Cross-border payments and treasury operations saw real gains, while retail use and interoperability still lag.Clear rules drove major banks, card networks and FinTechs to launch and integrate stablecoin payment and settlement products.Stablecoin supply topped $300 billion in 2025, while usage shifted from holding to spending, making the digital assets economically relevant beyond cryptocurrency.For all of cryptocurrency’s volatility, stablecoins made steady progress in 2025.By completing this form, you agre ...

This Week’s Market Overview Season’s beatings! SOL (SOL) briefly lost its $120 support but countered with a weak bounce, and still ended the week in the red. And it was the same all around, with Bitcoin hitting $90,000 before slipping below $88,000 in no time as post-Christmas pain continues. Source: Ted Pillows Solana Ecosystem News What about the top Solana ecosystem tokens? The trenches are showing signs of life again, as the ecosystem’s trading volume edged up 11% to $12 billion. Yet the market ...

Core Insights - Stablecoins, particularly U.S. dollar stablecoins like Tether and USDC, are primarily designed for digital payments rather than investment opportunities, with a market size of approximately $317 billion, where Tether and USDC account for about $263 billion [1] - Commodity-backed stablecoins, such as PAX Gold and Tether Gold, provide an alternative investment avenue, as they are backed by physical gold and have performed well amidst a declining crypto market [2] Group 1: Overview of PAX Gold and Tether Gold - PAX Gold and Tether Gold are both backed by one troy ounce of gold per token, issued by Paxos Trust Company and Tether Limited respectively, with each company managing gold storage and ownership rights for token holders [3] - Token holders have the option to redeem their tokens for physical gold, although this may reduce the convenience of investing in these stablecoins [4] Group 2: Pricing and Fees - Both stablecoins aim to track the spot price of gold, with Paxos charging fees based on order size for transactions, while Tether charges a one-time fee of 0.25% for purchases or redemptions [5] - As of December 27, gold was priced at $4,534 per ounce, with PAX Gold priced at $4,560 and Tether Gold at $4,543, indicating Tether Gold is slightly closer to the spot price [6][7] Group 3: Trust and Safety - The safety of these stablecoins is influenced by their issuers and the methods used to maintain their asset peg, with arguments suggesting Paxos may be viewed as more trustworthy due to its U.S. licensing and wider availability on U.S. crypto exchanges compared to Tether Gold [8]

Klarna Group plc (NYSE:KLAR) is among the 7 Best Digital Payments Stocks to Invest In Now. Klarna Group plc (KLAR) Collaborates With Coinbase For Stablecoin Funding On December 19, 2025, Fortune revealed that Klarna Group plc (NYSE:KLAR) and cryptocurrency exchange Coinbase have partnered. According to cryptocurrency reporter Ben Weiss, the agreement is to take institutional investors’ funds denominated in stablecoins. The buy now, pay later company, which had traditionally avoided involvement in cryptoc ...

Core Insights - Intuit Inc. has entered a multi-year agreement with Circle Internet Group to integrate stablecoin features into its platforms, including Credit Karma, QuickBooks, and TurboTax, aiming for faster, cheaper, and safer international money transfers [1][2] - The partnership is expected to enable programmable, 24/7 financial transactions and create new use cases for payments, savings, remittances, and refunds that traditional payment systems cannot support [2] - BMO Capital has lowered its price target for Intuit from $870 to $810 while maintaining an Outperform rating, citing solid fiscal 2026 results driven by Credit Karma and QuickBooks Online, with a better accounting mix due to growth in payment solutions [3] Company Overview - Intuit Inc. provides online marketing platform Mailchimp and accounting software QuickBooks, targeting small and midsize businesses [4]

Core Insights - The U.K. is set to implement new regulations for stablecoins in 2026, marking the first time these digital assets will be regulated under U.K. law [1][6] - The regulatory framework will consist of a proposed regime by the Bank of England for systemic stablecoins and new legislation categorizing crypto services as regulated financial activities [1] Regulatory Framework - The new regulations are not expected to significantly impact the use of stablecoins for crypto trading and decentralized finance [2] - An amendment to the Financial Services and Markets Act (FSMA) raises the regulatory standards for exchanges, particularly concerning the listing of low-quality tokens, but does not impose specific listing rules [2] Impact on Issuers - Large centralized stablecoins like USDT and USDC are expected to remain prevalent due to their popularity and stability [3] - Issuers aiming to integrate stablecoins into the traditional financial sector in the U.K. will need to enhance their compliance measures [3][4] Adoption and Compliance - The FSMA amendment differentiates between activities conducted within and outside the U.K., allowing Tether to issue USDT to British firms through offshore entities, but requiring registration with the Financial Conduct Authority for domestic operations [4] - The Bank of England's proposed regime is designed for future large-scale adoption of stablecoin payments, anticipating a GBP-denominated stablecoin of systemic importance [5][7] Future Outlook for Circle and Tether - The stablecoin market's growth has been driven by crypto and DeFi, but issuers are increasingly focusing on mainstream payment use cases for future adoption [8]

Shares of fintech firm SoFi Technologies (NASDAQ:SOFI) had a solid 2025, with around 95% worth of gains, beating both the S&P 500 and Nasdaq 100 by a wide margin. ...

In most stablecoin lineups, Circle’s USDC would hold this spot because its $78 billion market capitalization trumps that of RLUSD’s $1.3 billion. But as Massad pointed out, stablecoin performance has more to do with being able to move money efficiently than its total supply.Ripple Labs’ stablecoin, RLUSD, swiped the second spot with a velocity of 71. That means, on average, every RLUSD token has changed hands 71 times since the start of the year.But that’s not stopped the company from turning a hefty profit ...

USD1 stablecoin has crossed the $3 billion mark — Source: CoinGape USD1 has seen an increase of almost 6% in its market cap in the last 24 hours. This follows Binance's launch of a 20% yield program for holders of the stablecoin. The World Liberty Financial team described this milestone as a big moment, including for the WLFI community. The USD1 stablecoin, issued by World Liberty Financial (WLFI), has hit a new milestone following a significant increase in its market cap in the last 24 hours. Thi ...

The collapse of silicon Valley Bank triggered a cascade of stablecoin depegs. Credit: Smith Collection/Gado/Getty Images. Key Takeaways The Federal Reserve has published its post-mortem analysis of the Silicon Valley Bank failure. When the bank collapsed earlier this year, it triggered a run on USDC that caused the stablecoin to depeg from the dollar. The Fed report explores how the USDC depeg spread contagiously across other stablecoins. The Federal Reserve has published a detailed analysis exam ...