文 | 银行螺丝钉 （转载请注明出处） 大部分投资者对股票指数基金都耳熟能详，但是对债券指数基金知之甚少。债券指数基金该如何投资？ 这里有一门限时免费的福利课程，介绍了债券指数基金的投资方法。 想要获取这个课程，可以添加下方「课程小助手」，回复「 债券 」领取哦～ 更有课程笔记、思维导图，帮您快速搞懂课程脉络，学习更高效。 ◆◆◆ 其实这也不是最好的选择。 以皿ｽ♩﹜ 小ル尻比叶ｻヽマ | JHXJX 穴 *J : 投资中有一个坑,就是在牛市,决定辞职 专职投资。 在很多投资论坛上，会有一个很有意思的 现象。 每次到了牛市上涨阶段,就会多出一些帖 子。这些帖子的内容，主要就是牛市投资 赚了一些钱，打算辞职，专职去做投资。 不过往往到了熊市市场下跌的阶段，这些 帖子又逐渐消失了。 牛市投资者很容易赚钱，有的时候会错误 的认为是自己有了投资能力，而实际上这 段时间里的收益很可能是运气带来的。 如果只是看牛市的收益率，误以为这个收 益率未来会持续,然后辞职专门投资,遇 到熊市就比较吃力了。 所以看到自己短期收益好就想辞职，这个 想法要格外谨慎。 那么，假如说经过一两轮牛熊市的投资, 发现自己有投资能力，是不是就可以 ...

很多投资者都是从投资指数基金开始自己的投资之路的。 但是怎样投资指数基金，才能获得好收益？ 这里有一门限时免费的福利课程，介绍了指数基金的投资技巧。 想要获取这个课程，可以添加下方「课程小助手」，回复「 指数基金 」领取哦～ 更有课程笔记、思维导图，帮您快速搞懂课程脉络，学习更高效。 文 | 银行螺丝钉 （转载请注明出处） ◆◆◆ #螺丝钉小知识 urnel 银行螺丝钉 市场大跌时清仓，这种做法对吗? 人都是有趋利避害的本能的。 看到市场上涨，大部分投资者会后悔，自 己当初为啥不多买点，然后在市场高位投 入自己最多的资金。 看到下跌,也会害怕后面会不会跌更多, 在市场下跌最多的时候,也是最恐慌的阶 段,很多投资者会卖掉自己的基金。 亏损的时候卖出,俗称割肉。毫无疑问这 样做会让人很心疼,毕竟钱是辛辛苦苦赚 来的。 不过投资指数基金的时候,通常需要的是 逆向的思维,在市场下跌到低估区域的时 候投资,在大涨到高位到时候反而要开始 卖出。 跟个股不同，指数基金因为具备长生不老 和长期上涨的特性，通常不需要止损。 正确的做法是在下跌的过程中坚持定投, 甚至做到越低估买入越多。 如果当时在下跌后市场底部清仓了，那么 之 ...

Group 1 - The article introduces the concept of bond index funds and highlights that most investors are familiar with stock index funds but not with bond index funds [2] - A free course is offered to educate investors on how to invest in bond index funds, along with supplementary materials like course notes and mind maps for efficient learning [2] Group 2 - Inflation is defined as the general increase in prices of goods and services over time [6] - The Consumer Price Index (CPI) is used to measure inflation, which tracks the prices of a basket of 268 essential consumer goods and services [7] - The article notes that CPI is an average and may not reflect individual household experiences, as consumption patterns vary significantly between different families and cities [7]

Group 1 - The article discusses the importance of diversifying investments across different asset classes, including both RMB and foreign currency assets, as well as stocks and bonds [2] - It highlights the significance of USD bond funds as a crucial component of investment diversification [2] - A free course is offered to provide systematic knowledge on investing in USD bond funds, along with supplementary materials like course notes and mind maps for efficient learning [2] Group 2 - The article explains why the long-term profitability of listed companies tends to increase, attributing this to two main factors [5] - The first factor is inflation, where companies can raise prices of their goods and services to counteract inflation, leading to overall revenue and profit growth [6] - The second factor is the improvement in production efficiency, driven by technological advancements and urbanization, which enhances overall societal efficiency and productivity [7][8]

Group 1 - The article discusses the importance of emotional management in investment decisions, highlighting five methods to improve emotional control [7][8][9][10][11][12]. - It emphasizes the need to avoid making hasty decisions during unexpected situations and to wait until emotions stabilize before deciding [8][9]. - The article advises against making significant decisions at night due to lower energy levels and a tendency towards pessimism [10]. Group 2 - It suggests finding suitable outlets for emotional release, such as exercise or gaming, while cautioning against venting frustrations on family members [11]. - The article recommends seeking out emotionally stable individuals for support during turbulent times, as collective emotions can be contagious [12].

Group 1 - The article emphasizes the importance of diversifying investments across different asset classes, including both RMB and foreign currency assets, as well as stocks and bonds [2] - It highlights the significance of USD bond funds as a crucial component in investment strategies [2] - A free course is offered to provide systematic knowledge on investing in USD bond funds, along with supplementary materials like course notes and mind maps for efficient learning [2] Group 2 - The article discusses the concept of "valuation reversion," where different investment styles (large, mid, small caps, growth/value) exhibit tendencies to revert to their historical valuation levels [5] - It notes that styles previously at high valuation levels tend to decline, while those at low levels are likely to experience future increases [5] - The article suggests that while predicting the exact timing of these reversals is challenging, investors can still make informed decisions based on valuation levels [5][6] Group 3 - Recommendations for investment strategies include diversifying across different styles of undervalued assets to benefit from potential future increases in any of these styles [6] - Adjusting the proportion of different styles based on their valuation levels is also advised to optimize investment returns [6]

文 | 银行螺丝钉 （转载请注明出处） ▼点击阅读原 文，免费学习大额家庭资产配置课程 大部分投资者对股票指数基金都耳熟能详，但是对债券指数基金知之甚少。债券指数基金该如何投资？ 这里有一门限时免费的福利课程，介绍了债券指数基金的投资方法。 想要获取这个课程，可以添加下方「课程小助手」，回复「 债券 」领取哦～ ◆◆◆ 更有课程笔记、思维导图，帮您快速搞懂课程脉络，学习更高效。 ...

文 | 银行螺丝钉 （转载请注明出处） 大部分投资者对股票指数基金都耳熟能详，但是对债券指数基金知之甚少。债券指数基金该如何投资？ 这里有一门限时免费的福利课程，介绍了债券指数基金的投资方法。 想要获取这个课程，可以添加下方「课程小助手」，回复「 债券 」领取哦～ 更有课程笔记、思维导图，帮您快速搞懂课程脉络，学习更高效。 ◆◆◆ 不分红基金获得的股息，都去哪了? A股很多股票每年都会有分红。指数基金 持有股票，也可以收到这些分红。 有的基金会攒一攒,然后以基金分红的 形式分出来。 只不过目前A股对指数基金的分红没有严 格要求,所以也有很多指数基金不做分 红,而是把分红直接归入到基金净值中 了。 实际上分红也没有丢失的，类似于分红 再投入了。 也就是基金公司收到分红之后，会再投 入成股票。 这是因为，指数基金必须时刻保持比较高 的股票仓位。 假设一年的股息率3%，如果基金收到这 些分红之后，以现金的形式拿着，股票 仓位就降低了3%，这是违背基金合同 的。 所以对于很多指数基金,如果收到底层 成分股的分红,然后基金又不打算分 红,就会把分红再投成股票,类似于分 红再投入的效果。 ▼点击阅读原 文，免费学习大额家 ...

Group 1 - The article highlights that most investors are familiar with stock index funds but have limited knowledge about bond index funds and their investment strategies [2] - It emphasizes that investing in stock funds is not a zero-sum game, meaning that it is possible for all investors to make money in the long term if investments are managed properly [5] - The concept of a zero-sum game is explained through gambling, contrasting it with stock fund investments, which are described as a positive-sum game where all participants can benefit [6] Group 2 - The article mentions that the long-term profit growth rate of A-share listed companies is around 10% annually, indicating a potential for sustained returns in stock investments [6]

Group 1 - The article highlights that most investors are familiar with stock index funds but have limited knowledge about bond index funds and their investment strategies [2] - A free course is offered to educate investors on how to invest in bond index funds, including course notes and mind maps for efficient learning [2] Group 2 - The concept of zero-sum games is explained, where one party's gain is another party's loss, exemplified by a simple game of rock-paper-scissors [6] - In contrast, investing in stock funds is described as a positive-sum game, where all participants can achieve collective gains due to the profitability of the underlying companies [7]