格隆汇9月16日丨交通银行(03328.HK)公告，为进一步加强与投资者的互动交流，公司将参加由中国证 券监督管理委员会上海监管局指导、上海上市公司协会及深圳市全景网络有限公司主办的2025年上海辖 区上市公司集体接待日暨中报业绩说明会。活动时间为2025年9月19日(周五)15:00-17:00。届时公司高 管将在线就2025半年度业绩、发展战略、公司治理、经营状况等问题，与投资者进行沟通与交流。欢迎 广大投资者踊跃参与。 相关事件 交通银行(03328.HK)拟参加2025年上海辖区上市公司集体接待日暨中报业绩说明会 交通银行(601328)： 资产质量指标趋势优于同业 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 （於中華人民共和國註冊成立的股份有限公司） （股份代號：03328） 海外監管公告 於本公告發佈之日，本行董事為任德奇先生、張寶江先生、殷久勇先生、 周萬阜先生、常保升先生*、廖宜建先生*、陳紹宗先生*、穆國新先生*、 艾棟先生*、羅小鵬先生*、石磊先生 # 、張向東先生 # 、李曉慧女士 # 、馬駿先生 # 、 王天澤先生 # 及肖偉先生 # 。 * 非執行董事 ＃ 獨立非執行董事 股票代码：601328 股票简称：交通银行 编号：临 2025-060 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條而作出。 茲載列交通銀行股份有限公司於上海證券交易所網站刊登的《關於參加2025年上 海轄區上市公司集體接待日暨中報業績說明會的公告》，謹供參閱。 承董事會命 交通銀行股份有限公司 何兆斌 公司秘書 中國上海 2025年9月16日 交通银行股份有限公司董事会 2025 年 9 月 16 日 ...

股票代码：601328 股票简称：交通银行 编号：临2025-060 交通银行股份有限公司 关于参加 2025 年上海辖区上市公司集体接待日 暨中报业绩说明会的公告 交通银行股份有限公司（以下简称"交通银行"或"本公司"）董事会及全体董事保证 本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性 和完整性承担法律责任。 为进一步加强与投资者的互动交流，本公司将参加由中国证券监督管理委员 会上海监管局指导、上海上市公司协会及深圳市全景网络有限公司主办的 2025 年上海辖区上市公司集体接待日暨中报业绩说明会。现将有关事项公告如下: 交通银行股份有限公司董事会 2025 年 9 月 16 日 本次活动将采用网络远程的方式举行，投资者可登录 "全景路演"网站 (https://rs.p5w.net/html/175611728073329.shtml)；或关注微信公众号(名称:全景 财经)；或下载全景路演 APP，参与本次互动交流。 活动时间为 2025 年 9 月 19 日(周五)15:00-17:00。届时本公司高管将在线 就 2025 半年度业绩、发展战略、公司治理、经营状况等问题 ...

Core Viewpoint - The article highlights the participation of Bank of Communications at the 6th consecutive China International Fair for Trade in Services, showcasing its innovative financial services and products aimed at supporting the real economy and enhancing people's livelihoods. Group 1: Financial Services and Innovations - Bank of Communications has developed various innovative financial products such as "Jiao Yin Torch Loan," "Jiao Yin Venture Capital Loan," "Foreign Trade Quick Loan," and "Carbon Asset Pledge Financing" to demonstrate its commitment to serving the real economy and promoting regional economic development [1][2]. - The bank's "Jiao Yin Torch Loan" targets growing technology-based small and micro enterprises, utilizing a unique big data approval model to address their financing challenges [2]. - The "Jiao Yin Venture Capital Loan" employs a loan and external direct investment model to broaden financing channels for technology enterprises through partnerships with quality investment institutions [2]. Group 2: Cross-Border Financial Solutions - The bank has established a "Cross-Border Financial Zone" to provide comprehensive financial support for enterprises looking to expand internationally or attract foreign investment, featuring solutions like "Foreign Trade Quick Loan" and "E-commerce Pass" [2]. - The focus on cross-border finance aligns with the bank's role as a key player in facilitating high-level opening-up [2]. Group 3: Retail Services and Community Engagement - At the retail business exhibition, the bank showcased its capabilities in providing over 130 Beijing government services and 200 additional services from neighboring regions, enhancing public service accessibility [3]. - The bank has developed a housing rental deposit management and rent supervision system to support new citizens in securing housing [3]. - In the silver economy sector, the bank offers a range of services including pension accounts, insurance, and trust products to cater to the needs of the elderly population [3]. Group 4: Interactive Activities and Community Outreach - To enhance audience engagement, the bank organized various interactive activities, including showcasing high-quality card designs that blend traditional culture with modern technology [4]. - The bank continued its tradition of offering promotional activities, allowing participants to win various merchandise [4]. - Educational sessions such as "Fund Management Lectures" and "Anti-Fraud Courses" were held to promote financial literacy and support the fair's role as a bridge for communication [4].

Core Viewpoint - Bank of Communications reported a high-quality performance in the first half of 2025, achieving growth in both revenue and profit despite industry-wide pressure from narrowing interest margins, making it the only state-owned bank to do so [2][9]. Group 1: Financial Performance - In the first half of 2025, the bank achieved a net interest income of 85.247 billion yuan, a year-on-year increase of 1.2% [2][9]. - The bank's total operating income reached 133.368 billion yuan, up 0.77% year-on-year, while net profit attributable to shareholders was 46.016 billion yuan, reflecting a 1.61% increase [9]. - The bank's interest income was 213.961 billion yuan, a decrease of 6.17% year-on-year, indicating challenges in the interest income segment [11]. Group 2: Asset Quality and Risk Management - As of June 2025, the bank's non-performing loan (NPL) ratio was 1.28%, down 3 basis points from the end of the previous year, with corporate loans showing a significant decline in NPL ratio [14]. - The bank disposed of 37.8 billion yuan in non-performing loans in the first half of 2025, a 27.9% increase year-on-year, indicating proactive risk management [14]. - The bank's provision coverage ratio improved by 7.62 percentage points to 209.56%, enhancing its risk-bearing capacity [16]. Group 3: Strategic Focus Areas - The bank emphasized its commitment to serving the real economy, with total customer loans reaching 9 trillion yuan, a growth of 5.18% from the beginning of the year [3]. - In the technology finance sector, the bank established 23 technology-focused branches in Shanghai and provided over 27 billion yuan in equity investments for tech enterprises [5]. - The bank's green loan balance exceeded 870 billion yuan, reflecting its commitment to supporting sustainable development [6]. Group 4: Digital Transformation - The bank revised its digital finance action plan until 2027, aiming to enhance the adaptability and inclusiveness of its digital financial products [7]. - As of June 2025, the bank's loans to the core digital economy sectors exceeded 286 billion yuan, with internet loans growing by 8.52% year-on-year [7]. Group 5: Market Engagement and Infrastructure - The bank established partnerships with 60 major municipal projects and 118 district-level projects, enhancing its integration into the Shanghai financial market [8]. - The bank achieved over 488 billion yuan in "Bond Connect" transactions and over 491 billion yuan in "Swap Connect" transactions, indicating strong market engagement [8].

Group 1 - The stock price of Bank of Communications (601328) closed at 7.13 yuan on September 12, 2025, down 1.79% from the previous week's 7.26 yuan [1] - The highest intraday price on September 12 was 7.3 yuan, while the lowest was 7.12 yuan [1] - The current total market capitalization of Bank of Communications is 634.452 billion yuan, ranking 6th among state-owned large banks and 22nd among 5153 A-shares [1] Group 2 - The Ministry of Finance increased its shareholding in Bank of Communications from 23.88% to 35.02%, becoming the controlling shareholder [2][3] - The acquisition complies with the regulations of the "Measures for the Administration of the Acquisition of Listed Companies" and has fulfilled relevant reporting and announcement obligations [2] - The Ministry of Finance has committed not to transfer the acquired shares for five years from the end of the issuance [2][3]

Core Viewpoint - The stock price of Bank of Communications has experienced a decline, with significant net outflows of capital and a decrease in shareholder numbers, indicating potential challenges in market performance and investor sentiment [1][2]. Group 1: Stock Performance - As of September 12, the stock price of Bank of Communications fell by 2.06% to 7.12 CNY per share, with a trading volume of 19.11 billion CNY and a turnover rate of 1.02%, resulting in a total market capitalization of 629.15 billion CNY [1]. - Year-to-date, the stock has decreased by 3.67%, with a 1.93% drop over the last five trading days, a 4.17% decline over the last 20 days, and a 10.33% decrease over the last 60 days [1]. Group 2: Financial Performance - For the first half of 2025, Bank of Communications reported an operating income of 0.00 CNY, while the net profit attributable to shareholders was 46.016 billion CNY, reflecting a year-on-year growth of 1.61% [2]. Group 3: Shareholder and Dividend Information - As of June 30, 2025, the number of shareholders decreased to 263,100, a reduction of 5.37%, with an average of 111,247 circulating shares per shareholder, down by 29.42% [2]. - Since its A-share listing, Bank of Communications has distributed a total of 337.762 billion CNY in dividends, with 83.694 billion CNY distributed over the past three years [3]. - Among the top ten circulating shareholders, Hong Kong Central Clearing Limited holds 1.396 billion shares, an increase of 10.8003 million shares from the previous period, while Huaxia SSE 50 ETF is a new entrant holding 523 million shares [3].

Group 1 - The state-owned large bank sector experienced a decline of 0.5% on September 12, with Bank of Communications leading the drop [1] - The Shanghai Composite Index closed at 3883.69, up 0.22%, while the Shenzhen Component Index closed at 12996.38, up 0.13% [1] - The trading volume and turnover for major state-owned banks showed significant activity, with Industrial and Commercial Bank of China having a turnover of 1.662 billion and China Bank at 1.198 billion [1] Group 2 - The net outflow of main funds from the state-owned large bank sector was 1.008 billion, while retail investors saw a net inflow of 559 million [1] - The detailed fund flow for individual banks indicated that China Bank had a main net inflow of 60.06 million, while Agricultural Bank experienced a significant outflow of 1.80 billion [2] - Bank of Communications had the highest net outflow among the major banks, totaling 777 million, while retail investors contributed a net inflow of 327 million [2]

Core Insights - The government aims to boost consumption and improve investment efficiency as part of a strategy to expand domestic demand, with financial institutions playing a key role in supporting consumer spending [1] Group 1: Financial Support for Consumption - The People's Bank of China and six other departments issued guidelines to enhance financial services for consumption, outlining 19 key measures to promote consumer spending [1] - Financial resources are being directed towards key consumption sectors such as wholesale retail, accommodation, dining, entertainment, tourism, education, and resident services, signaling a recovery in the consumer market [1] Group 2: "Most Red Friday" Campaign - The "Most Red Friday" campaign by Bank of Communications has been a staple for 15 years, evolving into a weekend consumption ritual for customers [2] - The campaign has been upgraded to include a "Direct Access" feature, allowing cardholders to participate in exclusive offers and promotions, enhancing the consumer experience [2][3] - The campaign effectively covers high-frequency consumption scenarios like takeout, commuting, dining, and fuel, making discounts easily accessible [3] Group 3: "Hundred Counties, Ten Thousand Stores" Initiative - The initiative targets third and fourth-tier cities, aiming to stimulate consumption by providing financial services and reducing costs for residents [5] - The program has reached nearly 100 counties, focusing on small, frequent purchases and creating a year-round discount ecosystem across various sectors [5] - The initiative also supports trade-in and discount activities for high-quality products, aligning with national consumption promotion policies [5][6] Group 4: Localized Marketing Strategies - The Sichuan branch of Bank of Communications has established dedicated points in key commercial areas, offering new customers immediate benefits and discounts [6] - The bank's efforts in local markets aim to enhance consumer experience and provide tangible financial benefits, reinforcing its role in promoting consumption and improving living standards [6]

Core Viewpoint - The 2025 China International Service Trade Fair's financial services exhibition emphasizes digital intelligence and open collaboration, showcasing global financial innovation products and services, policy releases, and partnership discussions [1] Group 1: Event Overview - The financial services exhibition will take place from September 10 to September 14, 2025, at Shougang Park in Beijing [1] - The theme of the exhibition is "Driven by Digital Intelligence, Open and Win-Win" [1] Group 2: Company Initiatives - Bank of Communications Beijing Branch has created an immersive display platform for intelligent financial innovation, demonstrating its digital financial advantages and the integration of financial technology with services [1] - The bank aims to enhance its digital financial services to support the digital economy and promote the integration of digital and real economies [1] Group 3: Technological Innovation - The bank actively participates in financial technology innovation regulatory pilot programs and explores the application of cutting-edge technologies such as blockchain and artificial intelligence in financial services [2] - The focus is on using these technologies for financial service innovation, risk prevention, and regional collaboration [2]