存款保险制度

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民生银行济南泺源支行开展存款保险宣传活动
Qi Lu Wan Bao· 2025-08-21 09:29
近日,中国民生银行济南泺源支行积极开展了存款保险宣传活动,旨在提高公众对存款保险制度的认知 和理解,增强公众对银行体系的信心。 为了让更多的人了解存款保险制度,该支行通过多种渠道进行了宣传。充分发挥营业网点的宣传主阵地 作用,依托"点多面广"优势,多措并举营造浓厚氛围,扩大宣传影响力:在营业厅醒目位置摆放主题海 报、宣传折页等配套资料;利用公共教育区电视屏、门口电子屏滚动播放宣传视频、宣传标语;设置宣 传专岗,为客户讲解存款保险核心内容,答疑解惑,让存款保险实现"宣传零距离"。支行还通过微信公 众号、短信等方式,向客户推送存款保险相关知识,提高了宣传的覆盖面和效果。 存款保险宣传是银行的一项重要工作,通过宣传活动,可以让客户更好地了解存款保险制度,增强客户 对银行的信心,同时也提高了银行的社会责任感和公信力。未来,民生银行济南泺源支行将继续加强存 款保险宣传工作,不断提高服务质量和水平,为客户提供更加安全、便捷的金融服务。 支行组织人员前往周边社区集中开展宣传活动,向群众讲解存款保险知识,增强宣传覆盖面,打通知识 普及的"最后一公里"。另一方面宣传人员借助进企服务、金融知识座谈会、金融知识大讲堂等形式,以 现 ...
央行副行长宣昌能表示 不断夯实存款保险基础保障功能
Zhong Guo Zheng Quan Bao· 2025-08-08 07:25
Core Viewpoint - The People's Bank of China emphasizes the importance of the deposit insurance system in protecting depositors' rights, mitigating financial risks, and maintaining financial stability over the past decade, while outlining future improvements for high-quality development of the system [1][2]. Group 1: Legal Framework and Foundation - The need to enhance the legal framework for deposit insurance is highlighted, with plans to advance legislation that reinforces the core functions of deposit insurance and establishes it as one of the three pillars of the financial safety net [1]. - The focus on strengthening the foundational guarantee functions of deposit insurance includes increasing public awareness and understanding of the system, particularly among vulnerable groups and in areas with poor financial ecosystems [1]. Group 2: Risk Monitoring and Management - There is a commitment to improving financial risk monitoring and early warning systems, ensuring mechanisms for early identification, warning, exposure, and resolution of risks are in place [2]. - The establishment of a market-oriented, legal, professional, and normalized risk disposal mechanism is proposed, which includes a clear responsibility system and cost-sharing mechanisms to minimize costs during risk resolution [2].
兴业银行青岛分行金融知识进社区 暖心服务惠民生
Zhong Guo Jin Rong Xin Xi Wang· 2025-07-28 07:49
Group 1 - The core message of the news is that the Industrial Bank Qingdao Branch is actively promoting the understanding of the deposit insurance system among community residents as the implementation of the Deposit Insurance Regulations marks its tenth anniversary in 2025 [1][2] - The Qingdao Branch organized a themed publicity event titled "Deposit Protection Navigation, Heartfelt Service for the People," engaging with local communities to enhance financial security awareness [1] - The event included interactive activities such as case studies and quizzes to educate residents, particularly targeting elderly and youth groups, about the importance of deposit insurance [1] Group 2 - The Qingdao Branch's efforts included hands-on guidance for elderly residents on using mobile banking to check deposit insurance identifiers, aiming to bridge the digital divide and improve access to financial services [1] - Various promotional materials, including banners, posters, and branded items, were distributed to further spread knowledge about deposit insurance [1] - The bank's representative emphasized the significant role of the deposit insurance system in maintaining financial stability over the past decade and expressed commitment to continue innovative outreach efforts to protect citizens' financial security [2]
“存款安全有保障”理念深入人心
Jin Rong Shi Bao· 2025-07-25 02:35
Core Viewpoint - The deposit insurance system in Sichuan has been effectively implemented over the past decade, enhancing the overall financial safety net and contributing to high-quality economic and financial development in the province [1][2] Group 1: Deposit Insurance System Performance - The deposit insurance system has achieved full coverage in over 30,000 administrative villages and communities across 183 counties and cities in Sichuan, leading to a steady increase in public awareness of the system [1] - By the end of 2024, the deposit insurance system's maximum compensation limit of 500,000 yuan will provide full protection for approximately 99% of depositors in Sichuan [1] - From 2015 to 2024, Sichuan's GDP grew by 113.23%, while the scale of loans and deposits in financial institutions increased by 123.13% and 203.81%, respectively [1] Group 2: Public Awareness and Education Initiatives - The People's Bank of China in Sichuan has established a mechanism for continuous improvement of deposit insurance publicity, integrating it into public education and financial support for rural revitalization [2] - There are 19,000 bank outlets in the province that serve as primary venues for deposit insurance promotion, ensuring comprehensive integration into banking processes [2] - A multi-dimensional publicity system has been created, utilizing local government websites, authoritative media, and social media platforms to enhance the understanding of deposit insurance policies [2] Group 3: Targeted Outreach and Cultural Integration - Focused efforts are made to promote deposit insurance in key areas and among specific demographics, including the elderly and youth, through community initiatives and educational programs [2] - The promotion of deposit insurance knowledge is integrated with local cultural resources, enhancing its appeal and reach through events like the Mianyang International Science and Technology Expo and the Luzhou International Wine Industry Expo [2] - A new model combining professional competitions with public outreach has been explored, exemplified by a skills competition aimed at improving the quality of deposit insurance promotion across the province [2]
银行倒闭存款会赔吗?牢记这4件事,守住你的辛苦钱
Sou Hu Cai Jing· 2025-07-17 04:45
Core Viewpoint - The article discusses the concerns of depositors regarding bank safety and the effectiveness of the deposit insurance system in protecting their savings [1]. Summary by Sections Deposit Insurance System - The deposit insurance system is activated when a bank fails, providing a safety net for depositors. However, it does not guarantee absolute safety, as it is a risk-sharing mechanism by the state. The compensation limit is set at 500,000 RMB for each depositor's total deposits and interest in the same bank. Amounts exceeding this limit are at the depositor's own risk. The system only covers RMB demand and time deposits, excluding investment products like wealth management products, funds, and stocks [3]. Key Strategies for Wealth Protection 1. **Diversifying Deposits to Reduce Risk**: Spreading deposits across different banks can effectively mitigate the risk of significant losses from a single bank's failure. This strategy helps control potential losses within acceptable limits [5]. 2. **Understanding Product Attributes to Avoid High-Risk Investments**: There is a stark difference in risk between traditional deposits and financial products. Deposit insurance only applies to traditional deposits, while investment products carry inherent risks. Depositors should choose financial products based on their risk tolerance [5]. 3. **Choosing Stable Banks Over High-Interest Offers**: High-interest rates often come with higher risks. Opting for large, stable banks with strict regulations can enhance safety and risk resilience [5]. 4. **Monitoring Bank Financial Health for Proactive Risk Management**: Although most banks are generally safe, systemic risks can still arise. Regularly checking a bank's financial status can help depositors avoid potential risks [5]. Conclusion - The deposit insurance system is not an infallible safety net. Depositors need to enhance their risk awareness and take proactive measures to safeguard their funds. Strategies such as diversifying deposits, understanding product risks, choosing stable banks, and monitoring financial health can effectively reduce risks and protect savings [6].
民生银行济南分行营业部:筑牢金融安全网,开展存款保险宣传
Qi Lu Wan Bao· 2025-07-11 06:58
Core Viewpoint - The importance of deposit insurance systems in enhancing public confidence in the banking sector and safeguarding depositors' rights is emphasized, with Minsheng Bank's Jinan branch actively promoting awareness of deposit insurance [1][2] Group 1: Promotion Activities - Minsheng Bank's Jinan branch has transformed its business outlets into primary venues for deposit insurance promotion, creating a strong promotional atmosphere with visible banners and informative displays [1] - The branch utilizes digital screens to play videos explaining deposit insurance policies, while printed materials are readily available for customers to learn about key aspects such as definitions, coverage, and compensation limits [1] - Bank staff actively engage with customers, explaining deposit insurance in simple terms and using real-life examples to alleviate concerns [1] Group 2: Community Engagement - The bank has expanded its outreach by conducting promotional activities in communities, shopping areas, and businesses, addressing common questions about deposit insurance [2] - Special lectures are held in community centers, focusing on the importance of deposit insurance, particularly for elderly residents, using relatable language and scenarios [2] - In commercial areas, bank staff educate shop owners about the role of deposit insurance in protecting their business funds, thereby fostering trust in the banking system [2] - Financial knowledge training sessions are organized for corporate employees, reassuring them that their deposits remain safe even if the bank faces risks [2]
兴业银行石家庄分行:十载存保安民心,金融基石筑梦行
Zhong Guo Jin Rong Xin Xi Wang· 2025-07-02 07:29
Group 1 - The core theme of the deposit insurance publicity campaign by Industrial Bank's Cangzhou branch is to enhance public awareness and risk prevention regarding deposit insurance [1][2] - The campaign includes distributing promotional materials such as brochures, cultural shirts, and eco-friendly shopping bags, and involves direct engagement with the community to explain deposit insurance in simple terms [1] - Special attention is given to the elderly population, with large print brochures and audio recordings of the information provided to accommodate their needs, which has received positive feedback from the community [1] Group 2 - The deposit insurance system has been operating steadily for ten years, playing a crucial role in protecting depositors' rights, mitigating financial risks, and maintaining financial stability [2] - Industrial Bank's Cangzhou branch has consistently promoted the concept of deposit insurance, aiming to make this beneficial policy accessible to more people in the future [2]
浙商银行合肥分行:以
Zhong Guo Jin Rong Xin Xi Wang· 2025-06-30 12:12
Core Viewpoint - The article highlights the efforts of Zheshang Bank Hefei Branch in promoting deposit insurance awareness during the 10th anniversary of the deposit insurance system, emphasizing a multi-dimensional approach to financial education and community engagement [1][5]. Group 1: Promotion Activities - Zheshang Bank Hefei Branch conducted over 10 themed activities, reaching more than one million people through online and offline channels, creating a comprehensive financial safety education network [1][2]. - The bank upgraded six local branches to provide standardized immersive promotional experiences, including dynamic deposit insurance logos on ATM screens and themed exhibition areas in lobbies [2]. Group 2: Community Engagement - The "Shanben Financial Lecture Group" was formed to deliver innovative services in communities, including a community theater that adapts real cases into performances, a school outreach program distributing promotional materials, and enterprise presentations to enhance public understanding of deposit insurance [4]. - The bank launched a radio program featuring deposit insurance educational content, broadcasting 16 times a day for 30 days, strategically timed with the Dragon Boat Festival and the "6.18" shopping peak to effectively communicate key policies [5]. Group 3: Financial Safety Philosophy - Zheshang Bank Hefei Branch aims to deepen the implementation of the "Shanben Financial" philosophy, expanding the reach of deposit insurance promotion, innovating communication methods, and optimizing content to ensure that financial safety knowledge is well understood by the public [5].
中国民生银行山大路小微支行开展存款保险宣传活动
Qi Lu Wan Bao· 2025-06-27 03:09
Core Viewpoint - The deposit insurance system plays a crucial role in safeguarding depositors' rights and maintaining financial stability, with efforts being made to enhance public awareness of this system [1][2] Group 1: Public Awareness Initiatives - China Minsheng Bank's Shanda Road Micro Branch has actively conducted deposit insurance promotional activities to improve public understanding of the deposit insurance system [1] - The branch has set up a dedicated promotional area within its business hall, providing professional and detailed consultation services to customers [1] - Informative brochures covering key aspects of deposit insurance, such as definitions, coverage, compensation limits, and implementation timelines, have been distributed [1] Group 2: Community Engagement - Staff members have established promotional booths in community squares and hung banners to attract residents for consultations [2] - Various methods, including distributing pamphlets, on-site explanations, and quiz games, have been employed to educate residents about deposit insurance [2] - Specific attention has been given to addressing common concerns among residents regarding which deposits are protected and the compensation process [2] Group 3: Targeted Communication - The staff has tailored their communication strategies based on the age and profession of the residents, ensuring effective dissemination of deposit insurance knowledge [2] - For elderly clients, staff have used relatable conversations and real-life examples to explain how deposit insurance protects their retirement funds [2] - Young clients have been educated on the importance of deposit insurance in financial risk prevention through comparative analysis [2] Group 4: Future Commitment - The Shanda Road Micro Branch plans to continue enhancing the dissemination of deposit insurance knowledge and conduct more relevant financial education activities [2] - The branch aims to fulfill its responsibility as a financial institution to maintain the safety of depositors' funds and stabilize financial order [2]
民生银行济宁兖州支行走进白衣堂社区开展存款保险宣传活动
Qi Lu Wan Bao· 2025-06-24 11:34
Group 1 - The core viewpoint of the article is that Minsheng Bank's Jining Yanzhou Branch is actively promoting deposit insurance awareness among community residents to enhance financial risk prevention awareness [1][2] - The bank organized a comprehensive promotional event in Baiyitang Community, featuring informative displays about deposit insurance, including its definition, coverage, and compensation limits [1] - Bank staff engaged with residents by distributing easy-to-understand promotional materials and explaining the deposit insurance system using real-life case studies to illustrate its importance in safeguarding personal deposits [1] Group 2 - The promotional activity received high recognition and active participation from community residents, who reported a clearer understanding of the deposit insurance system and increased confidence in their savings [2] - Minsheng Bank's Jining Yanzhou Branch plans to continue conducting various financial knowledge promotion activities to spread financial safety knowledge to more communities and contribute to the stability of the financial market and the safety of people's assets [2]