Exhibit 99.1 1 FinVolution Group Reports First Quarter 2023 Unaudited Financial Results -Net revenue reached RMB3,050.6 million, representing a year-over-year increase of 24.7% - -International business revenue contribution reached 14.7% of total revenue for the first quarter through Local Focus, Global Outlook Strategy- SHANGHAI, May 17, 2023 /PRNewswire/ — FinVolution Group ("FinVolution," or the "Company") (NYSE: FINV), a leading fintech platform, today announced its unaudited financial results for the f ...

Foreign Currency Exchange Risk - In 2022, the company did not enter into hedging transactions to mitigate foreign currency exchange risk, which may adversely affect investments due to exchange rate fluctuations [258]. - The company's operations in overseas markets expose it to currency exchange rate fluctuations, as revenues are earned in local currencies while some costs are in U.S. dollars [259]. - The PRC government imposes controls on the convertibility of RMB into foreign currencies, which may limit the company's ability to utilize net revenues effectively and affect the price of its ADSs [260]. Regulatory Compliance and Taxation - The company may face penalties for failing to make adequate contributions to employee benefit plans and withhold individual income tax on employees' salaries as required by PRC regulations [263]. - M&A Rules and PRC regulations establish complex procedures for acquisitions by foreign investors, potentially complicating the company's growth through acquisitions in China [264]. - PRC regulations regarding offshore investment activities may limit the company's ability to increase registered capital or distribute profits from its PRC subsidiaries [266]. - Failure to comply with SAFE registration requirements for employee stock incentive plans may subject the company to fines and limit its ability to contribute additional capital to PRC subsidiaries [271]. - If classified as a PRC resident enterprise, the company could face unfavorable tax consequences, including a 25% tax rate on global income [273]. - The tax residency status of the company is uncertain, and if determined to be a PRC resident enterprise, it may be subject to PRC tax on gains from the sale of ADSs [274]. - The company may face a withholding tax rate of 10% on dividends from its PRC subsidiaries, which could be reduced to 5% under certain conditions [276]. - The company is subject to uncertainties regarding indirect transfers of equity interests in PRC resident enterprises, which may require reporting to PRC tax authorities [277]. - The SAT Public Notice 7 introduces a new tax regime for indirect transfers, potentially subjecting gains to PRC enterprise income tax at a rate of 10% [278]. - The company may incur significant compliance costs related to SAT Circular 698 and SAT Public Notice 7, which could adversely affect its financial condition [280]. Securities Regulation and Market Risks - Approval from the CSRC may be required for offshore offerings, and delays or failures in obtaining such approval could lead to sanctions [281]. - The Trial Administrative Measures require PRC domestic companies to file with the CSRC for overseas offerings, with penalties for non-compliance ranging from RMB1 million to RMB10 million [283]. - The PCAOB's ability to inspect auditors in China has been restored, but future access remains uncertain, impacting investor confidence [287]. - Under the HFCA Act, if the SEC determines the company has not filed audit reports from PCAOB-inspected firms for two consecutive years, trading of its ADSs may be prohibited [289]. - The PCAOB may restrict trading of the company's securities in the U.S. if it cannot fully inspect accounting firms in mainland China and Hong Kong, which could materially impact the company's financial condition and prospects [290]. - The market price of the company's American Depositary Shares (ADSs) is likely to be volatile, influenced by the performance of other Chinese companies listed in the U.S. and broader market factors [291]. - Significant fluctuations in trading volume and price of the company's ADSs may occur due to changes in economic performance or market valuations of online consumer finance platforms [293]. - The company may face adverse effects on its ADSs' market price if analysts do not maintain adequate research coverage or publish unfavorable reports [294]. - Future sales or perceived potential sales of ADSs could lead to a decline in their market price, especially after the expiration of the 180-day lock-up period following the initial public offering [295]. - The depositary may close its transfer books or refuse to register transfers of ADSs, which could limit the ability to transfer these securities [306]. Corporate Governance and Shareholder Rights - The company operates under the laws of the Cayman Islands, making it difficult for shareholders to enforce judgments obtained in U.S. courts against the company or its directors [307]. - The company may not be able to distribute dividends or other distributions to ADS holders if it is deemed illegal or impractical [305]. - The company may not be able to provide rights offerings to ADS holders unless registered under the Securities Act, potentially leading to dilution of holdings [303]. - The discretionary proxy given to the depositary may limit shareholders' ability to influence management decisions regarding the underlying Class A ordinary shares [299]. - As of March 31, 2023, holders of Class B ordinary shares own 93.2% of the aggregate voting power, significantly limiting the influence of Class A shareholders on corporate matters [314]. - The maximum number of Class A ordinary shares that may be issued under the 2013 Plan is 221,917,800, with 127,415,885 options granted as of March 31, 2023 [316]. - Under the 2017 Plan, the maximum number of Class A ordinary shares that may be issued is 1,000,000,000, with 6,710,045 options granted and 109,433,625 restricted share units granted as of March 31, 2023 [317]. - Share-based compensation expenses incurred in 2022 amounted to RMB88.2 million (US$12.8 million), indicating a potential increase in future expenses due to ongoing share incentive awards [319]. - The company is classified as a passive foreign investment company (PFIC) for U.S. federal income tax purposes for the taxable year ended December 31, 2022, which may have adverse tax consequences for U.S. investors [323]. - The company incurs significant accounting, legal, and compliance costs as a public entity, which may strain management and operational resources [326]. - The dual-class share structure may discourage potential change of control transactions, affecting the opportunity for Class A shareholders to sell shares at a premium [314]. - The company is exempt from certain U.S. securities regulations, resulting in less extensive and timely information being available to investors compared to U.S. domestic issuers [320]. - The rights of shareholders under Cayman Islands law are less clearly established than in some U.S. jurisdictions, potentially complicating shareholder actions [310]. - The company has adopted anti-takeover provisions that could limit the ability of third parties to acquire control, adversely affecting shareholder rights [315].

Shareholder Ownership - As of March 31, 2023, PPD Investment Limited owned 30.3% of the total outstanding ordinary shares and 64.9% of the aggregate voting power of the Company[5] - Metallica Holding Limited held 6.3% of the total outstanding ordinary shares and 10.9% of the aggregate voting power as of March 31, 2023[5] - The Susquehanna Entities owned 5.9% of the total outstanding ordinary shares and 0.7% of the aggregate voting power as of March 31, 2023[5] Regulatory Compliance - The Company was conclusively identified by the SEC as a Commission-Identified Issuer on May 26, 2022, under the Holding Foreign Companies Accountable Act[3] - The Company filed its annual report on Form 20-F for the year ended December 31, 2021, with an audit report from PricewaterhouseCoopers Zhong Tian LLP[3] - The PCAOB determined in December 2022 that it could inspect registered public accounting firms in mainland China, which affects the Company's audit[3] - The Company has submitted supplemental information as required under Item 16I(a) of Form 20-F[2] - The Company’s financial statements are prepared in accordance with the requirements of the SEC[3] Management and Control - The Company is not aware of any governmental entity in China that can direct its management and policies[6] - The Company’s principal shareholders are not owned or controlled by a governmental entity in China[4]

Financial Data and Key Metrics Changes - For the full year 2022, the company achieved a total transaction volume of RMB 175.4 billion, representing a year-over-year increase of 28% [8] - The total outstanding loan balance stood at RMB 64.6 billion, a year-over-year increase of 28% [9] - Net revenues for the fourth quarter reached approximately RMB 3 billion, up 25% year-over-year, with full year net revenues exceeding RMB 10 billion for the first time, reaching RMB 11 billion, up 17% year-over-year [19] Business Line Data and Key Metrics Changes - Domestic loan volume for the full year grew to RMB 171 billion, a year-over-year increase of 28%, while the fourth quarter volume rose to RMB 47 billion, a year-over-year increase of 24% [8] - International loan volume for the full year climbed to RMB 4.3 billion, representing a year-over-year increase of 16%, with the fourth quarter volume reaching RMB 1.4 billion, an increase of 41% year-over-year [8] Market Data and Key Metrics Changes - The proportion of category A and B borrowers in the domestic market increased to 77% in the fourth quarter from 63% in the same period last year [10] - The company reported a strong loan collection recovery rate of approximately 90% in the fourth quarter [10] Company Strategy and Development Direction - The company plans to continue its local focus and global outlook strategy, emphasizing serving better quality borrowers while exploring additional countries for expansion [16] - The international segment contributed RMB 1.15 billion or 10.3% of total revenue for the full year 2022, with expectations for this contribution to rise to between 15% to 20% of total revenue in 2023 [12][14] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the reopening of China and expects transaction volume in the domestic market for 2023 to be in the range of RMB 189 billion to RMB 205 billion, representing a year-over-year increase of around 10% to 20% [24] - The company will adopt an optimistic yet prudent approach for the first half of 2023 in the domestic market while pursuing a more aggressive strategy internationally [23] Other Important Information - The company has successfully registered 212 software copyrights and filed 162 patents in fintech-related areas as of December 2022 [7] - The company received a low-risk ESG rating from Sustainalytics for the second consecutive year, reflecting its commitment to sustainability and social responsibility [15] Q&A Session Summary Question: Consumer credit demand trend in Q1 - Management noted a year-over-year increase in demand of around 10% to 20% before Chinese New Year, with a positive overall trend despite a decline post-holiday [26] - Early indicators showed day 1 delinquency increased but has since fallen back to 5.3%, with a collection recovery rate of 91% [27] Question: Lending model trends and SME business positioning - The capital-light model accounted for 16% of the full year, with 17 funding partners validating the company's capabilities [29] - The SME segment is expected to maintain a focus of 20% to 30% of loan volume in 2023 [30] Question: International business expansion - The company is expanding rapidly in Indonesia and the Philippines, with plans to explore additional countries while maintaining a balance between investment and earnings [33][34]

Financial Performance - Total transaction volume for FY 2022 reached RMB 175.4 billion, a year-over-year increase of 27.7%[2] - Fourth quarter 2022 net revenue was RMB 3,050.0 million, up 24.6% from RMB 2,448.0 million in Q4 2021[13] - Net revenue for 2022 increased by 17.6% to RMB11,134.2 million (US$1,614.3 million) from RMB9,470.1 million in 2021[29] - Net revenues for Q4 2022 reached RMB 3,049,976, representing a 24.6% increase from RMB 2,448,023 in Q4 2021[64] - The operating profit for the year ended December 31, 2022, was RMB 2,515,338, a decrease of 3.7% compared to RMB 2,613,766 in 2021[61] - Non-GAAP net profit for Q4 2022 was RMB 577,309, down 16.0% from RMB 686,605 in Q4 2021[64] - Non-GAAP net profit attributable to FinVolution Group for the year 2022 was RMB 2,355,412, a decrease of 9.5% from RMB 2,604,160 in 2021[64] User and Transaction Metrics - Total cumulative registered users reached 159.4 million as of December 31, 2022, a 13.6% increase compared to the same period in 2021[5] - Transaction volume for repeat individual borrowers in Q4 2022 was RMB 42.1 billion, an increase of 34.1% compared to Q4 2021[5] - International business revenue contribution was 12.9% of total revenue in Q4 2022, increasing by 121.9% year-over-year to RMB 394.9 million[2] Loan and Financial Position - Outstanding loan balance as of December 31, 2022 was RMB 64.6 billion, reflecting a 28.4% increase year-over-year[5] - Average loan size for Q4 2022 was RMB 7,682, compared to RMB 6,114 in the same period of 2021[9] - Cash and short-term liquidity position strengthened to RMB 7,063.4 million as of December 31, 2022, a year-over-year increase of 25.6%[12] - As of December 31, 2022, the Company had cash and cash equivalents of RMB3,636.4 million (US$527.2 million) and short-term investments of RMB3,427.0 million (US$496.9 million)[27] Profitability and Margins - Net profit for Q4 2022 was RMB 556.3 million, a decrease of 14.4% from RMB 649.7 million in Q4 2021[25] - Diluted net profit per ADS was RMB1.91 (US$0.28), a decrease of 13.6% year-over-year[26] - The operating margin for Q4 2022 was 20.2%, compared to 21.4% in Q4 2021, indicating a decline in profitability[64] Provisions and Liabilities - Provision for accounts receivable increased by 489.0% to RMB 112.5 million in Q4 2022, up from RMB 19.1 million in Q4 2021[20] - Provision for accounts receivable and contract assets increased by 180.8% to RMB390.9 million (US$56.7 million) for 2022[35] - The total liabilities of FinVolution Group increased to RMB 8,938,422 as of December 31, 2022, compared to RMB 7,428,941 as of December 31, 2021, reflecting a rise of 20.3%[60] Shareholder Information - The company had cumulatively repurchased its own Class A ordinary shares in the form of ADSs with a total aggregate value of approximately US$182.3 million[44] - The weighted average number of ordinary shares used in computing net income per share for the year ended December 31, 2022, was 1,412,648,862[61] - The company reported a basic net profit per share attributable to FinVolution Group's ordinary shareholders of RMB 1.60 for the year ended December 31, 2022[61] - The weighted average number of diluted ordinary shares for 2022 was 1,454,291,316, compared to 1,482,501,832 in 2021[64] Future Guidance - The Company expects domestic full year transaction volume for 2023 to be in the range of RMB189.0 billion to RMB205.0 billion, representing a year-over-year growth of approximately 10.0% to 20.0%[45] - The Company announced international full year transaction volume guidance for 2023 to be around RMB6.4 billion, representing a year-over-year growth of approximately 50.0%[45]

FinVolution Group (NYSE:FINV) Q3 2022 Earnings Conference Call November 14, 2022 7:30 PM ET Company Participants Jimmy Tan - Head, IR Feng Zhang - CEO Jiayuan Xu - CFO Conference Call Participants Yada Li - CICC Alex Ye - UBS Frank Zheng - Crédit Suisse Thomas Chong - Jefferies Operator Hello, ladies and gentlemen. Thank you for participating in the third quarter 2022 Earnings Conference Call for FinVolution Group. [Operator Instructions]. Today's conference call is being recorded. I would now turn the call ...

| --- | --- | --- | --- | |-------|-------|-----------------------|-------| | | | | | | | | Investor Presentation | | | . | | Aug 2022 | | mmun ..... Disclaimer This presentation has been prepared by FinVolution Group (the "Company") pursuant to Section 5(d) of the U.S. Securities Act of 1933, as amended (the "Securities Act") solely for informational purposes and is not an offer to buy or sell or a solicitation of an offer to buy or sell any security or instrument or to participate in any investment activi ...

Start Time: 20:30 January 1, 0000 9:28 PM ET FinVolution Group (NYSE:FINV) Q2 2022 Earnings Conference Call August 22, 2022, 20:30 PM ET Company Participants Feng Zhang - CEO Jiayuan Xu - CFO Jimmy Tan - Head of IR Conference Call Participants Frank Zheng - Credit Suisse Yada Li - CICC Alex Ye - UBS Thomas Chong - Jefferies Operator Hello, ladies and gentlemen. Thank you for participating in the Second Quarter 2022 Earnings Conference Call for FinVolution Group. At this time, all participants are in listen- ...

FinVolution Group (NYSE:FINV) Q1 2022 Earnings Conference Call May 31, 2022 8:30 PM ET Company Participants Jimmy Tan - Head of Investor Relations Feng Zhang - Chief Executive Officer Jiayuan Xu - Chief Financial Officer Conference Call Participants Yada Li - CICC Frank Zheng - Credit Suisse Alex Ye - UBS Operator Hello, ladies and gentlemen. Thank you for participating in the First Quarter 2022 Earnings Conference Call for FinVolution Group. At this time, all participants are in a listen-only mode. After m ...