活动现场，鲜艳的"防范电信网格诈骗 共享和谐美好生活""防范金融黑恶犯罪 保障客户资金安全"条幅格外醒目，迅速吸引了赶集群众的目光。工作人员化 身"金融知识讲解员"，一边向过往群众发放图文并茂的宣传折页，一边结合农村地区常见的"高息理财陷阱""套路贷""冒充电商客服诈骗"等案例，用通俗易 懂的方言讲解反洗钱、反欺诈的核心要点，手把手教大家识别虚假金融宣传的"套路"，告知遭遇金融纠纷时的合法维权途径。 "大姐，您看这宣传册，陌生人让您转账汇款一定要多核实，这可能是电信诈骗的套路！""大爷，要是有人说能帮您'高息理财'，千万别信，这很可能是非法 集资的陷阱！"近日，在热闹的樱南集市上，中汇人寿潍坊中支宣传团队带着金融知识"大礼包"，开展了一场别开生面的"赶大集"金融教育宣传活动，将反 洗钱、反欺诈、防范金融黑恶犯罪等知识送到群众"家门口"，用实际行动践行"保障金融权益助力美好生活"的活动口号。 w III E UP r s f ra en 3 针对农村群众关心的"如何保障存款安全""怎样选择保本低风险的金融产品"等问题，工作人员耐心解答，重点普及了储蓄理财、短期保险保障等实用金融知 识，引导大家理性选择适合自己的 ...

Core Viewpoint - The article highlights the significant achievements of China's financial sector during the "14th Five-Year Plan" period, emphasizing the deepening of financial reforms and the enhancement of international competitiveness and influence [2][5]. Monetary Policy - The People's Bank of China (PBOC) maintains a supportive monetary policy stance, focusing on internal and external balance while implementing moderately loose monetary policies to foster economic recovery and stabilize financial markets [3][4]. - The PBOC's monetary policy committee emphasizes the importance of counter-cyclical adjustments and the dual function of monetary policy tools to support stable economic growth and maintain reasonable price levels [3][4]. Financial Market Development - As of June 2023, China's banking sector total assets reached nearly 470 trillion yuan, ranking first globally, with stock and bond markets also holding significant positions [5]. - The international status of the Renminbi (RMB) has been steadily rising, with RMB becoming the largest settlement currency for China's external payments and the third-largest trade financing currency globally [6]. Cross-Border Financial Integration - The establishment of a diversified cross-border payment system has significantly improved the convenience of cross-border trade and investment, with ongoing reforms in cross-border RMB and foreign exchange management [7][8]. - The PBOC has signed bilateral currency swap agreements with 32 countries and regions, enhancing the RMB's international usage and promoting offshore RMB market development [6][7]. Risk Management and Financial Stability - The PBOC is focused on balancing economic growth, structural adjustments, and financial risk prevention, with significant progress made in reducing risks associated with local government financing platforms [9][10]. - Measures have been taken to support the real estate sector and mitigate risks in small and medium-sized financial institutions, with a notable reduction in the number of high-risk small banks [10][11]. Regulatory Enhancements - The regulatory framework for the foreign exchange market has been strengthened, with a dual management approach that combines macro-prudential and micro-regulatory measures to enhance resilience against external shocks [11][12].

Core Viewpoint - The series of "Consumer Protection Knowledge into Campus" activities organized by China Construction Bank Suqian Branch aims to enhance financial literacy among youth and strengthen financial safety in schools, receiving positive feedback from students and teachers [1][5]. Group 1: Targeted Education - The activities are tailored to different age groups, focusing on specific financial risks prevalent in schools, ensuring that financial knowledge is conveyed effectively [2]. - At the university level, the "Zhang Fuqing Financial Service Team" addresses issues like telecom fraud and bad online loans, reaching over 1,000 students and distributing more than 800 informational brochures [2]. - For middle and primary school students, the activities include lectures on the dangers of illegal online lending, emphasizing the traps set by such platforms [3]. Group 2: Interactive Learning - The bank has innovated its educational approach by incorporating interactive elements, transforming passive listening into active learning, making financial education more engaging and effective [4]. - Activities include Q&A sessions where students can ask about risks associated with financial practices, fostering a lively exchange of ideas [4]. - The use of real-life case studies to explain concepts like "campus loans" and "trap loans" helps students understand the dangers of excessive borrowing and financial scams [4]. Group 3: Social Responsibility - The initiative reflects the bank's commitment to social responsibility and its "finance for the people" philosophy, contributing to a safer and healthier financial environment in schools [5].

Core Viewpoint - The recent implementation of monthly deposit and withdrawal limits for personal bank accounts in China marks a shift from "extensive management" to "precise regulation" in financial governance, reflecting deeper financial governance logic [1][3]. Policy Background and Core Content - The new policy is not unique to China, as similar measures exist globally, such as the U.S. requiring cash transactions over $10,000 to be reported and the EU setting a cash payment limit of €10,000. The policy primarily targets non-counter transactions and allows for temporary adjustments to limits under certain conditions [3][5]. Multiple Motivations for Policy Introduction - The primary driver for this reform is the fight against money laundering, with suspicious transaction reports increasing by 23% in the first half of 2024. The limit management aims to curb money laundering tactics that involve breaking large transactions into smaller ones. Additionally, it plays a crucial role in preventing telecom fraud and aids banks in managing liquidity more effectively during economic transitions [5][9]. Actual Impact on Ordinary Depositors - For most wage earners, the monthly limit of ¥50,000 is sufficient, as it is approximately ten times the average monthly disposable income of ¥4,865. However, specific groups, such as individual entrepreneurs, may need to adjust their cash flow management. The policy also encourages financial service refinement, with banks offering "smart limit" services based on transaction history [7][9]. Deep Changes in Financial Ecosystem - The policy is reshaping banking business models, prompting banks to focus on "long-tail customers" and innovate products like micro-investment and automatic fund allocation. It enhances risk control systems and improves the transparency of monetary policy transmission, allowing for better data support for macroeconomic regulation [9][11]. International Comparison and Localization Practice - China's limit management features "rigid constraints with flexible execution," differing from the Western approach of large transaction reporting. The mixed model of "limit management + whitelist" maintains regulatory strength while avoiding a one-size-fits-all approach [11]. Future Evolution Directions - The policy is expected to optimize in three areas: establishing dynamic adjustment mechanisms based on regional economic conditions, enhancing technology integration for intelligent and transparent limit management, and improving supporting measures such as expanding digital currency applications [11][13]. Conclusion - The deposit and withdrawal limit management is a significant exploration in the modernization of China's financial governance, aiming to create a secure, efficient, and inclusive financial infrastructure that aligns with the rapid development of the digital economy [13].

Group 1 - The core idea of the article is that Minsheng Bank's Weifang Changyi branch organized a financial literacy event for elderly individuals in a community park, focusing on interactive learning to enhance their understanding of financial safety [1][3][4] - The event included hands-on activities where staff taught seniors how to identify counterfeit bank documents and provided scenarios to recognize common scams, emphasizing the "three no principles" of not being greedy, not transferring money easily, and consulting others [3][4] - Participants received a "Financial Rights Protection Manual" containing practical case studies and contact information for the bank's fraud hotline, which aims to empower seniors with knowledge and resources for financial safety [3][4] Group 2 - This initiative is part of Minsheng Bank's commitment to "age-friendly financial services," with plans to regularly conduct "Financial Safety in the Community" activities to raise awareness among seniors about financial risks [4] - The bank aims to provide customized and scenario-based promotional services to help elderly individuals protect their retirement funds and ensure that financial services enhance their quality of life [4]

为进一步提升商户金融风控能力与群众金融素养，近日，民生银行潍坊青州支行组织到青州商业街开展 了一场以"保障金融权益，助力美好生活"为主题的金融知识宣传活动，将定制化金融服务与安全防护知 识送进商圈。 活动当天，支行在商业街核心路段设立宣传阵地，通过主题横幅、图文折页、现场讲解等形式，围 绕"商户经营安全"和"居民消费防护"两大板块，结合商户日常高频使用的收款码、POS机等场景， 以"案例+口诀"的通俗形式普及金融知识。支行工作人员现场演示了"收款码真伪核验技巧"，并通过剖 析"虚假POS机改装诈骗"等典型案例，指导商户如何识别和防范金融风险，帮助商户筑牢资金安全防 线。同时，针对消费群众，通过情景模拟"虚假购物退款""冒充公检法诈骗"等骗局，普及"三不一多"防 骗口诀（即"未知链接不点击、陌生来电不轻信、个人信息不透露、转账汇款多核实"），切实提升群众 防范诈骗的能力。 该支行工作人员还介绍了"商户快贷""收银台POS贷"等普惠金融产品，帮助商户破解资金周转难题；通 过"风险承受能力测评""理财品类沙盘演示"等形式，引导群众树立理性理财观念，远离理财陷阱。活动 期间，工作人员耐心解答群众咨询，针对不同群体的金 ...

Core Viewpoint - The establishment of a "Financial Education Base" by Industrial Bank in collaboration with Shandong Huafeng Smart Port Logistics Co., Ltd. aims to enhance financial literacy among employees, clients, and the public, contributing to a stable financial environment [1][2]. Group 1: Collaboration and Objectives - The partnership represents an innovative practice of cross-sector collaboration between financial institutions and enterprises, focusing on social responsibility [1]. - The financial institution will leverage its expertise in financial knowledge, risk case studies, and consumer rights protection to enrich the educational content of the base [1]. - The logistics company will utilize its extensive employee base, client network, and community influence to ensure effective dissemination of financial knowledge [1]. Group 2: Educational Focus and Activities - The education base will address current financial sector challenges and will conduct systematic and diverse educational activities [2]. - Core financial knowledge will be disseminated, covering topics such as personal credit, savings and investment, loan knowledge, and payment security to help the public establish correct financial concepts [2]. - Financial risk prevention will be emphasized through analysis of common scams like illegal fundraising, telecom fraud, and card theft, enhancing public recognition and resistance capabilities [2]. - Digital financial skills will be cultivated, particularly for vulnerable groups like the elderly and youth, focusing on smart device usage, digital payment security, and online transaction guidance [2]. - Various engaging formats such as expert lectures, interactive experience zones, simulations, online courses, and promotional materials will be employed to make financial knowledge accessible and interesting [2].

Core Points - The core focus of the news is the financial education initiative by Minsheng Bank's Liaocheng branch aimed at enhancing community residents' financial literacy and consumer rights protection [1][2] Group 1: Financial Education Initiative - Minsheng Bank's Liaocheng branch conducted a "Financial Education Promotion Week" in local communities to promote financial literacy [1] - The initiative emphasized the "three appropriateness" requirements related to financial products, sales channels, and target customers [1][2] - The bank staff used presentations and real-life examples to explain how to choose suitable financial products and identify misleading promotions [1] Group 2: Community Engagement - The event included interactive Q&A sessions where residents actively participated and raised practical questions about financial products [1] - Staff provided detailed answers to questions regarding risk assessment of investment products and handling unsuitable product recommendations [1] Group 3: Future Plans - Minsheng Bank's Liaocheng branch plans to continue innovating its promotional methods and expanding the reach of financial knowledge dissemination [2] - The bank aims to contribute to building a safe and harmonious community financial environment [2]

Core Viewpoint - The event organized by Minsheng Bank's Jinan branch aimed to enhance financial literacy and risk awareness among community residents through engaging activities and educational outreach [1][2]. Group 1: Event Overview - Minsheng Bank's Jinan branch collaborated with local community committees and businesses to host a unique consumer protection promotional event [1]. - The event featured a warm and vibrant setup, attracting numerous residents who actively participated [1]. Group 2: Financial Education and Awareness - Bank staff conducted financial education sessions, sharing important knowledge on preventing telecom fraud, avoiding illegal financial intermediaries, and protecting personal financial information [1]. - Residents engaged in interactive discussions, asking questions about financial issues they encounter in daily life, which were patiently answered by the staff [2]. Group 3: Community Impact - The successful event not only enriched residents' cultural lives but also fostered neighborly relationships and spread financial knowledge throughout the community [2]. - Minsheng Bank's Jinan branch plans to continue organizing diverse financial knowledge promotion activities in collaboration with local committees and businesses to further enhance community financial literacy [2].

Core Viewpoint - The event organized by Ping An Property & Casualty Insurance Shanghai Branch aims to enhance financial literacy and risk awareness among students, promoting a culture of financial safety and education in the community [1][11]. Group 1: Event Overview - The "Hot Now Back to School!" financial consumer protection fair was held at Shanghai University of Finance and Economics, featuring three interactive zones and eight themed exhibition booths [1]. - The event involved collaboration with various local organizations, including the Shanghai Banking and Insurance Dispute Mediation Center and local police [1]. Group 2: Financial Safety Education - A "Safety Practice Class" was conducted, where police presented real cases of telecom fraud, educating students on recognizing scams such as "impersonating customer service" and "fake investment" [3]. - Students actively participated in discussions, expressing increased vigilance towards potential scams after learning about real-life examples [3]. Group 3: Financial Literacy Enhancement - The "Financial Literacy Improvement" zone focused on educating attendees about the appropriateness of financial products, highlighting common risks in financial marketing [6]. - Interactive games like "Insight into Financial Rights" were used to make learning engaging and memorable for participants [6]. Group 4: Illegal Agency Prevention - The "Preventing Illegal Agents" zone addressed the issue of illegal intermediaries in finance, helping students identify and avoid risks associated with illegal "campus loans" [9]. - Fun challenges and quizzes were incorporated to promote rational consumption and investment awareness among students [9]. Group 5: Community Outreach and Future Plans - Participants received "Risk Reminder Gift Packs," which included educational materials to extend financial education from campus to home, aiming to reach a broader audience [11]. - The company plans to continue its focus on vulnerable groups through diverse financial education initiatives across various community settings [11].