证券代码：601838 证券简称：成都银行 公告编号：2025-053 成都银行股份有限公司 第八届董事会第十八次（临时）会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 成都银行股份有限公司（以下简称"本公司"）于 2025 年 9 月 4 日以电子邮件及书面方式向全体董事发出关于召开董事会会议的通 知和材料，本公司第八届董事会第十八次（临时）会议于 2025 年 9 月 4 日在本公司总部 5 楼 1 号会议室以现场结合视频方式召开。本次 会议应出席有表决权董事 11 名，徐登义、余力、马骁 3 名董事现场 出席，王永强、郭令海、付剑峰、马晓峰、陈存泰、龙文彬、顾培东、 余海宗 8 名董事通过视频连线方式参加会议。会议由副董事长、行长 徐登义主持。党委书记黄建军、丰隆银行提名董事人选张育鸣、4 名 监事以及本公司部分高级管理人员等列席会议。会议的召开符合《中 华人民共和国公司法》《中华人民共和国证券法》等法律、行政法规、 部门规章、规范性文件及《成都银行股份有限公司章程》的有关规定。 会议所形成的决议合法、有 ...

成都银行股份有限公司独立董事关于第八届董事会 第十八次（临时）会议相关事项的独立意见 根据《中华人民共和国公司法》《上市公司治理准则》 《上市公司独立董事管理办法》《上海证券交易所股票上市 规则》《上海证券交易所上市公司自律监管指引第 1 号—— 规范运作》及《成都银行股份有限公司章程》 （以下简称"《公 司章程》"）等相关规定，作为成都银行股份有限公司（以 下简称"公司"）的独立董事，在认真审阅黄建军先生、Teoh Yih Min （张育鸣）先生的个人简历等资料并认真审查提名 程序、听取公司董事会说明的基础上，基于客观独立判断的 立场，就提名黄建军先生、张育鸣先生为第八届董事会非独 立董事候选人事宜发表如下独立意见： 一、本次黄建军先生、张育鸣先生的提名符合有关法律 法规及《公司章程》的要求，提名程序合法有效； 二、本次会议审议通过的《关于提名黄建军先生为成都 银行股份有限公司第八届董事会非独立董事候选人的议案》 《关于提名张育鸣先生为成都银行股份有限公司第八届董 事会非独立董事候选人的议案》审议、表决程序合法有效； 三、黄建军先生、张育鸣先生具备担任公司董事的条件 和资格，不存在法律、行政法规和部门规章及 ...

Core Viewpoint - The banking sector in A-shares has regained its position as the largest sector with a market value of 11.31 trillion yuan, surpassing the electronics sector, and the salary situation of banking employees has become a focal point as 42 banks disclose their salary data for the first half of 2025 [2][3]. Salary Structure - The average monthly salary in the banking industry for the first half of 2025 is 30,200 yuan, a slight increase of 1,300 yuan year-on-year, reversing the trend of a 5,300 yuan decrease in the same period last year [5][6]. - The top tier of banks, including joint-stock banks and strong city commercial banks in eastern regions, have an average monthly salary exceeding 45,000 yuan, with specific banks like China Merchants Bank and Nanjing Bank reporting 50,500 yuan and 48,185 yuan respectively [5][6]. - The second tier consists of state-owned banks with average monthly salaries ranging from 25,000 to 30,000 yuan, while the third tier includes some rural and city commercial banks with salaries below 25,000 yuan [7]. Management Salary Trends - A notable trend is the decline in executive salaries across the banking sector, with 33 out of 42 A-share listed banks reporting a decrease in management compensation, with the highest drop reaching 82.4% [9][10]. - For instance, Zhengzhou Bank's key management salary total fell from 10,388 million yuan to 5,957 million yuan year-on-year [9]. - The emphasis on value creation and the adjustment of salary structures to favor grassroots employees are becoming key themes in many banks' compensation reforms [10][11]. Salary Reform Mechanisms - The implementation of a reverse salary reclamation mechanism is gaining traction, with banks establishing systems to withhold or reclaim performance-related pay in cases of misconduct or excessive risk exposure [11]. - For example, China Merchants Bank reported reclaiming over 100 million yuan in performance pay over the past two years due to such mechanisms [11]. - The overall trend indicates a shift towards aligning total compensation with bank performance, suggesting that if revenue and profits decline, salaries may also be affected [11][12].

【免责声明】本文仅代表作者本人观点，与和讯网无关。和讯网站对文中陈述、观点判断保持中立，不 对所包含内容的准确性、可靠性或完整性提供任何明示或暗示的保证。请读者仅作参考，并请自行承担 全部责任。邮箱：news_center@staff.hexun.com 智通财经APP讯，成都银行(601838.SH)公告，公司于2025年9月4日收到成都产业资本控股集团有限公 司("成都产业资本集团")、成都欣天颐投资有限责任公司("成都欣天颐")关于增持计划实施进展的告知 函。2025年8月27日至2025年9月4日期间，成都产业资本集团通过上海证券交易所交易系统以集中竞价 的方式累计增持成都银行股份477.55万股，占成都银行股份总数的比例为0.1127%，累计增持金额为 8700.10万元。2025年8月27日至2025年9月4日期间，成都欣天颐通过上海证券交易所交易系统以集中竞 价的方式累计增持成都银行股份436.45万股，占成都银行股份总数的比例为0.1030%，累计增持金额为 7959.35万元。 ...

Group 1: Overall Asset Quality - As of August 31, 2023, the asset quality of 42 listed banks in A-shares shows a stable improvement, with some banks experiencing a slight increase in non-performing loan (NPL) ratios compared to the end of the previous year [1] - The overall NPL ratio for commercial banks was 1.49% at the end of Q2 2023, improving by 0.02 percentage points from the end of Q1 [3] - The provision coverage ratio for state-owned banks and rural commercial banks increased to 249.16% and 161.87%, respectively, while the ratios for joint-stock banks and city commercial banks decreased [4] Group 2: Non-Performing Loan Trends - The NPL ratio for corporate loans is improving, while the NPL ratio for retail loans is on the rise, indicating a structural change in asset quality [5][6] - For example, Industrial and Commercial Bank of China (ICBC) reported a decrease in corporate loan NPL ratio from 1.58% to 1.47%, while the personal loan NPL ratio increased from 1.15% to 1.35% [5] - The rise in retail loan NPLs is attributed to factors such as market conditions, increased flexible employment, and changes in industry environments affecting borrower income [6] Group 3: Real Estate Loan Performance - The real estate sector remains a significant source of NPLs, with some banks reporting an increase in real estate loan NPL ratios, while others have seen improvements [7][8] - For instance, Qingnong Commercial Bank's real estate NPL ratio rose to 21.32%, an increase of 14.15 percentage points from the end of the previous year [7] - The overall decline in real estate sales and the high leverage of real estate companies are fundamental reasons for the rising NPL ratios in this sector [8]

Core Viewpoint - The article highlights the significant rise of Agricultural Bank of China (ABC) in the A-share market, surpassing Industrial and Commercial Bank of China (ICBC) in total market capitalization, marking a shift in the banking sector dynamics amid a broader market downturn [2][4][6]. Market Performance - On September 4, the A-share market experienced a downturn, with the Shanghai Composite Index falling by 1.25% to 3765.88 points, and the ChiNext Index dropping by 4.25% to 2776.25 points [2]. - In contrast, ABC's stock price increased by 5.17%, reaching a total market capitalization of 2.55 trillion yuan, exceeding ICBC's 2.49 trillion yuan by approximately 667 billion yuan [2][6]. - Year-to-date, ABC's stock has surged by 47%, leading the gains among listed banks, with a total market value increase of over 720 billion yuan [2][6]. Sector Analysis - The banking sector showed resilience, with 24 bank stocks closing in the green, and the overall banking sector market capitalization reaching approximately 14.64 trillion yuan [5][6]. - Other major banks also saw positive movements, with Postal Savings Bank rising by 2.9% and ICBC and China Bank increasing by 1.34% and 1.26%, respectively [5]. Valuation and Investment Trends - As of September 4, ABC's price-to-book (PB) ratio stood at 0.98, indicating it is among the most attractively valued banks in the A-share market [12]. - The article notes that insurance capital has been a significant force in the recent bank stock rally, with major players like Ping An Life frequently increasing their stakes in banks [11][12]. - The median dividend yield for A-share listed banks remains above 4%, with major state-owned banks announcing cash dividends exceeding 200 billion yuan based on their mid-year profits [12]. Future Outlook - Analysts predict continued improvement in banking performance indicators in the second half of the year, driven by fiscal tools and a recovering economy, although asset quality will depend on the real economy's recovery [13]. - The article suggests that while there has been a market style shift away from high-dividend assets, the resilience shown in bank earnings could stabilize performance and dividend expectations [13].

证券代码：601838 证券简称：成都银行 公告编号：2025-055 成都银行股份有限公司 关于实际控制人控制的股东增持计划进展公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 重要内容提示： 已披露增持计划情况 1 为 8,700.10 万元（含本次增持计划的首次增持，下同）。目前成都产 业资本集团的持股数量为 247,657,086 股，持股比例为 5.8431%。2025 年 8 月 27 日至 2025 年 9 月 4 日期间，成都欣天颐通过上海证券交易 所交易系统以集中竞价的方式累计增持成都银行股份 4,364,492 股， 占成都银行股份总数的比例为 0.1030%，累计增持金额为 7,959.35 万 元。目前成都欣天颐的持股数量为 165,298,490 股，持股比例为 3.9000%。本次增持计划尚未实施完毕，成都产业资本集团、成都欣 天颐将按照增持计划以自有资金继续增持成都银行股份。 增持计划无法实施风险 本次增持计划实施可能存在因资本市场情况发生变化或目前尚 无法预判的因素，导致增持计划无法继续实 ...

证券代码：601838 证券简称：成都银行 公告编号：2025-053 成都银行股份有限公司 第八届董事会第十八次（临时）会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 成都银行股份有限公司（以下简称"本公司"）于 2025 年 9 月 4 日以电子邮件及书面方式向全体董事发出关于召开董事会会议的通 知和材料，本公司第八届董事会第十八次（临时）会议于 2025 年 9 月 4 日在本公司总部 5 楼 1 号会议室以现场结合视频方式召开。本次 会议应出席有表决权董事 11 名，徐登义、余力、马骁 3 名董事现场 出席，王永强、郭令海、付剑峰、马晓峰、陈存泰、龙文彬、顾培东、 余海宗 8 名董事通过视频连线方式参加会议。会议由副董事长、行长 徐登义主持。党委书记黄建军、丰隆银行提名董事人选张育鸣、4 名 监事以及本公司部分高级管理人员等列席会议。会议的召开符合《中 华人民共和国公司法》《中华人民共和国证券法》等法律、行政法规、 部门规章、规范性文件及《成都银行股份有限公司章程》的有关规定。 会议所形成的决议合法、有 ...

Core Viewpoint - The announcement details the retirement of Ho Wai Choong, the Vice Chairman of Chengdu Bank, effective September 4, 2025, and highlights his contributions during his tenure [1][2]. Group 1: Director Departure - Ho Wai Choong submitted his resignation to the board, resigning from multiple positions including Vice Chairman and various committee roles, effective September 4, 2025 [1]. - His resignation will not lead to a decrease in the number of board members below the legal requirement, ensuring the board's normal operation [1]. - Ho Wai Choong confirmed there are no disagreements with the board regarding his resignation and no outstanding commitments [1]. Group 2: Contributions and Impact - Ho Wai Choong has served as Vice Chairman since June 2008, demonstrating high professional ethics and a meticulous work style [2]. - He played a crucial role in facilitating cooperation between Chengdu Bank and its strategic investor, Hong Leong Bank, enhancing business collaboration and resource sharing [2]. - His expertise in international banking management significantly contributed to the bank's digital capabilities and risk management improvements [2]. - The board expressed full recognition and gratitude for his efforts and contributions during his tenure [2].

本次增持计划尚未实施完毕，成都产业资本集团、成都欣天颐将按照增持计划以自有资金继续增持成都 银行股份。 格隆汇9月4日丨成都银行(601838.SH)公布，2025年8月27日至2025年9月4日期间，成都产业资本集团通 过上海证券交易所交易系统以集中竞价的方式累计增持成都银行股份4,775,500股，占成都银行股份总数 的比例为0.1127%，累计增持金额为8,700.10万元（含本次增持计划的首次增持，下同）。目前成都产 业资本集团的持股数量为247,657,086股，持股比例为5.8431%。 2025年8月27日至2025年9月4日期间，成都欣天颐通过上海证券交易所交易系统以集中竞价的方式累计 增持成都银行股份4,364,492股，占成都银行股份总数的比例为0.1030%，累计增持金额为7,959.35万 元。目前成都欣天颐的持股数量为165,298,490股，持股比例为3.9000%。 ...