Investment Recommendations - Zacks 排名第一的股票被评为“强力买入”[1] - Zacks 排名第五的股票被评为“强力卖出”[1] Actionable Insights - Zacks 提供未来 30 天内有望跑赢市场的七只股票[1] - 访问 zachs.com/bull 获取精选股票信息[1]

Core Viewpoint - Three stocks have been added to the Zacks Rank 5 (Strong Sell) List, indicating a negative outlook for these companies based on recent earnings estimate revisions. Group 1: Company Specifics - ARMOUR Residential REIT, Inc. (ARR) invests in residential mortgage-backed securities, with a Zacks Consensus Estimate for its current year earnings revised downward by 6.1% over the last 60 days [1] - Goosehead Insurance, Inc. (GSHD), the holding company for Goosehead Financial, LLC, has seen its Zacks Consensus Estimate for current year earnings revised downward by 1.6% over the last 60 days [1] - Installed Building Products, Inc. (IBP) is a leading installation contractor for insulation in residential and commercial sectors, with its Zacks Consensus Estimate for current year earnings revised downward by 2.1% over the last 60 days [2]

Core Insights - Goosehead Insurance reported mixed results for Q2, with earnings per share of $0.49, missing the analyst consensus estimate of $0.50, while quarterly sales of $94.03 million exceeded the estimate of $93.85 million [1] Financial Performance - The company achieved premium growth of 18%, total revenue growth of 20%, and core revenue growth of 18% in Q2 [2] - Net income declined by 24%, with a net income margin of 9%, while adjusted EBITDA grew by 18%, resulting in an adjusted EBITDA margin of 31% [2] - Goosehead Insurance affirmed its FY2025 sales guidance of $350 million to $385 million [2] Stock Performance - Following the earnings announcement, Goosehead Insurance shares fell by 15.5%, trading at $87.39 [3] - Analysts adjusted their price targets, with Piper Sandler downgrading the stock from Overweight to Neutral and lowering the price target from $122 to $109, while Keefe, Bruyette & Woods maintained an Outperform rating but cut the price target from $130 to $120 [8]

Core Insights - Goosehead Insurance has formed a strategic franchise partnership with Baird & Warner Real Estate, creating the Adaptive Insurance Agency to integrate insurance services into the homebuying journey [1][2] - This collaboration aims to enhance client convenience by allowing Baird & Warner clients to purchase insurance directly during real estate transactions, providing access to a wide range of insurance carriers and expert guidance [2][3] Company Overview - Goosehead Insurance is a rapidly growing independent personal lines insurance agency, distributing products through corporate and franchise locations across the United States, representing over 200 insurance companies [5] - Baird & Warner, established in 1855, is the largest independent real estate services company in Chicagoland, recognized for its commitment to innovation and client advocacy, with over 2,000 broker associates [6]

(Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q GOOSEHEAD INSURANCE, INC. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organization) 1500 Solana Blvd, Building 4, Suite 4500 Westlake (Address of principal executive offices) (Zip Code) OR ☐ TRANSITION REPORT PURSUANT TO SEC ...

Goosehead Insurance (GSHD) came out with quarterly earnings of $0.49 per share, missing the Zacks Consensus Estimate of $0.53 per share. This compares to earnings of $0.42 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -7.55%. A quarter ago, it was expected that this insurance company would post earnings of $0.23 per share when it actually produced earnings of $0.26, delivering a surprise of +13.04%. Over the last four quart ...

Goosehead Insurance (GSHD) Q2 2025 Earnings Call July 23, 2025 04:30 PM ET Company ParticipantsDan Farrell - VP - Capital MarketsMark Miller - President, CEO & DirectorMark Jones Jr. - CFOTommy McJoynt-Griffith - DirectorAndrew Kligerman - Managing DirectorKatie Sakys - Senior Research AssociatePablo Singzon - Executive DirectorConference Call ParticipantsMichael Zaremski - MD & Senior Equity Research AnalystPaul Newsome - MD & Senior Research AnalystMark Hughes - AnalystOperatorThank you for standing by an ...

Goosehead Insurance (GSHD) Q2 2025 Earnings Call July 23, 2025 04:30 PM ET Speaker0Thank you for standing by and welcome to the Goosehead Insurance Second Quarter twenty twenty five Earnings Conference Call. At this time, all participants are in listen only mode. After the speakers' presentation, there will be a question and answer session. As a reminder, today's program is being recorded. And now I'd like to introduce your host for today's program, Dan Farrell, Vice President, Capital Markets.Speaker1Thank ...

GOOSEHEAD INSURANCE, INC. ANNOUNCES SECOND QUARTER 2025 RESULTS – Total Revenue Increased 20% and Core Revenue* Grew 18% over the Prior-Year Period – WESTLAKE, TEXAS – July 23, 2025 - Goosehead Insurance, Inc. ("Goosehead" or the "Company") (NASDAQ: GSHD), a rapidly growing independent personal lines insurance agency, today announced results for the second quarter ended June 30, 2025. Second Quarter 2025 Highlights "We delivered another strong quarter result while making substantial investments in people an ...

Core Insights - Goosehead Insurance reported strong financial results for Q2 2025, with total revenue growth of 20% and core revenue growth of 18% compared to the same period in 2024 [4][5][6] - The company achieved a net income of $8.3 million, a decrease of 24% from $10.9 million in the prior year, while adjusted EBITDA grew by 18% to $29.2 million [5][7][9] - Goosehead continues to invest in technology and personnel to enhance operational efficiency and drive future growth, aiming to become the largest distributor of personal lines insurance [3][4] Financial Performance - Total revenues for Q2 2025 were $94.0 million, up from $78.1 million in Q2 2024, while core revenues reached $86.8 million, an increase from $73.4 million [4][5] - Total written premiums increased by 18% to $1.2 billion, indicating strong future revenue potential [5][6] - The company reported an adjusted EPS of $0.49, a 14% increase from the previous year, while basic EPS decreased to $0.20 from $0.25 [5][7] Operating Expenses - Total operating expenses rose to $78.4 million from $62.7 million in the prior-year period, with employee compensation and benefits increasing to $50.4 million [6][9] - General and administrative expenses also increased to $24.6 million, primarily due to investments in technology and systems [6][9] - The company recorded an impairment expense of $4.7 million related to office leases during the quarter [6][9] Key Performance Indicators - Policies in force increased by 13% to approximately 1,793,000, with a client retention rate of 84% [5][35] - The corporate agent headcount grew by 53% to 479, while total franchise producers increased by 5% to 2,085 [5][35] - The company achieved a net promoter score (NPS) of 84, reflecting strong customer satisfaction [35] Liquidity and Capital Resources - As of June 30, 2025, Goosehead had cash and cash equivalents of $92.4 million and an unused line of credit of $75.0 million [9][10] - The company successfully repriced its existing $299.3 million term loan, reducing the interest rate by 50 basis points [10][9] - Goosehead repurchased 6,000 shares at an average price of $94.51 during the quarter, with $99.5 million remaining under the share repurchase authorization [9][10] 2025 Outlook - Goosehead expects total written premiums for 2025 to be between $4.38 billion and $4.65 billion, representing growth of 15% to 22% [12] - Total revenues for 2025 are projected to be between $350 million and $385 million, indicating growth of 11% to 22% [12]