Ta b l e o f C o n t e n t s Exhibit 99.1 Table of Contents Caution regarding forward-looking statements From time to time, Royal Bank of Canada and its subsidiaries (collectively, "RBC", "the bank", "we", "us" or "our") make written or oral forward-looking statements within the meaning of certain securities laws, including the "safe harbour" provisions of the United States Private Securities Litigation Reform Act of 1995 and any applicable Canadian securities legislation. We may make forward-looking statem ...

We first made Royal Bank of Canada ( RY ) a Long Idea in April 2018 and most recently reiterated our bullish thesis on the stock in September 2023. Since this update, the stock has underperformed the S&P 500 by ~5%, whichAnalyst’s Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it. I h ...

Growth investors focus on stocks that are seeing above-average financial growth, as this feature helps these securities garner the market's attention and deliver solid returns. But finding a growth stock that can live up to its true potential can be a tough task.In addition to volatility, these stocks carry above-average risk by their very nature. Also, one could end up losing from a stock whose growth story is actually over or nearing its end.However, it's pretty easy to find cutting-edge growth stocks wit ...

Royal Bank of Canada (NYSE:RY) RBC Capital Markets Financial Institutions Conference March 4, 2025 8:00 AM ET Company Participants Dave McKay - President & Chief Executive Officer Conference Call Participants Derek Neldner - Chief Executive Officer & Group Head of RBC Capital Markets Unidentified Company Representative Good morning, everyone. Welcome to our global FI conference is actually truly global more than ever. And despite everything that we're seeing in the broader marketplace, it's a great time for ...

Royal Bank of Canada (NYSE:RY) Q1 2025 Earnings Conference Call February 27, 2025 8:30 AM ET Company Participants Asim Imran - Senior Vice President, Investor Relations Dave McKay - President & Chief Executive Officer Katherine Gibson - Chief Financial Officer Graeme Hepworth - Chief Risk Officer Derek Neldner - Group Head, Capital Markets Erica Nielsen - Group Head, Personal Banking Conference Call Participants John Aiken - Jefferies Mario Mendonca - TD Securities Ebrahim Poonawala - Bank of America Meny G ...

All amounts are in Canadian dollars unless otherwise indicated and are based on financial statements prepared in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise noted. Totals may not add, and percentage changes may not reflect actual changes due to rounding. For an explanation of defined terms used in this presentation, refer to the Glossary on slides 42-43. Our Q1 2025 Report to Shareholders and Supplementary Financial Information are available on our webs ...

Core Viewpoint - Royal Bank reported quarterly earnings of $2.55 per share, exceeding the Zacks Consensus Estimate of $2.28 per share, and showing an increase from $2.11 per share a year ago, indicating a positive earnings surprise of 11.84% [1][2] Financial Performance - The company posted revenues of $11.78 billion for the quarter ended January 2025, surpassing the Zacks Consensus Estimate by 8.70%, compared to $9.98 billion in the same quarter last year [2] - Over the last four quarters, Royal Bank has consistently surpassed consensus EPS estimates and revenue estimates [2] Stock Performance and Outlook - Royal Bank shares have declined approximately 0.9% since the beginning of the year, while the S&P 500 has gained 1.3% [3] - The company's earnings outlook is crucial for investors, as it includes current consensus earnings expectations for upcoming quarters and any recent changes to these expectations [4] Estimate Revisions - The trend for estimate revisions ahead of the earnings release was unfavorable, resulting in a Zacks Rank 4 (Sell) for the stock, indicating expected underperformance in the near future [6] - Current consensus EPS estimate for the upcoming quarter is $2.22 on revenues of $10.68 billion, and for the current fiscal year, it is $9.15 on revenues of $43.99 billion [7] Industry Context - The Zacks Industry Rank for Banks - Foreign is currently in the bottom 48% of over 250 Zacks industries, suggesting that the industry outlook may negatively impact stock performance [8]

Partnership and AI Development - RBC partners with Cohere to co-develop and deploy a secure enterprise generative AI solution called North for Banking, optimized for financial services [1] - The platform integrates RBC's and Cohere's proprietary foundation models and RBC's internal platforms to accelerate genAI development securely and efficiently [1] - The collaboration focuses on developing accurate and verifiable models with enhanced risk and security features for the financial services industry [1] Strategic Vision and AI Impact - RBC aims to redefine banking capabilities with AI playing a crucial role in future success, building on nearly a decade of AI investment and responsible AI principles [2] - North for Banking is an end-to-end AI solution designed to increase workforce productivity and operational efficiency in the financial industry while prioritizing security and data privacy [2] - RBC has already implemented genAI technology in its advice center and Capital Markets business, improving client service and analyst productivity [2] Industry Recognition and Leadership - RBC ranks 1 in Canada and third globally for AI maturity among 50 global financial institutions in the Evident AI Index, excelling in Talent, Innovation, Leadership, and Transparency [2] Company Overview - RBC is a global financial institution with a diversified business model, serving over 18 million clients across Canada, the U S, and 27 other countries [3] - The company employs over 98,000 people and focuses on innovation and delivering exceptional client experiences [3]

Core Insights - The Royal Bank of Canada (RBC) has released its list of the top 30 stock picks for 2025, which considers both company fundamentals and market conditions [1] - Since its inception, the RBC top 30 stocks have achieved an average annual compound return of 13.7%, outperforming the MSCI World Index, which has a return of 11.2% [1] - The 2025 list includes ConocoPhillips, which replaces Canadian Natural Resources, and MSCI, which replaces Intercontinental Exchange [1] - Analysts predict a potential stock price increase of 34% for ConocoPhillips and 12% for MSCI [1]

Group 1 - Royal Bank of Canada is the largest bank in Canada by assets [1] - The company leads in several product categories including residential mortgages, business loans, credit cards, deposits, mutual funds, and capital markets [1]