智通财经5月7日电，金融监管总局局长李云泽在参加国新办新闻发布会时表示，小微企业融资协调工作 机制走访6700万户经营主体；小微企业融资协调工作机制已发放贷款12.6万亿元。将加大小微企业首 贷、续贷、信用贷投放。 金融监管总局局长李云泽：将加大小微企业首贷、续贷、信用贷投放 ...

金十数据5月7日讯，金融监管总局局长李云泽5月7日在国新办举行的新闻发布会上表示，将尽快推出支 持小微企业、民营企业融资一揽子政策，做深做实融资协调工作机制，助力稳企业稳经济。制定实施银 行业保险业护航外贸发展系列政策措施，对受关税影响较大的市场主体提供精准服务，全力帮扶稳定经 营、拓展市场。 （新华社） 金融监管总局：尽快推出支持小微企业、民营企业融资一揽子政策 ...

Group 1 - The National People's Congress has passed the "Private Economy Promotion Law," which aims to guide financial institutions in improving their service levels for private enterprises, particularly small and micro businesses [1] - The average interest rate for newly issued inclusive loans to small and micro enterprises was 4.03% in the first two months of 2025, a decrease of 0.33 percentage points from 2024 and a cumulative decline of 3.9 percentage points since 2018 [1] - Zhejiang's financial regulatory bureau has established a "financing coordination zone" to connect banks and enhance efficiency in financing for small enterprises, involving 210 banks and nearly 40,000 credit managers [1] Group 2 - Small and medium-sized banks are innovating financial products to meet the specific financing needs of enterprises, such as the combination of "accounts receivable financing" and "small micro growth loans" [2] - The small micro enterprise financing coordination mechanism has successfully eliminated various hidden barriers to financing, allowing creditworthy but collateral-lacking small enterprises to access bank credit services [2] - Over 50 million small enterprises and individual businesses have been visited, with credit approvals exceeding 10 trillion yuan and a non-repayable loan balance of nearly 7 trillion yuan [2] Group 3 - Financial regulatory authorities are guiding banks to facilitate cross-border settlements and mitigate exchange rate risks for foreign trade enterprises [3] - Xiamen International Bank has launched a cross-border comprehensive service platform to assist foreign trade enterprises in managing cross-border settlements and financing needs [3] - Future recommendations include increasing bank visits to enterprises, simplifying financing processes, and exploring diverse supply chain financial services to further reduce financing costs for small micro enterprises [3]

下步，将进一步优化协调机制，重点加强四方面工作。优先走访小微外贸企业，逐步覆盖其他外贸企 业、个体工商户及家庭农场；定期"联合会诊"未获融资企业，整合资源精准施策；联动制造业中长期贷 款、信用体系建设、创业投资等业务与"千企万户大走访"活动深度融合；强化融资信用服务平台支撑， 为小微企业持久增信。 孙吉鹏说，小微企业是经济发展的"毛细血管"，在增加就业、改善民生、促进创新等多个方面都发挥着 重要作用。烟台市小微企业主要集聚于加工制造、零售贸易等传统产业链配套环节，为顺应其"短、 小、频、急"的融资特点，烟台市认真落实国家、省有关部署，深入开展"千企万户大走访"活动，取得 了初步成效。 健全协同联动机制。搭建"1+14"市县两级协调体系，由分管副市长任召集人，市发展改革委、烟台金融 监管分局主要负责人担任副召集人，14个区市对应设立县级协调机制，监管分局和9个支局分别成立领 导小组，51家银行机构相应成立工作专班，联动镇街、社区等基层单元，形成政府、银行横向协同， 市、县两级纵向联动的立体化服务网络。 强化融资对接实效。梳理形成首批32万户重点走访名录，按照"政银联访""应走尽走"的原则开展走访工 作。截至一季 ...

Core Insights - Financial regulatory authorities across multiple regions have implemented a series of policies to alleviate financing difficulties for small and micro enterprises, enhancing the effectiveness of financing coordination mechanisms [1][2] Group 1: Policy Implementation and Impact - Various financial regulatory departments have issued notifications to support small and micro enterprises, addressing financing bottlenecks and difficulties faced by banks in lending [1] - As of March 2023, the Zhejiang Financial Regulatory Bureau has organized visits to 3.18 million enterprises, with 630,000 receiving credit support, resulting in a total loan issuance of 1.7 trillion yuan [1] - By February 2025, the balance of inclusive loans for small and micro enterprises nationwide is projected to reach 33.9 trillion yuan, with a year-on-year growth rate of 12.6%, surpassing the growth rate of other loan categories by 5.7 percentage points [1] Group 2: Challenges in Financing - Small and micro enterprises face significant financing challenges primarily due to a lack of credit and information, leading to reluctance from financial institutions to lend [2] - Efforts are being made to bridge the gap between banks and enterprises, reducing information asymmetry through initiatives like the "New Quality Loan" in Chengdu [2] Group 3: Credit System and Financial Services - Financial regulatory bodies are promoting the integration of social credit system construction with financial supervision, encouraging financial institutions to leverage credit data resources effectively [3] - In Zhejiang, small and medium-sized banks are optimizing credit approval services, creating a financial ecosystem that extends core enterprise credit to upstream and downstream businesses, facilitating credit support for multiple enterprises [3] - The characteristics of small and micro enterprise financing, such as being short-term, small-scale, and frequent, highlight the potential of technology to enhance lending efficiency [3]

Core Points - Anhui Province has provided a total of 299.34 billion yuan in loans to micro and small enterprises since October 2024, with 104.04 billion yuan in credit loans and 52.9 billion yuan in loan renewals [1][3] - A multi-level coordination mechanism has been established to support financing for small enterprises, leading to the recommendation of 309,000 small enterprises to banks and a total credit of 403.52 billion yuan [3] Group 1 - The "Thousand Enterprises, Ten Thousand Households" outreach initiative has visited 6.812 million small enterprises, enhancing the connection between banks and businesses [3] - Anhui has innovated its financing services by implementing an online management system for the entire process of "visits, applications, and recommendations," ensuring efficient loan processing [3] - The city of Hefei has introduced a "Government Credit Loan" program that provides 50% interest subsidies and 1% guarantee fee subsidies, enabling 15,000 enterprises to secure low-cost financing totaling 118.8 billion yuan, with actual interest rates as low as 2% [3] Group 2 - Future efforts will focus on supporting foreign trade enterprises, private economy, technology companies, and agricultural entities, with a targeted approach to assist businesses with genuine financing needs [3]