Fair Isaac Corp. is offering mortgage lenders a direct path to its FICO credit scores, for the first time giving them a way around the three powerful credit-reporting firms. ...

Key Takeaways FICO launched new GenAI models designed to cut errors and enhance fraud detection accuracy. FICO Platform was named a leader in AI decisioning platforms by Forrester for the fourth time. FICO expanded with AWS, Cognizant, and Fujitsu partnerships to boost AI adoption globally. Fair Issac (FICO) is benefiting from an innovative portfolio, which has been a major growth driver, enabling the company to maintain its leadership position in the financial services industry. Building on this momentum, ...

Fair Isaac is unveiling a major shift in how FICO scores are delivered to the mortgage industry, giving lenders the option to calculate and distribute FICO scores directly to customers. Shares of credit-reporting firms in the US fell on the news. Nathan Dean of Bloomberg Intelligence has more. ...

Fair Isaac (NYSE: FICO) stock rallied sharply on Thursday after the company announced a new direct-to-lender licensing program. The new program cut down the hassle for mortgage lenders and resellers b... ...

Fair Isaac首席执行官Will Lansing表示："直接授权使用FICO评分给抵押贷款过程带来了透明度、竞争性 和成本效率。这一变化消除了FICO评分上的不必要加价，并将定价模式的选择权交给了那些利用FICO 评分来做抵押贷款决策的人。" 周四，Fair Isaac(FICO.US)盘初股价飙升28%，报1905.26美元。消息面上，此前这家信用评分公司推出 了新的定价模型，允许抵押贷款机构直接向借款人计算和分发FICO评分。根据Fair Isaac的新选项，贷 款机构可以选择避免信用局的加价费用，但在FICO评分贷款成交时，他们将向Fair Isaac支付每位借款 人每次评分33美元的费用。 ...

Fair Isaac首席执行官Will Lansing表示："直接授权使用FICO评分给抵押贷款过程带来了透明度、竞争性 和成本效率。这一变化消除了FICO评分上的不必要加价，并将定价模式的选择权交给了那些利用FICO 评分来做抵押贷款决策的人。" 智通财经APP获悉，周四，Fair Isaac(FICO.US)盘初股价飙升28%，报1905.26美元。消息面上，此前这 家信用评分公司推出了新的定价模型，允许抵押贷款机构直接向借款人计算和分发FICO评分。根据Fair Isaac的新选项，贷款机构可以选择避免信用局的加价费用，但在FICO评分贷款成交时，他们将向Fair Isaac支付每位借款人每次评分33美元的费用。 ...

来源：滚动播报 特斯拉涨2.7%，Q3交付49.7万辆超预期。西方石油涨0.6%，伯克希尔将以97亿美元收购其石化业务。 Nebius涨6.6%，微软将使用Nebius数据中心进行大语言模型开发。Fair Isaac涨14.4%，推出一套允许抵 押贷款机构直接获取 FICO 信用分的系统。Curbline Properties涨2.6%，拟回购2.5 亿美元股票。 ...

The company's new pricing models allow mortgage lenders to calculate and distribute FICO Scores directly to borrowers. ...

The big hit, however, came from student loan delinquency, which disproportionately affects Gen Z. FICO showed the student loan delinquency rate reaching a record high of 3.1% this year, with Gen Z carrying 34% of the open student loans. Overall the cohort posted an average credit score of 676 — nearly 40 points lower than the national tally.Personal loan delinquency reached 6.1%, which the report notes is higher than 2019 numbers (5.6%) and just slightly lower than the Great Recession (7%), and mortgage and ...

Oct 1, 2025 5:00 PM Eastern Daylight Time Alternatively, lenders may opt to continue using the current per score only pricing model, which maintains a $10 per score fee into the tri-merge resellers, the average price previously charged by credit bureaus for the FICO® Score. This model is designed to represent no increase in per score fees for lenders. The FICO direct license program empowers tri-merge resellers to optimize credit costs for both lenders and borrowers. By streamlining distribution, the direct ...