交银国际研究 公司更新 收盘价 目标价 潜在涨幅 美元 5.16 美元 6.30 +22.1% 金融科技 2024 年 5 月 16 日 信也科技 (FINV US) 盈利环比企稳， Take rate 呈回升势头 盈利环比企稳。信也科技1Q24归母净利润为5.28亿元（人民币，下同）， 同比下降 24.2%，环比增长 0.6%，基本符合预期。同比看，净收入同比增 长 3.8%，但拨备费用同比增长 13%（去年同期有 1.8 亿回拨），使得盈利 同比降幅较大；环比看，净收入环比下降 1.8%，主要由于促成贷款环比 下降 7.8%，但管理费用和营销费用环比下降，税前利润环比增长 13.6%， 由于 4Q23 所得税率受一次性因素影响偏低，盈利环比略增 0.6%。 公司维持促成贷款增速的全年指引。1Q24 促成贷款同比增长 11%，其中 內地/国际市场同比分别增长 10%/40%，贷款余额同比增长 4.9%。国际业 务占促成贷款的 4.6%，同比提高 1 个百分点，占收入比重为 18.8%，同比 提高 4 个百分点。菲律宾市场业务增长强劲，促成贷款同比+194%/环比 +27%，占国际业务比重达25%。公司仍维持 ...

FinVolution Group (NYSE:FINV) Q1 2024 Earnings Conference Call May 15, 2024 8:30 PM ET Company Participants Jimmy Tan - Head of Investor Relations Tiezheng Li - Vice Chairman, President and Chief Executive Officer Jiayuan Xu - Chief Financial Officer Conference Call Participants Yada Li - CICC Thomas Chong - Jefferies Alex Ye - UBS Hannah Han - Nomura Operator Ladies and gentlemen, hello and thank you for participating in the First Quarter 2024 Earnings Conference Call for FinVolution Group. At this time, a ...

FinVolution Group Investor Presentation ...

-First Quarter China Transaction Volume reached RMB46.1 billion, up 10.3% year-over-year--First Quarter International Transaction Volume reached RMB2.21 billion, up 40.8% year-over-year--First Quarter International Revenues increased to RMB594.8 million, up 32.9% year-over-year and contributing 18.8% of total net revenues-SHANGHAI, May 15, 2024 /PRNewswire/ -- FinVolution Group ("FinVolution" or the "Company") (NYSE: FINV), a leading fintech platform, today announced its unaudited financial results for the ...

-Earnings Call Scheduled for 8:30 p.m. ET on May 15, 2024-SHANGHAI, May 8, 2024 /PRNewswire/ -- FinVolution Group ("FinVolution", or the "Company") (NYSE: FINV), a leading fintech platform, today announced that it will report its first quarter 2024 unaudited financial results, on Wednesday, May 15, 2024, after the close of U.S. markets.The Company's management will host an earnings conference call at 8:30 PM U.S. Eastern Time on May 15, 2024 (8:30 AM Beijing/Hong Kong Time on May 16, 2024).Dial-in details f ...

SHANGHAI, April 25, 2024 /PRNewswire/ -- FinVolution Group ("FinVolution," or the "Company") (NYSE: FINV), a leading fintech platform, today announced that it has filed its annual report on Form 20-F for the fiscal year ended December 31, 2023 with the Securities and Exchange Commission (the "SEC") on April 25, 2024.  The annual report on Form 20-F can be accessed on the SEC's website at http://www.sec.gov and on the Company's investor relations website at http://ir.finvgroup.com. The Company will also prov ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 20-F ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE AC ...

SHANGHAI, April 24, 2024 /PRNewswire/ -- FinVolution Group ("FinVolution," or the "Company") (NYSE: FINV), a leading fintech platform, today announced that its Philippines financial application, Juanhand, has entered into a strategic cooperation agreement with UnionBank of the Philippines (UnionBank), a digital bank dedicated to embracing technological innovations to empower its customers. Under the terms of the agreement, UnionBank will provide Juanhand with a funding facility of approximately 45 million p ...

SHANGHAI, March 28, 2024 /PRNewswire/ -- FinVolution Group ("FinVolution," or the "Company") (NYSE: FINV), a leading fintech platform, today announced that its Philippines financial application, Juanhand, has entered into a strategic cooperation agreement with SeaBank Philippines Bank ("SeaBank"), an innovative bank dedicated to bettering the lives of individuals and businesses in the region with financial services through technology. Under the terms of the agreement, SeaBank will provide Juanhand with a fu ...

在数字化浪潮的推动下，数据正以前所未有的速度增长。为了更高效地管理海量数据生命周期，信也科技精心研发并推出了数据自动归档平台，旨在为用户提供一个既便捷又快速的数据归档解决方案。该平台通过自动化归档流程，极大地简化了操作。用户仅需输入配置信息，后续会自动触发归档工作，同时，它还允许用户在归档的任何阶段手动介入，确保了操作的灵活性。 数据归档作为数据生命周期的关键环节，通过将数据从主存储迁移到成本更低的介质，不仅减轻了存储集群的压力，还能长期保留那些有价值却不常用的数据。信也科技的这一创新举措，不仅有效避免了复杂繁琐的数据归档步骤，而且显著降低了相关人力成本，提升了数据管理效率。 该数据自动归档平台的技术架构主要分为三个部分：前端、后端和数据层。 前端设计上，该平台提供了一个直观的可视化界面，用户可以轻松完成归档表的配置，无需在机器终端上进行操作，从而避免了原本繁琐且低效的操作，并且支持批量导入配置和执行归档操作，进一步提高了管理效率。 在后端实现上，根据不同的归档需求，平台设计了全表归档和部分分区归档两种操作类型。这两种操作在设计步骤上有所差异，涉及许多中间状态。为了有效管理这些复 ...