Group 1: Core Insights - The Chinese government is actively working to stabilize the real estate market and mitigate risks associated with local debts, with over 1.6 trillion yuan allocated for supportive housing projects [1] - The People's Bank of China (PBOC) is implementing policies to reduce mortgage rates, which is expected to save over 300 billion yuan in interest payments for more than 50 million households annually [1][4] - The financial support for affordable housing has significantly increased, with rental housing loans growing at an annual rate of 52% [1][7] Group 2: Monetary Policy - China's monetary policy remains supportive and moderately loose, aimed at creating a favorable financial environment for economic recovery and market stability [2][4] - The PBOC plans to utilize various monetary policy tools to ensure ample liquidity and lower overall financing costs, thereby boosting consumption and effective investment [3][4] - The comparison of interest rate cuts between the Federal Reserve and the PBOC indicates a focus on domestic economic conditions, with expectations for potential future rate cuts in China [4][5] Group 3: Financial Achievements - The establishment of a financing coordination mechanism for urban real estate has led to over 7 trillion yuan in loans for "white list" projects, supporting nearly 20 million housing units [1][7] - The financial sector's efforts during the "14th Five-Year Plan" have been pivotal in stabilizing the real estate market and ensuring the delivery of housing projects [1][7]

潘功胜指出，正如国际上很多央行操作，我国也是如此，会根据宏观经济运行的情况和形势的变化，综 合利用多种货币政策抵御风险。 来源：北京日报客户端 记者：吴娜 9月22日下午，国新办举行"高质量完成'十四五'规划"系列主题新闻发布会，介绍"十四五"时期金融业发 展成就。 对于近期美联储降息25个基点相关情况，中国人民银行行长潘功胜表示，全球金融市场对美联储降息有 一个充分的预期，市场反应是相对平稳的，我国的股债汇等主要金融市场也保持了一个平稳的状态。 潘功胜强调，在货币政策的确定上，我国在宏观层面的原则是非常清晰的，就是坚持以我为主。当前中 国的货币政策立场是支持性的，实施适度宽松的货币政策，这一政策立场为我国经济的持续回升向好和 金融市场的稳定运行创造货币金融环境。 ...