Group 1 - The core viewpoint of the news is that the state-owned large bank sector experienced a rise of 0.87% on January 13, with Agricultural Bank leading the gains, while the overall stock indices showed declines [1] - The Shanghai Composite Index closed at 4138.76, down 0.64%, and the Shenzhen Component Index closed at 14169.4, down 1.37% [1] - The trading performance of individual state-owned banks showed varied results, with Agricultural Bank rising by 1.20% to a closing price of 7.61, while China Communications Bank saw a slight decline of 0.14% to 7.09 [1] Group 2 - The net inflow of main funds into the state-owned large bank sector was 386 million yuan, while retail investors saw a net outflow of 12.61 million yuan [1] - The detailed fund flow for individual banks indicated that Agricultural Bank had a main fund net inflow of 158 million yuan, while Industrial and Commercial Bank also saw a significant inflow of 138 million yuan [2] - In contrast, China Bank experienced a net outflow of 30.41 million yuan from main funds, indicating a negative sentiment among investors [2]

+ CCS3678 PSBH + NAME(S) AND ADDRESS OF REGISTERED SHAREHOLDER(S) 登記股東之姓名及地址 (a joint stock limited liability company incorporated in the People's Republic of China) （於中華人民共和國註冊成立之股份有限公司） (Stock Code: 1658) (股份代號：1658) DIVIDEND CURRENCY ELECTION FORM FOR 2025 INTERIM DIVIDEND OF RMB1.23 PER 10 SHARES ("2025 INTERIM DIVIDEND") 二零二五年中期股息每 10 股人民幣 1.23 元（「二零二五年中期股息」） 股息貨幣選擇表格 Registered shareholders will automatically receive their cash dividends in Hong Kong dollars unless they elect to receive them in Renmin ...

Core Viewpoint - The eagerly anticipated Malaysian banknotes, known as "Ma Chao," will be available for exchange starting January 13, with a significant demand expected for both the Malaysian banknotes and coins [1]. Group 1: Exchange Arrangement - The reservation period for the exchange is from January 13 to January 14, with verification from January 17 to January 19, and the actual exchange period from January 20 to January 26 [3]. - The Malaysian banknote has a face value of 10 MYR, with a total issuance of 100 million pieces, and each individual can reserve up to 20 pieces [3]. - The Malaysian coin has a face value of 20 MYR, also with a total issuance of 100 million pieces, and each individual can reserve up to 20 coins [4]. Group 2: Reservation Guidelines - Reservations can be made through major banks' official platforms, including WeChat, apps, and websites, with limited offline reservation options available [6]. - Each individual can only reserve at one bank location using their ID number, but multiple reservations can be made using the same phone number [7]. - No bank account or card is required for the reservation process [8]. Group 3: Exchange Process and Market Insights - Individuals can choose any day within the exchange period to complete their exchange, as it is not strictly tied to the reservation date [9]. - The current market price for the Malaysian coin is over 35.5 MYR, while the banknote is around 14.1 MYR, indicating potential profits and high interest in participation [9]. - The article highlights the importance of professional grading for collectibles, noting that a graded banknote can significantly increase in value, exemplified by a banknote valued at approximately 150,000 MYR rising to 205,000 MYR after grading [9]. Group 4: Reservation Access - Several major banks are listed as options for making reservations, including Bank of China, Industrial and Commercial Bank of China, Agricultural Bank of China, and others [10].

2026年贺岁币、2026年贺岁钞在上海地区的预约兑换期为本月20日至26日。预约成功后，市民可按照约 定时间，持在预约系统中登记的有效身份证件原件，前往约定的营业网点办理兑换业务。如代他人办理 兑换业务，需持代办人和被代办人在预约系统中登记的有效身份证件原件。同一人在一家承办银行代办 理兑换超过5人的，不予兑换。办理兑换业务时，承办银行将登记兑换人的姓名、身份证号、兑换数量 和贺岁钞冠字号码号段。 本报讯（记者 杨硕）记者从中国人民银行上海总部获悉，2026年贺岁币、2026年贺岁钞在上海地区采 取网上预约、现场兑换方式发行。今天22时至明天24时，市民可凭有效身份证件通过承办银行的官方网 站、网上银行、手机银行、微信公众号等渠道办理2026年贺岁币的网上预约登记（贺岁钞为今天22时30 分开启线上预约）。 据悉，2026年贺岁币每人预约、兑换限额为20枚，2026年贺岁钞每人预约、兑换限额为20张。上海市预 约兑换工作由中国工商银行上海市分行、交通银行上海市分行、中国邮政储蓄银行上海分行共同承担。 相关承办银行将在上海市16个区设置191个营业网点办理预约兑换业务。 ...

Group 1 - The A-share banking sector remains active, with the China Securities Banking Index rising over 1% during the afternoon session on January 13, 2023, driven by significant gains in stocks such as Agricultural Bank of China, Hangzhou Bank, Chongqing Rural Commercial Bank, CITIC Bank, and Nanjing Bank [1] - The Tianhong Bank ETF (515290) has seen a trading volume exceeding 38 million yuan, indicating premium trading activity, and it encompasses 42 listed banks in A-shares, covering the entire spectrum of state-owned banks, joint-stock banks, and city commercial banks [1] - The People's Bank of China emphasized key priorities for 2026, including strict governance, effective implementation of moderately loose monetary policy, financial reform, and risk prevention [1] Group 2 - Following the recent dividend distributions, including Postal Savings Bank on January 12, Jiangsu Bank and China Merchants Bank are set to distribute dividends on January 14 and January 16, respectively, with Jiangsu Bank offering 0.3309 yuan per share (totaling 6.072 billion yuan) and China Merchants Bank offering 1.013 yuan per share (totaling approximately 20.897 billion yuan) [2] - Over half of the 42 listed banks in A-shares have implemented mid-term dividends for 2025, signaling robust profitability in the banking sector [2] - Analysts from Zheshang Securities anticipate a return to positive growth in net interest income for banks, while Longjiang Securities projects stable earnings growth for mainstream banks in 2026, highlighting the increased attractiveness of the PB-ROE valuation post-recent adjustments [2]

Core Viewpoint - Several banks are distributing cash dividends, indicating a stable profitability in the banking sector and providing tangible returns to shareholders [2][3][4]. Group 1: Dividend Distribution - Postal Savings Bank distributed a cash dividend of 0.1230 yuan per share, totaling 12.33 billion yuan [3]. - Jiangsu Bank plans to distribute a cash dividend of 0.3309 yuan per share, amounting to 6.07 billion yuan [2][3]. - China Merchants Bank intends to distribute a cash dividend of 1.013 yuan per share, totaling approximately 20.90 billion yuan [2][3]. Group 2: Overall Banking Sector Performance - As of January 13, over half of the 42 listed A-share banks have implemented mid-term dividends for 2025, with 31 banks announcing such distributions, an increase of 7 banks compared to 2024 [4][5]. - The total proposed dividend amount for these banks is 276.49 billion yuan, reflecting a growth of 7.05% compared to 2024 [4]. Group 3: Dividend Yields - The dividend yields for the banks are as follows: Postal Savings Bank at 2.30%, Jiangsu Bank at 3.15%, and China Merchants Bank at 2.46% based on their respective closing prices [3]. Group 4: Future Dividend Plans - Huaxia Bank has announced a profit distribution plan with a cash dividend of 1.00 yuan per 10 shares, totaling 1.59 billion yuan, pending a shareholder meeting [7]. - Industrial Bank plans to hold a shareholder meeting on January 20 to review its mid-term profit distribution proposal, which includes a cash dividend of 5.65 yuan per 10 shares, totaling 11.96 billion yuan [7].

Group 1 - China Merchants Bank announced a cash dividend distribution of approximately RMB 20.897 billion (including tax), with a cash dividend of RMB 1.013 per share, to be implemented on January 16, 2026 [1] - Over half of the 42 listed banks in A-shares have announced their mid-term dividend plans for 2025, with three banks, including China Merchants Bank, Postal Savings Bank, and Jiangsu Bank, announcing dividends this week [1] - China Galaxy Securities noted that the central bank's 2026 work meeting continues to emphasize a moderately loose monetary policy, which is expected to optimize the bank's credit structure and alleviate the pressure on interest margins [1] Group 2 - As of January 13, 2026, the CSI Bank Index (399986) rose by 0.96%, with notable increases in stocks such as Ningbo Bank (up 4.92%) and Hangzhou Bank (up 3.12%) [2] - The Bank ETF Index (512730) increased by 0.84%, with the latest price reported at RMB 1.68 [2] - As of December 31, 2025, the top ten weighted stocks in the CSI Bank Index accounted for 65.61% of the index, including China Merchants Bank, Industrial Bank, and Agricultural Bank [2]

Core Viewpoint - The People's Bank of China, Chaozhou Branch, is enhancing financial support for the local food economy, aiming to stimulate consumption and promote the integration of culture and tourism in Chaozhou, known for its culinary heritage [1] Financial Support for Food Industry - Financial resources are being directed to support the entire food production chain, from cultivation to sales, thereby promoting the synergy between Chaozhou's culinary and tourism sectors [2] - Customized credit products are being developed for local agricultural products, such as the "Phoenix Dan Cong Loan," which has issued nearly 12 million yuan to support the tea industry [2] - The Agricultural Bank of Chaozhou has provided over 20 million yuan in loans to leading agricultural enterprises for deep processing of local fruits [2] Empowering Small and Micro Enterprises - The Postal Savings Bank of Chaozhou has launched the "Chao Flavor Loan" to support small food workshops and individual vendors, facilitating quick access to credit based on business performance [3] - Innovative financial products like "Cultural Tourism Loans" and "Homestay Loans" are being developed to lower financing costs for small businesses in the tourism and culinary sectors [3] Industrial Upgrading and Innovation - The Chaozhou food industry is evolving towards industrialization and clustering, with financial institutions introducing products like "Prepared Food Loans" to support local food enterprises [4] - The Industrial and Commercial Bank of Chaozhou has provided 8 million yuan in loans to a leading prepared food company, supporting its integrated production and sales model [4] - Financial support is also being extended to enhance the value of agricultural products through technology and innovation, such as converting patent rights into credit support [5] Optimizing Consumer Experience - Financial institutions are implementing fee reduction policies to lower operational costs for food vendors in key tourist areas, benefiting local businesses [6] - Collaborative efforts with local tourism and business departments are being made to enhance consumer experiences through promotional activities and discounts [7] - The People's Bank of China, Chaozhou Branch, plans to continue focusing on the financial needs of the food supply chain and tourism integration, aiming to further enhance Chaozhou's culinary reputation [7]

Group 1 - The popularity of Harbin increases as the temperature drops, with 1.405 million visitors on New Year's Day, comparable to the population of a Type II city, and 42.1% of visitors from outside the province, marking an 18.2% year-on-year increase [1] - Harbin continues to attract tourists with innovative offerings such as hot pot in snow houses, concerts under ice sculptures, and free drying services for clothing and shoes, enhancing its appeal as a winter destination [1] - The Harbin Ice and Snow World features impressive ice sculptures and attractions, including a new super ice slide and robot performances, appealing particularly to younger visitors [1] Group 2 - The "Twelve Zodiac Animal Heads" ice sculpture theme and the snow sculpture exhibition at Sun Island Park showcase the artistic beauty of ice and snow, attracting both domestic and international tourists [2] - The opening of new international routes from Southeast Asia has led to an influx of foreign tourists, experiencing a temperature difference of nearly 50 degrees Celsius [2] - Various sectors are preparing to sustain Harbin's popularity, including bilingual signage and services, enhancing convenience for international visitors [2] Group 3 - The 42nd "China Harbin International Ice and Snow Festival" and the "World Mayors Dialogue in Harbin" are expected to further elevate the city's profile as a winter tourism destination [3]

来源：广州日报 1月13日晚，万众期待的马年贺岁纪念币、纪念钞即将开抢！每人限额分别为20枚及20张，每人只能各 预约一次。 具体预约起始时间不同，贺岁币预约期为1月13日22:00，贺岁钞预约期为1月13日22:30。不过两款的预 约截止时间均为1月14日24时。广东地区（深圳除外）承办银行为中国工商银行、中国农业银行、中国 邮政储蓄银行。 全国发行量分别为1亿枚、1亿张 0 8 s P d 2017 T y SAB - 12-2 10 g CONDINA 2 rentle at 1 F Car Start States el 441 ATTINNE - 65 ( 1 - 15 O STERN The Plus PP de D GU less of Callery (1) 2017 t 国 ir STERNET CON Not School States 00 x J0000000001 根据人民银行公告，马年贺岁纪念币材质为双色铜合金，面额10元，发行数量为1亿枚（含留存历史货 币档案1万枚）。双色铜合金纪念币背面图案为中国传统剪纸艺术与装饰年画元素相结合的马形象，衬 以花灯和萱草图案，币面左侧刊"丙午" ...