在"金融+医疗健康"方面，"平安家医"实现广泛覆盖，借助AI医疗技术赋能全场景服务，并持续创新"保 险+医疗"产品，助力客户实现全周期健康管理。截至2025年6月末，平安与国内百强医院和三甲医院合 作覆盖率为100%;内外部医生团队约5万人。2025年上半年，"平安家医"会员覆盖超3,500 万人，家医年 人均使用频次达5次，为保单用户提供专业持续的健康关怀。 中国平安（601318）(02318)公布2025年中期业绩，营业收入 5464.69 亿元，归属于母公司股东的营运利 润 777.32 亿元，同比增长 3.7%; 归属于母公司股东的净利润 680.47 亿元，基本每股收益3.87元，中期 股息每股现金0.95元。 在服务模式创新上，以金融保险保障为核心，精准匹配客户千人千面的医疗、健康、养老等个性化服 务。平安寿险发布"添平安"保险+服务解决方案，其中的居家养老服务，既有养老年金的给付功能，又 提供叁位一体的"智能管家、生活管家、医生管家"，让老人生活有人陪、生病有人管、享老有人护。在 服务能力创新上，2025年上半年，平安升级"全球急难救援服务"，依托全世界8大运营中心和60万家医 疗健康合作机构 ...

Core Viewpoint - China Ping An Insurance Group reported a stable performance in Q1 2025, with operating profit reaching 37.907 billion yuan, a year-on-year increase of 2.4%, driven by growth in life and health insurance segments [1][2] Financial Performance - Operating profit attributable to shareholders for Q1 2025 was 37.907 billion yuan, up 2.4% year-on-year - Life and health insurance business contributed 26.864 billion yuan to operating profit, reflecting a 5.0% increase [1] - Total assets surpassed 13 trillion yuan, reaching 13.18 trillion yuan [1] Business Strategy and Development - The company emphasized a focus on high-quality development and maintaining a stable operational foundation amid a complex external environment [1] - The multi-channel strategy, including the "4 channels + 3 products" reform, led to a new business value of 12.891 billion yuan in life and health insurance, a robust growth of 34.9% year-on-year [2] - The agent channel saw an 11.5% increase in new business value, while the bancassurance channel experienced a significant 170.8% growth [2] Health Insurance Collaboration - Ping An Health achieved revenue of 1.062 billion yuan in Q1 2025, with a year-on-year growth rate of 25.8%, exceeding market expectations [3] - The company is focusing on high-margin, synergistic businesses, forming a structure of "insurance + healthcare" and "insurance + home care" [3] - The number of enterprise clients served exceeded 2,100, with B-end paid users growing over 45% year-on-year [3] Medical Service Network - The company has established a comprehensive service network, integrating over 50,000 internal and external doctors and nearly 37,000 partner hospitals [4] - The self-operated flagship, Peking University Health Group, reported a revenue of approximately 1.2 billion yuan in Q1 2025, with a 9% year-on-year increase [5] Product and Service Innovation - The "Tian Ping An" insurance + service solution was launched to enhance customer experience by integrating insurance products with various services [6][7] - The "Three Savings" initiative aims to provide customers with a seamless experience in terms of time, cost, and peace of mind [6][7] Technology and Innovation - The company is advancing its "953" AI technology framework, which includes 9 databases, 5 laboratories, and 3 technology companies, to enhance operational efficiency [8][9] - In Q1 2025, AI service interactions reached approximately 450 million, covering 80% of customer service inquiries, significantly reducing operational costs [10] - The application of technology has improved underwriting speed, with 93% of life insurance policies processed in seconds and a 56% claim settlement rate [10]