新华保险再陷合规漩涡。 10月22日，其福州中心支公司因委托医护人员销售健康险等违规行为被处以罚款，这张罚单揭开了公司 系统性违规的冰山一角。 【文/羽扇观金工作室】 在2024年交出净利润262亿元、同比增长超200%的"亮眼"成绩单后，作为五大上市险企之一的新华保 险，却在2025年频频因违规问题登上监管罚单。 2024年以来，新华保险已收到至少30张罚单，累计罚没金额超800万元，违规行为遍布全国15个省市， 涉及数据造假、返佣促销等多重乱象。 从医护人员角度看，保险销售会分散其专业精力，难以专注于服务患者。更严重的是，涉及自身利益 后，可能对病患处理难以做到公正客观，甚至可能误导患者，引发医患矛盾。从患者角度看，在医疗场 景中处于弱势地位，面对医护人员推销的保险产品，往往缺乏理性判断能力，容易在信息不对等的情况 下被"诱导"购买。 罚单频现，主业增长乏力，高管落马添阴影 公开信息显示，2024年新华保险因财务造假、销售误导等违规行为收到至少30张罚单，累计罚没金额超 800万元，涉及全国15个省市的分支机构。违规行为呈现出三大特征： 一是数据造假规模化。宁波分公司虚列费用套取资金、伪造代理人学历，被罚 ...

Group 1 - The core viewpoint of the articles highlights regulatory penalties imposed on Lujiazui Guotai Life Insurance Co., Ltd. for non-compliance with insurance rate regulations and the use of unapproved training materials [2] - Lujiazui Guotai Life Insurance, established in 2005 with a registered capital of 3 billion yuan, is the first cross-strait joint venture life insurance company in China, operating multiple branches across various provinces [2] - As of the end of 2024, the total assets of Lujiazui Guotai Life Insurance reached 35 billion yuan, indicating significant growth in its financial standing [2] Group 2 - Revenue figures for Lujiazui Guotai Life Insurance from 2022 to 2024 show a growth trajectory, with revenues of 4.725 billion yuan, 7.227 billion yuan, and 8.688 billion yuan, reflecting year-on-year growth rates of 11.65%, 52.94%, and 20.22% respectively [3] - The net profit for the same period fluctuated, with figures of 88 million yuan, 51 million yuan, and 115 million yuan, showing a notable increase of 124.60% in 2024 after previous declines [3] - In the first half of 2024, the company experienced a significant revenue drop of nearly 74%, with revenue recorded at 1.094 billion yuan and a corresponding net profit of 349 million yuan [3]

6月20日，国家金融监督管理总局深圳监管局行政处罚信息公示表显示，阳光人寿保险股份有限公司深圳分公司（下称"阳光人寿深圳 分公司"）因未按照规定使用经备案的保险费率，被罚款30万元；相关责任人王贞贞、任建伟分别被给予警告并罚款4万元。 据南都·湾财社记者梳理，2025年以来，阳光人寿及下属机构已多次因违规行为被监管部门处罚。 针对年内多起监管处罚事件，阳光保险近日向南都·湾财社回应称，公司已针对监管指出的问题采取系列整改措施：全面溯源自查，从 业务流程优化、内控机制完善、系统权限升级等方面落实整改；通过全员合规培训、高频次专项检查等方式，持续提升合规管理精细 化水平。截至目前，相关问题已按监管要求整改完毕。 6月16日，阳光人寿安徽分公司及合肥中心支公司因存在编制虚假资料、诱导代理人失信、销售回溯缺失等多项违规行为，被国家金融 监督管理总局安徽监管局合计罚款43万元，多名责任人被罚1000元至4万元不等。 采写：南都·湾财社记者 罗曼瑜 4月15日，阳光人寿永州中心支公司因给予投保人或被保险人保险合同约定以外的利益，被国家金融监督管理总局永州监管分局罚款8.5 万元，3名负责人遭警告及罚款。 2月26日，阳光 ...

齐鲁晚报·齐鲁壹点记者 黄寿赓 大地保险披露的2025年第1季度偿付能力报告摘要显示，去年4季度，公司风险综合评级由BBB降至BB。 公开信息显示，大地保险成立于2003年10月，是全国性财产保险公司，也是中国再保险（集团）股份有限公司旗下唯一的财险直保公司。2024年，大地保险 保险业务收入突破500亿，达512.88亿元，对应净利润4.59亿元。今年一季度，公司实现保险业务收入164.36亿元，净利润6.14亿元。 业绩增长的同时，大地保险合规问题屡发。就本次罚单来看，相关责任人涉及公司多名中高级管理人员。据公开信息，舒文跃现任大地保险职工监事、法律 合规部巡视员，此前曾担任公司审计部总经理、法律合规部总经理等职；万雪平现任公司党委委员、总裁助理、理赔部总经理；郭俭峰为大地保险内蒙古分 公司总经理。 处罚公开后，大地保险在官网披露的重大事项信息显示，此次处罚源于2023年5月至7月，原中国银保监会对公司开展的现场检查，指出公司在2022年至2023 年3月期间存在前述违法违规问题。2025年7月29日，处罚落地。 大地保险称，针对前述事项，公司已采取针对性措施认真整改，同时坚持举一反三，深入开展自查排查， ...

| 序 | 当事人名 | 行政处罚决定 | 主要违法违规行为 | 行政处罚 | 作出决定 | | --- | --- | --- | --- | --- | --- | | 름 | 称 | 书文号 | | 内容 | 机关 | | 1 | 永安财产 保险股份 有限公司 济南中心 | 鲁金罚决字 (2025) 94 름 | | | 国家金融 | | | | | | 罚款11 | 监督管理 | | | | | | 力元 | 总局山东 | | | | | | | 监管局 | | | 支公司 | | | | | | 2 | 张康平 (时任永 安财产保 | [2025] 95 름 | | | 国家金融 | | | | 鲁金罚决字 | | | | | | 险股份有 | | | 警告并罚 | 监督管理 | | | 限公司济 | | | 款2万元 | 总局山东 | | | 南中心支 | | | | 监管局 | | | 公司总经 | | | | | | | 理助理) | | 编制虚假资料 | | | | 3 | 永安财产 | | | 罚款21 | 国家金融 监督管理 | | | 保险股份 | 鲁金罚决字 | | | | | | ...

6月20日，国家金融监管局发布处罚信息，因对中汇人寿白山中心支公司利用开展保险业务为其他机构或者个人牟取不正当利益问题负责，白山金融监管分 局对殷志华（时任中汇人寿白山中心支公司银保部代理人团队长）警告并罚款1万元。 | 序 | 当事人名称 | 行政处罚决定 | 主要违法违规行为 | 行政处罚 | 作出决定 | | --- | --- | --- | --- | --- | --- | | 島 | | 书文号 | | 内容 | 机关 | | | 殷志华(时 任中汇人寿 | | | | | | | 保险股份有 | 白山金罚决字 | | | | | | | | 对中汇人寿保险股份 | 警告并罚 | 自山金融 | | 1 | 限公司自山 | (2025) 14 | | | | | | 中心支公司 | 를 | 有限公司自山中心支 | 款1万元 | 监管分局 | | | 银保部代理 | | 公司利用开展保险业 | | | | | | | 务为其他机构或者个 | | | | | 人团队长） | | 人牟取不正当利益问 | | | | | | | 题负责 | | | 而在此前的4月14日，国家金融监督管理总局吉林监管局发布 ...

Core Viewpoint - The article reports on the administrative penalties imposed on Sunshine Life Insurance Co., Ltd. Anhui Branch and its employees for various violations, including the preparation of false materials and inducement of insurance agents to breach their integrity obligations [1][2][3]. Summary by Relevant Categories Company Violations - Sunshine Life Insurance Co., Ltd. Anhui Branch was fined 220,000 yuan for multiple violations, including preparing false materials, inducing insurance agents to breach integrity obligations, incomplete training records for personal agents, failure to participate in continuing education, improper recruitment of personal agents, and lack of compliance in insurance sales behavior management [1]. - The Hefei Central Branch of Sunshine Life Insurance was fined 210,000 yuan for using insurance business to gain improper benefits for other institutions, providing benefits outside of insurance contracts to policyholders, obstructing legal supervision, and failing to register as required [2]. Individual Violations - Du Ming, former Deputy General Manager of the Anhui Branch's Banking Insurance Training Department, was fined 25,000 yuan for similar violations as the company [1]. - Lin Yuanxiang, former Deputy General Manager of the Anhui Branch, was fined 30,000 yuan for preparing false materials and failing to manage insurance sales behavior as required [1]. - Xuan Lijuan, former Assistant General Manager of the Hefei Central Branch's Banking Insurance Marketing Department, was fined 40,000 yuan for preparing false materials and failing to manage insurance sales behavior [2]. - Other individuals, including Liu Wanyi and Zhu Jiachang, faced fines ranging from 10,000 to 30,000 yuan for various violations related to providing unauthorized benefits to policyholders and preparing false materials [2][3]. Summary of Penalties - A total of 11 individuals and branches of Sunshine Life Insurance received warnings and fines, with penalties totaling over 500,000 yuan across various infractions [1][2][3].

Core Viewpoint - The regulatory authority has intensified scrutiny on insurance companies in Jilin, imposing fines for various violations, highlighting systemic issues within the industry related to compliance and internal controls [1][8]. Group 1: Regulatory Actions - On June 11, the Jilin branch of the National Financial Supervision Administration issued multiple fines targeting insurance institutions for violations such as providing benefits outside of contracts and failing to record sales processes as required [1][7]. - Fude Life Insurance's Jilin branch was fined 80,000 yuan for providing benefits outside of the insurance contract, with the assistant manager also penalized [3][4]. - The Jilin branch of Aizhong Life Insurance was fined 120,000 yuan for falsely listing business and management fees, with penalties imposed on senior management [6][7]. Group 2: Compliance Issues - Fude Life Insurance has a history of violations, with multiple branches facing penalties over the past year, indicating a pattern of non-compliance and internal management failures [3][6]. - Aizhong Life Insurance's actions of inflating expenses to extract funds for commissions and rebates have raised significant regulatory concerns [6][7]. - Dajia Life Insurance was penalized for failing to record sales processes, which undermines consumer rights and reflects a lack of adherence to internal control processes [7][8]. Group 3: Industry Context - The insurance sector is facing challenges in growth, with the three companies struggling to expand their market share in Jilin, leading to a reliance on questionable practices to meet performance targets [7][8]. - Since 2025, the Jilin regulatory authority has penalized 18 insurance institutions, totaling over 3 million yuan in fines, indicating a zero-tolerance approach to compliance violations [8].