证券代码：601288 证券简称：农业银行 公告编号：临 2025-032 号 中国农业银行股份有限公司 关于副行长任职的公告 中国农业银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 中国农业银行股份有限公司（以下简称"本行"）收到《国家金 融监督管理总局关于王大军农业银行副行长任职资格的批复》（金 复〔2025〕423号）。王大军先生担任本行副行长的任职已生效。 特此公告。 中国农业银行股份有限公司董事会 2025年7月21日 1 王大军先生的简历请参见本行2025年6月24日刊载于上海证券 交易所网站（www.sse.com.cn）的《中国农业银行股份有限公司董事 会决议公告》。 ...

打开中国式现代化发展"画卷"，连绵磅礴的山峦壮美多姿，党建引领的"主峰"巍峨高耸。 坚持"一个统领"，勤补"理论养分"，在向实求新中铸牢"政治之魂"； 突出"以上率下"，落实"一岗双责"，在严字当头中涵养"浩然之气"； 直面"急难险重"，坚定"勇挑大梁"，在党业融合中增进"担当之韧"…… 党建引领，是中国特色社会主义金融事业的本质特征。中国农业银行南京分行（以下简称"南京农行"） 始终坚持用习近平新时代中国特色社会主义思想凝心铸魂，认真学习贯彻党的二十大和二十届历次全会 精神，引领全行党员干部深刻领悟"两个确立"的决定性意义，更加坚定自觉做到"两个维护"，坚持以党 的政治建设统领各项工作，持续巩固拓展主题教育成果，扎实开展深入贯彻中央八项规定精神学习教 育，有力推动党的政治优势转化为创新优势和发展优势，为高质量发展把"向"赋"能"，以国有大行 的"红色担当"为区域经济勇挑大梁筑牢"金融筋骨"。 "灯塔"立而航向明—— 补"钙"铸"魂"强引领，严字当头扬"清廉" "龙衮九章，但挈一领。"作为"根"与"魂"，党的坚强领导是我国金融事业高质量发展的根本保证，也是 最重要的成功"密钥"。 南京农行坚决维护党中央对金融 ...

Core Viewpoint - The article highlights the innovative "流水e贷" (Flow Loan) product launched by Agricultural Bank of China in Hunan province, aimed at supporting small and micro enterprises by providing credit based on transaction data rather than traditional collateral [10][11]. Group 1: Product Overview - "流水e贷" is a credit loan product that leverages transaction data from the "Hunan Province Enterprise Income and Expenditure Flow Credit Platform," which integrates data from 2.66 million enterprises across various banks [10]. - The product allows for a maximum credit limit of up to 5 million yuan, with the approval process being fully automated and completed online [11]. Group 2: Impact on Businesses - The product has significantly benefited companies like Hunan Fufeng Fertilizer Co., which reported a 20% year-on-year increase in organic fertilizer revenue and a 30% increase in compound fertilizer revenue after obtaining the loan [10]. - As of the end of May, the Hunan branch of Agricultural Bank had issued credit to 24,000 clients, amounting to 14.7 billion yuan, and disbursed loans to over 7,460 clients, totaling 10.7 billion yuan [11]. Group 3: Market Reception - The introduction of "流水e贷" has been well-received, with the product being described as a key offering for supporting small and micro enterprises and enhancing the quality of service to the real economy [11].

Core Viewpoint - China Agricultural Bank (601288) announced a scheduled maintenance of its production system, which will temporarily affect various banking services for customers during specific time frames. Group 1: Service Interruptions - From July 18, 23:00 to July 19, 1:00, personal mobile banking services and online banking features will experience two brief service interruptions, each lasting less than 1 minute [1] - From July 18, 23:00 to 23:20 and July 19, 23:20 to 23:40, the payment center's services for seamless travel will each have one interruption lasting up to 5 minutes [1] - From July 18, 23:00 to 23:20 and July 19, 23:20 to 23:40, various payment services will each experience one interruption lasting up to 10 minutes [1] - From July 18, 23:00 to 23:20 and July 19, 23:30 to 23:50, account notification services will have extended response times, each lasting up to 2 minutes [1] Group 2: Digital Currency and ATM Services - From July 19, 1:00 to 1:30 and July 20, 1:00 to 1:30, digital currency services across multiple platforms will experience one interruption lasting up to 2 minutes [2] - From July 19, 2:00 to 6:00, transactions for certain customers involving savings bonds will have one interruption lasting approximately 2 minutes [2] - From July 20, 3:00 to 6:00, ATM services will face transaction failures lasting up to 30 minutes [7] Group 3: Transaction Delays - From July 19, 23:00 to 20:00, various banking services will experience multiple transaction delays or interruptions, each lasting less than 1 minute [3][4][5][6] - From July 19, 23:00 to 20:00, services related to corporate banking will also face similar transaction delays or interruptions, each lasting less than 1 minute [4][5][6] Group 4: Marketing and Promotional Services - From July 19, 23:00 to 20:00, various marketing and promotional services within the personal banking system will be temporarily unavailable [3] - From July 19, 23:00 to 20:00, corporate banking marketing services will also face multiple transaction delays or interruptions, each lasting less than 1 minute [4]

Core Viewpoint - The Agricultural Bank of China’s Zibo Branch is actively integrating financial services with the development needs of the Yiyuan revolutionary area, focusing on major projects, infrastructure, small and micro enterprises, and characteristic industries to stimulate local economic growth and support rural revitalization [1]. Group 1: Major Projects - The Yiyuan Economic Development Zone is identified as a core engine for regional economic transformation, with the bank providing over 400 million yuan in loans to key industrial projects [2]. - A specialized service team was formed for the Huaren Wind Power project, completing a loan approval of 387.8 million yuan in just 45 days, with over 32 million yuan already disbursed [2]. - The project is expected to generate 180 million kWh annually, benefiting local farmers with an average annual income increase of over 20,000 yuan per household [2]. Group 2: Infrastructure Development - The bank is addressing infrastructure weaknesses by providing 276 million yuan in loans for water supply improvements, benefiting 230,000 rural residents and increasing drinking water quality from 75% to 100% [4]. - A loan of 87 million yuan was issued for upgrading heating networks, improving heating performance from 82% to 98% for 28,000 households [5]. Group 3: Support for Small and Micro Enterprises - The bank has launched innovative financial products to support technology-based small and micro enterprises, providing 85 million yuan in credit to 23 companies [6]. - A dual approach of offline visits and online products has been implemented, resulting in a 40% increase in first-time loan approvals [6]. Group 4: Agricultural Development - The bank is enhancing the "Yiyuan Red" apple brand by providing 300 million yuan in credit for cooperative expansion and supporting over 500 farmers to increase apple yields by 15% [7]. - A total of 23.36 million yuan in loans has been issued to lead enterprises, fostering a model of "enterprise-led, cooperative-organized, farmer-participated" development [8]. Group 5: Community Engagement and Party Building - The bank has integrated party building with financial services, addressing 136 financing challenges faced by cooperatives and farmers [9]. - During the pandemic, a "green channel" was established to ensure uninterrupted supply of agricultural materials, with 8 million yuan in loans disbursed to 12 cooperatives within three days [9].

沪指7月17日上涨0.37%，申万所属行业中，今日上涨的有25个，涨幅居前的行业为国防军工、通信， 涨幅分别为2.74%、2.41%。跌幅居前的行业为银行、交通运输，跌幅分别为0.42%、0.39%。银行行业 位居今日跌幅榜首位。 资金面上看，两市主力资金全天净流入116.62亿元，今日有15个行业主力资金净流入，计算机行业主力 资金净流入规模居首，该行业今日上涨1.33%，全天净流入资金52.02亿元，其次是电子行业，日涨幅为 2.18%，净流入资金为44.55亿元。 （文章来源：证券时报网） | 代码 | 简称 | 今日涨跌幅（%） | 今日换手率（%） | 主力资金流量（万元） | | --- | --- | --- | --- | --- | | 601288 | 农业银行 | -0.49 | 0.13 | -10673.12 | | 600919 | 江苏银行 | 0.17 | 0.52 | -9684.30 | | 002142 | 宁波银行 | -0.30 | 0.28 | -8155.28 | | 601665 | 齐鲁银行 | -0.49 | 1.68 | -7482.44 | | 6016 ...

Group 1: Financial Support for Renewable Energy Projects - The Yellow River Pumped Storage Power Station in Ningxia is under construction, utilizing the Yellow River as a water source and incorporating a water purification system to manage sediment levels, thus promoting efficient water resource use and ecological protection [1] - Agricultural Bank of China Ningxia Branch has approved a loan of 6.28 billion yuan for the project, with 530 million yuan already disbursed, providing strong financial support for its implementation [1] - The bank is focusing on supporting clean energy industries, including wind, solar, water, and hydrogen, to enhance local economic development [1] Group 2: Development of Specialty Industries - Ningxia has been developing six specialty industries, including wine, goji berries, milk, beef cattle, sheep, and cool-season vegetables, leading to an increase in international trade of "Ning" branded agricultural products [2] - The bank has facilitated cross-border RMB settlement agreements to help local companies mitigate exchange rate risks, particularly in the goji berry trade [2] - As of June this year, the bank's international settlement volume and cross-border RMB settlement volume increased by 18.3% and 54.7% year-on-year, respectively [2] Group 3: Support for Migrant Populations and Rural Revitalization - Ningxia has implemented a Million Migrants Prosperity Enhancement Action to improve the living standards of over one million relocated individuals [3] - The bank has provided loans to support agricultural projects, such as goji berry plantations, which have created job opportunities for local residents [3] - As of June this year, the bank's rural industry loan balance reached 18.65 billion yuan, an increase of 2.92 billion yuan since the beginning of the year [3] Group 4: Overall Loan Growth and Financial Contributions - As of June this year, the total loan balance of the Ningxia Branch exceeded 100 billion yuan, reaching 101.21 billion yuan [4] - The bank aims to enhance financial service quality to contribute to the development of a prosperous, united, beautiful, and affluent new Ningxia [4]

Core Viewpoint - The A-share market continues to see significant dividend distributions, with a total of 740 billion yuan distributed among nine constituent stocks of the CSI Dividend Index this week, driven by supportive policies for high-dividend assets [1][23]. Group 1: Dividend Distribution - The total dividend distribution for the CSI Dividend Index in 2024 reached a record high of 9,237 million yuan, with a payout ratio exceeding 36% [21][22]. - Major contributors to this week's dividends include Agricultural Bank with 439 million yuan, Shanghai Pudong Development Bank with 124 million yuan, and China State Construction Engineering with 112 million yuan [23][24]. Group 2: Policy Impact on Insurance Capital - A recent notification from authorities aims to guide insurance funds towards long-term stable investments by extending the performance evaluation period to five years, which is expected to release more capital into the market [8][21]. - According to Guosen Securities, this policy change could resolve the mismatch between the nature of insurance funds and performance evaluations, potentially increasing the scale of funds entering the market [8][21]. Group 3: Asset Allocation Insights - As of Q1 2025, the total balance of insurance capital utilization was 34.93 trillion yuan, with 2.8 trillion yuan allocated to stocks, representing 8.4% of the total [2][8]. - If insurance funds increase their stock allocation by 1%, it could correspond to an additional 350 billion yuan entering the market, with a focus on high-quality dividend assets [2][8]. Group 4: Market Performance Metrics - The CSI Dividend Index has a current dividend yield of 5.37%, significantly higher than the 10-year government bond yield of 1.67%, highlighting the attractiveness of high-dividend investments [9][10]. - The performance of the CSI Dividend Index over the past decade shows a total return of 91.33% [5].

中国农业银行大庆分行将养老金融确立为数字化转型的核心战略方向，主动谋划、高位推动，与大庆市 民政局达成全面战略合作关系。双方围绕养老服务全链条开展深度协作，通过资源共享、优势互补，为 后续合作筑牢坚实基础。 转自：新华财经 民政部门通过系统平台，能够实时调取养老机构核床数据，高效完成全市养老补贴资金的核算与发放， 较以往人工统计周期大幅压缩，显著提升财政资金使用效率。部分试点养老机构使用后反馈，系统操作 简便易上手，不仅能快速处理复杂核床数据，还能智能生成各类统计报表，极大减轻了日常管理工作负 担。 随着系统正式推广，除推动全市60家养老机构的失能补助、高龄补助等资金归集外，更将深度嵌入养老 机构资金管理链条，全面承接养老机构预付款资金监管业务。通过建立专户管理、分级授权、资金流向 实时监控等机制，为民政部门及养老机构提供资金全流程闭环管理服务，有效保障预付款资金安全，提 升资金使用透明度与规范性。同时，依托该业务拓展，该行将同步推进账户开立、资金托管、理财规划 等多元化金融服务，进一步巩固养老金融领域地位，为老年群体打造更优质、智能、便捷的金融服务生 态，为养老金融业务高质量发展注入强劲动能。 编辑：穆皓 ...

公司公告汇总：农业银行每股派发2024年末期现金红利人民币0.1255元（含税） 公司公告汇总 截至2025年7月11日收盘，农业银行（601288）报收于6.32元，较上周的6.03元上涨4.81%。本周，农业 银行7月11日盘中最高价报6.51元，股价触及近一年最高点。7月7日盘中最低价报6.02元。农业银行当前 最新总市值22118.93亿元，在国有大型银行板块市值排名3/6，在两市A股市值排名4/5149。 本周关注点 农业银行发布2024年年度A股分红派息实施公告，每股派发2024年末期现金红利人民币0.1255元（含 税）。股权登记日为2025年7月16日，除权（息）日及现金红利发放日为2025年7月17日。本次利润分配 以349,983,033,873股普通股为基数，共计派发现金红利约人民币439.23亿元（含税），其中A股现金红 利共约人民币400.65亿元（含税）。2024年全年现金红利为每股人民币0.2419元（含税），全年派息总 额约为人民币846.61亿元（含税）。分红对象为截至股权登记日下午收市后在中国结算上海分公司登记 在册的全体A股股东。H股股东现金红利发放详情请参见本行网站及香 ...