转自：新华财经 8月29日，由工银投资与合肥产投联合发起的首只银行系险资参与的AIC股权投资基金——工融合肥股 权投资基金合伙企业（有限合伙）在合肥成功设立。该基金由工银资本担任管理人，合肥产投资本担任 执行事务合伙人，省新材料母基金、工银投资、工银安盛、合肥创业引导基金、合肥东城产投共同出资 组建，是全国首只银行系保险资金参与的AIC基金。该基金首期规模10亿元，重点投向集成电路、新型 显示、新材料等战略新兴产业与未来产业，赋能地方科创企业股权投资及科技创新产业发展。 中国工商银行安徽省分行（下文简称"安徽工行"）深入贯彻落实国务院办公厅关于《促进创业投资高质 量发展的若干政策措施》，积极响应国家耐心资本战略，协调集团内AIC资金和保险资金与合肥市产业 资本方共同搭建基金，充分发挥各自在资源、资金、项目、产业培育等领域的优势，共同做好产业发展 的"长期合伙人"和"耐心资本"的坚定提供者。 工银投资作为工商银行全资设立的金融资产投资公司，主要从事市场化债转股、股权投资试点、私募基 金管理等业务。依托工银集团强大的综合金融能力，服务一大批优质企业、战新产业、未来产业等发 展。截至目前，工银投资累计设立的基金认缴 ...

中经记者 张漫游 北京报道 （编辑：朱紫云 审核：何莎莎 校对：燕郁霞） 刘珺表示，之所以如此判断主要看公司的营收结构中利息净收入实现稳定增长。"利息净收入是营收的 大头，作为以间接融资为主的大型商业银行，利息收入是我们的'主食'，上半年微降0.1%，相当于持 平。" 刘珺进一步分析认为，这一方面得益于工商银行平衡量价，另外一方面在LPR下调之后，同步调降了存 款挂牌利率，有效熨平了对净息差的影响。"这说明我们在负债成本控制方面，不仅保证了息差的稳定 和利息收入的稳定，同时也向市场传递出了信息——作为国有大型商业银行，我们支持市场在合理的价 格中枢之上开展我们的业务。" 刘珺指出："作为一家超级规模的银行，我们跟市场永远是同频共振，并且准确、精确地反映中国国民 经济的增长状况。工商银行发挥的就是主力军、压舱石、稳定器作用。如果稳定器的速度是一个超常速 度，那么稳定器的作用也不会发挥得特别好。所以我们始终认为，匀速或许是最快的，平衡或许是最好 的，一直秉承这个理念来推动工商银行的转型和进一步的高质量发展。" 8月29日，工商银行公布了2025年上半年业绩报。数据显示，截至2025年6月末，该行资产总额突破52万 ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) reported a total asset exceeding 52 trillion yuan and a revenue of 427.09 billion yuan for the first half of 2025, marking a year-on-year growth of 1.6%, while net profit decreased by 1.5% to 168.80 billion yuan [2][3][4]. Financial Performance - Revenue for the first half of 2025 was 427.09 billion yuan, up 1.6% from the previous year, reversing a decline of -3.22% in the first quarter [3][4]. - Net profit for the same period was 168.80 billion yuan, down 1.5% year-on-year, continuing the downward trend from the first quarter [3][4]. - Net interest income was 313.58 billion yuan, a slight decrease of 0.1% year-on-year, with a net interest margin of 1.3%, down 13 basis points [3][4]. Profit Distribution - ICBC announced a mid-year profit distribution plan, proposing a cash dividend of approximately 503.96 billion yuan, which represents 30.0% of the net profit attributable to shareholders [2][7][8]. Non-Interest Income - Non-interest income reached 113.52 billion yuan, an increase of 6.5% year-on-year, driven by growth in various service fees and commissions [4][5]. - The bank's fee and commission income was 67.02 billion yuan, down 0.6% year-on-year, while income from corporate wealth management increased by 24.5% to 7.21 billion yuan [4][5]. Loan and Asset Quality - As of June 2025, total loans amounted to 30.19 trillion yuan, a year-on-year increase of 6.4% [6]. - The non-performing loan (NPL) ratio was 1.33%, a slight decrease from the end of the previous year, with corporate loans at 1.47% and personal loans at 1.35% [8]. - The bank's core Tier 1 capital adequacy ratio was 13.89%, with a provision coverage ratio of 217.71% [8]. Investment Value - The bank's A/H share dividend yield was approximately 4.2% and 5.8%, which is considered attractive compared to long-term funding costs and other financial products [2][8].

Group 1 - The article highlights the thriving blueberry industry in Jilin's Baishan region, emphasizing its unique geographical and climatic advantages that contribute to the production of high-quality blueberries [1] - The Industrial and Commercial Bank of China (ICBC) is actively supporting rural revitalization by providing financial resources through digital inclusive products like "Planting e-loan," aimed at enhancing service quality and expanding service channels [1] - The blueberry planting area in Jingyu County has increased significantly, reaching 34,000 acres, with over half of the administrative villages relying on blueberries as a key economic pillar, resulting in an average income increase of 8,000 yuan per household [1] Group 2 - Blueberry growers have a strong financing demand across various stages, including land transfer, seedling cultivation, field management, and harvesting [2] - ICBC Baishan Branch has innovatively developed a dedicated "blueberry" product under the "Planting e-loan" scheme, tailored to meet the financing needs of growers, family farms, cooperatives, and agricultural enterprises [2] - As of August this year, ICBC Baishan Branch has issued over 30 million yuan in "Planting e-loan" blueberry loans, benefiting more than 60 growers [2]

经济观察网 中国工商银行于8月29日发布公告称，段红涛因职务变动原因，已向董事会提交辞呈，辞去 该行副行长、董事会秘书及公司秘书职务。其辞任自当日生效。 公告显示，段红涛确认与董事会之间无意见分歧，亦无任何与辞任相关需提请股东或债权人关注的事 宜，且相关工作已顺利完成交接。工商银行董事会对段红涛在任期间做出的贡献表示衷心感谢。 ...

Group 1 - The State Intellectual Property Office of China has granted a patent to Industrial and Commercial Bank of China (ICBC) for a method, device, storage medium, and electronic equipment related to testing systems, with the authorization announcement number CN 115292186 B and application date of August 2022 [1] - ICBC was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of ICBC is approximately 35.64 billion RMB [1] Group 2 - According to data analysis from Tianyancha, ICBC has invested in 1,176 enterprises and participated in 5,000 bidding projects [1] - The bank holds 988 trademark information entries and 5,000 patent information entries, along with 77 administrative licenses [1]

格隆汇8月29日丨工商银行(601398.SH)公布半年度报告，2025年上半年，本行紧紧围绕"防风险、强监 管、促发展"金融工作主线，在支持经济持续回升向好中推动自身高质量发展，经营保持稳健发展态 势。上半年实现净利润1,688.03亿元，同比下降1.5%，年化平均总资产回报率0.67%，年化加权平均净 资产收益率8.82%，归属于母公司股东的净利润1681.03亿元，同比下降1.4%。营业收入4,270.92亿元， 增长1.6%。其中，利息净收入3,135.76亿元，下降0.1%；非利息收入1,135.16亿元，增长6.5%。营业支 出2,281.86亿元，增长1.8%。其中，业务及管理费1,029.22亿元，增长3.5%，成本收入比为24.10%；计 提资产减值损失1,045.29亿元，增长2.4%。所得税费用302.05亿元，增长16.7%。每10股派发人民币 1.414元。 ...

Core Viewpoint - The board of directors of Industrial and Commercial Bank of China (ICBC) has proposed the nomination of several candidates for independent director and executive director positions, ensuring compliance with relevant laws and regulations [1][2][3][5][7][8]. Group 1: Nomination of Independent Directors - The board has nominated Mr. Chen De Lin as an independent director candidate, with unanimous support from the board members present [1][2]. - Mr. Chen's term as an independent director is set to expire in September 2025, and he is eligible for re-election [2]. - The nomination of Mr. Li Jin Hong as an independent director candidate was also approved unanimously by the board [3][4]. - Both candidates will require approval from the shareholders' meeting to finalize their appointments [2][3][4]. Group 2: Nomination of Executive Director - Mr. Duan Hong Tao has been nominated as an executive director candidate, with unanimous support from the board [5][6]. - His appointment is also subject to approval by the shareholders' meeting and subsequent regulatory approval [5][6]. Group 3: Adjustments in Board Committees - The board has made adjustments to the leadership of certain specialized committees to ensure proper functioning [6]. - The adjustments include changes in committee chairs and members, with specific votes recorded for each change [6]. Group 4: Appointment of Key Management - Mr. Yao Ming De has been appointed as the Chief Financial Officer (CFO) of ICBC, with unanimous board approval [7][8]. - Mr. Tian Feng Lin has been appointed as the board secretary, also requiring regulatory approval for his position [8][9]. Group 5: Financial Reports and Dividend Distribution - The board approved the renewal of liability insurance for directors, supervisors, and senior management for the 2025-2026 period [9]. - The board also approved the 2025 semi-annual report and the capital management disclosure report [9]. - A mid-year profit distribution plan was unanimously approved, with specific details on dividend payouts for both domestic and foreign preferred shares [10].

监事会审议认为，本行 2025 半年度报告的编制和审核程序符合有关法律、 行政法规和监管规定，报告内容真实、准确、完整地反映了本行实际情况。 中国工商银行股份有限公司（简称本行）监事会于 2025 年 8 月 18 日以书 面形式发出会议通知，于 2025 年 8 月 29 日在北京市西城区复兴门内大街 55 号 本行总行召开会议。会议应出席监事 3 名，亲自出席 3 名。鉴于本行监事长空 缺，监事会成员共同推举张杰监事主持会议。会议召开和议案审议程序符合有 关法律法规、 《中国工商银行股份有限公司章程》及《中国工商银行股份有限公 司监事会议事规则》等规定。 会议审议通过以下议案： 一、关于 2025 半年度报告及摘要的议案 证券代码：601398 证券简称：工商银行 公告编号：临 2025-027 号 中国工商银行股份有限公司 监事会决议公告 中国工商银行股份有限公司监事会及全体监事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 议案表决情况：有效表决票 3 票，同意 3 票，反对 0 票，弃权 0 票。 二、关于 2025 年中期利润分配方案 ...

Summary of Key Points Core Viewpoint - The announcement details the proposed profit distribution plan of Industrial and Commercial Bank of China (ICBC), which includes a cash dividend of RMB 0.1414 per share for the first half of 2025, subject to shareholder approval [1][2]. Group 1: Profit Distribution Plan - The proposed cash dividend amounts to RMB 0.1414 per ordinary share, including tax [1]. - The total number of ordinary shares for the dividend distribution is 356,406,257,089 shares, leading to a total cash dividend payout of approximately RMB 50.396 billion [1]. - The cash dividend represents 30.0% of the net profit attributable to shareholders of the parent company, which was RMB 168.103 billion as of June 30, 2025 [1]. Group 2: Decision-Making Process - The board of directors approved the profit distribution plan on August 29, 2025, and it will be submitted for approval at the upcoming shareholders' meeting [2]. - The independent directors expressed their agreement with the proposed profit distribution plan [2]. - The supervisory board also reviewed and approved the profit distribution proposal on the same date [2].