想象一下：您走进迪拜的一家餐厅，点了一道最喜欢的菜，然后完成付款——不是用现金，也不是刷卡，而是通过手机里的数字货币支付。无需手续费、无 需等待、没有中间商。交易过程安全、无缝且智能。 想给中国的供应商汇款？同样可以通过这个由阿联酋中央银行提供的数字钱包完成。 阿联酋正在推行数字迪拉姆（Digital Dirham），希望彻底改变储蓄、支付和货币交互方式。但它是如何运作的？和加密货币是一样的吗？又会对您的企业 产生什么影响？ 作为迪拜领先的自由区，IFZA 将在本文中对数字迪拉姆进行解读，为您介绍您所需要知道的一切。 阿联酋为什么要推出数字迪拉姆？ 数字迪拉姆是阿联酋中央银行发行的中央银行数字货币（CBDC），它背后是区块链技术，是一种被政府背书的可信、安全的数字货币形式，可用于零售、 批发和跨境支付等多种场景。 阿联酋一直处于科技进步和数字化转型的前沿。推出数字迪拉姆，正是其金融基础设施现代化战略的重要组成部分，旨在在全球数字经济中保持竞争力。 除此之外，阿联酋通过数字迪拉姆的目标还包括让支付更快更普惠、保障货币主权与政策有效性、确保中央银行货币在数字经济中的安全性等。 数字迪拉姆发展进程 数字迪拉姆如何运 ...

纽约, Nov. 04, 2025 (GLOBE NEWSWIRE) -- 全球最大的Web3安全公司CertiK，今日发布《2025 Skynet数字资产财库（DAT）报告》，推出了一套用于评估DAT运营稳健性量化框架，揭示了全球上市公司在数字资产持仓、安全治理与合规透明度方面的全景格局。 数字资产财库（Digital Asset Treasury，简称DAT）模式，已从最初的小众企业策略，成长为一个备受关注且持续扩张的市场。目前，全球上市公司持有的数字资产总额已突破1,300亿美元。该模式将一类以积累数字资产作为核心资产负债表战略的上市公司定义为特定类别，成功为传统金融（TradFi）投资者打造了一种受监管、高贝塔系数的工具，助力其进入加密货币生态系统。 然而，随着欧盟《加密资产市场监管法案》（MiCA）及美国《数字资产市场清晰度法案》（CLARITY Act）等监管进展落地，DAT公司的估值不再仅取决于持仓规模，而更取决于其安全与合规体系的完善程度。 CertiK提出的DAT量化框架包含五大核心评估支柱：托管方与第三方尽职调查、内部控制与运营安全、链上风险敞口、资本战略韧性、监管与信息披露策略。通过这一 ...

7月30日，美国白宫发布《加强美国在数字金融技术领域的领导地位》，这是一份事关数字资产领 域的重磅政策文件。 这份长达166页的报告系统性地提出了美国数字资产的国家战略目标，并明确了政策调整方向，旨 在通过推动区块链、稳定币、数字资产交易及金融科技基础设施的发展，使美国在相关领域占据全球领 先地位。 这标志着美国政府在涉加密货币领域的政策出现重大转变，引发国际社会高度关注。 报告将加密货币与铁路、互联网等具有划时代意义的发明相提并论，强调美国应当树立支持创新的 思维模式来对待数字资产，并确保加密货币成为美国新黄金时代的一个显著标志。 报告指出，2025年一季度，美国风投资本在区块链及加密初创企业上的投资达48亿美元，同比增长 70%；此外，有83%的机构投资者表示，将在年内增加对数字资产的配置。市场信心与政策支持形成正 向循环，推动美国数字金融生态高速扩张。 更为显著的是，美国正试图通过推动美元稳定币成为全球支付工具，强化其金融体系在国际货币体 系中的主导地位。报告称，美国政府将全力支持美元稳定币的全球扩张，并在国际组织中推动制定有利 的监管标准与技术规范，以确保美国在跨境支付、资产代币化等未来金融体系中的核 ...

Group 1: Company Overview - Circle, a leading stablecoin issuer, officially listed on the New York Stock Exchange on June 5, 2025, with an initial price of $31 per share [1] - The stock price surged to a historical high of $299 within just 12 trading days, reflecting strong growth momentum [1] - As of July 18, Circle's stock closed at $223.78, representing a significant increase of 622% from the issuance price, with a total market capitalization nearing $50 billion [1] Group 2: Stablecoin Characteristics - Stablecoins are a form of cryptocurrency that is strictly pegged to fiat currencies, serving as a direct representation of fiat in the digital realm [2] - They can be likened to American Depositary Receipts (ADRs) in several dimensions, including the issuance of asset ownership certificates and a dual intermediary structure [2][3] - The legal framework for stablecoins has been clarified with the passage of the "Genius Act," which defines stablecoins as a "payment tool" rather than a security, commodity, or investment product [3] Group 3: Regulatory Environment - The "Genius Act" provides a solid foundation for the legal use of stablecoins in the U.S., distinguishing them from securities and establishing their application scope [3] - In contrast, the "Anti-CBDC Act" prohibits the issuance of Central Bank Digital Currencies (CBDCs) in the U.S., highlighting a significant regulatory divergence from China's proactive promotion of the digital yuan [3]

Core Insights - Blockchain technology is rapidly penetrating various industries, becoming a key driver of digital economic development by 2025 [1] - The characteristics of decentralization, security, and transparency are reshaping traditional industry operations [1] Blockchain Technology Overview - Blockchain is a distributed ledger technology that ensures data immutability and transparent sharing through encryption and consensus mechanisms [3] - Each transaction is recorded in a "block" and linked in chronological order to form a complete data record, ensuring data security and traceability [3] Latest Trends in Blockchain Technology - The rise of DeFi 2.0 focuses on scalability, risk reduction, and enhanced user experience, attracting more institutional and individual investors [4] - The promotion of Central Bank Digital Currencies (CBDCs) is accelerating, utilizing blockchain to improve financial system efficiency and transparency [4] - Expansion of enterprise-level blockchain applications is observed, with more companies adopting private and consortium blockchains for supply chain management and data sharing [4] - Integration of blockchain with artificial intelligence is enhancing capabilities in data management and smart contract execution [4] - Emergence of green blockchain solutions using eco-friendly consensus mechanisms like Proof of Stake (PoS) to reduce energy consumption [4] Policy Support and Industry Development - China emphasizes the development of blockchain technology, with guidance from the Ministry of Industry and Information Technology aiming for the domestic blockchain industry to reach world-class standards by 2025 [5] - Policy support is providing a strong foundation for the application and industrialization of blockchain technology, fostering innovation and talent development [5] XBIT Platform Innovations - XBIT decentralized exchange platform is actively exploring technological innovations to provide secure and efficient trading services [6] - The platform employs advanced encryption and smart contract mechanisms to ensure transaction transparency and data security [6] - XBIT focuses on user experience by offering various convenient trading tools and implementing multiple security measures to protect user assets [6] Future Outlook of Blockchain Technology - Blockchain is expected to play a significant role in various fields, including secure storage and sharing of patient data in healthcare and enhancing supply chain transparency in logistics [8] - The technology will deeply integrate with emerging technologies like artificial intelligence and big data, driving further development of the digital economy [8] - The ongoing advancements and expanding applications of blockchain are transforming lifestyles and work methods, positioning it as a vital force for societal progress [8]