Core Viewpoint - The article emphasizes the importance of strategic asset allocation for families to optimize their wealth management and investment returns [1] Group 1: Industry Insights - The current market environment presents both challenges and opportunities for investors, particularly in the context of rising interest rates and inflation [1] - Diversification across various asset classes is highlighted as a key strategy to mitigate risks and enhance returns [1] Group 2: Company Analysis - Companies that adapt to changing market conditions and consumer preferences are more likely to succeed in the long term [1] - The article discusses specific sectors that are expected to perform well, including technology and renewable energy, due to their growth potential [1]

Group 1 - The article introduces "Yuexinbao" as a good choice for obtaining regular cash flow through its investment strategy [1] - It highlights the "365-day investment advisory portfolio" as a strategy that can capitalize on bull markets while providing protection in bear markets [1]

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Core Viewpoint - The article emphasizes the importance of strategic asset allocation for families to optimize their wealth management and investment returns [1] Group 1: Industry Insights - The current market environment presents both challenges and opportunities for investors, particularly in the context of rising interest rates and inflation [1] - Diversification across various asset classes is highlighted as a key strategy to mitigate risks and enhance returns [1] Group 2: Company Analysis - Companies that adapt to changing market conditions and consumer preferences are more likely to succeed in the long term [1] - The article discusses specific sectors that are expected to perform well, including technology and renewable energy, due to their growth potential [1]

2025年，楼市会触底吗？ 最近，大摩再次召开闭门会议，对中国楼市进行了判断。 这次他们认为： 中国房地产触底的时间，可能要延迟到2026年4季度。 这次又是因为什么？大摩为何会这么判断？市场还要等多久？ 为什么大摩会重新调整对我们的判断？ 要知道今年年初的时候，大摩对我们楼市的判断还是： 只要两个关键条件达成，楼市将在2025年二季度企稳。 这两个条件分别是： 一是，地方政府能够系统性地推进大规模收储，快速去化库存； 二是，银行能顺利处理大约1万亿规模的房地产相关信贷压力。 但是到了现在，这两项暂时都还没实现，因此这次预期的调整也合理。 大摩这次判断根据，总结下是4点： 首先，楼市库存压力仍在。 我看了下统计局最新的数据，4月我们新建商品房待售面积同比还是增长的，这些是在说明，现在 市场整体供需平衡还是没有达成。 现在银行对于房地产新发放贷款也趋于审慎，看了下相关数据，今年前4月，房企融资规模达 1090亿，同比下降34%。 房地产类贷款整体仍处收缩态势，说明信贷尚未完全恢复信心。 政策虽然持续释放积极信号，如优化房贷利率、调整首付比例、推动保交楼贷款等措施，但传导 至一线市场，仍需要时间。 此外，2025 ...

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文 | 银行螺丝钉 （转载请注明出处） ▼点击阅读原 文，免费学习大额家庭资产配置课程 ...

文 | 银行螺丝钉 （转载请注明出处） ◆◆◆ 那么，如何做好全球投资，分享全球市场长期上涨的红利呢？ ▼点击阅读原 文，免费学习大额家庭资产配置课程 想要获取这个课程，可以添加下方「课程小助手」，回复「 全球 」领取哦～ 不同地区股票市场不是同涨同跌的。了解多个股票市场，投资者可以把握更多的投资机会。 全球投资还可以显著降低波动风险。 更有课程笔记、思维导图，帮您快速搞懂课程脉络，学习更高效。 这里有一门限时免费的福利课程，介绍了通过指数基金投资全球股市的方法。 ...

Core Viewpoint - The article emphasizes the importance of strategic asset allocation for families to optimize their wealth management and investment returns [1] Group 1: Industry Insights - The current market environment presents both challenges and opportunities for investors, particularly in the context of rising interest rates and inflation [1] - Diversification across various asset classes is highlighted as a key strategy to mitigate risks and enhance returns [1] Group 2: Company Analysis - Specific companies within the financial services sector are noted for their innovative approaches to asset management, which could provide competitive advantages [1] - The article discusses the performance metrics of leading firms, indicating a trend of increased assets under management (AUM) and revenue growth [1]

更有课程笔记、思维导图，帮您快速搞懂课程脉络，学习更高效。 ◆◆◆ 这里有一门限时免费的福利课程，介绍了通过指数基金投资全球股市的方法。 想要获取这个课程，可以添加下方「课程小助手」，回复「 全球 」领取哦～ 文 | 银行螺丝钉 （转载请注明出处） 不同地区股票市场不是同涨同跌的。了解多个股票市场，投资者可以把握更多的投资机会。 全球投资还可以显著降低波动风险。 那么，如何做好全球投资，分享全球市场长期上涨的红利呢？ ▼点击阅读原 文，免费学习大额家庭资产配置课程 ...