Core Points - Zhongyuan Bank (01216) announced the appointment of Mr. Zhou Feng as an executive director of the third board of directors, which was approved at the second extraordinary general meeting of shareholders in 2025, pending approval from the Henan Regulatory Bureau of the National Financial Supervision Administration for his qualification [1] - Mr. Zhou Feng was elected as the vice chairman of the third board of directors during the board meeting held on November 10, 2025, with a term starting from the approval of his qualification by the Henan Regulatory Bureau until the next board election [1] - On November 10, 2025, the employee representative assembly democratically elected Mr. Gao Baohong as the employee director of the third board of directors, also pending approval from the Henan Regulatory Bureau for his qualification [1]

Core Points - Zhongyuan Bank has appointed Mr. Zhou Feng as an executive director of the third board of directors, pending approval from the National Financial Supervision Administration of Henan [1] - Mr. Zhou Feng was elected as the vice chairman of the third board of directors on November 10, 2025, with a term lasting until the next board election, subject to regulatory approval [1] - The employee representative assembly elected Mr. Gao Baohong as an employee director of the third board, also requiring regulatory approval for his position [1]

（於中華人民共和國註冊成立的股份有限公司） （股份代號：1216） 2025年第二次臨時股東大會的投票表決結果； 修訂本行章程、《股東大會議事規則》及《董事會議事規則》； 委任執行董事； 不再設立本行監事會並廢止監事會相關公司治理制度； 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 中原銀行股份有限公司 * ZHONGYUAN BANK CO., LTD.* 選舉副董事長；及 選舉第三屆董事會職工董事 茲提述中原銀行股份有限公司*（「本行」）日期為2025年10月20日的2025年第二次 臨時股東大會（「2025年第二次臨時股東大會」）通函（「通函」）及通告，內容有關 （其中包括）2025年第二次臨時股東大會。除文義另有所指外，本公告所用詞彙與 通函所界定者具有相同涵義。 董事會謹此宣佈，2025年第二次臨時股東大會已於2025年11月10日（星期一）在 中國河南省鄭州市鄭東新區金融島外環路9號中原銀行大廈實體舉行。 2025年第二次臨時股東大會由 ...

FF301 | 上月底結存 | | | 6,945,000,000 RMB | | 1 RMB | | 6,945,000,000 | | --- | --- | --- | --- | --- | --- | --- | --- | | 增加 / 減少 (-) | | | 0 | | RMB | | 0 | | 本月底結存 | | | 6,945,000,000 RMB | | 1 RMB | | 6,945,000,000 | | 2. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | 於香港聯交所上市 (註1) | | 否 | | | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01216 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 6,945,000,000 | RMB | | ...

Core Viewpoint - Zhongyuan Bank Pingdingshan Branch is committed to developing a multi-layered pension financial service system, focusing on the needs of the elderly to ensure their well-being and happiness in retirement [1][4]. Group 1: Service Upgrades and Innovations - The Pingdingshan Branch has transformed its service environment to cater to elderly clients, becoming the first pension financial demonstration outlet in the city [2]. - Facilities such as assistive devices, smart teller machines, and a dedicated elderly financial center are being implemented to enhance service accessibility and convenience for senior customers [2][3]. - The bank's mobile banking app features a large font interface and offers one-on-one assistance to bridge the digital divide faced by older adults [2]. Group 2: Health and Financial Integration - The branch collaborates with top-tier hospitals to provide free health check-ups and establish health records for elderly clients, aligning financial services with health needs [3]. - A dual-core model of "financial services + life care" has been developed, benefiting surrounding communities and earning recognition as a four-star bank outlet by the China Banking Association [3]. Group 3: Financial Safety and Education - To combat the high incidence of financial fraud among the elderly, the bank has established a three-tiered defense system focusing on education, early warning, and emergency response [5][6]. - The bank actively conducts financial literacy campaigns, reaching over 20,000 elderly individuals through various outreach activities this year [5]. - An abnormal transaction warning mechanism has been set up in collaboration with law enforcement to protect elderly clients from potential financial risks [6]. Group 4: Future Directions - The bank plans to continue optimizing its "financial + non-financial" service ecosystem, enhancing policy responsiveness and product innovation to support the development of the elderly care industry [7].

Core Viewpoint - The recent community service activities organized by Zhongyuan Bank's Luoyang branch focus on combining traditional virtues with innovative financial services, particularly aimed at the elderly population [1][2]. Group 1: Community Engagement Activities - Multiple branches of Zhongyuan Bank, including Tangong Middle Road Branch and the branch's business department, conducted a series of community service activities themed "Warmth in Chongyang, Financial Protection" [1]. - The activities included anti-fraud education, convenient services, and humanistic care, effectively delivering the warmth of a "citizen bank" to the elderly community [1]. Group 2: Specific Initiatives - The Tangong Middle Road Branch collaborated with Jiuzhou City Community to create a service platform, where staff and community volunteers prepared a large pot of food, attracting elderly residents [1]. - During the cooking, a financial manager conducted an "anti-fraud classroom," using recent high-profile cases to educate residents on fraud prevention through interactive quizzes [1]. Group 3: Financial Knowledge Promotion - The Luoyang branch's business department featured a "Financial Knowledge Quick Q&A" section at community events, addressing concerns of the elderly regarding currency exchange standards, counterfeit detection, and telecom fraud prevention [2]. - Residents who answered questions correctly received customized small gifts, enhancing their understanding of financial knowledge in a relaxed atmosphere [2]. Group 4: Commitment to Community Service - Zhongyuan Bank's Luoyang branch emphasized "convenient services + humanistic care" by setting up service desks in community squares, providing essential financial services and free commemorative photos for elderly residents [2]. - The series of activities reflects the bank's commitment to the "citizen bank" strategy and the deep-rooted tradition of respecting and caring for the elderly [2]. Group 5: Future Plans - The bank plans to continue enhancing its "citizen bank" construction, focusing on the service needs of key demographics like the elderly, and regularly conducting community financial service activities [2]. - The goal is to deliver high-quality, convenient, and safe financial services directly to the community, reinforcing the brand image of "Zhongyuan Bank, the bank of the people of Zhongyuan" [2].

Core Viewpoint - The recent legal skills competition organized by Zhongyuan Bank and the Henan Provincial Federation of Trade Unions highlights the bank's commitment to legal talent development and its emphasis on building a law-compliant banking environment [1][2]. Group 1: Competition Results - Zhang Yuanyuan, Deputy General Manager of the Legal Compliance Department at Zhongyuan Bank Pingdingshan Branch, won the "Individual Special Award" with the highest score in the competition [1]. - Hu Yiming received the "Individual Excellence Award," and the branch was recognized with the "Outstanding Team Award" [1]. Group 2: Talent Development - The Pingdingshan Branch views the competition as a crucial practice for cultivating legal talent, having selected three company lawyers to participate after multiple rounds of selection [1]. - The branch has a total of eight company lawyers, all of whom possess rich theoretical knowledge and practical experience in the field [1]. Group 3: Future Plans - The branch plans to deepen its talent cultivation mechanism by promoting learning, training, and application through competitions, aiming to create a team proficient in both legal and financial matters [2].

Core Viewpoint - Zhongyuan Bank, the largest city commercial bank in Henan Province, is actively pursuing strategic acquisitions and management changes to enhance its operational capacity and market presence [2][14]. Management Changes - On October 17, 2025, Zhongyuan Bank announced the resignation of its former president Liu Kai, effective immediately, with Zhou Feng, born in the 1970s, appointed as the new president [6][7]. - Zhou Feng has a background in financial regulation and local government, having served in various roles including Deputy Secretary-General of the Henan Provincial Government [8][9]. - The bank has undergone multiple personnel adjustments in 2025, establishing a clear management structure with a team of 14 senior executives, including four vice presidents and several assistants [10][12]. Acquisition Plans - Zhongyuan Bank plans to acquire three village banks: Puyang Zhongyuan Village Bank, Mengjin Minfeng Village Bank, and Luanchuan Minfeng Village Bank, with a total acquisition cost of approximately 780 million yuan [14][17]. - The acquisition involves purchasing shares from other stakeholders at prices of 1.33 yuan, 2.99 yuan, and 4.25 yuan per share, respectively [15][17]. - Following the acquisition, these village banks will be restructured as branches of Zhongyuan Bank, inheriting all assets, liabilities, and operational rights [17]. Financial Performance - For the first half of 2025, Zhongyuan Bank reported a revenue of 13.563 billion yuan, a year-on-year decline of 3.1%, and a net profit attributable to shareholders of 2.034 billion yuan, down 0.8% compared to the previous year [17]. - The bank's non-performing loan ratio stood at 2.01%, a slight decrease of 0.01 percentage points from the beginning of the year [17].

Group 1 - The core viewpoint of the article is that Zhongyuan Bank plans to merge three rural banks with an investment of 782 million yuan, indicating a trend towards the transformation of rural banks into branches [3][5]. - The merger is part of ongoing reforms in small and medium-sized banks, which aim to mitigate risks and enhance operational efficiency [5]. Group 2 - The announcement was made during the second extraordinary shareholders' meeting of 2025, highlighting the bank's strategic direction [5]. - The cash-based approach for the merger reflects a proactive stance in adapting to the evolving banking landscape [5].

中原银行发布的该次股东大会的通函显示，在收购股权数量方面，中原银行拟收购濮阳中原村镇银行、 孟津民丰村镇银行、栾川民丰村镇银行的其他股东分别持有的0.29亿股、0.98亿股、1.06亿股股权，其 交易价格分别拟定为1.33元/股、2.99元/股、4.25元/股（具体交易对价以经主管财政部门备案后的评估 结果为准）。 10月20日，中原银行发布了2025年第二次临时股东大会通告。通告显示，该行拟以现金收购濮阳中原村 镇银行、孟津民丰村镇银行、栾川民丰村镇银行三家村镇银行，并将其改建为中原银行的分支机构。 如果以此价格计算，则中原银行此次收购三家银行的价格分别为0.38亿元、2.93亿元、4.51亿元，合计 金额将超7.8亿元。 然而，观察者网注意到，今年上半年中原银行的盈利表现并不突出。根据其2025年中期报告数据，今年 上半年该行实现营收135.63亿元，同比下滑3.1%；实现归属该行股东净利润20.34亿元，同比下滑 0.8%。此外，中原银行截至今年上半年的资产不良率为2.01%，较年初下滑了0.01个百分点。 近期，中原银行还迎来了新任行长。10月17日，中原银行发布公告称，因工作调整，刘凯不再担任行长 ...