近年来，该行不断创新金融产品，优化服务流程，为当地创业者提供了有力支撑。该行坚守支农支小的 市场定位，以精准、便捷的金融服务，助力众多创业者解决了发展中的资金难题。 随着经营规模扩大，张女士的事业也迈入了新的发展阶段。"如今店里已有稳定的客户群体，新款服装 常常还未到店就被预订一空。"她表示，有了该行的持续支持，自己对未来发展充满信心，计划进一步 扩大经营规模，引入更多优质品牌。 该行将继续坚持服务实体经济，聚焦小微企业需求，为更多像张女士这样的创业者提供专业、高效、便 捷的金融服务，推动当地经济社会高质量发展。 齐鲁晚报.齐鲁壹点李可通讯员朱国朝 几年前，为抓住换季销售旺季，张女士首次向成武农商银行申请了5万元创业贷款。尽管这笔资金数额 不算大，但却解了她当时的燃眉之急。此后，随着其经营规模持续扩大，该行给予的授信额度逐步提升 至目前的100万元。 张女士称："农商银行的贷款服务灵活，现在可直接通过手机银行办理，随借随还，极为便利。资金回 笼后，我能随时用手机银行还款，既方便又节约成本。" 在成武县永顺商贸城，张女士经营的服装店顾客往来不断。这家曾经的小摊位如今已成为当地颇具人气 的时尚购物场所，张女士也从 ...

Group 1 - The conference emphasized the importance of developing and strengthening business entities as a key focus for the industrial development of Bijie [3] - From September 2025 to January 2026, Bijie plans to sign and implement 90 projects with a total investment of 219.2 billion yuan, providing strong support for the "14th Five-Year Plan" industrial development [3] - The meeting highlighted the need for a strong sense of mission and urgency to accelerate project construction, which is essential for Bijie's competitive advancement and strategic decision-making for enterprises [3] Group 2 - The conference underscored that the business environment is crucial for the survival and development of business entities, with a focus on enhancing their competitive advantages as a top priority [4] - Financial support is deemed essential for the growth of business entities, with a call for deeper cooperation between government, finance, and enterprises to foster mutual development [4] - Financial institutions are encouraged to increase credit support for key projects and small to medium-sized enterprises, while business entities are urged to enhance their operational capabilities and risk resilience [4]

（文章来源：证券日报） 证券日报网讯 1月19日，国投资本在互动平台回答投资者提问时表示，公司始终坚持金融服务实体经 济，积极把握科技创新发展趋势，依托股东投资生态圈和自身资源禀赋，深耕产融结合特色赛道，积极 为包括商业航天在内的科技创新企业提供高质量金融服务，以实际行动助力国家科技自立自强。 ...

凤翔区位于陕西省关中平原西部，是历史悠久的"西府"重镇，也是该区域重要的优质粮食生产基地。这 里土层深厚、光照充足，农业特色鲜明，形成了以玉米(885811)、小麦、苹果(AAPL)等为主导的产业格 局。其中，玉米(885811)作为大宗粮食作物，是许多农户家庭收入的核心来源。然而，近年来，受国际 供需格局变化、国内产业政策调整及市场预期波动等多重因素交织影响，玉米(885811)价格波动频繁。 传统种植模式下，农户往往在丰收季面临市场价格下跌的风险，"丰产不丰收"成为了制约生产积极性和 收入稳定的突出难题，严重影响了农户的生产积极性和收入稳定性，也阻碍了区域农业经济的产业化升 级。 （来源：饲料行业信息网） 为切实解决这一核心痛点，五矿期货积极发挥金融专业优势，将"保险+期货"这一创新型模式引入凤翔 区，构建了"种植户+保险公司+期货公司"的多方协作生态，形成了清晰的风险管理闭环。其中，五矿 期货等期货公司凭借专业的风险管理能力，承担了核心的市场对冲角色，打通了金融资源直达农业实体 的路径，实现了从短期纾困到培育长期竞争力的升级，显著增强了当地农业发展的韧性与可持续性。 来源：饲料行业信息网 未来，五矿期货 ...

Core Viewpoint - The 2026 work meeting of the People's Bank of China emphasizes the implementation of a moderately loose monetary policy to support high-quality economic development and financial market stability, while enhancing macro policy coordination and risk prevention measures [1]. Monetary Policy Implementation - In 2025, the moderately loose monetary policy showed effectiveness through various measures, including lowering reserve requirements and interest rates to reduce overall financing costs [2]. - The 2026 monetary policy will focus on flexible and efficient use of tools, with an emphasis on the effective transmission of policies and maintaining a stable financing environment [3]. Support for Real Economy - The meeting proposed specific measures to enhance financial services for the real economy, including optimizing the structural monetary policy tool system and increasing support for key areas such as technology innovation and small and micro enterprises [4]. - The overall trend for 2026 is expected to be "increased quantity and reduced price" in terms of structural tools, promoting financial resources towards high-quality development [4]. Risk Prevention and Management - The focus for 2026 will be on the prudent resolution of financial risks in key areas, including managing financing platform debts and enhancing risk identification in small financial institutions [7]. - The People's Bank of China aims to strengthen macro-prudential management and improve regulatory enforcement to ensure financial stability [7]. High-Level Opening Up - The meeting highlighted the importance of expanding high-level financial openness to enhance international competitiveness, including optimizing mechanisms for bond and currency exchanges and supporting the construction of international financial centers [8]. - The People's Bank of China is expected to maintain the stability of the RMB exchange rate while deepening financial reforms and coordinating global macro policies [8].

Core Viewpoint - The 2026 financial regulatory work meeting emphasizes a comprehensive deployment of financial regulation, focusing on risk prevention, strong regulation, and promoting high-quality development to support the "14th Five-Year Plan" [1] Group 1: Risk Prevention and Resolution - The meeting prioritizes the effective resolution of risks in small and medium-sized financial institutions, aiming to manage existing risks and prevent new ones, particularly in the real estate sector [2][3] - A systematic approach will be adopted for risk prevention, focusing on high-risk institutions through coordinated efforts between central and local authorities [2][3] - The regulatory focus will shift from mere scale expansion to substantive risk control, enhancing classification and tiered regulation [3] Group 2: Promoting High-Quality Development - The meeting calls for improving the capacity for high-quality development in the financial sector, emphasizing the need for orderly competition and optimizing institutional layout [4] - The strategy of "reducing quantity and improving quality" will guide the restructuring of financial institutions, focusing on eliminating inefficient and high-risk entities [4][5] - Regulatory measures will target disordered competition, ensuring financial institutions concentrate on their core businesses and adhere to capital constraints [4][5] Group 3: Strengthening Financial Regulation - The meeting outlines the need to enhance and perfect financial regulation, focusing on substantive risks and improving the capacity for lawful regulation [6][7] - The "Golden Supervision Project" will be accelerated, marking a shift towards digital and intelligent regulation to improve risk identification and oversight capabilities [6][7] - The regulatory framework will evolve towards precision, differentiation, and collaboration, ensuring effective consumer protection and preventing cross-market risks [7] Group 4: Enhancing Financial Services for Economic and Social Quality - The meeting emphasizes the need to improve financial services for the economy, focusing on major strategies and sectors, including support for consumer demand and small enterprises [8][9] - Financial institutions will be encouraged to develop integrated financial solutions that link investments in physical assets with human capital [9][10] - Internal mechanisms will be optimized to enhance service delivery, particularly for technology-driven and small enterprises, through improved credit evaluation and risk management [10]

Core Viewpoint - The 2026 regulatory work meeting emphasizes the integration of risk prevention, strong regulation, and promotion of high-quality development as the main tasks for the year, marking the beginning of the "14th Five-Year Plan" [1][2]. Group 1: Five Key Tasks - The meeting outlined five key tasks for 2026: 1. Effectively and orderly advance the risk resolution of small and medium-sized financial institutions 2. Rigorously prevent and resolve risks in related fields 3. Significantly enhance the industry's high-quality development capabilities 4. Comprehensively strengthen and improve financial regulation 5. Continuously improve the quality and efficiency of financial services to the economy and society [3][5]. Group 2: Risk Resolution Focus - The emphasis on resolving risks in small and medium-sized financial institutions remains a priority, with a shift from "accelerating progress" to "effectively and orderly advancing risk resolution," focusing on controlling existing risks and preventing new ones [5]. - The meeting highlighted the need for a normalized operation of urban real estate financing coordination mechanisms and legal compliance in supporting the resolution of financing platform debt risks [5][6]. Group 3: High-Quality Development - The meeting stressed the importance of proper planning and steady advancement in reducing and improving small and medium-sized financial institutions, optimizing institutional layout, and addressing disorderly competition [6]. - It also called for banks and insurance institutions to focus on their main businesses and promote high-level financial openness [6]. Group 4: Strengthening Financial Regulation - The meeting focused on addressing substantive risks and practical issues, enhancing regulatory capabilities, and implementing classified and graded supervision [6]. - It emphasized the importance of consumer protection and active participation in international financial governance reform [6]. Group 5: Enhancing Financial Services - The meeting placed significant emphasis on improving the quality and efficiency of financial services, including support for major strategies, key areas, and weak links, as well as promoting consumption and investment [6]. - Compared to 2025, the focus for 2026 is more on structural support and guiding long-term capital [6]. Group 6: Achievements in 2025 - In 2025, significant progress was made in risk resolution, with 394 banking institutions approved for exit through mergers or dissolutions, doubling the number from 2024 [8]. - The urban real estate financing coordination mechanism was expanded, and illegal financial activities were actively combated, laying a foundation for 2026's risk resolution efforts [8][9].

Group 1 - The core viewpoint of the article highlights the successful issuance of a non-public bond by Shandong Tongda Industrial Investment Development Group Co., Ltd., amounting to 300 million yuan, with a term of 5 years and a coupon rate of 2.43%, aimed at supporting the development of small and micro enterprises [2] - Shandong Tongda Industrial is a significant state-owned enterprise in Jinan's Zhangqiao District, focusing on various sectors including engineering construction, cultural tourism, building materials sales, and public municipal services, aligning with the district's development goals [2] - The successful bond issuance strengthens the collaboration between Shenwan Hongyuan and the issuer, marking a significant achievement in the strategy of "deepening regional engagement and serving the real economy," and lays a solid foundation for future quality project expansions in Shandong [2]

Core Viewpoint - Southwest Securities Co., Ltd. expects a significant increase in net profit for the year 2025, projecting a rise of 47% to 57% compared to the previous year, driven by strong performance in core business segments [2][4]. Group 1: Performance Forecast - The company anticipates a net profit attributable to shareholders of the parent company between 1.028 billion yuan and 1.098 billion yuan for the year 2025, an increase of 329 million yuan to 399 million yuan year-on-year [2][4]. - The expected net profit after deducting non-recurring gains and losses is projected to be between 1.013 billion yuan and 1.082 billion yuan, also reflecting a year-on-year increase of 47% to 57% [4]. Group 2: Previous Year’s Performance - In the previous year, the total profit was 836 million yuan, with a net profit attributable to shareholders of the parent company at 699 million yuan, and a net profit after deducting non-recurring gains and losses at 689 million yuan [6]. Group 3: Reasons for Performance Increase - The increase in performance is attributed to the company's commitment to financial services for the real economy, deepening business innovation and layout, and the active engagement in capital markets, leading to significant growth in wealth management, securities investment, and investment banking businesses [8].

二是严密防范化解相关领域风险。推动城市房地产融资协调机制常态化运行，助力构建房地产发展新模 式。依法合规支持融资平台债务风险化解。严防严打严处非法金融活动。 记者今天(1月15日)从国家金融监督管理总局了解到，今年金融监管总局将有五大工作重点。 一是有力有序有效推进中小金融机构风险化解。着力处置存量风险，坚决遏制增量风险，牢牢守住 不"爆雷"底线。 三是切实提高行业高质量发展能力。做好统筹规划，稳妥推进中小金融机构减量提质，合理优化机构布 局。深入整治无序竞争，持续规范行业秩序。督促银行保险机构专注主业、错位发展。推进金融高水平 对外开放。 （文章来源：央视新闻客户端） 四是全面加强和完善金融监管。聚焦实质风险、解决实际问题，不断强化"五大监管"，提高依法监管能 力，做实分类分级监管。加快推进"金监工程"设计和建设。扎实履行统筹金融消费者保护职责。有效发 挥"四级垂管"整体效能。积极参与国际金融治理改革。 五是不断提升金融服务经济社会质效。做好金融"五篇大文章"，坚持投资于物和投资于人紧密结合，持 续加大对重大战略、重点领域和薄弱环节的支持力度。强化促消费、扩投资的金融供给，高效服务扩大 内需战略。优化科技金 ...