Core Viewpoint - The successful intervention by Ping An Bank's Shanghai branch prevented a significant financial loss of 7.5 million yuan (approximately 1.05 million USD) for a customer targeted by a fraudulent investment scheme aimed at the elderly [1][3]. Group 1: Incident Overview - On July 8, a customer attempted to transfer a total of 7.5 million yuan, with an initial request of 2.5 million yuan followed by 5 million yuan, which raised suspicions among bank staff [1][2]. - The customer was accompanied by two middle-aged men and had previously increased his transfer limit through a mobile banking app, which further raised red flags [1][2]. - The bank's internal control supervisor and branch manager intervened to verify the transaction, discovering that the customer was not affiliated with the companies involved in the transfer [1][2]. Group 2: Fraud Detection and Prevention - The bank staff, in collaboration with local police, identified that the documents provided by the fraudsters, including bank statements and deposit proofs, were forged [2]. - The police and bank employees worked together to explain the fraudulent scheme to the customer, highlighting the suspicious aspects of the transaction [2][3]. - The intervention lasted from 10 AM to 3 PM, during which the customer's son was brought in to help convince him of the scam, ultimately leading to the cancellation of the transfer [2][3]. Group 3: Future Actions - Ping An Bank's Shanghai branch plans to enhance its anti-fraud and risk prevention systems, focusing on educating customers about financial safety and fraud awareness [3]. - The bank aims to utilize various channels and methods to disseminate knowledge about new types of telecom fraud to the public [3]. - The commitment to providing secure and efficient financial services reflects the bank's dedication to protecting customer assets and contributing to a nationwide anti-fraud initiative [3].

Group 1 - The core theme of the nationwide campaign is "Anti-fraud is a compulsory course, strengthen the defense and fulfill responsibilities" [1] - The campaign aims to combat the rising trend of online fraud, which poses a significant threat to consumer financial security [1] - During the campaign from June 16 to July 15, the company provided over 7 million anti-fraud safety reminders to users through various channels [1] Group 2 - The company actively collaborates with law enforcement and utilizes technology to combat financial black and gray market organizations [3] - Since 2023, the company has strengthened its cooperation with local police, providing key intelligence to various regions, leading to the resolution of nearly 100 related cases and the dismantling of 25 professional criminal groups [3] - The company has developed a comprehensive anti-fraud monitoring system, including advanced fraud detection models and risk warning robots [3] Group 3 - The company organizes governance seminars involving representatives from law schools and police departments to discuss anti-fraud strategies [4] - It collaborates with industry associations to build and share a blacklist of financial black and gray market entities [4] - The company has formed an alliance with several financial institutions to maintain a high-pressure stance against financial black and gray market activities [4]

Core Viewpoint - Wuhan City is enhancing its multi-departmental collaboration to combat telecom and online fraud through a joint meeting mechanism, leading to a decrease in crime reports and financial losses while increasing case resolutions and funds returned to victims [1][2]. Group 1: Crime Prevention Measures - The city has implemented specialized actions such as "cutting cards," "cutting flows," "pulling nails," and "cutting chains" to combat telecom fraud [1]. - A daily average of over 600 individuals are visited for fraud prevention efforts, showcasing the proactive approach of the authorities [1]. - The establishment of a collaborative mechanism between Wuhan Police and the Wuhan Postal Administration has led to the interception of 374 suspected fraudulent mail items this year [2]. Group 2: Data Sharing and Coordination - A platform for sharing anti-fraud and anti-gambling information has been created in collaboration with the People's Bank of China, enhancing the risk assessment capabilities of banks [2]. - The city has successfully dismantled 349 money laundering gangs this year through coordinated efforts and data sharing among various departments [2]. Group 3: Community Engagement and Education - A campaign titled "National Anti-Fraud, Safe Study Abroad" was organized to educate students about fraud prevention before they travel abroad [3]. - The police have conducted outreach activities, reaching 335,000 households and distributing 366,000 promotional materials to raise awareness [3]. - The city has established 4,906 "fraud-free communities" as part of its community engagement efforts [3]. Group 4: Innovative Practices - Wuhan University has developed a "University Anti-Fraud Alliance" testing system, integrating fraud awareness into academic credit management [4]. - The Industrial and Commercial Bank has set up "Police-Bank Stations" in community outlets to educate residents about the latest scams [4]. - A "Smart Elderly Care Anti-Fraud" project is being piloted to monitor the activities of elderly individuals living alone and trigger alerts for unusual behavior [4].

Core Viewpoint - Shandong Unicom has achieved significant results in combating part-time job scams targeting students during the summer vacation, under the unified deployment of the Ministry of Industry and Information Technology's "Operation Cat Catching" [1] Group 1: Actions Taken - Shandong Unicom's technical team collaborated with the police to dismantle 29 part-time job scam syndicates, arresting over 150 individuals involved in organizing and selling SIM cards [2] - A specialized database for "student-related fraud" was established, successfully identifying and dissuading over 800 students from participating in fraudulent part-time jobs [2] Group 2: Technological Upgrades - The company completed a three-tier upgrade of its countermeasure system, significantly improving the accuracy of identifying high-risk area devices and monitoring abnormal call patterns [4] - A special shutdown channel for high-risk SIM cards was established, resulting in the disposal of over 20,000 high-risk cards [4] - An AI early warning and intervention mechanism was enhanced to implement graded interventions for suspected student communication behaviors [4] Group 3: Fraud Awareness and Prevention - The Anti-Fraud Center identified four common traps that students are most likely to fall into, including roles as "phone operators," illegal VOIP installers, SIM card acquisition intermediaries, and money laundering participants [5] - Shandong Unicom established a "police-enterprise-school" joint prevention mechanism, creating a liaison system with schools and conducting "part-time job risk self-checks" [6] - A province-wide anti-fraud campaign was launched, combining online and offline methods to enhance students' awareness of fraud [6] Group 4: Future Directions - As the special action continues, the company emphasizes that building a communication security defense line requires both technological upgrades and a societal awareness awakening [7] - Shandong Unicom plans to carry forward the experiences gained from the summer special action into the new school season to continue safeguarding campus communication security [7]

Group 1 - The core message emphasizes the need for parents to educate their children about various scams targeting minors, as highlighted by the Vice President of Douyin Group, Li Liang [1] - Li Liang suggests that parents should activate the minor mode on their children's devices, which restricts functionalities such as private messaging, chatting, commenting, live streaming, and in-app purchases, serving as an effective anti-fraud measure [1]

电信网络诈骗手段花样翻新 银行加固防火墙构建反诈新格局 记者 李颖超 一场由技术护航的金融安全变革，正在全国商业银行间悄然展开。 近期，随着中宣部、公安部联合部署的"全民反诈在行动"宣教工作全面铺开，银行、清算机构、消费金 融公司等机构积极响应，充分利用线上平台、社交媒体等渠道，结合线下互动，通过发布图文、短视 频、文字等包含金融知识和诈骗案例警示的多样化内容，广泛传播反诈知识。 证券时报记者深入业内观察发现，面对电信网络诈骗手段的持续升级，商业银行正通过引入人工智能、 大数据等前沿技术，结合线上线下反诈宣教活动，构建起"智能防控+生态共治"的反诈新格局。 主动防御 筑牢防线 在金融诈骗手段日益复杂多变的当下，主动防御、筑牢公众的金融安全意识防线已成为金融机构的重要 使命。 "近年来，随着《中华人民共和国反电信网络诈骗法》深入实施，金融机构正从事后处置向事前预防转 型。"华东地区某国有银行从业人士向证券时报记者表示，目前，无论是在意识层面还是在技术层面， 商业银行、支付平台等都主动开展反诈工作以保护用户资金安全。 7月以来，"全民反诈在行动"活动持续推进，各类金融机构积极响应。 7月上旬，中国人民银行深圳分行 ...

Group 1 - The event "Su City Discussion on Prosecution: Anti-Fraud Pioneer" was held by the Suzhou People's Procuratorate, focusing on combating telecom fraud and protecting citizens' financial security [1] - The Suzhou procuratorial authorities have intensified efforts to combat telecom fraud, focusing on changes in crime patterns and enhancing the protective measures for the public [1][2] - The event featured stories from five prosecutors detailing various successful cases, including cross-border telecom fraud and significant recovery of funds for victims [1][2] Group 2 - In 2023, Suzhou received over 500 telecom fraud suspects transferred from Myanmar, with rapid legal actions taken within seven days, establishing a replicable model for other jurisdictions [2] - The Taicang case highlighted the recovery of over 4 million yuan from the main suspect's residence, marking it as the largest single recovery in recent years for cross-border fraud [2] - The Suzhou Industrial Park Prosecutor's Office has implemented measures to combat recruitment scams, including embedding fraud detection in job platforms [2][3] Group 3 - The anti-fraud center analyzed new scams such as "AI face-swapping" and "order washing," while prosecutors collaborated with police to launch public awareness campaigns [3] - Local representatives expressed support for the prosecutorial efforts against fraud, emphasizing the importance of collaboration to protect citizens' finances [3]

Core Viewpoint - The China Construction Bank Credit Card Center actively participates in the "National Anti-Fraud Action" campaign, emphasizing the importance of fraud prevention as a fundamental responsibility and integrating it into new financial practices [1] Group 1: Risk Prevention and Control - The bank leverages financial technology to enhance its risk prevention system, focusing on a comprehensive monitoring framework that includes pre-detection, real-time interception, and post-analysis of gambling and fraud risks [2] - The bank has improved its monitoring models to adapt to new trends and methods in fraud, significantly increasing the foresight and precision of its prevention efforts [2] - Collaboration with law enforcement is emphasized to effectively freeze suspicious funds and manage accounts under judicial control, fostering a robust anti-fraud financial defense [2] Group 2: Public Awareness and Education - The bank utilizes new media platforms to disseminate anti-fraud information, sharing warnings and educational content to raise public awareness [3] - Engaging in community outreach, the bank conducts targeted educational campaigns in various settings, including neighborhoods and businesses, to inform vulnerable groups about common fraud schemes [4] - The bank's initiatives include creating accessible educational materials and interactive activities to enhance understanding of financial safety among the public [4] Group 3: Commitment to Financial Security - The bank views anti-fraud efforts as a lifelong commitment to safeguarding financial security and protecting public interests, aligning with its responsibilities as a state-owned enterprise [4] - The bank aims to continuously improve its technological capabilities in fraud prevention and education, collaborating with various sectors to strengthen the financial ecosystem [4]

2025年7月3日，中信银行北京分行联合北京市公安局刑侦总队、总行财富管理部召开反诈宣防工作会。 北京市公安局刑侦总队负责领导及总行财富管理部高级经理受邀参会，中信银行北京分行分管行领导出 席会议并就零售反诈工作作出重要部署，分行相关部门负责人及业务骨干及全辖网点人员共计1000余人 通过"现场+视频"形式参会，共同筑牢警银协同反诈防线。 会议期间，北京市公安局刑侦总队以生动真实的案例，剖析当前电信网络诈骗的严峻形势，揭示新型诈 骗手段对群众财产安全的威胁，重点围绕涉诈风险排查、大额交易监控管理等场景提出专业化建议，并 就强化内部培训、深化外部宣传、提升全民反诈意识等工作路径展开深入讲解。同时，针对警银协作机 制、反诈模型建设等具体环节，刑侦总队结合实战经验提出多项优化举措。总行财富管理部高级经理介 绍了"哨兵"系统的运行情况，从总行的视角介绍了底层扑救路径，构建坚实的反诈屏障。 北京分行分管行领导现身说法，以自身被盗刷经历为引，结合7年追回涉诈资金的典型案例，揭示犯罪 分子作案手段高科技化趋势，强调构建资金保护体系的重要性，并对反诈工作提出四点要求：一是紧 扣"金融三性"，提升政治站位，将反诈融入一线服务， ...

Group 1 - The core theme of the event is "Love and Responsibility: Insurance Makes Life Better," aimed at enhancing public understanding and trust in insurance [1] - The event involved a collaboration with six other companies to form a financial knowledge promotion team, focusing on delivering financial knowledge directly to merchants [1][3] - The promotional activities included setting up a "Financial Knowledge Station" at market entrances, distributing practical financial knowledge materials to merchants [3] Group 2 - The promotional content covered four main areas: interpretation of beneficial insurance policies, introduction of inclusive financial projects, key points of the revised Anti-Money Laundering Law, and analysis of common illegal financial activities [3] - A "Fraud Prevention Micro-Class" was established to educate participants on various fraud schemes, particularly targeting the elderly demographic [4] - The company aims to create a sustainable mechanism for financial knowledge dissemination, enhancing public financial literacy and contributing to a stable financial environment [4]