Core Viewpoint - China Bank reported a stable performance in the first half of 2025, with a slight increase in revenue but a decrease in net profit, indicating a mixed financial outlook for the bank [1] Financial Performance - Operating income reached 329.42 billion yuan, a year-on-year increase of 3.61% [1] - Net profit attributable to shareholders was 117.59 billion yuan, a decrease of 0.85% year-on-year [1] - Total assets amounted to 36,790.61 billion yuan, growing by 4.93% compared to the end of the previous year [1] - Total liabilities were 33,664.95 billion yuan, an increase of 4.85% from the end of the previous year [1] - Average return on total assets (ROA) was 0.70%, and return on equity (ROE) was 9.11% [1] Credit and Loan Growth - Domestic RMB loans increased by 1.41 trillion yuan, a growth of 7.72% year-on-year [2] - Loans to the manufacturing sector grew by 12.99% compared to the end of the previous year [2] - Loans to private enterprises increased by 12.93% year-on-year [2] Financial Services and Support - The bank is actively supporting high-quality economic development through optimized financial services [2] - It has enhanced its support for the real estate market to stabilize and meet housing demands [2] Risk Management - The non-performing loan ratio was 1.24%, a decrease of 0.01 percentage points from the end of the previous year [5] - The non-performing loan provision coverage ratio was 197.39% [5] - Capital adequacy ratio reached 18.67% as of June [5] Digital Transformation - The bank has accelerated its digital transformation, with a total of 40,000 cloud platform servers [6] - The application of artificial intelligence has been expanded across over 100 scenarios [6] International Operations - The bank's international settlement volume reached 2.1 trillion USD, a year-on-year increase of 16.51% [4] - The bank maintains a leading position in cross-border RMB clearing volume [4]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國銀行股份有限公司 BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） （「本行」） （股份代號：3988） 海外監管公告 董事會 中國，北京 2025年8月29日 於本公告日期，本行董事為葛海蛟、張輝、劉進、張勇*、黃秉華*、劉輝*、師永彥*、 樓小惠*、李子民*、讓•路易•埃克拉 # 、喬瓦尼•特里亞 # 、劉曉蕾 # 、張然 # 、高美懿 # 。 * 非執行董事 # 獨立非執行董事 证券代码：601988 证券简称：中国银行 公告编号：临 2025-069 中国银行股份有限公司向特定对象发行 A 股股票 募集资金存放、管理与实际使用情况专项报告 根據中華人民共和國（「中國」）的有關法例規定，本行在上海證券交易所網站及中 國報章刊登了《中國銀行股份有限公司向特定對象發行A股股票募集資金存放、管 理與實際使用情況專項報告》。茲載列如下，謹供參閱。 中國銀行股份有限 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 海外監管公告 根據中華人民共和國（「中國」）的有關法例規定，本行在上海證券交易所網站及中 國報章刊登了《中國銀行股份有限公司2025年中期利潤分配方案公告》。茲載列如 下，謹供參閱。 中國銀行股份有限公司 董事會 中國，北京 2025年8月29日 於本公告日期，本行董事為葛海蛟、張輝、劉進、張勇*、黃秉華*、劉輝*、師永彥*、 樓小惠*、李子民*、讓•路易•埃克拉 # 、喬瓦尼•特里亞 # 、劉曉蕾 # 、張然 # 、高美懿 # 。 * 非執行董事 中國銀行股份有限公司 BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） （「本行」） （股份代號：3988） # 獨立非執行董事 证券代码：601988 证券简称：中国银行 公告编号：临 2025-068 中国银行股份有限公司 2025 年中期利润分配方案公告 中国银行股份有限公司（简称"本行"）董事会及全体董事保证本公 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國銀行股份有限公司 BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） （「本行」） （股份代號：3988） 海外監管公告 根據中華人民共和國（「中國」）的有關法例規定，本行在上海證券交易所網站及中 國報章刊登了本行根據中國企業會計準則編製的《2025年半年度報告摘要》，同時 於上海證券交易所網站刊登了本行根據中國企業會計準則編製的《2025年半年度 報告》（全文）。茲載列該報告摘要及報告（全文）如下，謹供參閱。 中國銀行股份有限公司 董事會 中國，北京 2025年8月29日 於本公告日期，本行董事為葛海蛟、張輝、劉進、張勇*、黃秉華*、劉輝*、師永彥*、 樓小惠*、李子民*、讓•路易•埃克拉 # 、喬瓦尼•特里亞 # 、劉曉蕾 # 、張然 # 、高美懿 # 。 * 非執行董事 # 獨立非執行董事 中 国 银 行 股 份 有 限 公 司 2025 年半年度报告摘要 ...

Core Viewpoint - China Bank reported a decrease in net interest income and a significant increase in non-interest income for the first half of 2025, indicating a shift in revenue sources [1] Financial Performance - The group achieved net interest income of 214.816 billion yuan, a year-on-year decrease of 11.944 billion yuan, or 5.27% [1] - Non-interest income reached 114.602 billion yuan, an increase of 23.433 billion yuan, or 25.70% year-on-year [1] - Non-interest income accounted for 34.79% of total operating income, up 6.11 percentage points year-on-year [1] - After-tax profit was 126.138 billion yuan, a slight decline of 0.31% year-on-year [1] - Profit attributable to shareholders after tax was 117.591 billion yuan, down 0.85% year-on-year [1] Dividend and Capital Management - The board proposed a mid-term ordinary share dividend of 1.094 yuan per 10 shares (pre-tax) for the 2025 fiscal year [1] - As of June, the non-performing loan ratio was 1.24%, a decrease of 0.01 percentage points from the end of the previous year [1] - The non-performing loan provision coverage ratio stood at 197.39% [1] - The capital adequacy ratio reached 18.67% as of June, reflecting improved capital management [1] Compliance and Internal Control - The company has strengthened internal controls and anti-money laundering management, enhancing its compliance system [1]

（「本行」） （股份代號：3988） 海外監管公告 根據中華人民共和國（「中國」）的有關法例規定，本行在上海證券交易所網站及 中國報章刊登了《中國銀行股份有限公司監事會決議公告》。茲載列如下，謹供參 閱。 中國銀行股份有限公司 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國銀行股份有限公司 BANK OF CHINA LIMITED （於中華人民共和國註冊成立的股份有限公司） 董事會 中國，北京 2025年8月29日 於本公告日期，本行董事為葛海蛟、張輝、劉進、張勇*、黃秉華*、劉輝*、師永彥*、樓小惠*、 李子民*、讓•路易•埃克拉 # 、喬瓦尼•特里亞 # 、劉曉蕾 # 、張然 # 、高美懿 # 。 * 非執行董事 # 獨立非執行董事 证券代码：601988 证券简称：中国银行 公告编号：临 2025-067 中国银行股份有限公司监事会决议公告 中国银行股份有限公司监事会及全体监事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏， ...

中国银行在港交所公告，今年上半年营业收入3294.18亿元，上年同期3179.29亿元；股东应享税后利润 1175.91亿元，上年同期1186.01亿元。 ...

Financial Performance - PPOP reached RMB 329418 million, operating income was RMB 317929 million, and net interest income amounted to RMB 209922 million[9] - Non-interest income increased by 25.70% year-on-year to RMB 114602 million[9] - Net fee & commission income increased by 9.17% year-on-year to RMB 46791 million[9] - Profit attributable to shareholders of the Bank was RMB 126536 million, and profit after tax was RMB 118601 million[9] - NIM was 1.26%, ROE was 9.11%, and ROA was 0.70%[9] Assets and Liabilities - Assets grew by 4.93% to RMB 36791 billion, and loans increased by 6.74% to RMB 23050 billion[11] - Liabilities grew by 5.93% to RMB 33665 billion, and deposits increased by 4.85% to RMB 25638 billion[11] - RMB loans in the Chinese mainland increased by RMB 1.41 trillion, up 7.72%[12, 21] - Financial investments increased by RMB 865.523 billion, up 10.35%[12] Customer Base - Number of medium-sized enterprise loan customers increased by 13.48%[14] - AUM of the Group's personal customers reached RMB 16.83 trillion[14] - Number of active retail customers reached 395 million, up 1.57%[14] - Group's private banking customers reached 216.9 thousand, with RMB 3.40 trillion of AUM[14] Risk Management - Core tier 1 CAR was 12.57%, Tier 1 CAR was 14.32%, and CAR was 18.67%[16] - NPL ratio was 1.24%, and SML ratio was 1.44%[16] - Allowance for loan impairment losses to NPLs was 197.39%[16] Green Finance - Green loan balance reached RMB 4.54 trillion, up 16.95%[25] Digital Transformation - Monthly active personal mobile banking customers totaled 97.59 million, up 8.59% year-on-year, with transactions amounting to RMB 26.12 trillion[43] - Cross-border e-commerce transaction volume reached RMB 536.408 billion, up 42.10% year-on-year[44]

8月29日，中国银行公告，上半年净利润1175.9亿元人民币，同比下降0.9%。 （文章来源：每日经济新闻） ...

中國銀行股份有限公司董事會（「董事會」）成員載列如下： 董事名單與其角色和職能 董事長 葛海蛟 副董事長、行長 張輝 執行董事 劉進 獨立非執行董事 讓•路易•埃克拉 喬瓦尼•特里亞 劉曉蕾 張然 高美懿 1 董事會設立6個委員會。下表提供各董事會成員在這些委員會中所擔任的職位： | | 委員會 | | 企業文化與 | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | | | | 戰略發展 | 消費者權益 | | 風險政策 | 人事和薪酬 | 關聯交易 | | 董事 | | 委員會 | 保護委員會 | 審計委員會 | 委員會 | 委員會 | 控制委員會 | | 葛海蛟 | | C | | | | | | | 張輝 | | M | | | | | | | 劉進 | | M | M | | | | | | 張勇 | | M | | M | C | | | | 黃秉華 | | | C | | M | M | | | 劉輝 | | M | | | M | | M | | 師永彥 | | M | M | | | M | | | 樓小惠 | | M | | ...