★ 宏观动态 ★ 市场监管总局发布《网络交易平台收费行为合规指南》 7月31日，市场监管总局发布并施行《网络交易平台收费行为合规指南》（以下简称《指南》），进一步规范 网络交易平台向平台内经营者收取佣金、抽成、会员费、技术服务费、信息服务费、营销推广费等收费行为。 《指南》明确了平台收费应遵循的原则，倡导降低平台内经营者负担，强化平台合规自律，规范平台收费行 为。《指南》要求平台落实合规管理主体责任，健全合规管理组织、配备合规管理人员，及时将监管制度内化 为合规制度，建立不合理收费行为风险识别评估机制，加强防范不合理收费风险合规事前审核机制建设，强化 合规培训，营造合规文化。 国家医保局公布应用药品追溯码打击回流药专项行动典型案例 内蒙古自治区乌兰察布市福华社区卫生服务站倒卖医保药品案：医保部门在大数据筛查时发现，乌兰察布市福 华社区卫生服务站共72个药品追溯码出现重复结算。如2025年1月19日销售的参松养心胶囊已于2024年11月12 日在张家口某药店医保结算。2025年2月24日销售的复方丹参片已于2025年1月25日在乌兰察布市另一药店医保 结算，机构无法提供相关药品的随货同行单及发票。经医保部门现场 ...

新华财经上海8月2日电据交通银行消息，交通银行香港分行日前成功以公募方式发行全球首单上海自贸 离岸债，票面利率1.85%，期限3年，获得穆迪A2和惠誉A的债项评级，由中央国债登记结算有限责任 公司托管。 据悉，此次发行严格贯彻落实今年陆家嘴论坛中国人民银行关于"发展自贸离岸债"的政策要求，遵 循"两头在外"原则和国际通行的规则标准，由交行香港分行作为发行人，通过上海、香港、澳门和卢森 堡等多地高效联动协同，成功吸引来自香港、中东、中美洲等地区的境外优质投资者踊跃认购，并落地 多项创新实践。 作为上海自贸区金融改革创新的重要基础设施，自由贸易账户（FT账户）在本单业务中扮演重要角 色。交行充分发挥FT账户"一线放开"政策优势，为境外投资者提供安全便捷的跨境结算服务，实现资 金在上海自贸试验区与境外间有序自由流动。此外，本单上海自贸离岸债将于澳门金融资产交易所 （MOX）和卢森堡证券交易所（LuxSE）同时挂牌上市。 此次发行也标志着交行在探索构建与上海国际金融中心相匹配的离岸金融体系方面迈出重要一步，助力 人民币国际化进程。该业务的成功落地，使交行成为市场上唯一汇集自贸离岸债发行、投资、承销、信 托、清算和结算 ...

据交通银行消息，8月1日，交通银行香港分行以公募方式发行全球首单上海自贸离岸债，票面利率 1.85%，期限3年，由中央国债登记结算有限责任公司托管。 ...

Core Viewpoint - The joint action plan by the Financial Regulatory Bureau and the Shanghai Municipal Government aims to enhance the construction of Shanghai as an international financial center through various measures, focusing on financial institution aggregation, improving financial services, expanding institutional openness, enhancing regulatory standards, and improving policy support [1][5]. Group 1: Financial Institution Aggregation - The plan emphasizes the need for commercial banks to increase support for Shanghai's international financial center by establishing dedicated institutions and authorizing local branches [1]. - It encourages foreign financial institutions to play a larger role in Shanghai's financial center development and prioritizes key foreign investment projects in Shanghai [1]. Group 2: Enhancing Financial Services - The action plan aims to improve the quality and efficiency of financial services for the real economy, particularly for technology enterprises, by exploring suitable financial service models [2]. - It promotes the development of carbon finance and aims to position Shanghai as an international hub for green finance [2]. Group 3: Expanding Institutional Openness - The plan advocates for aligning with international high-standard trade rules to explore financial institutional openness, including cross-border syndicate loans in the Shanghai Free Trade Zone [2]. - It aims to enhance the international operational capabilities of financial institutions and promote the development of Shanghai as an international reinsurance center [2]. Group 4: Enhancing Regulatory Standards - The action plan calls for improving the forward-looking risk management capabilities of financial institutions in Shanghai and promoting sound operations [4]. - It supports financial innovation pilot projects focused on serving the real economy and foreign trade, while establishing a financial risk prevention and disposal mechanism [4]. Group 5: Improving Policy Support - The plan emphasizes the integration of party building with business operations and the strengthening of legal frameworks to support the construction of Shanghai as an international financial center [4]. - It aims to enhance the technological level of financial regulation and support the establishment of a data center for the Financial Regulatory Bureau in Shanghai [4]. Group 6: Hong Kong-Shanghai Cooperation - The signing of the Hong Kong-Shanghai International Financial Center Collaborative Development Action Plan focuses on infrastructure connectivity and the strategic complementarity of offshore finance between the two cities [6][7]. - The plan includes measures to support cross-border financial services and encourages the development of financial products that meet offshore trade funding needs [8].

Core Viewpoint - The signing of the "Shanghai-Hong Kong International Financial Center Collaborative Development Action Plan" aims to enhance Shanghai's competitiveness as an international financial center and consolidate Hong Kong's position, deepening cooperation between the two regions to support the national financial power strategy [1][4]. Group 1: Financial Cooperation Mechanisms - The action plan focuses on optimizing mechanisms such as "Bond Connect" and "Swap Connect" to create a global center for RMB asset allocation and risk management, supporting high-quality development of the Belt and Road Initiative and facilitating enterprises' international expansion [4]. - The plan emphasizes the importance of financial market connectivity and cross-border financial service innovation, including new initiatives for cross-border clearing cooperation and the application of digital RMB in cross-border payments [6][8]. Group 2: Innovation and Development - The action plan promotes innovation in financial services, particularly in green finance, digital finance, and technology finance, to support key national strategic areas and the real economy [5][7]. - It encourages the application of technologies such as AI and blockchain in asset management, insurance, and settlement, while also supporting financial policies that benefit technology innovation enterprises [7]. Group 3: Regulatory and Institutional Framework - The plan outlines the need for regular communication among financial regulatory bodies, cooperation among financial institutions, information sharing, standard alignment, and talent mobility to create a market-oriented, rule-of-law, and international business environment [6]. - It includes measures to enhance the financial infrastructure and service systems between Shanghai and Hong Kong, such as facilitating the establishment of non-resident accounts and promoting the use of RMB for trade settlements [8]. Group 4: Future Directions - The next steps involve leveraging the action plan as a new starting point to promote the complementary development of the Shanghai and Hong Kong financial centers, enhancing China's influence and voice in the global financial system [8].