2025 半年度非经营性资金占用及其他关联资金往来情况汇总表 北京宇信科技集团股份有限公司 单位：万元 | 2025 | 年 | 2025 | 年 | 6 | 非经营 | 占用方与上市 | 上市公司核 | 2025年期初 | 2025 | 年度占 | 2025 | 年度偿 | 度占用资 | 月 | 30 | 日占 | 占用形成 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 性资金 | 公司的关联关 | 算的会计科 | 占用资金余 | 用累计发生金 | 还累计发生 | 资金占用方名称 | 占用性质 | 金的利息 | 用资金余 | 原因 | 占用 | 系 | 目 | 额 | 额（不含利息） | 金额 | | | （如有） | 额 | 控股股 | - | - | - | - | - | - | - | - | - | | | | | | | | 东、实 | 际控制 | | | | | | | | | | | | | | | | | | ...

证券代码：300674 证券简称：宇信科技 公告编号：2025-065 北京宇信科技集团股份有限公司 2025年半年度募集资金存放与使用情况专项报告 本公司及董事会全体成员保证公告内容真实、准确和完整，不存在任何 虚假记载、误导性陈述或者重大遗漏。 根据中国证券监督管理委员会《上市公司监管指引第 2 号——上市公司募集 资金管理和使用的监管要求（2022 年修订）》（证监会公告〔2022〕15 号）、 《深圳证券交易所上市公司自律监管指引第 2 号——创业板上市公司规范运作》 以及《深圳证券交易所创业板上市公司自律监管指南第 2 号——公告格式（2023 年修订）》的相关规定，本公司就 2025 年半度募集资金存放与使用情况作如下 专项报告： 一、 募集资金基本情况 （一）实际募集资金金额、资金到位时间 经中国证券监督管理委员会《关于同意北京宇信科技集团股份有限公司向 特定对象发行股票注册的批复》（证监许可[2021]2809 号）同意，公司向 特定对象发行人民币普通股（A 股）股票 50,452,488 股，每股面值为人民 币 1 元，每股发行价格为 22.10 元，募集资金总额为人民币 1,114,999 ...

本公司及董事会全体成员保证公告内容真实、准确和完整，不存在任何 虚假记载、误导性陈述或者重大遗漏。 证券代码：300674 证券简称：宇信科技 公告编号：2025-061 北京宇信科技集团股份有限公司 关于披露2025年半年度报告的提示性公告 北京宇信科技集团股份有限公司（以下简称"公司"）于 2025 年 8 月 28 日 召开了第四届董事会第七次会议，审议通过了《关于<2025 年半年度报告>全文 及摘要的议案》。 为使广大投资者全面了解公司的经营、财务状况，公司《2025 年半年度报 告》、《2025 年半年度报告摘要》将于 2025 年 8 月 30 日在中国证监会指定的 创业板信息披露网站巨潮资讯网（http://www.cninfo.com.cn）上披露，敬请投资 者注意查阅。 特此公告。 北京宇信科技集团股份有限公司董事会 2025 年 8 月 29 日 1 ...

北京宇信科技集团股份有限公司（以下简称"公司"）第四届董事会第七次会 议于2025年8月28日以现场会议结合通讯会议的方式召开，会议通知于2025年8 月18日以电子邮件方式向各位董事发出。出席本次会议应到董事8人，实到董事8 人，会议由公司董事长洪卫东先生主持。本次会议的召集、召开符合《公司法》 等相关法律法规及《公司章程》的规定。 二、董事会会议审议情况 证券代码：300674 证券简称：宇信科技 公告编号：2025-064 北京宇信科技集团股份有限公司 第四届董事会第七次会议决议公告 本公司及董事会全体成员保证公告内容真实、准确和完整，不存在任何 虚假记载、误导性陈述或者重大遗漏。 一、董事会会议召开情况 1、审议并通过《关于〈2025 年半年度报告〉全文及摘要的议案》 公司董事会严格按照相关法律、行政法规和中国证监会的规定，编制了《2025 年半年度报告》、《2025 年半年度报告摘要》，报告内容真实、准确、完整地 反映了公司 2025 年半年度的经营成果和财务状况，不存在任何虚假记载、误导 性陈述或者重大遗漏。 本议案已经董事会审计与风险控制委员会审议通过。 表决结果：8 票同意，0 票反对，0 票 ...

北京宇信科技集团股份有限公司 2025 年半年度报告 公告编号：2025-062 股票代码：300674 披露日期：2025 年 8 月 30 日 2025 年半年度报告全文 第一节 重要提示、目录和释义 公司董事会及董事、高级管理人员保证半年度报告内容的真实、准确、 完整，不存在虚假记载、误导性陈述或者重大遗漏，并承担个别和连带的法 律责任。 公司负责人洪卫东、主管会计工作负责人戴士平及会计机构负责人(会计 主管人员)梁文芳声明：保证本半年度报告中财务报告的真实、准确、完整。 所有董事均已出席了审议本次半年报的董事会会议。 本报告所涉及的未来发展计划等前瞻性陈述，不构成公司对投资者的实质 承诺，投资者及相关人士均应当对此保持足够的风险认识，并且应当理解计 划、预测与承诺之间的差异。 公司在发展过程中，可能存在市场竞争风险、服务对象行业及销售客户相 对集中的风险、技术与产品开发质量的风险、侵权风险、核心技术人员流失 的风险、季节性风险、监管风险、海外市场风险等，具体请参阅本报告"第 三节、管理层讨论与分析"之"十、公司面临的风险和应对措施"部分。敬 请广大投资者注意投资风险！ 公司计划不派发现金红利，不送红股 ...

Core Insights - The document outlines the release of the "Opinions on Deepening the Implementation of 'Artificial Intelligence+' Action," which aims to promote the intelligent transformation of software information service companies and the development of AI application service providers [1] - Yuxin Technology's CTO Zhang Ning emphasizes the company's transition from a traditional banking IT service provider to an AI-driven fintech company, with a focus on integrating AI capabilities into its services by 2027 [1][2] Group 1: AI Strategy and Development - Yuxin Technology plans to incorporate AI capabilities into all its technical services within three years, positioning AI as a core competitive advantage [2] - The company is focusing on "knowledge" as a soft power aspect of its AI capabilities, differentiating itself from conventional fintech AI solutions that primarily emphasize algorithms and computing power [2] - Yuxin Technology has launched the "Star-Digital Management Platform," which integrates AI mixed models and ChatBI capabilities to enhance data analysis efficiency for clients [3] Group 2: Product Development and Market Adaptation - The company is exploring a combination of unmanned and human services in the financial and software sectors, aiming to address industry pain points with flexible AI solutions [4] - Yuxin Technology's products are designed to be adaptable to existing client platforms, enhancing deployment flexibility and meeting personalized client needs [5] - The design philosophy of Yuxin's AI products focuses on creating intelligent agents that can operate similarly to human employees, accumulating knowledge and logic over time [6] Group 3: Market Validation and Collaboration - The company recognizes the necessity of validating its technology through market practice, requiring comprehensive product, business, customer, and partner strategies [7] - Yuxin Technology has been recognized in the "AI Agent Industry Map" by the China Academy of Information and Communications Technology, alongside major tech firms like Huawei and Tencent Cloud [7] - Zhang Ning asserts that the intelligent agent sector represents a transformative opportunity for traditional industries, moving beyond mere hype [7]

Core Viewpoint - The company, Kirin Trust, reported a revenue increase of 5.19% in the first half of 2025, driven by technological innovation and expansion in key industries, despite a net loss of 10.38 million yuan [1] Group 1: Financial Performance - The company achieved a revenue of 94.06 million yuan in the first half of 2025, with a net profit of 6.88 million yuan after excluding share-based payment impacts, marking a turnaround from losses in the previous year [1] - The operating system business generated 58.32 million yuan, reflecting a year-on-year growth of 20.37%, while the information security business saw a significant increase of 50.73%, reaching 11.30 million yuan [2] Group 2: Business Development - The company focused on key industries such as electricity, special sectors, and government, leveraging opportunities in the digital transformation and domestic innovation sectors to enhance its business scale and profitability [1][2] - Kirin Trust's operating system has been adapted for various industrial software and domestic GPUs, significantly improving simulation efficiency, particularly in the automotive industry [3] Group 3: Market Expansion and Partnerships - The company successfully entered procurement projects for domestic operating systems in several provinces and established benchmark cases in government systems, solidifying its regional market presence [4] - New contracts were signed with major state-owned enterprises, and strategic collaborations were formed with leading ISVs to expand market coverage [4] Group 4: Research and Development - The company increased its R&D investment to 44.29 million yuan, a year-on-year growth of 12.81%, with an R&D expense ratio of 47.09%, up by 3.18 percentage points [5] - Kirin Trust has accumulated 63 authorized patents and 214 software copyrights, indicating a continuous enhancement of its technical strength and innovation capabilities [5] Group 5: Industry Collaboration and Future Outlook - The company actively participates in open-source communities and has established training programs for nearly 200 universities, enhancing talent reserves in the domestic innovation sector [5] - With ongoing projects maturing and moving towards commercialization, the company is expected to break existing technical barriers and expand its ecosystem, creating new market opportunities [6]

Core Insights - The financial cloud market in China is rapidly growing, with a projected market size of 68.58 billion yuan in 2024, reflecting a year-on-year growth of 10.3% [1][5][6] - The overall infrastructure market for financial cloud is expected to reach 45.08 billion yuan, also growing at 10.3% year-on-year, while the financial cloud solutions market is anticipated to be 23.50 billion yuan, with a growth rate of 10.4% [1][6] - The competition among cloud service providers is intensifying, with major players including Alibaba Cloud, Tencent Cloud, and Huawei Cloud dominating the market [1][11] Financial Cloud Industry Overview - Financial cloud refers to customized cloud solutions designed to meet the specific needs of the financial industry, including business operations, compliance, and resource integration [2][4] - The market encompasses public cloud, private cloud infrastructure services, and industry-specific cloud platforms and applications [2][4] Market Size and Growth - The financial technology market in China is projected to reach 394.96 billion yuan in 2024, with banking technology, securities technology, and insurance technology contributing 288.83 billion yuan, 47.46 billion yuan, and 58.67 billion yuan respectively [5] - The financial cloud infrastructure market is characterized by a split of 37.4% public cloud and 62.6% private cloud, with most financial institutions opting for private cloud solutions due to security and reliability concerns [6][7] Competitive Landscape - The financial cloud market is becoming increasingly competitive, with a mix of large comprehensive cloud service providers and specialized firms focusing on the financial sector [9][11] - Major players like Alibaba, Tencent, and Huawei hold a significant market share, with Alibaba leading at 32.5% [11][13] Future Trends - Hybrid cloud solutions are expected to become a key choice for financial institutions, balancing data security and business flexibility [14][15] - More vertical solutions tailored to the financial industry are anticipated to emerge, addressing specific business scenarios and regulatory compliance needs [16] - The introduction of large models is likely to transform the financial cloud landscape, enhancing service customization and automation [17] - There will be increasing demands for higher security levels in financial cloud services, necessitating robust security measures across multi-cloud environments [18]

Group 1 - The State Council released the "Opinions on Deepening the Implementation of 'Artificial Intelligence+' Action," emphasizing the need for software and information service companies to undergo intelligent transformation and restructure product forms and service models [1] - Yuxin Technology's CTO Zhang Ning stated that emerging technologies like AI Agents will play a crucial role, with plans to fully integrate AI capabilities into their technology services by 2027, transforming the product forms and service models in fintech [1] - Yuxin Technology aims to establish its AI+ technology layout strategy by analyzing market trends and customer needs, planning to incorporate AI capabilities into all technology services within three years, positioning AI as a core competitive advantage [1] Group 2 - The unique nature of fintech presents customization challenges for AI+ development technologies, with existing systems and AI models in banks raising integration demands for intelligent agents [2] - Yuxin Technology's self-developed AI+ product design focuses on creating intelligent agents that can operate like human employees, incorporating human-like thinking, memory, tools, and interaction [2] - Founded in 1999, Yuxin Technology is transitioning from a traditional banking IT service provider to an AI-driven fintech company, ranking second in the IT solutions market share for the banking industry according to IDC's report [2]

Core Viewpoint - Yuxin Technology's stock has shown significant growth this year, with a 47.25% increase, indicating strong market performance and investor interest [1]. Group 1: Stock Performance - On August 25, Yuxin Technology's stock price rose by 2.01% to 28.37 CNY per share, with a trading volume of 1.049 billion CNY and a turnover rate of 5.32%, resulting in a total market capitalization of 19.974 billion CNY [1]. - The stock has increased by 3.43% over the last five trading days, 2.49% over the last twenty days, and 22.23% over the last sixty days [1]. Group 2: Financial Performance - For the first quarter of 2025, Yuxin Technology reported a revenue of 525 million CNY, a year-on-year decrease of 12.57%, while the net profit attributable to shareholders was 58.1543 million CNY, reflecting an 81.09% year-on-year increase [2]. Group 3: Shareholder Information - As of August 20, the number of shareholders for Yuxin Technology reached 88,800, an increase of 6.19% from the previous period, with an average of 7,914 circulating shares per shareholder, down by 5.83% [2]. - The company has distributed a total of 809 million CNY in dividends since its A-share listing, with 415 million CNY distributed over the last three years [3]. Group 4: Institutional Holdings - As of March 31, 2025, Hong Kong Central Clearing Limited was the sixth-largest circulating shareholder, increasing its holdings by 1.2786 million shares to 8.7334 million shares [3]. - New institutional shareholders include招商优势企业混合A and 景顺长城品质长青混合A, which have entered the top ten circulating shareholders list [3].