金杜律师事务所 KING & WODD MAII FSONS 北京市朝阳区东三环中路1号 环球金融中心办公楼东楼18层 邮编: 100020 3th Floor, East Tower, World Financial Center Dongsanhuan Zhonglu aovana District +86 10 5878 5588 86 10 5878 5566 北京市金杜律师事务所 关于中国农业银行股份有限公司 2025年度第二次临时股东会的 法律意见书 致:中国农业银行股份有限公司 北京市金杜律师事务所( 以下简称本所 )接受中国农业银行股份有限公司( 以 下简称公司）委托,根据《中华人民共和国证券法》（以下简称《证券法》）、 《中华人民共和国公司法》（以下简称《公司法》）、中国证券监督管理委员会 《上市公司股东会规则》（2025 年修订）等中华人民共和国境内（以下简称中 国境内,为本法律意见书之目的,不包括中国香港特别行政区、中国澳门特别行 政区和中国台湾省）现行有效的法律、行政法规、规章和规范性文件和现行有效 的经 2024 年度股东大会审议通过、国家金融监督管理总局予以核准的《中国农 业银行股 ...

证券代码：601288 证券简称：农业银行 公告编号：临 2025-055 号 中国农业银行股份有限公司 2025年度第二次临时股东会决议公告 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任何 虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 | 3、出席会议的股东所持有表决权股份数占本行有表决权股 | | | --- | --- | | 份总数的比例（%） | 89.398218 | | 其中：A 股股东持股占股份总数的比例（%） | 84.715264 | | 境外上市外资股股东持股占股份总数的比例（%） | 4.682954 | （四） 表决方式是否符合《公司法》及《公司章程》的规定，股东会主持情况 等。 本次股东会采取现场投票和网络投票相结合的表决方式，符合《中华人民共 和国公司法》《上市公司股东会规则》等法律法规和《中国农业银行股份有限公 司章程》的有关规定。本次股东会由本行董事会召集，谷澍董事长主持会议。 重要内容提示： 本次会议是否有否决议案：无 一、 会议召开和出席情况 1 1、出席会议的股东和代理人人数 4,848 其中：A 股股东和代理人 ...

截至发稿，农业银行市值为28139亿元。 2025年1至6月份，农业银行的营业收入构成为：利息收入占比86.4%，非利息收入占比8.39%。 （记者 张明双） 每经头条（nbdtoutiao）——已有75人遇难，1名死者为消防员，还有10名消防员受伤！记者现场直击香 港大埔火灾：燃烧的宏福苑，五级大火的五个谜团 每经AI快讯，农业银行（SH 601288，收盘价：8.04元）11月28日晚间发布公告称，公司董事会会议于 2025年11月28日以书面传签方式召开。会议审议了《向香港灾区紧急捐赠事宜》等文件。 ...

证券代码：601288 证券简称：农业银行 公告编号：临 2025-054 号 特此公告。 中国农业银行股份有限公司董事会 2025年11月28日 中国农业银行股份有限公司 董事会决议公告 1 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 中国农业银行股份有限公司董事会于2025年11月28日以书 面传签方式召开会议。会议召开符合法律法规、《中国农业银行 股份有限公司章程》及《中国农业银行股份有限公司董事会议事 规则》的规定。 会议审议并通过了《向香港灾区紧急捐赠事宜》的议案。 议案表决情况：有效表决票13票，同意13票，反对0票，弃 权0票。 本次会议同意向香港灾区捐款港币1,000万元，专项用于支 持紧急救灾及灾后重建工作。 ...

Core Points - China Agricultural Bank (601288) announced a scheduled maintenance of its production system to enhance service efficiency, which will result in temporary service interruptions across various platforms and services [1][2][3] Group 1: Service Interruptions - From November 27, 22:00 to November 28, 5:00, the Smart Campus system for K12 and higher education will experience three service interruptions, each lasting approximately 5 minutes, affecting payment bills and various functionalities [1] - On November 28, 23:00 to 23:10 and November 29, 23:00 to 23:10, some users of the personal mobile banking app will encounter session timeout prompts [1] - From November 28, 23:10 to November 30, 0:10, the open banking platform will suspend services related to account management, digital currency, payment, user authentication, and information queries, among others [1] - On November 29, 3:00 to 6:00 and November 30, 3:00 to 6:00, various payment and transfer services will each experience a single interruption lasting less than 1 minute [2] - During the same time frame, electronic channels and related banking services will also face a single interruption lasting approximately 10 minutes [2] - On November 30, 0:00 to 3:00, merchant POS card transactions may face two interruptions, each lasting about 10 minutes [3] - From November 30, 1:00 to 6:00, fund and commercial pension services will experience four interruptions, each lasting about 1 minute [3] Group 2: Customer Communication - The bank has expressed apologies for the inconvenience caused by these service interruptions and encourages customers to plan their transactions accordingly [3]

Core Viewpoint - Agricultural Bank of China Zhongshan Branch is committed to serving rural revitalization and supporting the agricultural economy, achieving significant growth in agricultural loans and project approvals [2][3][6] Group 1: Support for Rural Revitalization - Zhongshan Agricultural Bank has been recognized as "excellent" in the assessment of financial institutions supporting rural revitalization for four consecutive years, with agricultural loan balances exceeding 29 billion yuan as of September 2025, an increase of over 2 billion yuan since the beginning of the year [2] - The bank has approved nearly 20 provincial and municipal key projects this year, with a total approval amount exceeding 4.5 billion yuan, contributing to major infrastructure projects such as sewage treatment [3] Group 2: Financial Services for Farmers - The bank has introduced tailored financial products for new agricultural entities, including credit loans and flexible loan management models, to address the unique needs of farmers [4] - As of September 2025, the bank's loans to farmers exceeded 7 billion yuan, benefiting nearly 5,000 households [4] Group 3: Professional Team and Community Engagement - Zhongshan Agricultural Bank has established a dedicated financial department for the "Hundred-Thousand-Ten Thousand Project" to enhance service delivery and community engagement [5] - The bank has deployed 47 financial assistants to 8 towns, conducting educational activities that have reached 650 individuals across various communities [5]

Group 1 - The banking sector is currently seen as a defensive investment, with several banks showing positive performance, such as Agricultural Bank rising over 2% [1] - The largest bank ETF (512800) has shown resilience, recovering from early losses and closing up 0.36%, indicating strong market interest [1][3] - The banking sector's price-to-book (PB) ratio is at 0.73, significantly lower than international peers, suggesting potential for valuation recovery [3] Group 2 - Institutional investors are increasingly favoring the banking sector, with insurance funds continuing to increase their holdings, indicating ongoing investment value [3] - The recent performance of the bank ETF (512800) reflects a growing interest, with a fund size increase to 206.15 billion, up 131.27 billion since the beginning of the year [5] - The bank ETF has seen a net inflow of 2.7 billion over the past two days, highlighting strong demand for banking sector investments [3]

Group 1 - The core point of the article is that Agricultural Bank of China has obtained a patent for a "data processing method, device, system, and electronic equipment" with the authorization announcement number CN115695519B, applied for on October 2022 [1] - Agricultural Bank of China was established in 1986 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of Agricultural Bank of China is approximately 34.998 billion RMB [1] Group 2 - According to data analysis from Tianyancha, Agricultural Bank of China has invested in 612 enterprises and participated in 5,000 bidding projects [1] - The bank holds 1,308 trademark information and 5,000 patent information, along with 119 administrative licenses [1]

Core Insights - China Agricultural Bank Co., Ltd. has obtained a patent for a "file upload method, device, and related equipment," with the authorization announcement number CN119544701B, and the application date is November 2024 [1] Company Overview - China Agricultural Bank Co., Ltd. was established in 1986 and is located in Beijing, primarily engaged in monetary financial services [1] - The company has a registered capital of 34,998,303.3873 million RMB [1] Investment and Intellectual Property - The company has invested in 612 enterprises and participated in 5,000 bidding projects [1] - In terms of intellectual property, the company holds 1,308 trademark registrations and 5,000 patent records, along with 119 administrative licenses [1]

Core Viewpoint - Agricultural Bank of China (ABC) has shown a significant stock price increase of 58.89% year-to-date, with recent fluctuations indicating a slight decline in the short term [1] Financial Performance - As of September 30, 2025, ABC reported a net profit of 220.86 billion yuan, reflecting a year-on-year growth of 3.03% [3] - The bank's cumulative cash distribution since its A-share listing amounts to 899.90 billion yuan, with 243.24 billion yuan distributed over the past three years [4] Stock Market Activity - On November 27, ABC's stock price rose by 2.02%, reaching 8.10 yuan per share, with a trading volume of 1.72 billion yuan and a market capitalization of 2,834.86 billion yuan [1] - The net inflow of main funds was 238 million yuan, with significant buying activity from large orders [1] Shareholder Information - As of September 30, 2025, ABC had 539,800 shareholders, an increase of 9.82% from the previous period, with an average of 613,075 circulating shares per shareholder, down by 9.32% [3] - Major shareholders include China Securities Finance Corporation and Hong Kong Central Clearing Limited, with the latter reducing its holdings by 16.23 million shares [4] Business Overview - ABC's main business segments include personal banking (51.41% of revenue), corporate banking (37.27%), and fund operations (7.94%) [2] - The bank is classified under the category of state-owned large banks in the financial industry [2]