Core Viewpoint - The Agricultural Bank of China is actively enhancing financial services to support small and micro enterprises, particularly in key sectors such as private enterprises, foreign trade, and technology innovation, following a joint meeting by national financial regulatory authorities [1][5]. Group 1: Financial Support for Private Enterprises - The Agricultural Bank has restructured its credit policies and conducted extensive outreach to address financing issues faced by private enterprises, thereby supporting the development of the private economy [2]. - Fujian Lezi Food Technology Co., Ltd., a key enterprise in the agricultural sector, received a tailored financial service package from the bank, which included financing and payment solutions, leading to a swift loan approval process within eight days [2]. Group 2: Support for Foreign Trade Enterprises - The bank is prioritizing services for small foreign trade enterprises by enhancing product offerings and increasing credit support, with a focus on stabilizing foreign trade and economic growth [3]. - Ningbo Bai Niao Trading Co., Ltd. was able to secure a credit loan of 100,000 yuan based on its export performance on the Amazon platform, demonstrating the bank's responsiveness to the financing needs of foreign trade businesses [3]. Group 3: Financing Solutions for Technology Innovation Enterprises - The Agricultural Bank is collaborating with government entities to address the financing challenges faced by small technology innovation enterprises through customized solutions [4]. - Gansu Shikefeng Ecological Technology Co., Ltd., a high-tech enterprise, successfully obtained a credit loan by leveraging its technological assets and tax data, showcasing the bank's innovative approach to financing [5]. Group 4: Future Directions - The Agricultural Bank plans to continue enhancing its support for small and micro enterprises across various sectors by increasing resource allocation and improving service quality, contributing to high-quality economic development [5].

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完 整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因依賴該等內 容而引致的任何損失承擔任何責任。 本公告僅供參考，並不構成收購、購買或認購本公告所提述證券的邀請或要約。 本公告不得直接或間接在或向美國分發。本公告並不構成在美國境內或在任何其他司法管轄區提呈 出售要約或招攬購買任何證券的要約，倘未根據任何該等司法管轄區的證券法辦理登記或未獲批准 而於上述地區進行上述要約、招攬或出售即屬違法。本公告所述的證券將不會根據經修訂的1933年 美國證券法（「證券法」）登記，亦不得在美國境內或向任何美國人士（如證券法S規例定義）或為美國人 士的利益作出要約或出售，惟根據證券法登記規定獲豁免或毋須遵守證券法的登記規定進行的交易 除外。於美國公開發售任何證券將須以招股章程形式作出。該招股章程將載有關於提呈發售的公司 以及其管理及財務報表的詳細資料。本公告所述的證券並未也無意在美國進行公開發售。 於香港聯合交易所有限公司上市之通告 中國農業銀行股份有限公司 AGRICULTURAL BANK OF CHINA LIM ...

Group 1 - The core viewpoint of the articles emphasizes the commitment of Agricultural Bank of China Heilongjiang Branch to support the agricultural sector, particularly focusing on the revitalization of seed industry in Heilongjiang Province [1][2][3] Group 2 - Agricultural Bank of China Heilongjiang Branch has launched a plant variety rights pledge loan product, the first of its kind in the province, to address financing challenges for seed companies by evaluating and pledging seed intellectual property [1] - The bank provided a plant variety rights pledge loan to a seed company in Jiamusi City, which is involved in research, breeding, production, processing, and sales, helping to alleviate cash flow issues due to high initial R&D investments [1] Group 3 - The bank introduced the "Grain Farmer Guaranteed Loan" product, focusing on the soybean seed resources in Heihe City, to provide comprehensive financing support for the entire agricultural production chain [2] - As of early 2025, the "Grain Farmer Guaranteed Loan" product has successfully disbursed nearly 300 million yuan in Heihe City [2] Group 4 - Agricultural Bank of China Heilongjiang Branch has developed the "Longjiang Seed Industry Special Loan" to further support breakthroughs in key areas of the seed industry [3] - The bank has cumulatively provided over 5 billion yuan in loans to the seed industry, injecting financial resources into the revitalization of Heilongjiang's seed sector [3]

金融界4月21日消息，上证指数低开高走，中证香港300内地低贝塔指数 (H300CNLB，H30236)报 3243.69点。 从中证香港300内地低贝塔指数持仓的市场板块来看，香港证券交易所占比100.00%。 从中证香港300内地低贝塔指数持仓样本的行业来看，金融占比20.33%、工业占比17.30%、能源占比 13.83%、通信服务占比13.81%、公用事业占比11.89%、医药卫生占比8.35%、原材料占比7.09%、可选 消费占比5.12%、主要消费占比1.56%、信息技术占比0.70%。 资料显示，指数样本每半年调整一次，样本调整实施时间分别是每年6月和12月的第二个星期五的下一 交易日。权重因子随样本定期调整而调整，调整时间与指数样本定期调整实施时间相同。在下一个定期 调整日前，权重因子一般固定不变。特殊情况下将对中证香港策略指数系列进行临时调整。当样本退市 时，将其从指数样本中剔除。样本公司发生收购、合并、分拆、停牌等情形的处理，参照计算与维护细 则处理。 本文源自：金融界 作者：行情君 数据统计显示，中证香港300内地低贝塔指数近一个月下跌6.23%，近三个月上涨3.78%，年至今下跌 1. ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任 何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責 任。 AGRICULTURAL BANK OF CHINA LIMITED 1288 董事會會議召開日期 中國農業銀行股份有限公司（「本行」）董事會（「董事會」）謹此宣佈，本行將於2025年4月29 日（星期二）召開董事會會議，以考慮及批准（其中包括）本行截至2025年3月31日的第一季 度業績。 承董事會命 中國農業銀行股份有限公司 劉清 公司秘書 中國北京 2025年4月15日 於本公告日期，本行的執行董事為谷澍先生、王志恒先生和林立先生；本行的非執行董事為周濟女士、李蔚先生、 劉曉鵬先生、肖翔先生和張奇先生；本行的獨立非執行董事為梁高美懿女士、吳聯生先生、汪昌雲先生、 鞠建東先生和莊毓敏女士。 ...

DBS Bank将中国农业银行A股评级上调至买进，目标价5.60元人民币。 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年3月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中國農業銀行股份有限公司 呈交日期: 2025年4月2日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01288 | 說明 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 30,738,823,096 | RMB | | 1 RMB | | 30,738,823,096 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 30,738,823,096 | RMB | | 1 RMB | | 30,738,823,096 | | 2. 股份分類 | 普通股 | 股份 ...

Financial Data and Key Indicators Changes - In 2024, the total net profit increased by 4.8% to RMB222.7 billion, while operating income rose by 2.3% to RMB711.4 billion [4] - Interest income reached RMB580.7 billion, reflecting a growth of 1.6% [4] - Newly added loans amounted to RMB2.29 trillion, marking a significant increase of 10.13% [4] - The non-performing loan (NPL) ratio improved to 1.3%, down by 3 basis points from the previous year [5] - The capital adequacy ratio (CAR) increased by 1.05%, with the Common Equity Tier 1 (CET1) CAR at 11.42% [6] Business Line Data and Key Indicators Changes - The growth of corporate and individual loans outpaced peers, with individual loans showing a discrepancy of 0.42% [5] - The loan balance for county-level growth exceeded RMB1 trillion, accounting for over 40% of the domestic loan balance [9] - Agricultural loans surpassed RMB1 trillion, with a growth rate exceeding 15% [10] - The balance of inclusive finance loans increased by over 30% for six consecutive years, reaching RMB4.66 trillion [15] Market Data and Key Indicators Changes - The stock price of A shares and H shares increased by 55% and 58% respectively, ranking first among comparable peers [7] - The county-level loan balance reached RMB9.85 trillion, with a growth rate of 12.3% [68] - The personal loan balance reached RMB9 trillion, leading among peers [98] Company Strategy and Development Direction - The company focuses on enhancing financial services in agriculture and rural areas, aligning with government strategies [8] - Emphasis on digital transformation and fintech innovation to improve service delivery and customer experience [12][25] - Plans to strengthen risk management and maintain stability in asset quality while supporting the real economy [29][83] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in maintaining profitability growth in 2025, driven by supportive macroeconomic policies and consumption boosting measures [27][40] - The outlook for asset quality remains stable, with expectations of maintaining a good level of NPL ratios [81] - The company aims to enhance customer satisfaction and improve reform and innovation in its operations [30] Other Important Information - The company plans to hire 32,000 employees in 2024, focusing on risk control and development [22] - The provision coverage ratio stands at 299%, indicating strong risk resilience [6] - The company has implemented measures to support small and micro borrowers, enhancing its inclusive finance initiatives [14] Q&A Session Summary Question: What is the reason behind the operating income and profit growth in 2024, and what is the expectation for sustainability? - Management attributed the growth to improved credit structure, pricing optimization, and effective risk cost control, with confidence in maintaining profitability growth in 2025 [35][40] Question: What is the outlook for deposit growth in 2024? - Management expects balanced deposit growth, supported by favorable monetary policies and customer base expansion [49][54] Question: What are the reasons for the increase in credit growth in 2024? - The increase is attributed to strategic focus on key areas, with corporate loans growing by 10.6% and individual loans by 9.4% [68][70] Question: What measures will be taken to manage asset quality risks? - Management emphasized stringent risk management practices, focusing on customer eligibility and proactive risk mitigation strategies [78][83] Question: What is the strategy for retail business development? - The company aims to enhance customer management, digital transformation, and expand personal loan offerings to meet growing consumer demand [90][98]

Financial Performance - The bank achieved a net profit of RMB 282.671 billion for the year 2024, reflecting its strong financial performance[3]. - Net profit for 2023 was RMB 282,671 million, compared to RMB 258,866 million in 2022, reflecting a growth of approximately 9.5%[25]. - The bank achieved a net profit of CNY 282.7 billion in 2024, representing a year-on-year growth of 4.8%[35]. - The bank's net profit for 2024 reached CNY 282.67 billion, an increase of CNY 12.85 billion, representing a growth of 4.8% compared to the previous year[63]. - The bank's operating income for 2024 totaled RMB 710,555 million, up from RMB 694,828 million in 2023, marking a growth of 2.6%[30]. - Total operating income reached CNY 710.6 billion, with a year-on-year increase of 2.3%, and net interest income was CNY 580.7 billion, up by 1.6%[35]. Assets and Liabilities - As of the end of 2024, the total assets of Agricultural Bank of China reached RMB 43,238.135 billion, with total loans and advances amounting to RMB 24,906.187 billion and total deposits of RMB 30,305.357 billion[3]. - Total assets reached RMB 33,925,488 million in 2023, an increase from RMB 30,305,357 million in 2022[17]. - Total assets increased to RMB 43,238,135 million in 2024, up from RMB 39,872,989 million in 2023, representing a growth of 5.4%[30]. - The bank's total liabilities reached RMB 40,140,862 million in 2024, up from RMB 36,976,122 million in 2023, indicating a growth of 5.9%[30]. - As of December 31, 2024, total liabilities amounted to RMB 40,140.86 billion, an increase of RMB 3,164.74 billion, or 8.6% from the previous year[111]. Capital Adequacy and Risk Management - The capital adequacy ratio stood at 18.19%, indicating a solid capital position[3]. - The capital adequacy ratio stood at 303.87% in 2023, slightly down from 302.60% in 2022[26]. - The capital adequacy ratio increased to 18.19% in 2024, compared to 17.14% in 2023, reflecting a stronger capital position[31]. - The bank is committed to risk management, addressing various risks including credit, market, liquidity, and operational risks[10]. Dividends and Shareholder Returns - The bank's board proposed a final dividend of RMB 1.255 per 10 shares, totaling RMB 43.923 billion, with a total annual dividend of RMB 2.419 per 10 shares amounting to RMB 84.661 billion[7]. - The bank's net asset value per share increased by RMB 0.52 to RMB 7.40 as of December 31, 2024[118]. Loan and Deposit Growth - Total deposits amounted to RMB 39,872,989 million in 2023, up from RMB 28,898,468 million in 2022[20]. - The balance of loans in rural areas reached CNY 9.85 trillion, with a loan growth rate of 14.7% in key rural revitalization counties[36]. - The balance of loans to private enterprises was CNY 653 billion, with an annual increase of CNY 108 billion, leading the industry[37]. - The bank's personal loan balance reached CNY 8.81 trillion, with an annual increase of CNY 754.3 billion, marking the highest growth rate among peers[37]. - Customer deposits increased by RMB 1,406.89 billion, growing 4.9%, with personal deposits rising to 62.8% of total deposits, up 2.6 percentage points year-over-year[112]. Digital Banking and Technology - The bank's mobile banking monthly active users reached 250 million, maintaining a leading position in the industry[38]. - The bank has launched a new version of the corporate mobile banking app, enhancing functionality across HarmonyOS, Android, and iOS systems[173]. - The bank's digital financing services are set to improve, with the launch of a cross-border financial service platform that integrates various functions[176]. - The bank's network security defense capabilities have significantly improved, with a comprehensive enhancement of the security management system[199]. Green Finance and Sustainable Development - New product development initiatives are underway, focusing on green finance and sustainable investment solutions[16]. - The bank provided financing exceeding CNY 410 billion for green industries and clients in 2024, focusing on clean energy and pollution prevention[163]. - The balance of green credit business reached CNY 4.97 trillion, with a year-on-year increase of 22.9%[58]. Regulatory Compliance and Consumer Protection - The bank plans to enhance consumer protection mechanisms and conduct annual audits to strengthen compliance and risk management[183]. - The bank aims to enhance its consumer rights protection mechanisms, ensuring fair treatment of consumers throughout the business process[180]. International Operations - The international settlement business volume of domestic branches is projected to reach $2,003.3 billion in 2024, with international trade financing business volume at $131.5 billion[175]. - The cross-border RMB settlement volume is anticipated to be 35.1 trillion yuan in 2024, with a 6% increase in the volume under current and direct investment[177].

中国农业银行股份有限公司 监事会决议公告 中国农业银行股份有限公司监事会及全体监事保证本公告内容不存在任何 虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 中国农业银行股份有限公司（以下简称"本行"）监事会 2025 年第一次会议于 2025 年 3 月 18 日以电子邮件方式发出会议通知， 于 2025 年 3 月 28 日在北京以现场会议方式召开。会议应出席监 事 6 名，亲自出席监事 6 名。会议的召开符合法律法规、《中国 农业银行股份有限公司章程》及《中国农业银行股份有限公司监 事会议事规则》的有关规定。因本行监事长空缺，经全体监事推 举，会议由汪学军监事主持，本次监事会会议审议并通过以下议 案： 1、中国农业银行股份有限公司 2024 年度财务决算方案。 议案表决情况：本议案有效表决票 6 票，同意 6 票，反对 0 票，弃权 0 票。 2、中国农业银行股份有限公司 2024 年度利润分配方案。 议案表决情况：本议案有效表决票 6 票，同意 6 票，反对 0 票，弃权 0 票。 证券代码：601288 证券简称：农业银行 公告编号：临 2025-015 号 议案 ...