省政府办公厅近日印发《河南省金融服务"两高四着力"实施方案》（以下简称《方案》），从深化制造 业金融服务等20条内容入手，进一步集聚金融资源，提升金融服务能力，优化金融生态环境，以金融高 质量发展服务"两高四着力"。 《方案》明确，以服务保障"两高四着力"为总体目标和中心任务，聚焦建设农业强省、制造强省、数智 强省、交通强省、文旅强省，强化金融宏观政策传导落实，加大优质金融资源供给，做好金融"五篇大 文章"，优化金融机构、产品和服务体系，提升金融服务效能，防范化解金融风险，加快建设现代金融 体系和治理体系，实现金融要素配置更加高效、结构更加优化、循环更加畅通。 省委金融办相关负责人介绍，《方案》印发后，省委金融办将会同人行河南省分行、河南金融监管局、 河南证监局建立金融服务"两高四着力"工作机制，做好金融"五篇大文章"，进一步集聚金融资源，提升 金融服务，优化金融生态，以金融高质量发展推动"两高四着力"实施落地，力争2025年全省社会融资规 模增量1万亿元，信用债发行3000亿元以上。 中信银行郑州分行相关负责人介绍，依托中信集团"金融全牌照、实业广覆盖"的优势，该行构建了"五 融"协同助力乡村振兴综合服务体 ...

Group 1 - The core viewpoint of the article emphasizes the supportive policies from the Henan provincial government aimed at enhancing the development of the Zhengzhou futures market, which is seen as a new engine for high-quality growth [1][4] - The "Implementation Plan" released by the Henan provincial government highlights the importance of diversifying futures products and developing the "insurance + futures" model to extend the futures industry chain [1][3] - The Zhengzhou futures market is transitioning from quantitative expansion to qualitative improvement, with a focus on serving the agricultural and manufacturing sectors, aligning with national strategies for financial services to the real economy [2][8] Group 2 - The article discusses the strong demand for risk management tools in agriculture due to price volatility, with the "insurance + futures" model being a key innovation to address uncertainties in agricultural production [3][4] - The development of the futures market is expected to attract financial institutions, investors, and professionals, forming a financial industry cluster that enhances regional financial capabilities [3][6] - The Zhengzhou futures market is forming a multi-dimensional structure that includes national and international product offerings, aiming to enhance the influence of "Zhengzhou prices" [5][6] Group 3 - The article outlines specific strategies for the Zhengzhou futures market, including expanding the coverage of "insurance + futures," developing industrial futures products, and promoting green economy initiatives [5][7] - There is a focus on leveraging Henan's logistical advantages to create a hub for commodity logistics and finance, enhancing the efficiency of commodity circulation [7][8] - The overall policy logic of supporting the futures market is to use financial innovation to address industrial challenges and contribute to national strategies, with a vision to establish "Zhengzhou prices" as a global benchmark for resource allocation [8]

核心提示 今年以来，全省金融运行持续向好，总量平稳增长，结构不断优化，融资成本保持历史低位，为经济延续稳 中向好的发展态势提供了有力保障。金融服务实体经济如何更加稳固有力，金融服务"两高四着力"如何更加 精准有效？我省金融机构在金融监管部门的指导下，进一步集聚金融资源，提升金融服务，优化金融生态， 更好推动"两高四着力"实施落地。对此，记者近日分别采访了中共河南省委金融委员会办公室、中国人民银 行河南省分行、国家金融监督管理总局河南监管局、中国证券监督管理委员会河南监管局等部门，来看金融 服务"两高四着力"如何更有力。 9月14日，2025年金融消费者权益保护之夜活动在郑州龙湖金融岛举办。河南金融监管局供图 本报财经全媒体中心 出品 聚焦农业强省建设，我省引导金融机构持续加大对高标准农田等领域金融支持力度。本报资料图片 ...

Group 1 - Financial services are crucial for the development of Henan province and are seen as a key support for the region's economic rise and development challenges [1] - Zhengzhou Bank recognizes the "Five Strong Provinces" initiative as a significant strategic opportunity for the financial industry, requiring enhanced effectiveness, adaptability, and sustainability in financial supply [1][2] - The bank aims to integrate its development with the broader economic goals of Henan, positioning itself as a proactive supporter of regional strategies [1][2] Group 2 - Zhengzhou Bank has achieved growth in assets, deposits, loans, and profits, with a deposit growth rate of 12.07%, surpassing the provincial average of 8.81% [2] - By the end of Q1 2025, the bank's total assets exceeded 700 billion yuan, marking a 4.46% increase from the previous year, while loans also grew by 3.24% [2] Group 3 - Henan province has maintained a stable economic growth trajectory, with key economic indicators expected to continue outperforming national averages by 2025 [3] - The province's focus on "high-quality development" and strategic initiatives provides Zhengzhou Bank with opportunities to meet increased financing demands, particularly in manufacturing and infrastructure [3] Group 4 - The next five years are critical for Henan's development, with plans to enhance various sectors including agriculture, manufacturing, and tourism [4] - Zhengzhou Bank is committed to aligning its strategies with provincial goals, emphasizing innovation and collaboration to drive high-quality development [4] Group 5 - By 2024, the industrial chain in Henan is projected to contribute 72.4% to industrial growth, with high-tech manufacturing increasing by 12% [5] - Zhengzhou Bank is actively involved in the development of regional industrial ecosystems, forming research groups to enhance its understanding of industry dynamics [6] Group 6 - The bank is enhancing its support for technology-driven enterprises and rural revitalization, with significant growth in its technology finance loans, which increased by 44.50% year-on-year [7] - Zhengzhou Bank has introduced various financial products tailored to support rural development and smallholder farmers [7] Group 7 - Zhengzhou Bank is focused on supporting the private economy, with over 55% of Henan's GDP contributed by the private sector, and has launched innovative financial products to assist small and micro enterprises [8] - The bank's personal loan portfolio reached 93.578 billion yuan by the end of Q1 2025, reflecting a 2.88% increase from the previous year [8] Group 8 - Zhengzhou Bank is undergoing a transformation to meet the evolving demands of the "Five Strong Provinces" initiative, emphasizing technology and service specialization [9] - The bank aims to enhance its operational efficiency and customer experience through a systematic approach to transformation [10] Group 9 - Resource optimization is a core element of Zhengzhou Bank's transformation strategy, focusing on effective allocation of funds and talent to drive innovation and competitiveness [11] - The bank is committed to developing a robust risk management framework to address various financial risks [12] Group 10 - Zhengzhou Bank is dedicated to enhancing its service capabilities through digital transformation and by leveraging data to improve financial services [12] - The bank's efforts in rural finance and technology-driven projects are aimed at fostering regional economic growth and supporting local communities [13]

Core Viewpoint - The financial services sector is crucial for the development of Henan province, aligning with national strategies for high-quality growth and ecological protection, while also presenting significant opportunities for local banks like Zhengzhou Bank to integrate into regional development [1][3]. Group 1: Financial Performance and Growth - Zhengzhou Bank achieved growth in assets, deposits, loans, and profits in 2024, with deposits increasing by 12.07%, surpassing the provincial average of 8.81% [2]. - By the end of Q1 2025, Zhengzhou Bank's total assets exceeded 700 billion yuan, reaching 706.53 billion yuan, a 4.46% increase from the previous year [2]. - The total loan amount also surpassed 400 billion yuan, marking a 3.24% growth compared to the previous year [2]. Group 2: Strategic Focus Areas - Zhengzhou Bank is focusing on key areas such as agricultural strength, manufacturing, digital intelligence, transportation, and cultural tourism to drive economic growth [4]. - The bank aims to enhance its service to local economies, small and medium enterprises, and rural residents, transitioning from a "scale bank" to a "value bank" [3]. Group 3: Industry and Economic Context - Henan province is experiencing a steady economic growth, with industrial production increasing rapidly and key economic indicators expected to lead the national average by 2025 [3]. - The province's industrial economy is robust, contributing 72.4% to the growth of regulated industrial output, with high-tech manufacturing increasing by 12% [5]. Group 4: Innovation and Support for Key Sectors - Zhengzhou Bank is enhancing its support for technology-driven enterprises, with a focus on sectors like chip design and new information technologies, resulting in a 44.50% increase in technology finance loans [7]. - The bank has introduced various financial products tailored for rural revitalization, achieving a 16.09% growth in inclusive agricultural loans [7]. Group 5: Collaboration and Project Support - Zhengzhou Bank is deepening collaboration with local governments, committing to provide at least 30 billion yuan in credit support for key industrial park projects over the next three years [6]. - The bank has supported 14 major construction projects, including technology parks and sports centers, to promote regional economic development [6]. Group 6: Transformation and Future Strategy - Zhengzhou Bank recognizes the need for a systematic transformation to meet the higher demands of the "Five Strong Provinces" initiative, focusing on technology empowerment and service specialization [9]. - The bank is optimizing its internal mechanisms to enhance efficiency and collaboration, aiming to create a customer-oriented and agile organization [10][11]. Group 7: Commitment to Local Development - Zhengzhou Bank is committed to aligning its operations with the economic and social development of Henan, emphasizing its role in providing financial services that support local growth and innovation [13].

Core Viewpoint - Financial services are crucial for the development of the Central Plains region and play a significant role in addressing the challenges of rapid growth in the central region of China [2]. Group 1: Strategic Importance - The construction of the "Five Strong Provinces" in Henan is a strategic practice that aligns with technological and industrial development trends, emphasizing the importance of high-quality development [2]. - Zhengzhou Bank recognizes the "Five Strong Provinces" initiative as a major strategic opportunity for the financial industry, requiring enhanced effectiveness, adaptability, and sustainability in financial supply [2][4]. Group 2: Performance and Growth - Zhengzhou Bank achieved growth in assets, deposits, loans, and profits in 2024, with a deposit growth rate of 12.07%, surpassing the average growth rate of 8.81% for financial institutions in Henan [3]. - By the end of Q1 2025, Zhengzhou Bank's total assets exceeded 700 billion yuan, reaching 706.53 billion yuan, a 4.46% increase from the previous year [3]. Group 3: Economic Context - Henan's economy has shown steady growth, with key economic indicators leading the national average, supported by a focus on high-quality development and ecological protection [4]. - The province's industrial economy is robust, contributing significantly to the national industrial output, with high-tech manufacturing and strategic emerging industries showing strong growth [6]. Group 4: Financial Innovation and Support - Zhengzhou Bank is focusing on financial innovation in emerging sectors such as technology, green finance, and rural revitalization, aiming to transition from a "scale bank" to a "value bank" [4][8]. - The bank has introduced various financial products to support rural development and smallholder farmers, with a notable increase in inclusive agricultural loans [8]. Group 5: Collaboration and Project Support - Zhengzhou Bank is enhancing collaboration with local governments to support industrial parks and key projects, committing to provide at least 30 billion yuan in credit support for industrial park construction over the next three years [7]. - The bank has actively supported major construction projects, including technology parks and sports centers, to drive regional economic development [7]. Group 6: Future Development Focus - The next five years are critical for Henan's development, with a focus on building a modern industrial system and promoting consumption [5]. - Zhengzhou Bank aims to leverage financial services to support the province's strategic initiatives, enhancing its role in regional economic growth [10][14]. Group 7: Organizational Transformation - Zhengzhou Bank is undergoing a systematic transformation to align its services with the higher demands of the "Five Strong Provinces" initiative, focusing on technology and efficiency [10][12]. - The bank is optimizing its internal mechanisms to create a more agile and customer-oriented organization, enhancing its operational efficiency and service quality [11]. Group 8: Risk Management and Digitalization - The bank is implementing comprehensive risk management strategies to address various financial risks, including credit and operational risks [13]. - Zhengzhou Bank is advancing its digital transformation to improve financial service capabilities and enhance customer experience [13]. Group 9: Commitment to Local Development - Zhengzhou Bank is dedicated to serving local economies and enhancing the quality of life for residents through targeted financial services and community engagement [14]. - The bank's initiatives reflect its commitment to supporting the economic and social development of Henan, contributing to the broader goals of Chinese modernization [14].

Core Viewpoint - The Henan Provincial Financial Committee emphasizes the importance of the futures market in supporting regional economic development and aims to integrate futures into local policies to enhance financial services for the real economy [1][2]. Group 1: Policy Initiatives - The draft proposal includes support for the Zhengzhou Commodity Exchange to diversify regional futures products and implement "insurance + futures" pilot projects [1][2]. - The provincial leadership seeks continued support from the China Securities Regulatory Commission (CSRC) for the development of quality listed companies and integration into the national market [1][2]. Group 2: Economic Empowerment - The futures market is recognized as a crucial component of the modern financial system, playing a unique role in empowering Henan's economy and supporting high-quality development initiatives [2]. - There is a call for strengthening the cultivation of the futures market in Henan to create a favorable environment for the growth of futures resources [2]. Group 3: Industry Development - The proposal encourages the Zhengzhou Commodity Exchange to innovate and develop new futures products, particularly those that reflect regional characteristics, to expand the market's service scope [2]. - The initiative includes promoting the establishment of futures delivery warehouses and financial service bases to extend the futures industry chain and create a futures-centered service ecosystem [2]. Group 4: Enterprise Engagement - There is a focus on guiding and training local enterprises to effectively utilize futures tools, enhancing their risk management capabilities and operational resilience [3]. - The aim is to cultivate exemplary enterprises that proficiently use futures, thereby encouraging other local businesses to adopt these financial instruments [3].

Core Viewpoint - The article emphasizes the importance of implementing Xi Jinping's significant requirements of "Two Highs and Four Efforts" to promote high-quality development and effective governance in Henan province [1][3][12]. Group 1: High-Quality Development - The focus is on accurately understanding and implementing Xi Jinping's requirements for boosting confidence in high-quality development, which includes enhancing economic performance, building a modern industrial system, and promoting rural revitalization [3][4]. - Specific actions include strengthening economic regulation, expanding effective investment, and advancing technological innovation [3][4]. Group 2: Effective Governance - The article highlights the need for strong party leadership in social governance, emphasizing a combination of self-governance, rule of law, and moral governance [4][6]. - It calls for a modernized social governance system that includes public participation and legal support, aiming to maintain political security and social stability [4][6]. Group 3: Collaborative Efforts - The necessity of collaboration among various departments and levels of government is stressed, with a focus on unified goals and coordinated actions to achieve the overarching objectives of Henan's development [7][8][9]. - The article advocates for a systematic approach to policy execution, ensuring that all efforts are aligned and effectively implemented [10][11]. Group 4: Implementation and Accountability - Emphasis is placed on the importance of practical implementation, with a call for a results-oriented approach to ensure that policies are effectively translated into action [12][13][14]. - The need for clear accountability mechanisms and performance assessments is highlighted to ensure that all tasks are completed efficiently and effectively [14][16]. Group 5: Innovation and Adaptability - The article encourages innovation in governance and policy implementation, urging leaders to adapt to changing circumstances and explore new methods to address challenges [17][18]. - It stresses the importance of enhancing the capabilities of leaders and officials to navigate complex situations and drive development [17][18].

Group 1: Core Concepts - The article emphasizes the "Two Highs and Four Focuses" as a guiding principle for Henan's development, aiming for high-quality growth and modernization [1] - The ten key areas of focus include integration into the national market, education and talent development, industrial transformation, rural revitalization, urbanization, cultural tourism, public welfare, ecological protection, grassroots governance, and risk prevention [1] Group 2: National Market Integration - The strategy involves implementing "Five Unifications and One Openness" to create a unified national market, enhancing logistics and regulatory frameworks [2] - Key tasks include improving infrastructure connectivity, establishing a unified market for goods and services, and promoting regional cooperation [2] Group 3: Education and Talent Development - The focus is on comprehensive educational reform, enhancing resource allocation, and promoting industry-education integration [3][4] - The aim is to create a distinctive educational reform system in Henan, emphasizing fairness and quality in education [3] Group 4: Industrial Transformation - The strategy targets both traditional industry upgrades and the cultivation of emerging industries through technological empowerment and cluster development [5] - Emphasis is placed on optimizing industrial layout and promoting green transformation in manufacturing sectors [5] Group 5: Rural Revitalization - The plan includes ensuring food security, enhancing agricultural productivity, and improving rural infrastructure and public services [6] - It aims to integrate agriculture with other industries to increase value and support rural economic development [6] Group 6: Urbanization - The focus is on the urbanization of agricultural populations and the development of county-level cities, with an emphasis on infrastructure and public services [7][8] - Strategies include improving digital infrastructure and enhancing educational and healthcare services in rural areas [8] Group 7: Cultural Tourism - The goal is to develop the cultural tourism industry into a pillar of the economy by enhancing planning, branding, and infrastructure [9] - The strategy includes leveraging cultural heritage and integrating tourism with other sectors [9] Group 8: Public Welfare - The article highlights the importance of improving public services, including employment, education, healthcare, and social security [10][11] - It emphasizes the need for a stable increase in educational funding and the expansion of quality medical services [10] Group 9: Ecological Protection - The focus is on implementing ecological protection measures and pollution prevention strategies to ensure sustainable development [12] - The plan includes enhancing water resource management and promoting green industry practices [12] Group 10: Governance and Risk Prevention - The strategy aims to enhance grassroots governance through improved organizational structures and data integration [13] - It emphasizes the importance of risk prevention in key areas such as real estate and local government debt [14][15]

Core Points - The meeting emphasized the importance of implementing Xi Jinping's important speeches and directives regarding Henan and Zhengzhou, highlighting the "Two Highs and Four Focuses" as key requirements for future work [3][4] - The meeting outlined a strategic plan for Zhengzhou's development over the next five years, focusing on high-quality growth, economic strength, and comprehensive capabilities [4][5] - The meeting called for a systematic approach to eight key areas of work, including integration into the national market, innovation in education and technology, and the development of a modern industrial system [5][6] Group 1 - The meeting recognized the significant political and strategic importance of Xi Jinping's visit to Henan and Zhengzhou, which provided clear guidance for future initiatives [3][4] - The meeting approved the implementation opinions aimed at advancing the modernization of the Central Plains region, emphasizing the need for Zhengzhou to take a leading role [2][3] - The meeting highlighted the necessity of enhancing governance efficiency through smart city initiatives and improving public service quality [4][6] Group 2 - The meeting stressed the importance of fostering a favorable environment for economic development, including a fair legal framework and efficient business conditions [8][9] - The meeting acknowledged the achievements made since the last session, including economic stability and cultural prosperity, while calling for continued efforts in various sectors [7][8] - The meeting urged all levels of party organizations and members to unite under the leadership of the central government to realize the ambitious goals set for Henan [9]