SHANGHAI, April 25, 2024 /PRNewswire/ -- FinVolution Group ("FinVolution," or the "Company") (NYSE: FINV), a leading fintech platform, today announced that it has filed its annual report on Form 20-F for the fiscal year ended December 31, 2023 with the Securities and Exchange Commission (the "SEC") on April 25, 2024.  The annual report on Form 20-F can be accessed on the SEC's website at http://www.sec.gov and on the Company's investor relations website at http://ir.finvgroup.com. The Company will also prov ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 20-F ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE AC ...

SHANGHAI, April 24, 2024 /PRNewswire/ -- FinVolution Group ("FinVolution," or the "Company") (NYSE: FINV), a leading fintech platform, today announced that its Philippines financial application, Juanhand, has entered into a strategic cooperation agreement with UnionBank of the Philippines (UnionBank), a digital bank dedicated to embracing technological innovations to empower its customers. Under the terms of the agreement, UnionBank will provide Juanhand with a funding facility of approximately 45 million p ...

SHANGHAI, March 28, 2024 /PRNewswire/ -- FinVolution Group ("FinVolution," or the "Company") (NYSE: FINV), a leading fintech platform, today announced that its Philippines financial application, Juanhand, has entered into a strategic cooperation agreement with SeaBank Philippines Bank ("SeaBank"), an innovative bank dedicated to bettering the lives of individuals and businesses in the region with financial services through technology. Under the terms of the agreement, SeaBank will provide Juanhand with a fu ...

Core Insights - The article discusses the launch of an automated data archiving platform by Xinyi Technology, aimed at efficiently managing the lifecycle of massive data volumes in the digital age [1][2] - The platform simplifies the archiving process through automation, allowing users to input configuration information and triggering subsequent archiving tasks automatically [1][2] Group 1: Platform Features - The automated data archiving platform significantly reduces operational complexity and lowers associated labor costs while enhancing data management efficiency [1] - The platform's architecture consists of three main components: front-end, back-end, and data layer, each designed to optimize user experience and operational efficiency [1][2] - The front-end features an intuitive visual interface that allows users to configure archiving tables easily, supporting batch import and execution of archiving operations [1][2] Group 2: Technical Components - The back-end supports two types of archiving operations: full table archiving and partial partition archiving, utilizing a "state machine" concept to manage complex task states [2] - The data layer incorporates key technologies such as MySQL, Hive metadata, and HDFS, ensuring stable data transfer from primary to cold storage clusters [2] - The platform includes a strict data verification process post-copying to ensure data consistency before any deletion operations are executed, enhancing data security [2] Group 3: Performance and Future Outlook - Since its inception, the automated archiving platform has successfully handled 98% of the group's daily archiving needs, demonstrating its efficiency and reliability [2] - Xinyi Technology plans to continuously iterate on the platform to improve user experience and processing logic, aiming to create a more efficient and convenient automated data management solution [2]

交银国际研究 公司更新 金融科技 收盘价 目标价 潜在涨幅 2024年3月19日 美元4.99 美元6.30↓ +26.3% 信也科技 (FINV US) 国际业务面临挑战，但股东回报较为吸引，维持买入  4 季度盈利低于预期。信也 2023 年归母净利润为 23.41 亿（人民币，下 个股评级 同），同比增长3.3%，低于我们和彭博一致预期2%左右。4季度净收入同 买入 比+7.6%/环比+0.8%，归母净利润为 5.25 亿，同比下降 4.9%/环比下降 7.3%，主要由于受资产质量波动影响，信用成本同比环比均上升。 1年股价表现  2023年促成贷款增速符合指引，2024年增速指引放缓。2023年促成贷款 FINV US 规模为 1943 亿元，同比增长 10.8%，其中內地/国际同比分别增长 9%/ 70% MSCI中国指数 60% 85%。2023年国际业务在促成贷款中占比4%，在收入中占比17%。公司指 50% 40% 引2024年內地促成贷款规模为1957-2050亿元，对应增速5-10%；国际业 30% 20% 务促成贷款规模94-110亿元，对应增速20-40%。 10% 0% -10% ...

Exhibit 99.1 FinVolution Group Reports Fourth Quarter and Fiscal Year 2023 Unaudited Financial Results -2023 Full Year Total Transaction Volume reached new record high of RMB194.3 billion, up 10.8% compared to Fiscal Year 2022- -2023 Full Year Net Revenues reached new record high to RMB12.5 billion, up 12.7% compared to Fiscal Year 2022- -2023 Full Year International Transaction Volume increased to RMB7.85 billion, up 84.7% compared to Fiscal Year 2022- -2023 Full Year International Revenues increased to RM ...

| --- | --- | --- | |--------------|-------|-----------------------| | | | | | | | | | | | FinVolution Group | | | | Investor Presentation | | | | | | . 27 g . ● | | March 2024 | LESSESSERSE ..... Disclaimer This presentation has been prepared by FinVolution Group (the "Company") pursuant to Section 5(d) of the U.S. Securities Act of 1933, as amended (the "Securities Act") solely for informational purposes and is not an offer to buy or sell or a solicitation of an offer to buy or sell any security or instru ...

Financial Data and Key Metrics Changes - For full year 2023, total transaction volume reached RMB 194 billion, with an outstanding loan balance of RMB 67 billion, representing year-over-year increases of 11% and 4% respectively [8] - Net revenue for 2023 reached RMB 12.5 billion, up 13% year-over-year, while net income increased to RMB 2.38 billion, up 5% year-over-year [24][26] - Funding costs improved by around 100 basis points year-over-year, reflecting enhanced operational efficiency [9][19] Business Line Data and Key Metrics Changes - International transaction volume for 2023 soared to RMB 7.9 billion, and outstanding loan balance rose to RMB 1.3 billion, up 85% and 58% respectively compared to the prior year [8][20] - Revenue from the China market in 2023 expanded to RMB 10.4 billion, up 4% compared to the prior year [9] - The company served over 811,000 small business owners in 2023, facilitating RMB 47 billion of loans, up 80.5% year-over-year [10] Market Data and Key Metrics Changes - Cumulatively, the company served over 30 million borrowers across China, Indonesia, and the Philippines, with a net increase of around 3 million new borrowers year-over-year [7] - In Indonesia, the consumer confidence index remained high at 125 points in January 2024, indicating positive macroeconomic conditions [20] - The Philippines experienced fourth quarter GDP growth of 5.6% in 2023, contributing to a favorable environment for business expansion [20] Company Strategy and Development Direction - The company aims to become a leader in the fintech industry by providing inclusive financial solutions for underserved borrowers and small business owners [6] - The strategy includes a local focus and global outlook, with significant investments in technology and R&D to drive growth [11][14] - The company plans to continue expanding internationally by acquiring more licenses and entering new markets [13][14] Management Comments on Operating Environment and Future Outlook - Management noted that while the macroeconomic environment in China remains uncertain, there are signs of gradual recovery [29] - The company expects transaction volume in the China market for 2024 to be in the range of RMB 195.7 billion to RMB 205 billion, representing a year-over-year increase of around 5% to 10% [27] - International transaction volume is expected to grow by around 20% to 40% in 2024, reaching between RMB 9.4 billion to RMB 11 billion [27] Other Important Information - The company has a robust cash position with over RMB 7.9 billion in cash and short-term liquidity as of December 31, 2023, representing an increase of 12% year-over-year [25] - The company returned a total of US$160 million to shareholders in 2023, consisting of US$62 million in dividends and US$98 million through share purchases [26] Q&A Session Summary Question: Adjustments in lending strategy and outlook on asset quality - Management responded that they have reduced customer acquisitions from lower quality channels and tightened approval rates for borrowers more prone to economic uncertainties, leading to improved asset quality metrics [29][31] Question: Growth and profit outlook for Indonesian and Philippine markets - Management indicated that Indonesia's operations will focus on product adjustment and quality improvement in the first half of 2024, with expectations of achieving profitability [34] - For the Philippines, management expects rapid growth to continue, aiming for a number one market share position by the end of the year [35][39] Question: Customer acquisition cost targets and competitive landscape in the Philippines - Management stated that they will re-evaluate customer acquisition strategies in the second half of 2024, leveraging their advantages as a fintech company from China to capture market share [38][39] Question: Overall company positioning and capital return program - Management emphasized their commitment to high-quality growth and consistent capital return to shareholders, highlighting a cumulative return of over US$600 million since 2018 [41][42]

Marks FINV's sixth consecutive year of dividend declarations SHANGHAI, March 18, 2024 /PRNewswire/ -- FinVolution Group ("FinVolution," or the "Company") (NYSE: FINV), a leading fintech platform, today announced that its board of directors (the "Board") has approved a cash dividend of US$0.237 per American Depositary Share (ADS) for fiscal year 2023. The dividend is expected to be distributed on or around May 7, 2024 to shareholders of record as of the close of business on April 16, 2024. The decision to di ...