Company Overview - PT Mitra Adiperkasa Tbk was founded in 1995 and focuses on retail and wholesale of various consumer products, including clothing, toys, and sports equipment [1] - The company operates a series of stores and café and restaurant businesses, representing some of the world's most well-known brands [1] - The current market capitalization of PT Mitra Adiperkasa Tbk is US$1,190 million [1] Performance Metrics - The company has a Profitable Growth rank of 4, which is consistent with the prior period's rank, indicating above-average performance compared to 910 large consumer discretionary companies worldwide [5] - The Profitability rank is also 4, which is a decline from the prior period's 3rd rank, yet still reflects above-average performance compared to peers [5] - The Growth rank improved to 4 from the prior period's 6th rank, showcasing above-average performance compared to peers [5]

Group 1: Uber - Morgan Stanley cut the target price for Uber from $115 to $110, while Loop raised it from $110 to $115, indicating mixed analyst sentiment [1] - The stock is currently trading in a range between $80 and $100, with $80 identified as a critical support level [2] Group 2: Carvana - Carvana is being added to the S&P 500, with Bank of America raising its target price from $385 to $455 [3] - The company has experienced a significant turnaround, moving from discussions of debt defaults and potential bankruptcy in 2022 to inclusion in the S&P 500 [4] - Carvana's stock has appreciated by 43% since its purchase in late 2022, attributed to its profitability and market share growth [5][6] - The company is diversifying its relationships, reducing reliance on Ally, and is executing well despite macroeconomic challenges [6][7]

All right, so we're coming off last week, two weeks of gains and a lot of it was that PC on Friday at least that kind of kept us going. Y the fact that inflation came in just a tick lower giving people confident about the Fed rate cut. What areas of the market does that make you bullish on.>> So a lot of what I've been talking about for a while is focusing on down on the market cap spectrum. So look at those small and mids and these are exactly the companies that are going to benefit the most for this kind ...

Trading Psychology & Mindset - The trading industry emphasizes identifying and addressing personal mental flaws, as traits that lead to success in other fields can be detrimental in trading [1] - The industry aims to rewire the brain to think differently from the majority to achieve profitability in the top 5-10% of market participants [1] - The trading industry highlights the importance of not focusing on money directly, but rather letting it be a result of adhering to a well-defined process [46] Strategy & Methodology - The trading industry suggests keeping trading strategies simple, focusing on a core set of variables to minimize emotional decision-making [2] - The industry recommends focusing on trading one asset, one strategy, and one timeframe to achieve mastery through repetition [3] - The trading industry advocates for backtesting strategies using historical data to determine expectancy before deploying real capital [27] Risk Management & Performance Measurement - The trading industry stresses the necessity of measuring trading results to identify flaws and make data-driven decisions for improvement [5][6] - The industry emphasizes the importance of understanding and calculating expectancy (positive expectancy) to determine the profitability of a trading model [13][14] - The trading industry advises setting a daily loss limit to protect capital and prevent emotional trading decisions [34] - The industry warns against taking profits too early, as it can negatively impact expectancy and overall profitability [42]

🔎 RESEARCH: Sandwich bot profitability has collapsed to an average of just $3 per attack on Ethereum, with only 6 bots generating over $10,000 in total profit.About 30% of active bots now operate at a loss, while one-third barely break even, as fierce competition and thin margins push most operators out of the market.Is this low profitability enough to deter new sandwich attackers, or will competition continue to intensify? ...

Core Insights - SoFi is conducting a stock offering valued at approximately $1.5 billion, which has contributed to recent stock weakness [1][5] - Despite recent declines, SoFi's stock has increased by about 68% year-over-year, indicating strong performance over the past 52 weeks [2] - The company has turned profitable, achieving a profit margin of around 19% based on the trailing four quarters [3] Financial Performance - SoFi generated approximately $640 million in profit from $3.3 billion in sales, marking a significant turnaround from a loss of $340 million on $2 billion in revenue two years ago [4] - The stock offering involves the issuance of an additional 54.5 million shares, representing about 5% of the total common equity in free float [5][7] Market Context - The stock offering is seen as a healthy move for the company, aimed at financing operational expenses and expansion efforts [6] - The overall market conditions may also be influencing SoFi's stock performance, with potential capital rotation contributing to price movements [8][12] - The recent downturn in SoFi's stock may be partially attributed to broader trends in the crypto market, as the company operates in high-growth areas of finance [11]

Yesterday we were watching whether Rubrik (NYSE: RBRK) could deliver on its profitability promise while maintaining growth momentum. ...

Financial Data and Key Metrics Changes - In Q3 2025, the company reported revenue of $21.1 million, representing a 17% increase quarter-on-quarter and a 1% increase year-on-year, marking the second consecutive quarter of double-digit sequential revenue growth [5][15] - Adjusted EBITDA loss improved by 68% year-on-year to negative $1.8 million, with the adjusted EBITDA margin improving from minus 26.5% to minus 8.4% [5][19] - Over the past nine months, adjusted EBITDA improved 67% year-on-year, while net loss narrowed from $19.6 million to $5.7 million [5][6] Business Line Data and Key Metrics Changes - Insurance revenue grew 13% year-on-year to $2.3 million, while wealth revenue increased by 5% to $2.6 million, together accounting for 23% of group revenue, up from 21% a year ago [6][16] - Operating costs, excluding foreign exchange, fell 13% year-on-year to $23.9 million, with technology costs decreasing from $2 million to $0.9 million and employee benefit expenses dropping from $5.7 million to $4.2 million [7][18] Market Data and Key Metrics Changes - Singapore's revenue rose to $10.2 million from $7.9 million a year ago, while Hong Kong delivered $7.5 million in revenue, slightly lower year-on-year but in line with expectations [16][17] - Taiwan and the Philippines reported revenues of $1 million and $2.4 million, respectively, showing gradual recovery [17] Company Strategy and Development Direction - The company is focused on delivering healthy annual revenue growth, continued margin expansion, and sustained positive free cash flow through a shift towards higher-margin products and AI-enabled operating leverage via Project Odyssey [4][10] - The strategic pivot aims to build durable compounding earnings power rather than chasing volume-led growth, with a clear path for high-margin verticals to take a larger share of revenue [6][12] Management Comments on Operating Environment and Future Outlook - Management expressed confidence in Q4 being the first quarter of positive adjusted EBITDA since listing, driven by a stronger revenue mix and improved cost structure [11][20] - The company anticipates solid top-line growth and meaningful improvement in profitability for the full year 2026, with a focus on scaling high-margin verticals [12][26] Other Important Information - Project Odyssey is a core pillar for medium-term value creation, integrating various AI-driven capabilities to enhance operational efficiency and improve unit economics [9][10] - The company plans to pursue disciplined capital allocation, focusing on organic investments and potential M&A opportunities that align with its AI-enabled operating model [35][36] Q&A Session Summary Question: What is the plan for the crypto segment? - The company plans to integrate digital assets into broader wealth journeys without setting standalone revenue targets, viewing it as an upside within the wealth segment [27][29] Question: Can you elaborate on the AI displacement risk? - Management sees AI as an amplifier of value rather than a risk, emphasizing their role in aggregating and curating data across various financial platforms [30] Question: Any further partnership potential? - The company is exploring partnerships within the ecosystem, particularly in Hong Kong, to create value through strategic collaborations [31] Question: Why is there a significant improvement in Adjusted EBITDA despite flat revenue? - The improvement is attributed to a high-quality revenue mix and structurally lower operating costs, reflecting the execution of a strategic reset [24][25] Question: How is the Credit Hero Club performing? - The Credit Hero Club is expected to enhance the personal loan segment, particularly during tax loan season, by providing personalized offers based on credit profiles [38][39] Question: Outlook for different segments in 2026? - The company anticipates a shift towards higher-margin verticals, with credit cards remaining a core vertical while personal loans and insurance are expected to drive margin improvements [40][41]

Investment Thesis - The committee recently bought Twilio, revisiting a name actively discussed from 2018 to 2021 [1] - Twilio experienced significant revenue growth (50-70%) previously, followed by a decline, necessitating diversification beyond messaging into voice and email [2] - The company's diversification into multi-channel communication is currently unfolding [2] Market Analysis - A breakout point exists at $151, with potential for the stock to move towards $200 by 2026 if this level is surpassed [3] - A one-year chart shows $151 as a significant potential breakout point [3] Financial Performance & Valuation - The company demonstrates profitability and free cash flow generation [4] - The forward PE ratio of approximately 26-27 represents a reasonable valuation [4]

Sales have grown since last year for more than 860 of America’s biggest firms. Yet, for many, costs are rising even faster. Executives have had to field probing questions about profitability https://t.co/dIvZaM8w7tIllustration: Brett Ryder https://t.co/yJ53n1a5ko ...