本期债券于 2025 年 6 月 19 日簿记建档，并于 2025 年 6 月 23 日完成发行。 发行规模为人民币 300 亿元，采用分阶段调整的票面利率，每 5 年为一个票面利 率调整期，前 5 年票面利率为 2.30%，在第 5 年及之后的每个付息日附发行人有 条件赎回权。 本期债券募集资金将依据适用法律和监管部门的批准，用于补充本行其他一 级资本。 特此公告 中国民生银行股份有限公司董事会 证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2025-023 中国民生银行股份有限公司 关于成功发行 300 亿元无固定期限资本债券的公告 本行董事会及董事会全体成员保证公告内容不存在虚假记载、误导性陈 述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 经国家金融监督管理总局和中国人民银行批准，中国民生银行股份有限公司 （以下简称"本行"）在全国银行间债券市场成功发行了"中国民生银行股份有 限公司 2025 年无固定期限资本债券（第一期）"，并在银行间市场清算所股份 有限公司完成债券的登记、托管。 2025 年 6 月 23 日 ...

民生银行：发行300亿元无固定期限资本债券 智通财经6月23日电，民生银行(600016.SH)公告称，公司在全国银行间债券市场成功发行了"中国民生 银行股份有限公司2025年无固定期限资本债券（第一期）"，发行规模为300亿元，用于补充公司其他一 级资本。债券采用分阶段调整的票面利率，前5年票面利率为2.30%，在第5年及之后的每个付息日附发 行人有条件赎回权。 ...

Group 1 - Minsheng Bank effectively identified and responded to a fraud alert, managing to recover over 4 million yuan for a customer [1][2] - The customer, Ms. Wang, attempted to withdraw 1.44 million yuan and transfer funds to unknown accounts, triggering the bank's monitoring system [1] - The bank's verification team contacted the customer immediately, confirming the suspicious nature of the transactions and halting further transfers [1][2] Group 2 - The Shanghai branch of Minsheng Bank coordinated with local police to report the fraud and assist the customer in filing a police report [2] - The quick response from the bank and law enforcement led to the identification and control of the suspect's account, preventing further loss [2] - The bank's three-tiered alert response mechanism facilitated rapid action, ensuring the protection of customer assets through a closed-loop risk management process [2]

Group 1 - Hong Kong banking stocks experienced an upward trend, with Minsheng Bank (01988.HK) rising by 3.8% [1] - China Merchants Bank (03968.HK) and Industrial and Commercial Bank of China (01398.HK) both increased by 2.5% [1] - Zhejiang Commercial Bank (02016.HK) saw a rise of 2.7%, while Agricultural Bank of China (01288.HK) rose by over 2% [1]

Group 1 - The Hang Seng Index increased by 1%, while the Hang Seng Tech Index rose by 0.6% [1] - Minsheng Bank saw a rise of 4%, with Sunny Optical Technology, China Life Insurance, and Li Ning all increasing by over 3% [1]

Core Viewpoint - The importance of financial knowledge dissemination among merchants in a rapidly developing economic environment is emphasized, highlighting the need for banks to engage with local businesses to enhance their financial literacy and prevent fraud [1][2]. Group 1: Financial Knowledge Promotion - Minsheng Bank's Jinan West City Branch has set up financial knowledge promotion booths in high-traffic commercial areas to better serve local merchants [1]. - The bank's staff actively engaged with merchants through various methods such as distributing promotional materials and providing on-site explanations, covering topics from fraud prevention to financial planning [2]. Group 2: Merchant Engagement and Education - The event attracted numerous merchants who were eager to learn about practical financial knowledge, with many expressing appreciation for the insights gained [2]. - A financial knowledge quiz segment was included, allowing merchants to learn in a relaxed atmosphere while enhancing their understanding of common financial scams and prevention methods [2]. Group 3: Commitment to Community Service - Minsheng Bank aims to bridge the gap between the bank and merchants, reinforcing its mission of "serving the public and caring for people's livelihoods" [2]. - The bank plans to continue innovating its promotional methods and expanding outreach channels to ensure financial knowledge reaches a wider audience, contributing to a stable financial environment [2].

通过这一系列扎实有效的宣传活动，民生银行济南西城支行不仅增强了客户的金融安全意识，也展现了 其作为金融机构的社会责任感和使命感。该行表示将持续加强日常宣传力度，通过多渠道、多形式的宣 传教育活动，切实提高公众的金融风险防范意识和识别能力。 与此同时，济南西城支行积极组织员工深入社区开展宣传。工作人员不仅向社区居民发放了精心准备的 宣传材料，还结合实际案例，详细讲解了常见的金融诈骗手段及有效的防范技巧。例如，针对老年人容 易陷入的保健品诈骗陷阱，工作人员通过讲述真实的案例，揭示了骗子如何利用老年人对健康的关注和 孤独心理，先以免费体检、健康讲座等方式获取信任，再推销高价无效的保健品。工作人员提醒老年 人，不要轻易相信陌生人的推销，购买保健品要选择正规渠道，并及时与家人沟通。对于年轻人，工作 人员重点讲解了网络贷款诈骗的风险，分析了骗子如何以低门槛、无抵押为诱饵，诱导受害人下载虚假 贷款APP，进而骗取个人信息和钱财。告知年轻人要树立正确的消费观念，谨慎对待网络贷款，如有资 金需求，应选择正规的金融机构。 民生银行济南西城支行还特别举办了"金融知识有奖问答"活动。活动题目涵盖了金融诈骗防范、个人信 用保护、银行业 ...

Core Points - The main focus of the news is on the proactive measures taken by Minsheng Bank's Jinan West City Branch to enhance public awareness and risk identification regarding illegal financial activities [1][2] Group 1: Awareness Campaign - The Jinan West City Branch organized a series of promotional activities aimed at preventing illegal financial activities, engaging over 10 participants and reaching more than 300 community residents, employees, and clients [1] - Various methods were employed for the campaign, including LED displays with slogans, financial education zones, consultation desks, and distribution of promotional materials [1] - Staff members actively educated clients about the characteristics, dangers, and prevention techniques related to illegal financial activities, distributing over 200 informational materials and answering more than 60 inquiries [1] Group 2: Community Engagement - The branch sent three staff members to conduct specialized presentations in communities and businesses, utilizing case exhibitions, micro-classes, and interactive Q&A sessions to educate the public on common illegal financial schemes [1] - Real-life cases were used to highlight the hidden and deceptive nature of illegal financial activities, advising the public to avoid high-interest traps and impulsive investments [1] Group 3: Employee and Client Involvement - To reinforce the effectiveness of the campaign, the branch organized a knowledge quiz on preventing illegal financial activities, achieving a 100% participation rate among employees [2] - The quiz was also made available to clients, attracting over 80 participants who engaged in online learning and answering questions [2] - The branch plans to continue regular promotional activities to enhance the public's risk prevention capabilities and contribute to a stable financial ecosystem [2]

Group 1 - The core viewpoint emphasizes the importance of enhancing public awareness and prevention capabilities against telecom network fraud through various promotional activities organized by Minsheng Bank's Jinan Zhongtie International City Community Branch [1][2] Group 2 - The community branch has established an immersive anti-fraud promotional environment by setting up a "fraud prevention corner" in the branch, displaying brochures on common fraud types, and using LED screens to showcase warning cases and prevention tips [1] - Staff conduct "micro-classes" on fraud prevention during customer service interactions, focusing on recent fraud methods such as "AI face-swapping scams" and "virtual currency investment scams," teaching customers to identify phishing links and fake apps [1] Group 3 - To expand the outreach of anti-fraud knowledge, the community branch actively engages with local communities, businesses, and schools, organizing events like "anti-fraud night markets" and specialized training for corporate finance personnel [2] - Activities in schools include "anti-fraud knowledge competitions" and "scam debate contests" aimed at raising awareness among students about risks such as "campus loans" and "part-time job scams" [2] Group 4 - The ongoing anti-fraud initiatives have effectively improved the public's ability to recognize and prevent telecom network fraud, helping customers protect their financial assets [2] - The community branch plans to continue fulfilling its social responsibility by deepening cooperation with government and enterprises, innovating anti-fraud promotional models, and taking concrete actions to maintain financial security and consumer rights [2]

为响应"普及金融知识万里行"活动号召，民生银行济宁微山支行将金融知识普及的阵地前移至企业生产 一线，走进微山县某制造企业，让金融知识真正融入劳动者的日常。 活动开始前，为达到精准宣传的目的，支行工作人员与企业关键人进行积极对接，深入调研企业员工的 实际金融需求，精心制作了各类宣传折页，涵盖工资安全、理性消费、储蓄增值、理性投资、金融风险 防范、个人征信安全等各类金融知识，折页内容图文并茂，化繁为简，直击核心要点。 活动过程中，工作人员在车间入口处设置宣传台，摆放各类宣传折页，热情地向过往员工发放讲解，工 作人员敏锐捕捉员工翻阅时的疑问，及时用通俗易懂的语言进行解惑，让金融知识在面对面的交流中有 效传递。有的员工表示："以前觉得电信诈骗离自己很远，看了这些真实案例，没想到往往发生在我们 身边，以后需要更加谨慎。"有的员工表示自己或亲朋好友曾遇到过类似案例，并与工作人员进行分 享，共同学习，共同提升风险防范意识。 为进一步强化宣传效果，工作人员在员工空闲间隙，向企业员工开展金融知识微课堂，围绕"守护钱袋 子"、"识别非法集资陷阱"、"个人信用重要性"等热点主题，用鲜活的案例，总结风险特征，学习实用 的防范技巧。课 ...