当前，中国金融业正走在全面推进强国建设的高质量发展的道路上，中央金融工作会议明确了金融工作 的政治性与人民性，并作出全力做好"五篇大文章"的战略部署，其根本指向在于引导金融资源更好地服 务中国式现代化。 作为国有大行，交通银行（601328）不仅深刻领会并落实这一根本要求，更依托其总部在沪的独特优 势，主动肩负起连接国家战略与市场前沿的使命，公司金融在新发展格局下，一方面以"守正"固本，坚 守服务实体经济初心，扎实推进"五篇大文章"，积极服务区域经济协同。另一方面以"创新"塑魂，加快 数智化公司金融服务升级，锻造面向未来的核心竞争力，走出了一条服务国家战略、赋能千行百业的新 时代奋进之路。 守正固本：贯彻落实国家战略部署， 服务实体经济高质量发展 以科技金融作为战略支点，写好"五篇大文章"，提供全周期金融服务助力实体经济 交通银行心怀"国之大者"，始终将自身发展置于国家发展大局中谋划推进，坚持以服务实体经济为根本 宗旨，以金融供给侧结构性改革为主线，持续提升服务质效。具体来看，公司金融把做好"五篇大文 章"作为具体路径，将科技金融作为服务国家战略的核心抓手之一，着力打造了全方位、多层次、全周 期的科技创新金融 ...

Core Viewpoint - The article emphasizes that the financial industry in China is advancing towards high-quality development, with a focus on serving the real economy and aligning with national strategies, particularly through the initiatives outlined in the "Five Major Articles" [1][2]. Group 1: Implementation of National Strategies - The company aims to implement national strategic deployments by enhancing services for high-quality development of the real economy, focusing on financial supply-side structural reforms [3][4]. - A collaborative mechanism involving government, banks, parks, and enterprises is established to support high-tech parks and innovation incubators, creating a strong synergy for financial support in technological innovation [4]. Group 2: Technological Financial Services - The company has developed a comprehensive, multi-level, and full-cycle technological financial service system, integrating technology with industry and finance to create a virtuous cycle [3][4]. - A full-cycle technological financial service system has been launched, including integrated service solutions across equity, loans, bonds, leasing, and trust, addressing the financing challenges faced by technology enterprises [4][6]. Group 3: Regional Development and Innovation - The company leverages its unique headquarters advantage in Shanghai to integrate deeply into regional strategic developments, enhancing financial support for the construction of Shanghai's "Five Centers" [5]. - Innovative products such as "Cross-Border Trade Finance" and "Foreign Trade Quick Loan" have been introduced to improve financing efficiency for small and micro foreign trade enterprises [5][6]. Group 4: Comprehensive Financial Solutions - The company is transitioning from traditional financing to intelligent financing, addressing core pain points in enterprise operations through digital solutions [8]. - The "Yun Tong Treasury" service system has been established to facilitate modern financial management for enterprises, connecting over 230 banks for efficient fund management [8][9]. Group 5: Social Welfare and Governance - The company integrates financial capabilities into social governance, enhancing public service accessibility and efficiency, particularly in healthcare and fund supervision [11]. - The "Jiao Yin e-Supervision" digital platform has been launched to provide comprehensive fund monitoring capabilities, ensuring financial safety across various sectors [11]. Group 6: Future Development Goals - The company plans to continue its commitment to serving the real economy while focusing on digital transformation and product innovation to build a smarter financial service system [12]. - The company aims to establish an open and collaborative financial ecosystem, leveraging its full-license advantages to expand cooperation among government, banks, and enterprises [12].

金融是国之大计，更是推动实体经济高质量发展的核心引擎。2025年交通银行依托对公金融品牌"交银 蕴通"，以"蕴力同行"为主题，打造"交银蕴通万里行"系列品牌活动，深入上海、贵州、河南、湖北、 河北、云南、江苏等重点区域、直达核心产业集群。通过政银企深度协作、场景化金融创新和数字化工 具落地，交行为企业融资、运营效率提升和高质量发展注入了持久动力，也为未来全国金融服务创新提 供了可复制的实践样板。 蕴力同行，服务国之大者 近年来，国资委大力推动企业集团司库体系建设，为央国企构建世界一流财务管理体系指明方向。交行 积极以金融智慧赋能支持，目前已为近4000家央国企、超1万家企业开展各类司库合作。 经过多年服务经验沉淀，在"交银蕴通万里行"首站上海，交行正式发布"蕴通司库"品牌服务，面向央国 企及大中型企业集团，推出"1+3+N"智慧司库服务体系，即1套综合金融服务方案、3大系统服务平台和 N种产品组合。针对不同司库建设阶段、不同司库管理需求、不同行业规模的企业，交行可提供全流程 司库建设、差异化系统服务、全产品矩阵组合，助力企业实现对资金等金融资源"看得见、管得住、调 得动、用得好"，完成从传统资金管理向全面金融 ...

Core Viewpoint - The article emphasizes the role of financial services in driving high-quality development of the real economy, highlighting the initiatives of the Bank of Communications (BoCom) in enhancing corporate financial management and innovation through its "Yun Tong" brand activities [1][3]. Group 1: Financial Services Initiatives - BoCom has launched the "Yun Tong Treasury" brand service, offering a "1+3+N" smart treasury service system to nearly 4,000 central state-owned enterprises and over 10,000 companies, facilitating comprehensive financial resource management [3]. - The "Yun Tong Treasury Management System (Cloud Cross-Bank 3.0)" was introduced to enhance financial management capabilities, allowing direct connections with over 220 domestic and international banks, thus improving corporate financial resource management [4]. Group 2: Collaborative Financing Ecosystem - BoCom collaborates with local governments to create a financing ecosystem that combines policy support, credit enhancement, and data empowerment, exemplified by the "Jike Points Loan" in Hebei, which uses innovation points for credit assessment [6][7]. - The "Kechuang Cloud Guarantee Loan" in Yunnan provides up to 10 million yuan in pure credit loans for qualified tech enterprises, lowering financing barriers and supporting the expansion of tech finance [7]. Group 3: Scenario-Based Financial Innovation - BoCom has developed the "Electric Grid Pass" comprehensive financial service plan, which covers various financial needs across the electric power industry, and has upgraded to "Electric Grid Pass 2.0" to include services for new energy charging stations [9]. - The "Yun Electric Quick Loan" in Yunnan uses electricity consumption data to assess corporate vitality, offering credit support based on stable electricity usage patterns [10]. Group 4: Digital Tools and Efficiency Enhancement - The "Yun Tong Accounting" payment settlement solution was launched to address issues like complex settlement tools and low reconciliation efficiency, providing integrated services for enterprises [12]. - BoCom aims to embed financial technology deeply into corporate operations, facilitating a new digital financial ecosystem that promotes data connectivity and integrated management systems [12]. Group 5: Future Directions - The "Yun Tong Wanli Xing" series of activities has concluded successfully, with BoCom planning to continue these initiatives to enhance resource allocation and financial integration with the real economy, supporting regional high-quality development and modernization efforts [13].

政银企深度协同 金融是国之大计，更是推动实体经济高质量发展的核心引擎。2025年交通银行（601328）依托对公金融 品牌"交银蕴通"，以"蕴力同行"为主题，打造"交银蕴通万里行"系列品牌活动，深入上海、贵州、河 南、湖北、河北、云南、江苏等重点区域、直达核心产业集群。通过政银企深度协作、场景化金融创新 和数字化工具落地，交行为企业融资、运营效率提升和高质量发展注入了持久动力，也为未来全国金融 服务创新提供了可复制的实践样板。 构建创新融资生态 蕴力同行 服务国之大者 近年来，国资委大力推动企业集团司库体系建设，为央国企构建世界一流财务管理体系指明方向。交行 积极以金融智慧赋能支持，目前已为近4000家央国企、超1万家企业开展各类司库合作。 经过多年服务经验沉淀，在"交银蕴通万里行"首站上海，交行正式发布"蕴通司库"品牌服务，面向央国 企及大中型企业集团，推出"1+3+N"智慧司库服务体系，即1套综合金融服务方案、3大系统服务平台和 N种产品组合。针对不同司库建设阶段、不同司库管理需求、不同行业规模的企业，交行可提供全流程 司库建设、差异化系统服务、全产品矩阵组合，助力企业实现对资金等金融资源"看得见、管得住 ...

Core Viewpoint - The article emphasizes the role of financial services in driving high-quality development of the real economy, highlighting the initiatives of the Bank of Communications (BoCom) to enhance corporate financing and operational efficiency through innovative financial solutions and deep collaboration with government and enterprises [1][11]. Group 1: Financial Services Initiatives - BoCom launched the "Yun Tong Treasury" brand service, offering a "1+3+N" smart treasury service system tailored for state-owned enterprises and large corporate groups, facilitating a comprehensive upgrade in financial resource management [2]. - The "Yun Tong Treasury Management System (Yun Kua Hang 3.0)" was introduced to enhance financial management capabilities, enabling direct connections with over 220 domestic and international banks for improved global account management and payment solutions [3]. Group 2: Collaborative Financing Ecosystem - BoCom collaborates with local governments to create a financing ecosystem that combines policy support, credit enhancement, and data empowerment, exemplified by the "Jike Points Loan" initiative in Hebei, which uses innovation points for credit assessment [5]. - The "Kechuang Cloud Guarantee Loan" was introduced in Yunnan, providing up to 10 million yuan in pure credit loans for qualified tech enterprises, thereby lowering financing barriers and supporting the expansion of tech finance [5]. Group 3: Scenario-based Financial Innovation - BoCom developed the "Electricity Network Pass" comprehensive financial service plan, addressing the financial needs of the electricity industry chain, and upgraded it to "Electricity Network Pass 2.0" to include services for new energy charging stations [7][8]. - The "Yun Dian Quick Loan" was created to assess corporate vitality based on electricity consumption patterns, offering credit support to high-quality electricity-using enterprises [8]. Group 4: Digital Tools and Efficiency Enhancement - The "Yun Tong Account Management" payment settlement solution was launched to address common pain points in corporate finance, providing flexible account and payment functionalities to enhance efficiency and security [10]. - BoCom aims to integrate financial technology into various operational aspects of enterprises, fostering a future-oriented digital financial ecosystem [10]. Group 5: Future Directions - BoCom plans to continue the "Yun Tong Wanli Xing" series of activities, focusing on resource allocation and financial integration to support regional high-quality development and modernization efforts in China [11].

Core Viewpoint - The article discusses the launch of the "Yun Tong Guan Zhang" payment settlement service by the Bank of Communications, aimed at enhancing financial support for the real economy and facilitating the digital transformation of enterprises in Hubei province [1][3]. Group 1: Service Overview - "Yun Tong Guan Zhang" integrates various financial services to address enterprise pain points such as complex settlement tools, low reconciliation efficiency, and difficult fund supervision [4]. - The service offers three core capabilities: smart and convenient payment settlement, precise and efficient reconciliation, and secure and visible fund supervision [4]. - It focuses on four major ecological scenarios: real economy, livelihood services, platform economy, and park economy, responding to the customized and agile financial needs of enterprises [4]. Group 2: Technological Integration - The service emphasizes the integration of financial services into various production and life scenarios, moving from consumer retail to corporate operations [3]. - It highlights three trends: scenario-based solutions, open banking technologies for collaborative ecosystems, and intelligent automation driven by AI and big data [3]. Group 3: Strategic Partnerships - During the event, the Bank of Communications awarded titles to 15 enterprises as "Technology Navigation Strategic Partners" and 12 as "Yun Tong Treasury Strategic Partners" [6]. - The collaboration with enterprises like Zhongjin Data Group showcases the bank's role in supporting financial resource management and digital upgrades for corporate clients [6]. Group 4: Comprehensive Financial Services - The bank provides a full lifecycle of financial services, including equity, debt, leasing, and trust, tailored to the needs of technology enterprises [7]. - Innovative products like "Knowledge Value Credit Loan" have been launched to convert intangible assets into quantifiable credit, with 3.3 billion yuan allocated to support nearly 1,000 technology enterprises [7].

Core Insights - The article discusses the launch of the "Yun Tong Guan Zhang" payment and settlement service by the Bank of Communications, aimed at enhancing financial support for the real economy and facilitating enterprise transformation in Hubei province [1][3]. Group 1: Service Overview - "Yun Tong Guan Zhang" service addresses key pain points for enterprises, such as complex settlement tools, low reconciliation efficiency, and difficult fund supervision, by providing three core capabilities: smart and convenient payment and settlement, precise and efficient reconciliation, and secure and visible fund supervision [4]. - The service focuses on four major ecological scenarios: real economy, livelihood services, platform economy, and park economy, effectively responding to the customized and agile financial needs of enterprises in the new economy and new business formats [4]. Group 2: Technological Integration - The service emphasizes the integration of scenarios, customers, accounts, and funds to build a data-driven management system for enterprise financial and operational integration, supporting refined operations and strategic decision-making [4]. - The article highlights the shift of the Bank of Communications from a traditional settlement service provider to a "scene ecological enabler" that deeply engages in business scenarios and drives value creation [4]. Group 3: Collaborative Partnerships - During the event, the Bank of Communications awarded titles to 15 enterprises as "Technology Navigation Strategic Partners" and 12 enterprises as "Yun Tong Treasury Strategic Partners," indicating a new paradigm of cooperation between banks and enterprises [5]. - The article mentions that the Bank of Communications has established treasury business cooperation with 91 central enterprises and their subsidiaries, achieving a coverage rate of 91% among central enterprises [6]. Group 4: Financial Innovation - The Bank of Communications has launched a series of innovative service models and products driven by financial technology, such as the "Knowledge Value Credit Loan," which quantifies intangible assets like patents and R&D investments into credit [7]. - As of the end of August, the bank has disbursed 3.3 billion yuan to support nearly 1,000 technology enterprises in Hubei province [7].