| 序号 | 当事人名称 | 行政处罚决定书文号 | 主要违法违规行为 | 行政处罚内容 | 作出决定机关 | | --- | --- | --- | --- | --- | --- | | | 信泰人寿保 险股份有限 | | 未按照规定使用经批准或者 | 责令改正,处以 | | | 1 | 公司 锦州 中 | 锦金监罚决字〔2025〕13号 | 备案的保险条款、保险费 | 罚款40万元 | 锦外金融监管分局 | | | | | 容。 | | | | | 心支公司 | | | | | | | 纪岩[时任信 泰人寿保险 | | | | | | | 股份有限公 | | 对未按照规定使用经出发 | 给予警告并处罚 | | | 2 | 司 锦州 中 心 | 锦金监罚决字〔2025〕14号 | 者备案的保险条款、保险费 | 款7万元 | 每个金融监管分局 | | | 支公司副 总 | | 率问题负直接管理责任。 | | | | | 经理(主持 | | | | | | | 工作) ] | | | | | 中国经济网北京1月13日讯 国家金融监督管理总局网站近日公布的锦州金融监管分局行政处罚信息公示列表（锦金监罚决字〔20 ...

针对上述违法违规行为，国家金融监督管理总局开封监管分局对其罚款14万元；对时任华安财险开封中支副总经理曲颖警告并处罚款4万元。 此外，中国平安人寿保险股份有限公司开封中心支公司因未能充分履行对保险代理人的管理责任，未能充分防范保险代理人从事违法违规行 为，被警告并处罚款0.7万元。白苑霞作为时任平安人寿开封中支区部经理，被警告并处罚款0.5万元。 蓝鲸新闻1月12日讯，近日，国家金融监督管理总局开封监管分局发布了罚单，剑指华安财产保险股份有限公司开封中心支公司及其相关责任 人。 罚单显示，华安财产保险股份有限公司开封中心支公司的主要违法违规事实（案由）为：给予投保人合同约定以外的利益。 | 序 | 当事人 | 行政处罚决 | 主要违法违 | 行政处 | 作出决 | | --- | --- | --- | --- | --- | --- | | 름 | 名称 华安财 | 定书文号 | 规行为 | 罚内容 | 定机关 | | | 产保险 | | | | | | | 股份有 | | | 罚款 | | | 1 | 限公司 | | | 14万 | | | | 开封中 | | | 元 | | | | 心支公 | | | ...

Group 1 - The core issue is that Sunshine Property Insurance Company was fined 310,000 yuan for falsely reporting business and management fees, as well as for misrepresenting direct sales to siphon off intermediary fees [3][4] - This is not the first time the company has faced penalties for similar issues; in March 2020, it was fined 370,000 yuan for similar violations, and in late 2022, it received a warning and a fine of 10,000 yuan for non-compliance in the management of senior executives [4] - Since 2025, the total fines for the group's subsidiaries have exceeded 15 million yuan, with violations covering a wide range of issues including data falsification, fraudulent claims, and illegal rebates [4] Group 2 - In 2024, the company achieved a record high in total premiums with an 8% year-on-year growth, but the growth rate has significantly slowed to 5.7% in the first half of 2025 compared to the same period in 2024 [5] - The net profit for the first half of 2025 was 3.39 billion yuan, reflecting a year-on-year growth of 7.8%, which is a stark contrast to the previous year's growth of 45.8% [5] - Compared to industry leaders, the gap is widening; in the first half of 2025, Ping An Insurance reported total premium income of 423.45 billion yuan, which is 5.2 times that of Sunshine, and a net profit of 93.54 billion yuan, which is 27.6 times that of Sunshine [5]

1月4日金融一线消息，国家金融监督管理总局甘肃监管局行政处罚信息公示表显示，中国太平洋财产保 险股份有限公司东岗支公司因存在虚构中介业务套取费用的违法行为，被处以罚款人民币7万元；王文 财 （时任中国太平洋财产保险股份有限公司东岗支公司经理）因此被给予警告并处罚款人民币1.5万 元。 中国太平洋财产保险股份有限公司兰州中心支公司因存在委托未取得合法资格的机构从事保险销售活动 的违法行为，被处以罚款人民币30万元；吴彦其（时任中国太平洋财产保险股份有限公司兰州中心支公 司总经理助理 ）因此被给予警告并处罚款人民币8万元。 中国太平洋财产保险股份有限公司庆阳中心支公司因存在财务数据不真实的违法行为，被处以罚款人民 币19.5万元；费永宏（时任中国太平洋财产保险股份有限公司庆阳中心支公司副总经理）因此被给予警 告并处罚款人民币2.5万元。 中国太平洋财产保险股份有限公司兰州中心支公司因存在委托未取得合法资格的机构从事保险销售活动 的违法行为，被处以罚款人民币30万元；吴彦其（时任中国太平洋财产保险股份有限公司兰州中心支公 司总经理助理 ）因此被给予警告并处罚款人民币8万元。 中国太平洋财产保险股份有限公司庆阳中心支 ...

12月31日金融一线消息，据国家金融监督管理总局大同监管分局行政处罚信息公开表显示，阳光财产保 险股份有限公司大同中心支公司因虚列费用，被责令改正，罚款10万元。同时，周婧（时任阳光财产保 险股份有限公司大同中心支公司销售管理岗）对阳光财产保险股份有限公司大同中心支公司虚列费用行 为负有责任，被警告，罚款1万元。 | 序 | 当事人名 | 行政处罚 | 主要违法 | 行政处罚 | 行政处 | 作出决 | 作出 | | --- | --- | --- | --- | --- | --- | --- | --- | | 름 | 称 | 决定书文 | 违规行为 | 依据 | 罚内容 | 定机关 | 决定 | | | | 를 | | | | | 时间 | | 1 | 阳光财产 有限公司 | | 虚列费用 | 《中华人 | | 国家金 | 2025 | | | 保险股份 | | | 民共和国 | 责令改 | 融监督 | | | | | | | 保险法》 | 正,罚 | 管理总 | 年12 | | | 大同中心 | | | 第八十六 | 款10万 | 局大同 | 月22 | | | 至公司 | | | 条、第一 | 元 ...

Summary of Key Points Core Viewpoint - China Life Insurance has faced multiple administrative penalties for various violations, including misleading policyholders and providing benefits outside of insurance contracts, resulting in significant fines across several branches [2][3][4][5]. Group 1: Administrative Penalties - China Life Insurance's Quanzhou branch was fined a total of 330,000 yuan for deceiving policyholders and making misleading comparisons between insurance terms and bank deposit rates [2][3]. - The head of the Quanzhou branch's marketing department, Chen Zhenyi, received a warning and was fined 97,000 yuan for his role in the violations [2][3]. - The Anxi branch was fined 100,000 yuan for inaccurate financial data, with the head, Zheng Zhirong, receiving a warning and a fine of 11,000 yuan [4]. - The Nan'an branch was penalized 180,000 yuan for similar financial inaccuracies, with manager Dai Peikun fined 30,000 yuan [4]. - The Yongchun branch faced an 110,000 yuan fine for untrue financial data, with the manager receiving a warning and a fine of 13,000 yuan [4]. - The Quanzhou district branch was fined 140,000 yuan for providing benefits outside of the contract, with deputy manager Pan Jinbian fined 45,000 yuan [4]. - The second marketing service department of the Nan'an branch was fined 120,000 yuan for inaccurate financial data, with manager Liu Jianfeng receiving a warning and a fine of 16,000 yuan [5].

Core Points - China Life Insurance's Quanzhou branch was fined a total of 330,000 yuan for deceiving policyholders and providing benefits outside of the insurance contract [1] - Multiple branches of China Life Insurance were penalized for false financial data, with a total fine of 510,000 yuan [2] Summary by Category Penalties and Violations - China Life Insurance's Quanzhou branch was fined 330,000 yuan for misleading policyholders by comparing insurance terms and rates with bank deposit rates [1] - The head of the Quanzhou branch's urban marketing department, Chen Zhenyi, received a warning and was fined 97,000 yuan [1] - The Anxi branch's second marketing service department was fined 100,000 yuan for false financial data, with the head, Zheng Zhirong, receiving a warning and a fine of 11,000 yuan [2] - The Nanan branch was fined 180,000 yuan, with the insurance department manager, Dai Peikun, receiving a warning and a fine of 30,000 yuan [2] - The Yongchun branch was fined 110,000 yuan, with manager Zheng Shirong receiving a warning and a fine of 13,000 yuan [2] - The second marketing service department of the Nanan branch was fined 120,000 yuan, with manager Liu Jianfeng receiving a warning and a fine of 16,000 yuan [2] - The Quanzhou branch in the Quangang district was fined 140,000 yuan for providing benefits outside of the contract, with deputy manager Pan Jinbian receiving a warning and a fine of 45,000 yuan [2]

Core Points - The China Banking and Insurance Regulatory Commission announced a fine of 380,000 yuan on Jianxin Life Insurance's Jilin branch for not using approved insurance clauses and for providing false financial data [1][3] - Four individuals, including Yu Yang, Wang Zhenjiang, Zhao Mingming, and Li Jiafeng, received warnings and were fined a total of 110,000 yuan for their involvement in the violations [1][3] Summary by Category - **Company Violations** - Jianxin Life Insurance's Jilin branch failed to use the approved insurance clauses as required [1][3] - The financial business data provided by the company was found to be untrue [1][3] - **Administrative Penalties** - A total fine of 380,000 yuan was imposed on Jianxin Life Insurance's Jilin branch [1][3] - The responsible individuals were collectively fined 110,000 yuan and received warnings [1][3]

Core Viewpoint - Xinhua Insurance is facing significant compliance issues, highlighted by recent fines and systemic violations, despite reporting impressive profit growth in 2024 [1][2][5] Regulatory Violations - Xinhua Insurance's Fuzhou branch was fined 208,000 yuan for two major violations: false financial records and improper marketing by medical personnel [2][5] - Since 2024, the company has received at least 30 fines totaling over 8 million yuan, with violations occurring across 15 provinces [1][5] Financial Performance - In 2024, Xinhua Insurance reported a net profit of 26.2 billion yuan, a year-on-year increase of over 200%, but its core insurance premium income growth was the lowest among major insurers at only 2.8% [1][6] - The company's total investment income surged to 79.7 billion yuan, a 251.6% increase from 2023, indicating a heavy reliance on investment returns rather than core business growth [6][7] Management and Governance Issues - The company is experiencing significant leadership turmoil, with former chairman Li Quan dismissed for serious violations, reflecting deeper governance issues [1][7] - Systemic issues include widespread data falsification and improper commission practices, undermining the company's operational integrity [5][6] Industry Implications - As the third-largest life insurance company in China, Xinhua Insurance is expected to lead in regulatory compliance and sustainable development, yet it faces challenges in aligning its growth strategies with compliance requirements [7]

Group 1 - The core viewpoint of the articles highlights regulatory penalties imposed on Lujiazui Guotai Life Insurance Co., Ltd. for non-compliance with insurance rate regulations and the use of unapproved training materials [2] - Lujiazui Guotai Life Insurance, established in 2005 with a registered capital of 3 billion yuan, is the first cross-strait joint venture life insurance company in China, operating multiple branches across various provinces [2] - As of the end of 2024, the total assets of Lujiazui Guotai Life Insurance reached 35 billion yuan, indicating significant growth in its financial standing [2] Group 2 - Revenue figures for Lujiazui Guotai Life Insurance from 2022 to 2024 show a growth trajectory, with revenues of 4.725 billion yuan, 7.227 billion yuan, and 8.688 billion yuan, reflecting year-on-year growth rates of 11.65%, 52.94%, and 20.22% respectively [3] - The net profit for the same period fluctuated, with figures of 88 million yuan, 51 million yuan, and 115 million yuan, showing a notable increase of 124.60% in 2024 after previous declines [3] - In the first half of 2024, the company experienced a significant revenue drop of nearly 74%, with revenue recorded at 1.094 billion yuan and a corresponding net profit of 349 million yuan [3]