Core Viewpoint - The article highlights the recent experiences of actor Zhu Shimao, who fell victim to two separate scams within a short period, emphasizing the prevalence and unpredictability of fraud in society [1][2][4]. Summary by Sections Incident Description - Zhu Shimao reported receiving a call from someone he knew, requesting a loan of 2000 yuan due to a lack of cash for a wedding [1]. - The following day, he was contacted by someone claiming to be "Liu Jingshan," who requested 5000 yuan via a QR code while claiming to be filming in Hulunbuir [2]. Investigation and Findings - Upon investigating the individual who borrowed 2000 yuan, Zhu discovered that their personal information was linked to "Liu Jingshan," indicating a coordinated scam [3]. Advice and Reflection - Zhu Shimao, who identifies as an anti-fraud ambassador, expressed disbelief at being scammed and advised others to remain vigilant, especially regarding financial matters [4].

Core Viewpoint - The company has identified illegal financial activities being conducted by fraudsters using its name and the name of an employee, which severely harms investor rights and the company's reputation [1][2]. Group 1: Illegal Activities - Fraudsters are luring investors with offers of free phone credits and inviting them to join a WeChat group named "Shenwan Hongyuan Internal Group" to promote illegal stock recommendations [1]. - The fraud involves the use of a fake trading app called "Shenwan e Hongfa," where scammers promise high returns and provide trading instructions, claiming to offer a "compensation agreement" for losses up to 30,000 yuan [1]. Group 2: Company Response - The company warns investors against adding unknown QQ numbers or joining suspicious groups, and advises against downloading unverified apps or engaging in financial transactions without confirming the identity of the other party [1][2]. - The company reserves the right to take legal action against any individuals or organizations impersonating it or its employees in illegal financial activities [2]. Group 3: Investor Awareness - Investors are urged to enhance their risk awareness and ability to identify fraudulent activities, and to report any suspected scams to law enforcement [2].

Core Viewpoint - The article highlights the prevalence of scams related to the "Million Protection" service offered by payment platforms, emphasizing that this service is completely free and does not require any fees from users [10][12][15]. Group 1: Scam Awareness - Users are receiving fraudulent calls and messages claiming that their "Million Protection" service is about to expire and will incur charges, which is false [2][6]. - Scammers often use phrases like "Million Medical" or "Membership Fee" to lure victims into their traps [13]. - The article warns that if users are prompted to download third-party apps under the guise of customer service, it is likely a scam aimed at stealing personal information [13][15]. Group 2: Official Statements - Payment platforms such as WeChat, Alipay, and Douyin have confirmed that the "Million Protection" service is entirely free, automatically activated, and does not require renewal [10][12]. - The platforms have issued statements reiterating that any claims of fees associated with "Million Protection" are fraudulent [12][15]. Group 3: Prevention Tips - Users are advised to verify any inquiries regarding "Million Protection" directly through official customer service channels [15]. - The article emphasizes the importance of not downloading any apps suggested by unknown callers, as these could lead to unauthorized access to personal accounts [13][15].

Core Viewpoint - Singapore, known as a "wealth haven," is increasingly becoming a hunting ground for scammers targeting high-net-worth individuals and family offices, exploiting gaps in the regulatory framework and trust issues, leading to significant financial losses for victims [1]. Group 1: Scam Statistics and Impact - In Singapore, 60% of individuals have encountered scams, with nearly half of these cases originating from Meta platforms like Facebook, WhatsApp, and Instagram [5][6]. - The average loss per person in Singapore reached $4,031 in 2023, the highest globally, with reported scam cases exceeding 51,501 and total losses surpassing $1.1 billion in 2024 [5][6]. - From January to April 2025, over 13,000 scam cases were reported, resulting in losses exceeding $313.7 million [6]. Group 2: Vulnerability of High-Net-Worth Individuals - High-net-worth individuals, despite their wealth, are often naive and fall victim to scams, as illustrated by cases where individuals were manipulated into investing large sums in fraudulent schemes [7][9]. - Scammers have targeted wealthy individuals through sophisticated methods, including impersonating professionals and creating fake investment opportunities, leading to significant financial losses [9][10]. Group 3: Regulatory and Institutional Challenges - The Singapore government and institutions like Temasek have faced challenges in preventing scams, with high-profile cases involving altered images and fake applications leading to substantial financial losses for investors [12][14]. - Temasek's investments in fraudulent companies like FTX and eFishery resulted in significant financial setbacks, raising questions about due diligence practices [14]. Group 4: Characteristics of Scammers - Scammers in Singapore employ various tactics, including impersonating professionals, creating a facade of legitimacy, and establishing long-term relationships to build trust before executing scams [16][17]. - The use of advanced technology, such as AI-generated content and deepfake videos, has made it increasingly difficult for even seasoned investors to identify scams [17]. Group 5: Underlying Issues in Family Offices - The rapid growth of family offices in Singapore, with over 2,000 established by 2024, has attracted scammers who exploit the vulnerabilities inherent in these structures [19][20]. - High-net-worth individuals often rely on personal networks for investment decisions, which can lead to inadequate risk assessment and increased susceptibility to scams [20][21]. Group 6: Singapore's Appeal to Scammers - Singapore's status as a major financial center, with its favorable tax regime and strong privacy protections, makes it an attractive location for scammers to operate and launder money [22][23]. - The ease of obtaining legitimate identities through investment immigration programs has allowed scammers to establish a presence in Singapore, complicating enforcement efforts [23][24]. Group 7: The Dual Nature of Singapore - While Singapore is a global financial hub, it also faces challenges related to cross-border crime and money laundering, necessitating a balance between regulatory compliance and operational freedom for financial institutions [26][28].

Core Viewpoint - Singapore, known as a "wealth haven," is increasingly becoming a hunting ground for scammers targeting high-net-worth individuals and family offices, leading to significant financial losses and raising concerns about wealth security and regulatory upgrades [1][3]. Group 1: Scam Incidents and Statistics - In 2024, Singapore reported 51,501 scam cases with losses exceeding $1.1 billion, marking the first time annual scam losses surpassed $1 billion [10]. - The average loss per person in Singapore in 2023 was $4,031, the highest among all countries [10]. - From January to April 2025, over 13,000 scam cases were reported, with victims losing more than $313.7 million [11]. Group 2: Targeted Individuals and Methods - High-net-worth individuals, including a Singaporean actor and a financial director, have fallen victim to scams involving fake investment opportunities and impersonation tactics [12][15]. - Scammers often exploit trust and relationships, using sophisticated methods such as deepfake technology and long-term engagement to build credibility before executing their schemes [31][32]. Group 3: Regulatory and Institutional Responses - The Singapore government and institutions like Temasek have issued warnings about investment scams, highlighting the need for increased vigilance [19][20]. - Temasek faced significant losses from investments in fraudulent companies like FTX, leading to scrutiny over its due diligence processes [22][25]. Group 4: Characteristics of Scammers - Scammers in Singapore employ various tactics, including impersonating professionals, creating a facade of legitimacy, and leveraging the country's strong financial reputation to gain trust [27][29][30]. - The scams range from phishing and investment fraud to identity theft and loan scams, showcasing the diverse and evolving nature of fraudulent activities [27][28]. Group 5: Vulnerabilities of High-Net-Worth Individuals - High-net-worth individuals often exhibit vulnerabilities such as over-reliance on personal networks for investment decisions and a tendency to trust the "Singapore label" without thorough verification [36][37]. - The pursuit of high returns and confidentiality in asset management can make wealthy individuals prime targets for scams [38]. Group 6: Singapore's Appeal to Scammers - Singapore's status as a global financial center with a favorable regulatory environment and strong privacy protections makes it attractive for scammers to operate [40][41]. - The ease of obtaining legitimate identities and the high volume of international capital flow create opportunities for fraudulent activities [42][44]. Group 7: Broader Implications - The rise in scams poses challenges for Singapore's reputation as a secure financial hub, necessitating a balance between regulatory oversight and the freedom of financial operations [49].

01 市场概况 2025年4月22日，三大指数涨跌各现，其中沪指上涨0.25%，收报3299.76点；深证成指下跌0.36%，收报9870.05点；创业板指下 跌0.82%，收报1928.43点。今日两市成交额10898亿元，与上个交易日相比增加约487亿元。 02 盘面观察 指数上看，市场全天震荡分化，核心宽基指数涨少跌多，中证红利、红利指数、富时中国A50领涨，创成长、创业板50、创业板 指领跌。 板块上看，市场热点快速轮动，物流、统一大市场概念股集体走强，跨境支付概念股震荡走高，农药、化肥概念股表现活跃， 算力概念股展开调整。全市场个股上涨和下跌家数基本相当，表现一般。 行业上看，商贸零售、建筑材料、交通运输等板块上涨，传媒、通信、计算机板块下跌。 | 行业名称 | 今日涨跌幅↓ | 5日涨跌幅 | 30日涨跌幅 | 今年以来 | | --- | --- | --- | --- | --- | | 商贸零售 | 1.0% | 2.1% | 1.2% | -2.4% | | 建筑材料 | 1.0% | 1.6% | -1.7% | 1.4% | | 交通运输 | 0.9% | 1.1% | 0.6% | ...

Core Viewpoint - The article highlights the recent crackdown by Shanghai police on a new type of fraud gang that utilized the "relative card" feature of social media to transfer illicit funds, resulting in the arrest of 30 suspects and the involvement of over 3 million yuan in fraudulent activities [1][3]. Summary by Sections Criminal Activities - The gang operated a pyramid-like structure for "money laundering" through a "part-time job" scam, luring individuals with false job postings and offering high commissions of 3%-5% per transaction [3][4]. - The core members of the gang, identified as Chen, Pang, and Li, were responsible for training and managing the operations, while the execution layer received instructions through dynamic groups [4]. Fraud Techniques - The gang employed various deceptive tactics, including masquerading as investment advisors to lure victims into transferring funds under the guise of "fund security verification" and "professional account custody" [3][6]. - They also used social engineering techniques to build trust with victims before pushing them to bind their relative cards, which allowed for rapid fund transfers and the destruction of evidence [3][4]. High-Risk Scenarios - The police identified five high-risk scenarios where the "relative card" could be exploited for fraud: 1. Investment scams using fake platforms and promises of high returns [6][7]. 2. Order brushing scams that entice victims with fake rebate offers [6][7]. 3. Impersonation of law enforcement to create panic and pressure victims into compliance [6][7]. 4. Romance scams that exploit emotional connections to solicit funds [6][7]. 5. Misoperation scams where fraudsters claim accidental actions to manipulate victims into binding their cards [6][7]. Recommendations - Authorities have suggested that related platforms enhance transaction verification and risk alerts to better identify unusual fund flows [4].