日前，工商银行发布公告称，将于7月14日派发2024年末期现金股息约586.64亿元。招商银行也于近期宣布，将于7月11日进行年度分红派息，每股派发现金 红利2元（含税），合计派发金额约为504.40亿元。 据统计，截至目前，42家A股上市银行的年度利润分配方案均已获得股东大会审议通过，其中已有26家银行完成了年度分红派息。 分红方案密集发布 据Wind统计数据，2024年A股上市银行现金分红总额将达6319.56亿元，同比增幅为3.03%。 国有银行作为分红的"主力军"，分红规模稳居前列。工商银行、建设银行、农业银行和中国银行四大国有银行2024年累计分红金额均突破700亿元。其中， 工商银行分红金额最高，年度累计分红总额为1097.73亿元，同比增长0.52%。建设银行紧随其后，分红1007.54亿元，同比小幅增长0.75%。农业银行和中国 银行位居第三和第四，现金分红总额分别为846.61亿元和713.60亿元。 在股份行中，招商银行的分红金额最高：每股派发现金红利2元（含税），合计派发金额约为504.40亿元，其中A股现金红利达412.58亿元，也是股份行中唯 一一家分红总额站上500亿元的银行。 从 ...

年度分红破5000亿 A股上市银行进入现金分红高峰期。7月7日，北京商报记者根据公告梳理发现，42家上市银行中，有35 家银行已公布2024年权益分派实施方案，叠加已实施的2024年中期分红，Wind数据显示银行年度分红 总额已达5092.34亿元；另有7家银行2024年度利润分配方案通过股东大会决议，等待正式落地。 A股上市银行进入现金分红高峰期，7月7日，据北京商报记者统计，已有35家银行落地了2024年度末期 利润分配方案，叠加已实施的2024年度中期分红，银行年度分红总额已达5092.34亿元，其中约七成上 市银行年度现金分红比例超20%。更有11家银行分红比例突破30%大关，展现出稳定且强劲的股东回报 能力。在当前低利率环境下，银行股的股息率优势愈发凸显，吸引着追求稳定收益的投资者目光。分析 人士建议，应全面评估银行的基本面情况，避免单纯依赖股息率做出投资决定。 从分红比例上来看，A股上市银行分红力度持续强化，约七成银行分红比例超20%，另有招商银行、上 海农商行、苏州银行、上海银行、厦门银行等11家银行分红比例突破30%，招商银行以33.99%的分红比 例位居股份制银行前列。 不仅整体分红比例呈现 ...

Core Viewpoint - Su Nong Bank is planning to issue subordinated capital bonds to enhance its capital adequacy ratio amid transformation pressures and has reduced cash dividends for the second consecutive year to retain profits for capital replenishment [1][2][4]. Group 1: Capital Management - Su Nong Bank intends to issue subordinated capital bonds with a total scale of no more than 1 billion yuan to strengthen its capital base [1][3]. - As of March 2025, the bank's capital adequacy ratio is 12.91%, a decrease of 0.17 percentage points from the end of the previous year [2][3]. - The bank has previously issued subordinated capital bonds in April 2021 and May 2024, with sizes of 500 million yuan and 1 billion yuan, respectively [3]. Group 2: Financial Performance - In 2024, Su Nong Bank reported operating income of 4.174 billion yuan, a year-on-year increase of 3.17%, and a net profit of 1.945 billion yuan, up 11.62% [2][5]. - The bank's cash dividend for 2024 was 330 million yuan, with a cash dividend payout ratio of only 16.98%, marking the lowest in nearly eight years [4][5]. - For Q1 2025, the bank achieved operating income of 1.132 billion yuan, a 3.29% increase year-on-year, and a net profit of 440 million yuan, up 6.19% [6]. Group 3: Strategic Focus - The bank is focusing on retail transformation, with customer assets under management (AUM) exceeding 118 billion yuan and retail deposits surpassing 100 billion yuan [5]. - The bank's management has indicated that the low dividend payout ratio is due to the need to retain profits for capital replenishment and to enhance risk resistance capabilities [5][6]. - The bank's non-performing loan ratio remains stable at 0.90%, with a provision coverage ratio of 420.03% as of March 2025 [6].

随着6月27日沪农商行、渝农商行和浙商银行实施2024年度现金红利派发，A股上市银行的分红高峰期 已至。截至目前，已有26家银行完成了2024年度末期利润分配方案的实施，年度分红合计已达4273.83 亿元，占A股上市银行现金分红总额的近七成。 根据Wind统计数据，2024年A股上市银行现金分红总额预计将达到6319.56亿元，相较去年增加了近两 百亿元，增幅为3.03%。这一增长反映了上市银行在保持稳健经营的同时，积极回馈股东的努力。 具体银行分红情况 截至6月27日，仍有16家A股上市银行尚未完全实施2024年度利润分配方案。不过，这些银行的分红方 案均已通过股东大会审议，预计将在后续正式落地。其中，光大银行于6月27日晚间发布公告，宣布其 股东大会审议通过了2024年度末期利润分配方案。 市场反应与分析 市场分析人士指出，上市银行的分红政策不仅反映了其盈利能力，也体现了对股东的回报。随着分红高 峰期的到来，投资者对银行股的关注度也在增加。尽管银行股的分红率相对稳定，但在当前经济环境 下，稳定的分红政策对于吸引长期投资者具有重要意义。 随着更多银行完成2024年度利润分配方案的实施，A股上市银行的分红总 ...

Group 1 - The core viewpoint of the articles highlights that listed banks in China are distributing dividends, with a total cash dividend amount reaching 6,319.56 billion yuan for 2024, reflecting a year-on-year increase of 3.03% [1] - A total of 26 banks have implemented their profit distribution plans for the year 2024, with 14 banks completing both mid-term and year-end dividends [1] - Among the 42 A-share banks, 39 have increased their cash dividends compared to the previous year, with an overall increase of 186 billion yuan in total dividend amounts [1] Group 2 - Notably, Ningbo Bank has proposed a cash dividend of 9 yuan per 10 shares for 2024, marking a second consecutive year of increased dividend payouts [2] - 25 A-share listed banks have raised their cash dividend ratios for 2024, with Ningbo Bank's ratio increasing by 6.3 percentage points to 21.91% [2] - Industrial Bank and Citic Bank have also reported consistent increases in their cash dividend ratios, with Industrial Bank's ratio reaching 30.73% for 2024 and Citic Bank planning a cash dividend of 194.55 billion yuan [2]

上市银行红利派发高峰期已至。 6月27日，沪农商行、渝农商行和浙商银行实施了2024年度现金红利派发。至此，已有26家银行落地了2024年 度末期利润分配方案，叠加已实施的中期分红，年度分红合计已达4273.83亿元。 这意味着A股上市银行落地分红总额已完成了近七成。根据wind统计数据，2024年A股上市银行现金分红总额 将达6319.56亿元，相较去年增加了近两百亿元，增幅为3.03%。 另外，光大银行还于6月27日晚间发布公告，该行股东大会审议通过了2024年度末期利润分配方案。这也意味 着，16家还未完全实施2024年度利润分配方案的A股上市银行，分红方案均已股东大会通过，有待后续正式落 地。 现金分红总额提高近两百亿元 今年上市银行的分红动作明显前置，有近一半的A股上市银行集中于6月份落地实施2024年度利润分配方案。 截至6月27日，有14家银行均完成了2024年中期和末期分红，包括：国有大行中的4家银行，即建设银行、邮储 银行、中国银行、交通银行；股份行中的华夏银行、平安银行；以及8家区域银行，即沪农商行、渝农商行、 厦门银行、南京银行、上海银行、齐鲁银行、紫金银行、苏州银行。 从分红力度看，绝 ...

Core Viewpoint - The banking sector has emerged as one of the best-performing industries in the first half of the year, with significant stock price increases and a total market capitalization exceeding 15 trillion yuan [1][3]. Group 1: Performance of Major Banks - On June 25, several banks, including Agricultural Bank of China, Bank of Communications, and others, reached new historical highs, contributing to a 1.03% increase in the banking index on that day [3]. - A total of 18 bank stocks have hit historical highs this year, with no bank stock showing a decline since the beginning of the year. All bank stocks are in the green, with 16 stocks rising over 20% and 32 stocks over 10% [3]. - The top-performing banks include Qingdao Bank, Industrial Bank, and Shanghai Pudong Development Bank, with increases of 33.76%, 32.93%, and 30.81% respectively [3]. Group 2: Reasons for Strong Performance - Analysts attribute the strong performance of the banking sector to macroeconomic conditions and market trends over the past few years. The banking index has outperformed the CSI 300 index by 13.6 percentage points this year [4]. - The current price-to-book (PB) ratio for the banking index is 0.68, indicating potential for future growth. The overall upward trend in the banking sector is expected to continue, particularly for regional banks [4]. - The anticipated recovery in revenue and profit growth is supported by the positive contribution of deposit repricing to net interest margins and a potential decline in bond market volatility [4]. Group 3: Institutional Investment Trends - The global economic environment has led to a decrease in investor risk appetite, making the undervalued banking sector an attractive defensive asset for risk-averse investors [5]. - The recent regulatory changes in public fund management are expected to increase bank holdings among active funds, which currently have a bank holding ratio of only 3.81%, compared to a 13.67% weight in the CSI 300 index [5]. - The new public fund assessment mechanism is likely to encourage active funds to increase their bank holdings, thereby narrowing the performance gap with benchmarks [5]. Group 4: Dividend Policies and Impact - The continuous dividend payouts from banks have significantly contributed to the sector's growth, with several banks announcing mid-year dividend plans for 2025 [8][9]. - Nanjing Bank and Shanghai Rural Commercial Bank have both committed to increasing dividend frequencies in response to policy calls, enhancing shareholder returns [8][9]. - The trend of banks announcing mid-year dividends is expected to bolster their performance and attract more investment [10]. Group 5: Future Outlook - Analysts predict that the core investment logic for the banking sector will persist, driven by high dividend yields, institutional fund inflows, and supportive policies for net interest margins [6]. - The overall funding environment for banks is improving, with increased allocations from passive funds and stable foreign capital holdings [11]. - The combination of macroeconomic policies and microeconomic data is expected to lead to a reassessment of bank net assets, providing intrinsic motivation for industry valuation increases in 2025 [11].

21世纪经济报道记者 叶麦穗 广州报道银行板块成为今年上半年表现最好的行业板块之一，包括四大行 在内的18只银行股今年先后突破历史新高，银行板块规模突破15万亿，中证银行指数上涨15.6%。 四大行今日再创新高 6月25日，银行板块再度捷报频传，农业银行、杭州银行、江苏银行、中国银行、交通银行、成都银 行、南京银行、建设银行和工商银行等9只个股在盘中再创历史新高。中证银行板块6月25日当日上涨 1.03%，板块规模已经达到了15.5万亿。 根据同花顺统计，今年已先后有18只银行创出历史新高，成绩斐然。年初至今没有1只银行股出现下 跌，全部收红，其中涨幅超过20%的银行股有16只，涨幅超过10%的银行股则达到了32只。 板块内涨幅超过三成的银行有三家，分别是青岛银行、兴业银行和浦发银行，今年上涨33.76%， 32.93%和30.81%。排在第四名的是江苏银行，年内上涨27.87%。此外渝农商行、重庆银行、齐鲁银 行、浙商银行等12只个股的涨幅超过20%。 谈及银行板块走势强劲的原因，业内人士认为，或与过去几年的宏观经济和市场走势有关。万联证券银 行业分析师郭懿认为，今年银行指数跑赢沪深300指数13.6个百分 ...

青岛银行寻求股东增持的意愿在今年一季度已有端倪。3月26日，青岛银行曾在发布的估值提升计划中 明确提到，接下来将与各方股东积极沟通，鼓励股东增持该行股份。 6月11日，青岛银行公告显示，该行董事会全票通过《关于青岛国信发展（集团）有限责任公司通过子 公司增持青岛银行股份有限公司股份的议案》，在银行业监管机构核准后方可实施。 | 股东名称 | 股东性质 | 持股比例 | 持股数量(股) | | --- | --- | --- | --- | | 香港中央结算(代理人)有限公司 | 埃外法人 | 21.87% | 1,272,948,494 | | 盖大利联合圣保罗银行 | 境外法人 | 17.50% | 1,018,562,076 | | 青岛国信产融控股(集团) 有限公司 | 国有法人 | 11.25% | 654,623,243 | | 青岛海尔产业发展有限公司 | 境内非国有法人 | 9.15% | 532,601,341 | | 青岛海尔空调电子打架公司 | 境内非同有法人 | 4.88% | 284,299,613 | | 海尔智家股份有限公司 | 模内等因有法人 | 3.25% | 188,886, ...

银行板块杀疯了，今日银行板块A股总市值盘中突破10万亿元大关，再创历史新高。 银行股今年简直所向披靡，今日银行指数上涨0.81%，多只银行ETF也创下上市以来的新高。根据数 据，银行指数今年已经上涨9.62%，位居板块涨幅榜的前列。2024年，银行板块表现亮眼，A股银行板 块累计上涨幅度为43%，跑赢沪深300指数28个百分点，在市场30个板块中居首位。去年，四大国有行 的股价表现十分吸睛，农业银行股价上涨幅度最大，达到了54.7%，工商银行上涨幅度达到52.4%，建 设银行、中国银行的股价上涨幅度分别为42.4%、45.2%。 2025年迄今，有11家银行的股价涨幅超过10%，其中5家银行的股价涨幅更是突破20%。青岛银行涨幅 最大，年初至今的涨幅为25.06%，紧随其后的是重庆银行和渝农商行，分别上涨25.13%和20.74%。此 外，上海银行、齐鲁银行的涨幅也都超过了21%。 数据显示，截至5月13日，银行板块A股市值达到99746亿元，创出历史新高。今天早盘，银行板块继续 上冲，银行板块A股总市值盘中突破10万亿元大关，再创历史新高。 相关机构分析表示，金融增量政策配合宽松财政政策加快落地，预计银行信 ...