理机构，代表本员工持股计划持有人行使股东权利。本 员工持股计划管理委员会由 3 名委员组成，设管理委员会主任 1 人。管理委员会 委员的任期与本员工持股计划的存续期一致。 表决结果：同意 102,960,000.00 份，占出席持有人会议的持有人所持份额总 数的 100%，反对 0 份，弃权 0 份。 1 2、审议通过《关于选举北京宇信科技集团股份有限公司2025年员工持股计 划管理委员会委员的议案》 本员 ...

Core Viewpoint - The financial IT sector is experiencing a rise in market capitalization driven by trends in cross-border payments, stablecoins, and artificial intelligence, despite the lack of significant performance improvements in earnings among major companies [1][5]. Market Capitalization and Performance - Ten representative companies in the financial IT sector have shown varying degrees of market capitalization growth, with Runhe Software at approximately 48 billion yuan, significantly higher than its peers [2]. - Among these companies, only five reported positive net profits, and only four achieved profit growth in the first half of 2025 [1][2]. Revenue and Growth Rates - Nantian Information and Shenzhou Information led in revenue, reaching approximately 4.566 billion yuan and 4.405 billion yuan, with year-on-year growth rates of 16.76% and 7.88% respectively [2]. - Other companies reported revenues ranging from 31.1 million yuan to 1.736 billion yuan, with three companies experiencing negative growth: Yuxin Technology (-4.89%), Changliang Technology (-5.75%), and Kelong Software (-38.05%) [2]. Profitability Metrics - Yuxin Technology reported a net profit of 220 million yuan, a year-on-year increase of 35.26%, while the remaining profitable companies had net profits below 100 million yuan [3]. - The highest gross margin was reported by Yuxin Technology at 34.53%, with other companies like Changliang Technology and Kelong Software also exceeding 30% [3]. Research and Development Investment - Anshuo Information had the highest R&D expense ratio at 14.14%, with several other companies exceeding 10% [3]. Return on Equity (ROE) - Among the ten companies, five had a positive ROE, with Yuxin Technology leading at 5.11% [4]. Industry Challenges - The financial IT market is characterized by limited capacity and intense competition, with large financial institutions having self-sufficiency, which reduces demand for products and services from smaller companies [5]. - Long payment cycles and project durations are common issues affecting profitability across the industry [6]. Losses and Financial Strain - Shenzhou Information reported the largest loss at 96 million yuan, attributed to increased overdue receivables and related impairment provisions [7]. - Nantian Information's loss was due to intensified market competition and declining gross margins [7]. AI and International Expansion - Companies are increasingly leveraging AI technology to enhance efficiency and reduce costs, with several firms reporting successful AI product implementations [8]. - International markets are being targeted for growth, with companies like Kelong Software and Changliang Technology expanding their presence in Southeast Asia [9][10].

Core Insights - The 22nd China-ASEAN Expo and China-ASEAN Business and Investment Summit highlighted artificial intelligence (AI) as a major focus, showcasing various high-tech products from ASEAN enterprises [2] - The CTO of Yuxin Technology, Zhang Ning, expressed surprise at the rapid development of AI in some ASEAN countries, indicating a strong commitment to AI technology across the region [2] - Zhang Ning emphasized that this is an opportune moment for ASEAN countries to advance AI technology, suggesting that Chinese companies should leverage this event to explore collaboration opportunities with ASEAN nations [2]

Company Overview - Yuxin Technology's stock price decreased by 2.07% on September 19, closing at 25.02 CNY per share, with a total market capitalization of 17.616 billion CNY [1] - The company was established on October 19, 2006, and went public on November 7, 2018 [1] - Yuxin Technology primarily provides IT solutions to financial institutions, with 84.94% of its revenue coming from banking IT solutions [1] Financial Performance - For the first half of 2025, Yuxin Technology reported a revenue of 1.415 billion CNY, a year-on-year decrease of 5.01%, while net profit attributable to shareholders increased by 35.26% to 220 million CNY [2] - The company has distributed a total of 808 million CNY in dividends since its A-share listing, with 415 million CNY distributed in the last three years [3] Shareholder Information - As of September 10, 2025, the number of shareholders decreased to 79,600, with an average of 8,835 circulating shares per shareholder, an increase of 4.16% [2] - The top ten circulating shareholders include Hong Kong Central Clearing Limited and Southern CSI 1000 ETF, with notable changes in holdings among other institutional investors [3] Market Activity - Yuxin Technology's stock has increased by 29.87% year-to-date, but has seen declines of 3.21% over the last five trading days and 10.03% over the last 20 days [1] - The net outflow of main funds was 58.6991 million CNY, with significant selling pressure observed [1]

证券日报网讯宇信科技9月16日在互动平台回答投资者提问时表示，公司在多年的项目实施过程中积累 了丰富经验，为客户提供咨询规划、软件产品、软件开发及服务、运营维护、系统集成、业务运营等全 域科技服务。公司拥有一支和各类国际标准产品厂商包括oracle等厂家高级技术认证的技术团队，并与 相关厂商保持了产品体系的兼容和适配能力，能支撑国际客户的相关技术产品需求。与此同时，在国内 市场，公司已构建全方位、多层次的金融信创服务体系，围绕"信创敏捷规划、信创陪跑服务、智算底 座一体机"三大核心业务，为金融机构提供从战略设计到技术落地的全周期解决方案。 （文章来源：证券日报） ...

Core Viewpoint - Yuxin Technology (300674) reported that as of September 10, 2025, the total number of shareholders with credit accounts reached 79,567 [1] Company Summary - The company has a total of 79,567 shareholders with credit accounts as of the specified date [1]

Company Overview - Yuxin Technology's stock price decreased by 2.01% on September 9, trading at 25.29 CNY per share with a total market capitalization of 17.806 billion CNY [1] - The company was established on October 19, 2006, and went public on November 7, 2018 [1] - Yuxin Technology primarily provides IT solutions to financial institutions, with 84.94% of its revenue coming from banking IT solutions [1] Financial Performance - For the first half of 2025, Yuxin Technology reported a revenue of 1.415 billion CNY, a year-on-year decrease of 5.01%, while net profit attributable to shareholders increased by 35.26% to 220 million CNY [2] - The company has distributed a total of 809 million CNY in dividends since its A-share listing, with 415 million CNY distributed over the past three years [3] Shareholder Information - As of August 29, 2025, the number of shareholders decreased by 6.70% to 82,900, with an average of 8,482 circulating shares per shareholder, an increase of 7.18% [2] - The top ten circulating shareholders include Hong Kong Central Clearing Limited and Southern CSI 1000 ETF, with notable changes in holdings among other institutional investors [3] Market Activity - The stock has seen a year-to-date increase of 31.27%, but has experienced declines of 3.40% over the past five trading days, 3.51% over the past 20 days, and 3.80% over the past 60 days [1] - The net outflow of main funds was 31.8247 million CNY, with significant selling pressure observed [1] Industry Classification - Yuxin Technology is classified under the computer-IT services sector, specifically in IT services [2] - The company is associated with various concept sectors, including AMC (debt restructuring), cross-border payments, and tax informationization [2]

Core Viewpoint - In the context of a slowdown in the fintech industry, the focus is on achieving "counter-cyclical growth" through internal structural optimization and new business expansion [2] Financial Performance - In the first half of 2025, the company reported revenue of 1.415 billion yuan, a year-on-year decrease of 5.01%, while net profit attributable to shareholders reached 220 million yuan, a year-on-year increase of 35.26% [2] - The company's non-net profit attributable to shareholders was 216 million yuan, up 49.45% year-on-year, with a gross margin increase to 34.79% due to cost structure optimization and a higher proportion of high-margin businesses [2] - The main revenue sources included bank IT solutions (1.202 billion yuan, 85% of total revenue) and non-bank IT solutions (149 million yuan, 10.56% of total revenue) [3] Cost Management and Efficiency - The company is focusing on reducing costs and improving efficiency by cutting expenses and R&D investments, with sales and management expenses down 39.2% and 5.6% respectively [4] - R&D investment decreased by 14.34%, primarily due to reductions in employee compensation and business entertainment expenses [4] Business Strategy - The company is actively investing in fintech innovation and plans to continue increasing its investment in this area [2] - AI-driven solutions are becoming a key focus, with products reaching various types of banking clients [5] International Expansion - The company is accelerating its overseas strategy, achieving significant progress in markets such as Indonesia, Central Asia, and Hong Kong [6] - In the first half of 2025, overseas revenue reached 16.36 million yuan, a substantial increase of 121.25% year-on-year [6] - The company has submitted an application for H-share issuance to enhance its international capital operations and brand recognition [6] Industry Outlook - The IT investment scale in China's banking industry is projected to reach 275.75 billion yuan in 2024, with a year-on-year growth of 1.86% [7] - The overseas fintech solutions market, particularly in Southeast Asia, is expected to grow at an annual rate of 14%-15% over the next five years [7]

证券代码：300674 证券简称：宇信科技 公告编号：2025-066 北京宇信科技集团股份有限公司 关于控股股东部分股份解除质押的公告 本公司及董事会全体成员保证提供的信息真实、准确和完整，不存在任何虚 假记载、误导性陈述或者重大遗漏。 北京宇信科技集团股份有限公司（以下简称"公司"）于近日收到控股股东珠 海宇琴鸿泰创业投资集团有限公司（以下简称"宇琴鸿泰"）的通知，获悉其将持 有的部分公司股份办理了解除质押，具体情况如下： | | 是否为第 | | 解除质 | 解除质 | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 股东 | 一大股东 | 解除质押 | 押股份 | 押股份 | 是否 | 是否为 | 质押开始 | 质押解除 | | | 名称 | 及一致行 | 股数 | 占其所 | 占公司 | 为限 | 补充质 | 日期 | 日 | 质权人 | | | 动人 | | 持股份 | 总股本 | 售股 | 押 | | | | | | | | 比例 | 比例 | | | | | | | 宇琴 鸿泰 | 是 | 6, ...

Group 1 - The core viewpoint of the article highlights the significant progress made by Yuxin Technology in digital currency business and its strategic overseas expansion [2][4] - The company has successfully assisted a foreign bank in building a digital currency system, which includes account and smart contract systems, enhancing its infrastructure and technical capabilities [2] - Yuxin Technology is exploring cooperation with financial institutions for Web3 retail payment solutions and digital currency application scenarios, aiming to create a closed-loop application through technology empowerment [2] Group 2 - The role of smart contracts is emphasized, as Yuxin Technology collaborates with banks, service providers, governments, and merchants to expand its business, including facilitating government subsidies and stimulating market activity [3] - The company plans to focus more on providing operational services rather than system construction as its business model evolves [3] - The potential of overseas markets is highlighted, particularly in regions like Southeast Asia, Central Asia, the Middle East, Africa, and Latin America, where financial markets are still developing and present diverse business needs [4] Group 3 - Since its overseas market expansion began in 2019, Yuxin Technology has been actively promoting its full range of products in emerging markets, successfully landing core system and data products [4] - The management has been engaging with overseas market demands, establishing a research and development base in Zhuhai, and has won bids for significant projects with leading banks [4] - The company is also exploring innovative collaborations with financial institutions in Uzbekistan and deepening development in the Middle East around AI applications and mobile banking [4]